The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Ttl Stk ETF 922908769 75,780 444,955 SH   SOLE 0 444,955 0 0
iShs Brclys 7-10Tsy ETF 464287440 52,707 432,666 SH   SOLE 0 432,666 0 0
Vngrd FTSE AllWrd ETF 922042775 8,948 177,361 SH   SOLE 0 177,361 0 0
Schwab Inter Tsy ETF 808524854 7,953 135,533 SH   SOLE 0 135,533 0 0
SPDR Brcy 1-3T ETF 78464A680 6,226 68,034 SH   SOLE 0 68,034 0 0
Schwab US Brd Mkt ETF 808524102 4,905 61,594 SH   SOLE 0 61,594 0 0
Schwab Inter Eqty ETF 808524805 2,344 74,640 SH   SOLE 0 74,640 0 0
Apple ETF 037833100 564 4,873 SH   SOLE 0 4,873 0 0
SPDR S&P 500 COM 78462F103 451 1,348 SH   SOLE 0 1,348 0 0
Microsoft COM 594918104 287 1,365 SH   SOLE 0 1,365 0 0