Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2025

Receivables [Abstract]

Schedule of Changes in the Allowance for Loan and Lease Losses

The following tables present the changes in the allowance for loan and lease losses and the recorded investment in loans and leases by portfolio segment for the periods indicated:

	Year Ended December 31, 2025
	Commercial Real Estate		Commercial		Consumer		Total
	(In Thousands)
Balance at December 31, 2024	$	74,171	$	44,169	$	6,743	$	125,083
Charge-offs	(11,018)		(31,034)		(199)		(42,251)
Recoveries	252		3,657		743		4,652
Merger Day 1 allowance on non-PCD loans	31,820		17,891		17,518		67,229
Merger Day 1 allowance on PCD loans	38,744		24,294		1,473		64,511
Provision (credit) for loan and lease losses excluding unfunded commitments	8,422		27,513		(2,320)		33,615
Balance at December 31, 2025	$	142,391	$	86,490	$	23,958	$	252,839

	Year Ended December 31, 2024
	Commercial Real Estate		Commercial		Consumer		Total
	(In Thousands)
Balance at December 31, 2023	$	81,410	$	29,557	$	6,555	$	117,522
Charge-offs	(4,425)		(22,345)		(40)		(26,810)
Recoveries	—		2,241		41		2,282
Provision (credit) for loan and lease losses excluding unfunded commitments	(2,814)		34,716		187		32,089
Balance at December 31, 2024	$	74,171	$	44,169	$	6,743	$	125,083

Schedule of Provisions for Credit Losses

The provision (credit) for credit losses are set forth below for the periods indicated:

	Year Ended December 31,
	2025		2024		2023
	(In Thousands)
Provision (credit) for loan and lease losses:
Commercial real estate	$	8,422	$	(2,814)	$	14,328
Commercial	27,513		34,716		21,537
Consumer	(2,320)		187		2,838
Total provision (credit) for loan and lease losses	33,615		32,089		38,703
Unfunded credit commitments	7,765		(10,086)		(835)
Investment securities available-for-sale	12		(359)		339
Total provision (credit) for credit losses	$	41,392	$	21,644	$	38,207

Schedule of Recorded Investments by Credit Quality Indicator, By Loan Class

The following tables present the recorded investment in loans in each class as of December 31, 2025 and December 31, 2024 by credit quality indicator and year originated.

	December 31, 2025
	2025		2024		2023		2022		2021		Prior		Revolving Loans		Revolving Loans Converted to Term Loans		Total
	(In Thousands)
Commercial Real Estate
Pass	$	546,268	$	496,486	$	713,257	$	1,377,041	$	1,144,463	$	2,524,605	$	45,663	$	14,944	$	6,862,727
OAEM	14,599		732		53,420		42,680		43,317		37,747		—		387		192,882
Substandard	—		24,867		3,963		56,316		7,427		84,232		2,983		—		179,788
Total	560,867		522,085		770,640		1,476,037		1,195,207		2,646,584		48,646		15,331		7,235,397
Current -period gross writeoffs	—		569		18		4,641		—		3,458		—		—		8,686
Multi-Family Mortgage

	December 31, 2025
	2025	2024	2023	2022	2021	Prior	Revolving Loans	Revolving Loans Converted to Term Loans	Total
	(In Thousands)
Pass	165,979	110,718	113,109	618,623	278,798	811,649	4,551	3,982	2,107,409
OAEM	—	—	—	10,876	—	—	—	—	10,876
Substandard	—	—	1,066	2,863	11,477	22,289	—	—	37,695
Total	165,979	110,718	114,175	632,362	290,275	833,938	4,551	3,982	2,155,980
Current -period gross writeoffs	—	—	—	—	—	2,332	—	—	2,332
Construction
Pass	159,217	148,651	145,038	87,874	16,938	332	3,188	—	561,238
OAEM	—	—	—	37,689	—	—	—	—	37,689
Substandard	—	—	—	21,790	—	—	—	—	21,790
Total	159,217	148,651	145,038	147,353	16,938	332	3,188	—	620,717
Commercial
Pass	314,833	302,916	311,533	162,007	177,421	174,533	1,180,768	12,790	2,636,801
OAEM	—	774	236	20,727	135	4,361	35,864	339	62,436
Substandard	—	8,231	4,746	4,283	5,378	11,421	49,974	698	84,731

