PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2023

Property, Plant and Equipment [Abstract]

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT

Year-end premises and equipment are summarized as follows:

(In thousands)	2023		2022		Estimated Useful Life
Land	$	12,525	$	15,536	N/A
Buildings and improvements	89,222		99,977		5 - 39 years
Furniture and equipment	64,290		63,554		3 - 7 years
Construction in process	327		1,147
Premises and equipment, gross	166,364		180,214
Accumulated depreciation and amortization	(97,449)		(94,997)
Premises and equipment, net	$	68,915	$	85,217

Depreciation and amortization expense for the years 2023, 2022, and 2021 amounted to $8.4 million, $9.6 million, and $11.0 million, respectively.