The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Ttl Stk ETF 922908769 49,009 348,995 SH   SOLE 0 348,995 0 0
iShs Brclys 7-10Tsy ETF 464287440 38,485 375,426 SH   SOLE 0 375,426 0 0
Vngrd FTSE AllWrd ETF 922042775 6,169 118,994 SH   SOLE 0 118,994 0 0
Schwab Inter Tsy ETF 808524854 4,445 84,953 SH   SOLE 0 84,953 0 0
Schwab US Brd Mkt ETF 808524102 3,704 56,140 SH   SOLE 0 56,140 0 0
Schwab Inter Eqty ETF 808524805 1,165 35,256 SH   SOLE 0 35,256 0 0
Apple Computer COM 037833100 264 1,431 SH   SOLE 0 1,431 0 0