	December 31, 2025
	2025		2024		2023		2022		2021		Prior		Revolving Loans		Revolving Loans Converted to Term Loans		Total
	(In Thousands)
Doubtful	—		—		184		—		—		—		—		—		184
Total	314,833		311,921		316,699		187,017		182,934		190,315		1,266,606		13,827		2,784,152
Current-period gross writeoffs	—		1,082		210		5,199		106		7,353		1,467		—		15,417
Equipment Financing
Pass	196,359		241,981		265,403		210,829		94,341		101,526		2,951		4,359		1,117,749
OAEM	—		—		—		878		597		—		—		—		1,475
Substandard	138		3,778		12,026		8,090		2,532		3,959		—		11,541		42,064
Doubtful	—		—		—		1,918		—		5		—		—		1,923
Total	196,497		245,759		277,429		221,715		97,470		105,490		2,951		15,900		1,163,211
Current-period gross writeoffs	—		870		6,421		5,263		1,097		1,966		—		—		15,617
Other Consumer
Pass	10,735		19,553		19,614		7,792		3,311		4,270		75,916		14		141,205
OAEM	12				—		5		—		1		5		—		23
Substandard	1		41		2		46		6		7		32		—		135
Total	10,748		19,594		19,616		7,843		3,317		4,278		75,953		14		141,363
Current-period gross writeoffs	27		14		11		1		—		19		62		—		134
Total
Pass	1,393,391		1,320,305		1,567,954		2,464,166		1,715,272		3,616,915		1,313,037		36,089		13,427,129
OAEM	14,611		1,506		53,656		112,855		44,049		42,109		35,869		726		305,381
Substandard	139		36,917		21,803		93,388		26,820		121,908		52,989		12,239		366,203
Doubtful	—		—		184		1,918		—		5		—		—		2,107
Total	$	1,408,141	$	1,358,728	$	1,643,597	$	2,672,327	$	1,786,141	$	3,780,937	$	1,401,895	$	49,054	$	14,100,820

	December 31, 2024
	2024		2023		2022		2021		2020		Prior		Revolving Loans		Revolving Loans Converted to Term Loans		Total
	(In Thousands)
Commercial Real Estate
Pass	$	147,877	$	395,770	$	677,054	$	740,805	$	368,755	$	1,493,198	$	45,933	$	16,620	$	3,886,012
OAEM	22,505		—		21,923		3,611		3,210		41,704		—		411		93,364
Substandard	—		—		3,653		5,416		—		38,820		—		—		47,889

	December 31, 2024
Total	170,382		395,770		702,630		749,832		371,965		1,573,722		45,933		17,031		4,027,265
Current -period gross writeoffs	—		—		552		—		—		3,874		—		—		4,426
Multi-Family Mortgage
Pass	16,197		67,890		244,419		243,977		153,294		572,534		5,937		38,001		1,342,249
OAEM	—		—		11,606		—		—		3,855		—		—		15,461
Substandard	—		—		2,863		11,477		—		15,746		—		—		30,086
Total	16,197		67,890		258,888		255,454		153,294		592,135		5,937		38,001		1,387,796
Construction
Pass	50,569		24,642		169,636		37,832		1,649		221		8,754		—		293,303
OAEM	—		—		7,750		—		—		—		—		—		7,750
Total	50,569		24,642		177,386		37,832		1,649		221		8,754		—		301,053
Commercial
Pass	171,978		256,267		138,946		108,892		35,090		87,430		383,725		6,962		1,189,290
OAEM	—		—		—		48		—		284		1,711		—		2,043
Substandard	—		4		—		392		1,197		12,001		6,091		365		20,050
Doubtful	—		—		—		—		—		2		—		329		331
Total	171,978		256,271		138,946		109,332		36,287		99,717		391,527		7,656		1,211,714
Current-period gross writeoffs	13		4		3,612		100		1,523		1,596		—		—		6,848
Equipment Financing
Pass	287,280		359,803		289,487		147,244		83,664		85,286		425		5,881		1,259,070
OAEM	—		—		1,572		930		—		—		—		—		2,502
Substandard	—		7,681		3,455		2,918		725		2,771		—		11,530		29,080
Doubtful	—		—		4,283		—		—		15		—		—		4,298
Total	287,280		367,484		298,797		151,092		84,389		88,072		425		17,411		1,294,950
Current-period gross writeoffs	840		2,801		4,740		1,430		5,219		4,166		—		—		19,196
Other Consumer
Pass	373		176		84		873		—		2,057		60,789		15		64,367
Total	373		176		84		873		—		2,057		60,789		15		64,367
Current-period gross writeoffs	7		—		3		—		1		12		—		—		23
Total
Pass	674,274		1,104,548		1,519,626		1,279,623		642,452		2,240,726		505,563		67,479		8,034,291
OAEM	22,505		—		42,851		4,589		3,210		45,843		1,711		411		121,120
Substandard	—		7,685		9,971		20,203		1,922		69,338		6,091		11,895		127,105
Doubtful	—		—		4,283		—		—		17		—		329		4,629
Total	$	696,779	$	1,112,233	$	1,576,731	$	1,304,415	$	647,584	$	2,355,924	$	513,365	$	80,114	$	8,287,145

For residential mortgage and home equity loans, the borrowers' credit scores at origination contribute as a reserve metric in the retail loss rate model. The credit scores in the table as follows represent the borrowers' current credit scores.

