STOCKHOLDERS' EQUITY (Tables)

9 Months Ended

Sep. 30, 2012

STOCKHOLDERS' EQUITY

Schedule of actual and required capital ratios

					FDIC Minimum
	Septemeber 30, 2012		December 31, 2011		to be Well Capitalized
Total capital to risk weighted assets	11.2	%	11.3	%	10.0	%
Tier 1 capital to risk weighted assets	10.1		10.2		6.0
Tier 1 capital to average assets	7.7		8.4		5.0

Schedule of components of accumulated other comprehensive loss

(In thousands)	September 30, 2012			December 31, 2011
Net unrealized holding gain (loss) on AFS securities	$	11,089		$	6,298
Net loss on effective cash flow hedging derivatives	(12,102		)	(8,882		)
Net loss on terminated swap	(4,415		)	(5,121		)
Net unrealized holding gain (loss) on pension plans	(932		)	(676		)
Tax effects	2,898			3,496
Accumulated other comprehensive loss	$	(3,462	)	$	(4,885	)