10. BORROWING ARRANGEMENTS	9 Months Ended
Sep. 30, 2011
Debt Disclosure [Text Block]	10. BORROWING ARRANGEMENTS At September 30, 2011, the Company had $17,000,000 of unsecured short-term borrowing arrangements with two of its correspondent banks. There were no advances under the borrowing arrangements as of September 30, 2011 or December 31, 2010. The Company has a line of credit available with the Federal Home Loan Bank of San Francisco (the “FHLB”) which is secured by pledged mortgage loans and investment securities. Borrowings may include overnight advances as well as loans with terms of up to thirty years. Advances (both short and long-term) totaling $19,000,000 were outstanding from the FHLB at September 30, 2011, bearing interest rates ranging from 0.67% to 2.73% and maturing between January 9, 2012 and July 20, 2016. Advances totaling $17,000,000 were outstanding from the FHLB at December 31, 2010, bearing interest rates ranging from 1.85% to 3.78% and maturing between March 11, 2011 and January 13, 2014. Remaining amounts available under the borrowing arrangement with the FHLB at September 30, 2011 and December 31, 2010 totaled $64,252,000 and $55,165,000, respectively. The increased borrowing capacity in 2011 resulted from an increase in the value of the pledged collateral. In addition, the Company has a secured borrowing agreement with the Federal Reserve Bank of San Francisco. The borrowing can be secured by pledging selected loans and investment securities. Borrowings generally are short-term including overnight advances as well as loans with terms up to ninety days. Amounts available under this borrowing arrangement at September 30, 2011 and December 31, 2010 were $30,078,000 and $30,702,000, respectively. There were no advances outstanding under this borrowing arrangement as of September 30, 2011 and December 31, 2010.

10. BORROWING ARRANGEMENTS

9 Months Ended

Sep. 30, 2011

10. BORROWING ARRANGEMENTS

At September 30, 2011, the Company had $17,000,000 of unsecured short-term borrowing arrangements with two of its correspondent banks. There were no advances under the borrowing arrangements as of September 30, 2011 or December 31, 2010.

The Company has a line of credit available with the Federal Home Loan Bank of San Francisco (the “FHLB”) which is secured by pledged mortgage loans and investment securities. Borrowings may include overnight advances as well as loans with terms of up to thirty years. Advances (both short and long-term) totaling $19,000,000 were outstanding from the FHLB at September 30, 2011, bearing interest rates ranging from 0.67% to 2.73% and maturing between January 9, 2012 and July 20, 2016. Advances totaling $17,000,000 were outstanding from the FHLB at December 31, 2010, bearing interest rates ranging from 1.85% to 3.78% and maturing between March 11, 2011 and January 13, 2014. Remaining amounts available under the borrowing arrangement with the FHLB at September 30, 2011 and December 31, 2010 totaled $64,252,000 and $55,165,000, respectively. The increased borrowing capacity in 2011 resulted from an increase in the value of the pledged collateral. In addition, the Company has a secured borrowing agreement with the Federal Reserve Bank of San Francisco. The borrowing can be secured by pledging selected loans and investment securities. Borrowings generally are short-term including overnight advances as well as loans with terms up to ninety days. Amounts available under this borrowing arrangement at September 30, 2011 and December 31, 2010 were $30,078,000 and $30,702,000, respectively. There were no advances outstanding under this borrowing arrangement as of September 30, 2011 and December 31, 2010.