	December 31, 2025
	2025		2024		2023		2022		2021		Prior		Revolving Loans		Revolving Loans Converted to Term Loans		Total
	(In Thousands)
Residential
Credit Scores
Over 700	$	311,693	$	330,183	$	497,233	$	542,388	$	250,604	$	746,295	$	3,000	$	—	$	2,681,396
661 - 700	10,890		15,515		23,976		30,852		15,805		74,101		8		—		171,147
600 and below	4,983		8,539		10,528		15,014		11,306		43,250		—		—		93,620
Data not available*	24,658		3,334		5,729		103,341		6,076		144,124		—		—		287,262
Total	$	352,224	$	357,571	$	537,466	$	691,595	$	283,791	$	1,007,770	$	3,008	$	—	$	3,233,425
Current-period gross writeoffs	—		—		—		—		—		1		—		—		1
Home Equity
Credit Scores
Over 700	$	5,286	$	1,882	$	6,714	$	7,087	$	7,111	$	26,203	$	542,324	$	3,737	$	600,344
661 - 700	—		23		54		559		177		2,211		55,752		986		59,762
600 and below	95		117		789		131		124		952		27,538		2,652		32,398
Data not available*	2		—		13		—		—		50		2,738		—		2,803
Total	$	5,383	$	2,022	$	7,570	$	7,777	$	7,412	$	29,416	$	628,352	$	7,375	$	695,307
Current-period gross writeoffs	—		—		—		—		—		—		64		—		64

* Represents loans made to trusts and purchased mortgages.

	December 31, 2024
	2024		2023		2022		2021		2020		Prior		Revolving Loans		Revolving Loans Converted to Term Loans		Total
	(In Thousands)
Residential
Credit Scores
Over 700	$	119,843	$	75,397	$	167,352	$	204,738	$	110,663	$	341,746	$	7,936	$	—	$	1,027,675
661 - 700	6,444		7,330		7,734		6,915		4,622		12,583		—		—		45,628
600 and below	2,040		1,111		7,711		4,976		5,016		13,024		—		—		33,878
Data not available*	31		537		1,349		881		—		4,753		—		—		7,551
Total	128,358		84,375		184,146		217,510		120,301		372,106		7,936		—		1,114,732
Home Equity
Credit Scores
Over 700	1,696		4,686		3,492		1,402		529		7,003		316,187		5,446		340,441
661 - 700	166		400		21		38		—		326		18,700		505		20,156
600 and below	—		405		132		—		18		373		12,121		1,195		14,244
Data not available*	—		—		—		—		—		4		2,566		—		2,570
Total	$	1,862	$	5,491	$	3,645	$	1,440	$	547	$	7,706	$	349,574	$	7,146	$	377,411
Current-period gross writeoffs	$	—	$	—	$	16	$	—	$	—	$	—	$	—	$	—	$	16

* Represents loans made to trusts and purchased mortgages.

Schedule of Information Regarding the Aging of Past Due Loans, By Loan Class

The following tables present an age analysis of the recorded investment in total loans and leases as of December 31, 2025 and 2024.

