OPERATING SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2012

OPERATING SEGMENTS

Summary of the operating segments

(In thousands)	Banking			Insurance		Parent			Eliminations			Total Consolidated
Three months ended September 30, 2012
Net interest income (expense)	$	35,505		$	—	$	(280	)	$	—		$	35,225
Provision for loan losses	2,500			—		—			—			2,500
Non-interest income	11,571			2,742		10,294			(10,294		)	14,313
Non-interest expense	29,608			2,021		533			—			32,162
Income (loss) before income taxes	14,968			721		9,481			(10,294		)	14,876
Income tax expense (benefit)	5,105			290		(548		)	—			4,847
Net income	$	9,863		$	431	$	10,029		$	(10,294	)	$	10,029
Average assets (in millions)	$	4,409		$	29	$	501		$	(368	)	$	4,572
Three months ended September 30, 2011
Net interest income (expense)	$	31,253		$	—	$	(215	)	$	—		$	31,038
Provision for loan losses	2,200			—		—			—			2,200
Non-interest income	8,248			2,426		3,570			(3,570		)	10,674
Non-interest expense	34,163			2,148		(1,602		)	1			34,710
Income (loss) before income taxes	3,138			278		4,957			(3,571		)	4,802
Income tax expense (benefit)	(272		)	114		569			(1		)	410
Net income	$	3,410		$	164	$	4,388		$	(3,570	)	$	4,392
Average assets (in millions)	$	3,827		$	30	$	479		$	(475	)	$	3,861
Nine months ended September 30, 2012
Net interest income (expense)	$	102,095		$	—	$	(672	)	$	—		$	101,423
Provision for loan losses	6,750			—		—			—			6,750
Non-interest income	28,147			8,256		25,546			(25,546		)	36,403
Non-interest expense	88,061			6,329		2,150			—			96,540
Income (loss) before income taxes	35,431			1,927		22,724			(25,546		)	34,536
Income tax expense (benefit)	10,400			775		(1,135		)	—			10,040
Net income	$	25,031		$	1,152	$	23,859		$	(25,546	)	$	24,496
Income from discontinued operations berofre income taxes (including gain on disposal of $63)	(261		)	—		—			—			(261		)
Income tax expense	376			—		—			—			376
Net loss from discontinued operations	$	(637	)	$	—	$	—		$	—		$	(637	)
Net income	$	24,394		$	1,152	$	23,859		$	(25,546	)	$	23,859
Average assets (in millions)	$	4,185		$	30	$	492		$	(405	)	$	4,302
Nine months ended September 30, 2011
Net interest income (expense)	$	76,017		$	—	$	(631	)	$	(1	)	$	75,385
Provision for loan losses	5,300			—		—			—			5,300
Non-interest income	18,035			8,938		7,068			(7,068		)	26,973
Non-interest expense	76,893			6,598		3,031			—			86,522
Income before income taxes	11,859			2,340		3,406			(7,069		)	10,536
Income tax expense (benefit)	1,968			958		(1,494		)	—			1,432
Net income	9,891			1,382		4,900			(7,069		)	9,104
Average assets (in millions)	$	3,281		$	32	$	413		$	(411	)	$	3,315