The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Ttl Stk ETF 922908769 69,528 544,759 SH   SOLE 0 544,759 0 0
iShs Brclys 7-10Tsy ETF 464287440 46,136 442,762 SH   SOLE 0 442,762 0 0
Schwb Interm Tsy ETF 808524854 17,505 330,588 SH   SOLE 0 330,588 0 0
Vngrd FTSE AllWrd ETF 922042775 9,274 203,469 SH   SOLE 0 203,469 0 0
Schwab US Brd Mkt ETF 808524102 4,885 81,511 SH   SOLE 0 81,511 0 0
Schwab Inter Eqty ETF 808524805 1,528 53,911 SH   SOLE 0 53,911 0 0
SPDR S&P 500 ETF 78462F103 1,497 5,988 SH   SOLE 0 5,988 0 0
SPDR Brcy 1-3 T ETF 78464A680 442 4,829 SH   SOLE 0 4,829 0 0
Vanguard S&P 500 ETF 922908363 266 1,158 SH   SOLE 0 1,158 0 0
Apple Computer COM 037833100 237 1,502 SH   SOLE 0 1,502 0 0
Duke Energy COM 264399106 210 2,432 SH   SOLE 0 2,432 0 0