The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Ttl Stk ETF 922908769 85,177 437,612 SH   SOLE 0 437,612 0 0
iShs Brclys 7-10Tsy ETF 464287440 55,385 461,731 SH   SOLE 0 461,731 0 0
Vngrd FTSE AllWrd ETF 922042775 10,303 176,543 SH   SOLE 0 176,543 0 0
Schwab Inter Tsy ETF 808524854 6,856 117,758 SH   SOLE 0 117,758 0 0
SPDR Brcy 1-3T ETF 78464A680 5,902 64,492 SH   SOLE 0 64,492 0 0
Schwab US Brd Mkt ETF 808524102 4,401 48,371 SH   SOLE 0 48,371 0 0
Schwab Inter Eqty ETF 808524805 2,458 68,269 SH   SOLE 0 68,269 0 0
Apple ETF 037833100 625 4,708 SH   SOLE 0 4,708 0 0
SPDR S&P 500 COM 78462F103 504 1,348 SH   SOLE 0 1,348 0 0
Microsoft COM 594918104 283 1,271 SH   SOLE 0 1,271 0 0