LOANS (Tables)

3 Months Ended

Mar. 31, 2013

	March 31, 2013
(In thousands)	Business Loans		Acquired Loans		Total

Residential mortgages
1-4 family	$	813,150	$	396,899	$	1,210,049
Construction	18,516		6,051		24,567
Total residential mortgages	831,666		402,950		1,234,616

Commercial mortgages:
Construction	149,599		19,461		169,060
Single and multi-family	65,203		78,003		143,206
Commercial real estate	754,411		330,465		1,084,876
Total commercial mortgages	969,213		427,929		1,397,142

Commercial business loans:
Asset based lending	274,632		3,978		278,610
Other commercial business loans	243,057		96,675		339,732
Total commercial business loans	517,689		100,653		618,342

Total commercial loans	1,486,902		528,582		2,015,484

Consumer loans:
Home equity	199,101		118,062		317,163
Other	98,489		223,320		321,809
Total consumer loans	297,590		341,382		638,972

Total loans	$	2,616,158	$	1,272,914	$	3,889,072

	December 31, 2012
(In thousands)	Business Loans		Acquired Loans		Total

Residential mortgages:
1-4 family	$	870,322	$	427,210	$	1,297,532
Construction	20,344		6,375		26,719
Total residential mortgages	890,666		433,585		1,324,251

Commercial mortgages:
Construction	150,694		17,131		167,825
Single and multi-family	43,332		80,488		123,820
Commercial real estate	768,867		353,032		1,121,899
Total commercial mortgages	962,893		450,651		1,413,544

Commercial business loans:
Asset based lending	255,265		2,830		258,095
Other commercial business loans	234,662		107,369		342,031
Total commercial business loans	489,927		110,199		600,126

Total commercial loans	1,452,820		560,850		2,013,670

Consumer loans:
Home equity	205,892		119,509		325,401
Other	76,258		249,074		325,332
Total consumer loans	282,150		368,583		650,733

Total loans	$	2,625,636	$	1,363,018	$	3,988,654

Activity in the accretable yield for the acquired loan portfolio that falls under the purview of ASC 310-30, Accounting for Certain Loans or Debt Securities Acquired in a Transfer

	Three months ended March 31,
(In thousands)	2013			2012
Balance at beginning of period	$	8,247		$	1,277
Acquisitions	—			—
Sales	—			—
Reclassification from nonaccretable difference for loans with improved cash flows	—			—
Changes in expected cash flows that do not affect nonaccretable difference	—			—
Accretion	(2,581		)	(609		)
Balance at end of period	$	5,666		$	668

Summary of past due loans

Business Loans

(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current		Total Loans		Past Due >;; 90 days and Accruing
March 31, 2013
Residential mortgages:
1-4 family	$	3,633	$	996	$	8,738	$	13,367	$	799,783	$	813,150	$	1,896
Construction	553		111		89		753		17,763		18,516		89
Total	4,186		1,107		8,827		14,120		817,546		831,666		1,985
Commercial mortgages:
Construction	—		225		4,318		4,543		145,056		149,599		—
Single and multi-family	214		140		474		828		64,375		65,203		330
Commercial real estate	3,962		548		6,248		10,758		743,653		754,411		—
Total	4,176		913		11,040		16,129		953,084		969,213		330
Commercial business loans:
Asset based lending	—		—		—		—		274,632		274,632		—
Other commercial business loans	396		124		2,885		3,405		239,652		243,057		230
Total	396		124		2,885		3,405		514,284		517,689		230
Consumer loans:
Home equity	1,663		186		2,553		4,402		194,699		199,101		1,001
Other	361		118		362		841		97,648		98,489		142
Total	2,024		304		2,915		5,243		292,347		297,590		1,143
Total	$	10,782	$	2,448	$	25,667	$	38,897	$	2,577,261	$	2,616,158	$	3,688