	At December 31, 2025
	Past Due												Past Due Greater Than 90 Days and Accruing		Non-accrual		Non-accrual with no related Allowance
	31-60 Days		61-90 Days		Greater Than 90 Days		Total		Current		Total Loans and Leases
	(In Thousands)
Commercial real estate loans:
Commercial real estate	$	10,348	$	7,457	$	21,663	$	39,468	$	7,195,929	$	7,235,397	$	3,250	$	41,246	$	1,340
Multi-family mortgage	148		—		18,400		18,548		2,137,432		2,155,980		14,340		4,065		1,066
Construction	—		—		15,000		15,000		605,717		620,717		15,000		—		—
Total commercial real estate loans	10,496		7,457		55,063		73,016		9,939,078		10,012,094		32,590		45,311		2,406
Commercial loans and leases:
Commercial	2,762		219		16,798		19,779		2,764,373		2,784,152		320		16,716		1,735
Equipment financing	12,513		7,456		36,795		56,764		1,106,447		1,163,211		112		42,718		2,531
Condominium association	—		—		—		—		—		—		—		—		—
Total commercial loans and leases	15,275		7,675		53,593		76,543		3,870,820		3,947,363		432		59,434		4,266
Consumer loans:
Residential mortgage	8,429		4,014		8,443		20,886		3,212,539		3,233,425		3,970		6,465		1,323
Home equity	2,793		1,030		1,486		5,309		689,998		695,307		811		2,811		32
Other consumer	287		68		133		488		140,875		141,363		20		135		—
Total consumer loans	11,509		5,112		10,062		26,683		4,043,412		4,070,095		4,801		9,411		1,355
Total loans and leases	$	37,280	$	20,244	$	118,718	$	176,242	$	17,853,310	$	18,029,552	$	37,823	$	114,156	$	8,027

	At December 31, 2024
	Past Due												Past Due Greater Than 90 Days and Accruing
	31-60 Days		61-90 Days		Greater Than 90 Days		Total		Current		Total Loans and Leases				Non-accrual		Non-accrual with no related Allowance
	(In Thousands)
Commercial real estate loans:
Commercial real estate	$	6,570	$	1,685	$	12,153	$	20,408	$	4,006,857	$	4,027,265	$	629	$	11,525	$	683
Multi-family mortgage	2,863		—		6,469		9,332		1,378,464		1,387,796		—		6,596		6,605
Construction	—		—		—		—		301,053		301,053		—		—		—
Total commercial real estate loans	9,433		1,685		18,622		29,740		5,686,374		5,716,114		629		18,121		7,288
Commercial loans and leases:
Commercial	783		1,693		695		3,171		1,208,543		1,211,714		—		14,676		326
Equipment financing	6,140		2,508		27,070		35,718		1,259,232		1,294,950		—		31,509		2,180
Condominium association	—		—		—		—		—		—		—		—		—
Total commercial loans and leases	6,923		4,201		27,765		38,889		2,467,775		2,506,664		—		46,185		2,506
Consumer loans:
Residential mortgage	2,015		—		2,057		4,072		1,110,660		1,114,732		130		3,999		2,359
Home equity	818		233		135		1,186		376,225		377,411		52		1,043		—
Other consumer	4		—		1		5		64,362		64,367		—		1		—
Total consumer loans	2,837		233		2,193		5,263		1,551,247		1,556,510		182		5,043		2,359
Total loans and leases	$	19,193	$	6,119	$	48,580	$	73,892	$	9,705,396	$	9,779,288	$	811	$	69,349	$	12,153

Schedule of Impaired and Non-impaired Loans and Leases, By Loan and Leases Class

The following tables present information regarding individually evaluated and collectively evaluated allowance for loan and lease losses for credit losses on loans and leases at the dates indicated.

	At December 31, 2025
	Commercial Real Estate		Commercial		Consumer		Total
	(In Thousands)
Allowance for Loan and Lease Losses:
Individually evaluated	$	47,329	$	31,909	$	178	$	79,416
Collectively evaluated	95,062		54,581		23,780		173,423
Total	$	142,391	$	86,490	$	23,958	$	252,839
Loans and Leases:
Individually evaluated	$	240,753	$	111,589	$	1,801	$	354,143
Collectively evaluated	9,771,341		3,835,774		4,068,294		17,675,409
Total	$	10,012,094	$	3,947,363	$	4,070,095	$	18,029,552

	At December 31, 2024
	Commercial Real Estate		Commercial		Consumer		Total
	(In Thousands)
Allowance for Loan and Lease Losses:
Individually evaluated	$	3,566	$	13,967	$	13	$	17,546
Collectively evaluated	70,605		30,202		6,730		107,537
Total	$	74,171	$	44,169	$	6,743	$	125,083
Loan and Lease Losses:
Individually evaluated	$	77,983	$	47,819	$	2,626	$	128,428
Collectively evaluated	5,638,131		2,458,845		1,553,884		9,650,860
Total	$	5,716,114	$	2,506,664	$	1,556,510	$	9,779,288

Schedule of Information Regarding Troubled Debt Restructuring Loans

The following tables present the amortized cost basis of loan modifications made to borrowers experiencing financial difficulty during the periods indicated.

