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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 4I/q1zibffKtc5deOIi6cQ==

<SEC-DOCUMENT>0000913849-02-000216.txt : 20020730
<SEC-HEADER>0000913849-02-000216.hdr.sgml : 20020730
<ACCEPTANCE-DATETIME>20020730163651
ACCESSION NUMBER:		0000913849-02-000216
CONFORMED SUBMISSION TYPE:	497
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20020730

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANN HORACE LIFE INSURANCE CO SEPARATE ACCOUNT
		CENTRAL INDEX KEY:			0000110698
		IRS NUMBER:				370726637
		STATE OF INCORPORATION:			IL
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	002-24256
		FILM NUMBER:		02714938

	BUSINESS ADDRESS:	
		STREET 1:		#1 HORACE MANN PLZ
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715-0001
		BUSINESS PHONE:		2177892500

	MAIL ADDRESS:	
		STREET 1:		PO BOX 4657
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62708-4657
</SEC-HEADER>
<DOCUMENT>
<TYPE>497
<SEQUENCE>1
<FILENAME>f497_073002.txt
<DESCRIPTION>497
<TEXT>
               HORACE MANN LIFE INSURANCE COMPANY SEPARATE ACCOUNT
               ---------------------------------------------------

                           SUPPLEMENT TO PROSPECTUSES

                                DATED MAY 1, 2002

                                       FOR

                               QUALIFIED PRODUCTS

                                       AND

                             NON-QUALIFIED PRODUCTS

As of August 1, 2002, or the date state approval is received if later, Horace
Mann Life Insurance Company began offering a new variable annuity product (New
Solutions) in the following states:

                 Connecticut                  Texas
                 Florida                      Utah
                 Kentucky                     Washington
                 Maryland                     Wisconsin
                 Oregon

The surrender charges for the New Solutions product are:

                         During Contract              Surrender
                              Year                     Charges
                 ---------------------------------------------------

                                1                         8%
                                2                         7%
                                3                         6%
                                4                         5%
                                5                         4%
                                6                         3%
                                7                         2%
                                8                         1%
                           Thereafter                     0%

For the New Solutions product in the above-referenced states these charges will
replace those shown on page 17 of the Qualified Products Prospectus and page 15
of the Non-Qualified Products Prospectus. All other charges are the same as
disclosed in the Prospectuses. This product is issued to customers of all ages.


Supplement dated August 1, 2002

                                                                       IA-017013


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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