Business Loans

(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current		Total Loans		Past Due >;; 90 days and Accruing
December 31, 2012
Residential mortgages:
1-4 family	$	4,105	$	1,291	$	8,061	$	13,457	$	856,865	$	870,322	$	1,563
Construction	—		210		48		258		20,086		20,344		48
Total	4,105		1,501		8,109		13,715		876,951		890,666		1,611
Commercial mortgages:
Construction	—		—		4,668		4,668		146,026		150,694		—
Single and multi-family	616		—		27		643		42,689		43,332		—
Commercial real estate	1,183		1,727		8,231		11,141		757,726		768,867		1,195
Total	1,799		1,727		12,926		16,452		946,441		962,893		1,195
Commercial business loans
Asset based lending	—		—		—		—		255,265		255,265		—
Other commercial business loans	745		372		3,427		4,544		230,118		234,662		159
Total	745		372		3,427		4,544		485,383		489,927		159
Consumer loans:
Home equity	828		300		1,856		2,984		202,908		205,892		424
Other	546		55		248		849		75,409		76,258		69
Total	1,374		355		2,104		3,833		278,317		282,150		493
Total	$	8,023	$	3,955	$	26,566	$	38,544	$	2,587,092	$	2,625,636	$	3,458

Acquired Loans

(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current		Total Loans		Past Due >;; 90 days and Accruing
March 31, 2013
Residential mortgages:
1-4 family	$	862	$	648	$	2,819	$	4,329	$	392,570	$	396,899	$	843
Construction	—		—		—		—		6,051		6,051		—
Total	862		648		2,819		4,329		398,621		402,950		843
Commercial mortgages:
Construction	—		—		1,080		1,080		18,381		19,461		1,080
Single and multi-family	230		3,424		1,243		4,897		73,106		78,003		1,165
Commercial real estate	284		—		11,576		11,860		318,605		330,465		9,968
Total	514		3,424		13,899		17,837		410,092		427,929		12,213

Commercial business loans:
Asset based lending	—		—		—		—		3,978		3,978		—
Other commercial business loans	320		187		2,286		2,793		93,882		96,675		1,422
Total	320		187		2,286		2,793		97,860		100,653		1,422
Consumer loans:
Home equity	544		495		279		1,318		116,744		118,062		64
Other	3,037		450		383		3,870		219,450		223,320		45
Total	3,581		945		662		5,188		336,194		341,382		109
Total	$	5,277	$	5,204	$	19,666	$	30,147	$	1,242,767	$	1,272,914	$	14,587

Acquired Loans

(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current		Total Loans		Past Due >;; 90 days and Accruing
December 31, 2012
Residential mortgages:
1-4 family	$	1,817	$	585	$	2,523	$	4,925	$	422,285	$	427,210	$	1,555
Construction	—		—		—		—		6,375		6,375		—
Total	1,817		585		2,523		4,925		428,660		433,585		1,555
Commercial mortgages:
Construction	—		—		1,056		1,056		16,075		17,131		1,056
Single and multi-family	194		1,328		746		2,268		78,220		80,488		746
Commercial real estate	1,532		2,024		11,062		14,618		338,414		353,032		10,176
Total	1,726		3,352		12,864		17,942		432,709		450,651		11,978
Commercial business loans:
Asset based lending	—		—		—		—		2,830		2,830		—
Other commercial business loans	422		577		2,177		3,176		104,193		107,369		1,764
Total	422		577		2,177		3,176		107,023		110,199		1,764
Consumer loans:
Home equity	1,689		169		89		1,947		117,562		119,509		52
Other	2,624		365		271		3,260		245,814		249,074		171
Total	4,313		534		360		5,207		363,376		368,583		223
Total	$	8,278	$	5,048	$	17,924	$	31,250	$	1,331,768	$	1,363,018	$	15,520

Summary of information pertaining to non-accrual loans

	March 31, 2013
(In thousands)	Business Loans		Acquired Loans		Total
Residential mortgages:
1-4 family	$	6,842	$	1,976	$	8,818
Total	6,842		1,976		8,818