	At December 31, 2025
	Number of Loans	Amortized Cost		% of Total Class of Loans and Leases		Financial Effect
		(In thousands)
Maturity Extension
CRE	1	$	18,719	0.26	%	The loan was given a 10 month maturity extension. The financial effect was deemed "de minimis."
C&I	9	$	19,705	0.71	%	Loans were given multi-month extensions up to 15 months to assist the borrowers. The financial effect was deemed "de minimis".
Significant Payment Delays
CRE	2	3,967		0.05	%	One loan was given principal payments deferrals for 12 months and the other received and interest payment deferral of 6 months. The financial effect was deemed "de minimis."
Combination - Maturity Extension and Significant Payment Delays
C&I	5	2,443		0.09	%	These loans were given 6 month maturity extension and 6 months of interest-only payments. The financial effect was deemed "de minimis."
Combination - Maturity Extension and Interest Rate Reduction
C&I	2	244		0.01	%	These loans were given 36 month extensions, and reductions in their stated interest rates of 2.3%. The financial effect was deemed "de minimis."
Total	19	$	45,078

	At December 31, 2024
	Number of Loans	Amortized Cost		% of Total Class of Loans and Leases		Financial Effect
		(In thousands)
Maturity Extension
C&I	2	$	115	0.01	%	One loan was given 6 months of interest only payments and 6 months added to the term of the loan and the other loan was given a 2 month deferment of payments along with 13 months added to the term of the loan. The financial effect was deemed "de minimis".

Significant Payment Delays
C&I	14	15,016		1.29	%	Some of these loans and letters of credit were given a two quarter (6 month) payment forbearance, while one was given a 30 month term extension, and another was given one year of payment deferrals. The financial effect was deemed "de minimis."
Combination - Maturity Extension and Significant Payment Delays
C&I	2	1,478		0.13	%	These loans were given 6 month maturity extension and 6 months of interest-only payments. The financial effect was deemed "de minimis."
Combination - Maturity Extension and Interest Rate Reduction
CRE	1	8,284		0.21	%	This loan was given a maturity extension of 3 years with a 5.0% pay rate and 7.0% accrue rate. The financial effect was deemed "de minimis."
C&I	2	92		0.01	%	These loans were given 25 month extensions, and reductions in their stated interest rates of 7.5%. The financial effect was deemed "de minimis."
Home Equity	1	$	269	0.07	%	This loan was reamortized over 30 years and extended the prior maturity date 20 years, with a reduction in rate to 6.8% fixed. The financial effect was deemed "de minimis."
Combination - Maturity Extension, Interest Rate Reduction, and Significant Payment Delays
CRE	1	604		0.02	%	Line of credit renewed for 1 year, interest only, with a reduction in rate from 10.3% variable to 7.5% fixed. The financial effect was deemed "de minimis."
Total	23	$	25,858

	At December 31, 2023
	Number of Loans	Amortized Cost		% of Total Class of Loans and Leases		Financial Effect
		(In thousands)
Maturity Extension
CRE	1	$	3,195	0.06	%	The loan was given a 1 year maturity extension. The financial effect was deemed "de minimis."
C&I	12	14,463		0.98	%	All 12 loans were given 6 month maturity extensions to assist borrowers. The financial effect was deemed "de minimis."
Significant Payment Delays
C&I	2	16		—	%	Both loans were given restructured payment plans to assist borrowers. The financial effect was deemed "de minimis."
Combination - Maturity Extension and Significant Payment Delays
CRE	2	18,792		0.33	%	Loans were given 2 year maturity extensions, with a partial deferral of interest payments. The financial effect was deemed "de minimis."
C&I	10	4,650		0.30	%	Loans were given 1 to 30 months of payment delays and 3 to 30 month term extensions. The financial effect was deemed "de minimis."
Combination - Maturity Extension and Interest Rate Reduction
C&I	10	985		0.07	%	A portion of loans were given 4 month maturity extensions and interest rate reductions. Other loans were given 2 year maturity extensions and a 5.00% fixed rate. The financial effect was deemed "de minimis."
Total	37	$	42,101

The following tables present the aging analysis of loan modifications made to borrowers experiencing financial difficulty during the periods indicated.

	At December 31, 2025
	Current		30-60 Days Past Due	61-90 Days Past Due	90+ Days Past Due	Modified
	(In thousands)
Total Modifications	$	44,179	899	—	—	—

	At December 31, 2024
	Current		30-60 Days Past Due	61-90 Days Past Due	90+ Days Past Due	Modified
	(In thousands)
Total Modifications	$	25,155	98	580	—	—

	At December 31, 2023
	Current		30-60 Days Past Due	61-90 Days Past Due	90+ Days Past Due	Modified
	(In thousands)
Total Modifications	$	41,993	16	—	92	—