Commercial mortgages:
Construction	4,318		—		4,318
Single and multi-family	144		78		222
Other	6,248		1,608		7,856
Total	10,710		1,686		12,396

Commercial business loans:
Other commercial business loans	2,655		864		3,519
Total	2,655		864		3,519

Consumer loans:
Home equity	1,552		215		1,767
Other	220		338		558
Total	1,772		553		2,325

Total non-accrual loans	$	21,979	$	5,079	$	27,058

	December 31, 2012
(In thousands)	Business Loans		Acquired Loans		Total
Residential mortgages:
1-4 family	$	6,498	$	968	$	7,466
Construction	—		—		—
Total	6,498		968		7,466

Commercial mortgages:
Construction	4,668		—		4,668
Single and multi-family	27		—		27
Other	7,036		886		7,922
Total	11,731		886		12,617

Commercial business loans:
Other commercial business loans	3,268		413		3,681
Total	3,268		413		3,681

Consumer loans:
Home equity	1,432		37		1,469
Other	179		100		279
Total	1,611		137		1,748

Total non-accrual loans	$	23,108	$	2,404	$	25,512

Schedule of activity in the allowance for loan losses

Business Loans

(In thousands)	Residential mortgages		Commercial mortgages		Commercial business		Consumer		Unallocated		Total
March 31, 2013
Balance at beginning of year	$	5,928	$	18,863	$	5,605	$	1,466	$	29	$	31,891
Charged-off loans	190		720		679		250		—		1,839
Recoveries on charged-off loans	16		3		71		36		—		126
Provision for loan losses	244		402		194		874		148		1,862
Balance at end of period	$	5,998	$	18,548	$	5,191	$	2,126	$	177	$	32,040
Individually evaluated for impairment	765		1,374		824		272		—		3,235
Collectively evaluated	5,233		17,174		4,367		1,854		177		28,805
Total	$	5,998	$	18,548	$	5,191	$	2,126	$	177	$	32,040

Loans receivable:
Balance at end of period
Individually evaluated for impairment	7,625		30,024		1,900		1,510				41,059
Collectively evaluated	824,041		939,189		515,789		296,080				2,575,099
Total	$	831,666	$	969,213	$	517,689	$	297,590			$	2,616,158

Business Loans

(In thousands)	Residential mortgages		Commercial mortgages		Commercial business		Consumer		Unallocated			Total
December 31, 2012
Balance at beginning of year	$	3,150	$	22,095	$	4,540	$	2,203	$	(90	)	$	31,898
Charged-off loans	2,604		4,229		697		1,537		—			9,067
Recoveries on charged-off loans	103		52		96		165		—			416
Provision for loan losses	5,279		945		1,666		635		119			8,644
Balance at end of year	$	5,928	$	18,863	$	5,605	$	1,466	$	29		$	31,891
Individually evaluated for impairment	342		1,444		1,205		273		—			3,264
Collectively evaluated for impairment	5,586		17,419		4,400		1,193		29			28,627
Total	$	5,928	$	18,863	$	5,605	$	1,466	$	29		$	31,891

Loans receivable:
Balance at end of year
Individually evaluated for impairment	6,362		30,287		2,821		1,218					40,688
Collectively evaluated for impairment	884,304		932,606		487,106		280,932					2,584,948
Total	$	890,666	$	962,893	$	489,927	$	282,150				$	2,625,636

Acquired Loans

(In thousands)	Residential mortgages		Commercial mortgages		Commercial business		Consumer		Unallocated			Total
March 31, 2013
Balance at beginning of year	$	509	$	390	$	96	$	314	$	8		$	1,317
Charged-off loans	86		235		25		316		—			662
Recoveries on charged-off loans	—		—		2		28		—			30
Provision for loan losses	95		265		27		307		(156		)	538
Balance at end of period	$	518	$	420	$	100	$	333	$	(148	)	$	1,223
Individually evaluated for impairment	113		—		—		—		—			113
Collectively evaluated	405		420		100		333		(148		)	1,110
Total	$	518	$	420	$	100	$	333	$	(148	)	$	1,223

Loans receivable:
Balance at end of Period
Individually evaluated for impairment	954		2,374		181		—					3,509
Collectively evaluated	401,996		425,555		100,472		341,382					1,269,405
Total	$	402,950	$	427,929	$	100,653	$	341,382				$	1,272,914

Acquired Loans

(In thousands)	Residential mortgages		Commercial mortgages		Commercial business		Consumer		Unallocated			Total
December 31, 2012
Balance at beginning of year	$	281	$	158	$	38	$	87	$	(18	)	$	546
Charged-off loans	43		—		—		340		—			383
Recoveries on charged-off loans	—		—		—		208		—			208
Provision for loan losses	271		232		58		359		26			946
Balance at end of year	$	509	$	390	$	96	$	314	$	8		$	1,317
Individually evaluated for impairment	55		—		—		—		—			55
Collectively evaluated for impairment	454		390		96		314		8			1,262
Total	$	509	$	390	$	96	$	314	$	8		$	1,317

Loans receivable:
Balance at end of year
Individually evaluated for impairment	371		886		—		—					1,257
Collectively evaluated for impairment	433,214		449,765		110,199		368,583					1,361,761
Total	$	433,585	$	450,651	$	110,199	$	368,583				$	1,363,018

Summary of impaired loans

Business Loans

	At March 31, 2013
(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance:
Residential mortgages - 1-4 family	$	2,476	$	2,476	$	—
Commercial mortgages - single and multifamily	2,380		2,380		—
Commercial mortgages - real estate	3,289		3,289		—
Other commercial business loans	70		70		—
Consumer - home equity	556		556		—

With an allowance recorded:
Residential mortgages - 1-4 family	$	1,933	$	2,698	$	765
Commercial mortgages - construction	1,408		1,938		530
Commercial mortgages - real estate	1,755		2,599		844
Other commercial business loans	565		1,389		824
Consumer - home equity	456		728		272

Total
Residential mortgages	$	4,409	$	5,174	$	765
Commercial mortgages	8,832		10,206		1,374
Commercial business	635		1,459		824
Consumer	1,012		1,284		272
Total impaired loans	$	14,888	$	18,123	$	3,235

Acquired Loans

	At March 31, 2013
(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance:
Commercial mortgages - real estate	$	1,608	$	1,608	$	—
Other commercial business loans	180		180		—

With an allowance recorded:
Residential mortgages - 1-4 family	$	747	$	860	$	113

Total
Residential mortgages	$	747	$	860	$	113
Commercial mortgages	1,608		1,608		—
Commercial business	180		180		—
Total impaired loans	$	2,535	$	2,648	$	113

The following is a summary of impaired loans at December 31, 2012:

Business Loans

	At December 31, 2012
(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance:
Residential mortgages - 1-4 family	$	3,408	$	3,408	$	—
Commercial mortgages - construction	2,730		2,730		—
Commercial mortgages - single and multifamily	—		—		—
Commercial mortgages - real estate	3,450		3,450		—
Other commercial business loans	31		31		—
Consumer - home equity	602		602		—

With an allowance recorded:
Residential mortgages - 1-4 family	$	1,056	$	1,343	$	287
Commercial mortgages - construction	1,584		1,938		354
Commercial mortgages - single and multifamily	—		—		—
Commercial mortgages - real estate	2,019		3,109		1,090
Other commercial business loans	1,135		2,340		1,205
Consumer - home equity	209		482		273

Total
Residential mortgages	$	4,464	$	4,751	$	287
Commercial mortgages	9,783		11,227		1,444
Commercial business	1,166		2,371		1,205
Consumer	811		1,084		273
Total impaired loans	$	16,224	$	19,433	$	3,209

Acquired Loans

	At December 31, 2012
(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance:
Residential mortgages - 1-4 family	$	215	$	215	—
Commercial mortgages - real estate	886		886		—

With an allowance recorded:
Residential mortgages - 1-4 family	$	101	$	156	$	55

Total
Residential mortgages	$	316	$	371	$	55
Residential mortgages - 1-4 family	886		886		—
Total impaired loans	$	1,202	$	1,257	$	55

Summary of the average recorded investment and interest income recognized on impaired loans

Business Loans

	Three Months Ended March 31, 2013				Three Months Ended March 31, 2012
(in thousands)	Average Recorded Investment		Cash Basis Interest Income Recognized		Average Recorded Investment		Cash Basis Interest Income Recognized
With no related allowance:
Residential mortgages - 1-4 family	$	2,141	$	20	$	583	$	15
Commercial-construction	2,380		—		—		—
Commercial mortgages - single and multifamily	—		—		81		—
Commercial mortgages - real estate	3,295		10		677		15
Commercial business loans	70		—		—		—
Consumer-home equity	455		4		35		1

With an allowance recorded:
Residential mortgages - 1-4 family	$	2,234	$	1	$	914	$	14
Commercial-construction	1,938		—		34		2
Commercial mortgages - single and multifamily	—		—		1,926		—
Commercial mortgages - real estate	2,765		—		6		—
Commercial business loans	1,721		14		526		9
Consumer-home equity	558		—		211		—

Total
Residential mortgages	$	4,375	$	21	$	1,497	$	29
Commercial mortgages	10,378		10		3,216		24
Commercial business loans	1,791		14		34		2
Consumer loans	1,013		4		246		1
Total impaired loans	$	17,557	$	49	$	4,993	$	56

Acquired Loans

	Three Months Ended March 31, 2013				Three Months Ended March 31, 2012
(in thousands)	Average Recorded Investment		Cash Basis Interest Income Recognized		Average Recorded Investment		Cash Basis Interest Income Recognized
With no related allowance:
Commercial mortgages - real estate	$	803	$	2	$	—	$	—
Commercial business loans	181		—		—		—

With an allowance recorded:
Residential mortgages - 1-4 family	$	861	$	—	$	—	$	—

Total
Residential mortgages	$	861	$	—	$	—	$	—
Commercial mortgages	803		2		—		—
Commercial business loans	181		—		—		—
Total impaired loans	$	1,845	$	2	$	—	$	—

Schedule of loans by risk rating

	1-4 family				Construction				Total residential mortgages
(In thousands)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012
Grade:
Pass	$	803,416	$	860,970	$	18,316	$	20,085	$	821,732	$	881,055
Special mention	996		1,291		111		210		1,107		1,501
Substandard	8,738		8,061		89		49		8,827		8,110
Total	$	813,150	$	870,322	$	18,516	$	20,344	$	831,666	$	890,666

Commercial Mortgages

Credit Risk Profile by Creditworthiness Category

	Construction				Single and multi-family				Real estate				Total commercial mortgages
(In thousands)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012
Grade:
Pass	$	141,218	$	142,946	$	61,679	$	40,690	$	693,588	$	707,867	$	896,485	$	891,503
Special mention	—		—		88		$	420	7,958		5,965		8,046		6,385
Substandard	8,381		7,748		3,436		2,222		52,865		54,930		64,682		64,900
Doubtful	—		—		—		—		—		105		—		105
Total	$	149,599	$	150,694	$	65,203	$	43,332	$	754,411	$	768,867	$	969,213	$	962,893

Commercial Business Loans

Credit Risk Profile by Creditworthiness Category

	Asset based lending				Other				Total commercial business loans
(In thousands)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012
Grade:
Pass	$	274,632	$	255,265	$	228,583	$	219,172	$	503,215	$	474,437
Special mention	—		—		8,386		5,857		8,386		5,857
Substandard	—		—		5,513		9,541		5,513		9,541
Doubtful	—		—		575		92		575		92
Total	$	274,632	$	255,265	$	243,057	$	234,662	$	517,689	$	489,927

Consumer Loans

Credit Risk Profile Based on Payment Activity

	Home equity				Other				Total consumer loans
(In thousands)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012
Performing	$	197,549	$	204,460	$	98,269	$	76,079	$	295,818	$	280,539
Nonperforming	1,552		1,432		220		179		1,772		1,611
Total	$	199,101	$	205,892	$	98,489	$	76,258	$	297,590	$	282,150

Acquired Loans

Residential Mortgages

Credit Risk Profile by Internally Assigned Grade

	1-4 family				Construction				Total residential mortgages
(In thousands)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012
Grade:
Pass	$	393,432	$	424,102	$	6,051	$	6,375	$	399,483	$	430,477
Special mention	648		585		—		—		648		585
Substandard	2,819		2,523		—		—		2,819		2,523
Total	$	396,899	$	427,210	$	6,051	$	6,375	$	402,950	$	433,585

Commercial Mortgages

Credit Risk Profile by Creditworthiness Category

	Construction				Single and multi-family				Real estate				Total commercial mortgages
(In thousands)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012
Grade:
Pass	$	11,569	$	10,142	$	58,052	$	57,305	$	297,964	$	318,809	$	367,585	$	386,256
Special mention	1,061		1,057		6,105		10,383		4,543		6,790		11,709		18,230
Substandard	6,831		5,932		13,846		12,800		27,958		27,433		48,635		46,165
Total	$	19,461	$	17,131	$	78,003	$	80,488	$	330,465	$	353,032	$	427,929	$	450,651

Commercial Business Loans

Credit Risk Profile by Creditworthiness Category

	Asset based lending				Other				Total commercial business loans
(In thousands)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012
Grade:
Pass	$	3,978	$	2,830	$	79,581	$	87,325	$	83,559	$	90,155
Special mention	—		—		5,496		7,444		5,496		7,444
Substandard	—		—		11,598		12,600		11,598		12,600
Total	$	3,978	$	2,830	$	96,675	$	107,369	$	100,653	$	110,199

Consumer Loans

Credit Risk Profile Based on Payment Activity

	Home equity				Other				Total consumer loans
(In thousands)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2013		Dec. 31, 2012
Performing	$	117,847	$	119,472	$	222,982	$	248,974	$	340,829	$	368,446
Nonperforming	215		37		338		100		553		137
Total	$	118,062	$	119,509	$	223,320	$	249,074	$	341,382	$	368,583

Summary of information about total loans rated special mention or lower

	March 31, 2013						December 31, 2012
(In thousands)	Business Loans		Acquired Loans		Total		Business Loans		Acquired Loans		Total
Non-Accrual	$	21,979	$	5,079	$	27,058	$	23,108	$	2,405	$	25,513
Substandard Accruing	60,533		58,634		119,167		61,745		59,243		120,988
Total Classified	82,512		63,713		146,225		84,853		61,648		146,501
Special Mention	17,843		18,799		36,642		14,097		26,793		40,890
Total Criticized	$	100,355	$	82,512	$	182,867	$	98,950	$	88,441	$	187,391

Schedule of recorded investment and number of modifications identified during the period

	Modifications by Class
	Three months ending March 31, 2013
(Dollars in thousands)	Number of Modifications	Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Troubled Debt Restructurings
Residential- 1-4 Family	5	$	941	$	941
Commercial - Single and multifamily	1	—		40
Commercial - Other	5	2,022		1,589
	11	$	2,963	$	2,570

Schedule of TDR activity

	March 31,
(In thousands)	2013			2012
Balance at beginning of the period	$	4,626		$	1,263
Principal Payments	(22		)	(2		)
TDR Status Change (1)	—			(522		)
Other Reductions (2)	(485		)	—
Newly Identified TDRs	2,571			—
Balance at end of the period	$	6,690		$	739

(1) TDR Status change classification represents TDR loans with a specified interest rate equal to or greater than the rate that the Company was willing to accept at the time of the restructuring for a new loan with comparable risk and the loan was on current payment status and not impaired based on the terms specified by the restructuring agreement.

(2) Other Reductions classification consists of transfer to other real estate owned and charge-offs to loans.