The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Inc Del CL A 084670108 4,638 1,900 SH   SOLE   0 1,900 0
3M Co. COM 88579Y101 1,560 8,737 SH   SOLE   0 8,937 0
3M Co. COM 88579Y101 36 200 SH   OTR   0 0 0
Abbott Labs COM 002824100 980 25,513 SH   SOLE   0 25,513 175
Abbott Labs COM 002824100 7 175 SH   OTR   0 0 0
Abbvie Inc COM 00287Y109 1,608 25,679 SH   SOLE   0 25,679 340
Abbvie Inc COM 00287Y109 21 340 SH   OTR   0 0 0
Air Prods & Chems Inc COM 009158106 1,536 10,677 SH   SOLE   0 10,777 100
Air Prods & Chems Inc COM 009158106 29 200 SH   OTR   0 0 0
Alphabet Inc CAP STK CL C 02079K107 1,543 1,999 SH   SOLE   0 1,999 0
Altria Group Inc COM 02209S103 292 4,323 SH   SOLE   0 4,323 0
American Elec Pwr Inc COM 025537101 293 4,660 SH   SOLE   0 4,810 200
American Elec Pwr Inc COM 025537101 22 350 SH   OTR   0 0 0
American Express Co COM 025816109 444 6,000 SH   SOLE   0 6,000 0
Apple Inc COM 037833100 3,910 33,757 SH   SOLE   0 35,057 175
Apple Inc COM 037833100 171 1,475 SH   OTR   0 0 0
AT&T Inc. COM 00206R102 963 22,646 SH   SOLE   0 23,246 200
AT&T Inc. COM 00206R102 34 800 SH   OTR   0 0 0
Automatic Data Processing Inc COM 053015103 1,724 16,775 SH   SOLE   0 17,225 275
Automatic Data Processing Inc COM 053015103 75 725 SH   OTR   0 0 0
Berkshire Hathaway Inc Del CL B NEW 084670702 3,833 16,704 SH   SOLE   0 16,604 100
Boeing Co COM 097023105 304 1,950 SH   SOLE   0 1,950 0
Bristol Myers Squibb Co COM 110122108 1,026 17,559 SH   SOLE   0 17,659 0
Bristol Myers Squibb Co COM 110122108 6 100 SH   OTR   0 0 0
Caterpillar Inc Del COM 149123101 1,028 11,089 SH   SOLE   0 11,089 0
Central Fed Corp COM NEW 15346Q202 1,941 1,109,003 SH   SOLE   0 1,117,469 0
Central Fed Corp COM NEW 15346Q202 15 8,466 SH   OTR   0 0 0
Chevron Corp New COM 166764100 4,230 35,941 SH   SOLE   0 36,116 500
Chevron Corp New COM 166764100 79 675 SH   OTR   0 0 0
Cisco Sys Inc COM 17275R102 403 13,350 SH   SOLE   0 13,350 0
Civista Bancshares Inc COM NO PAR 178867107 1,232 63,391 SH   SOLE   0 64,141 0
Civista Bancshares Inc COM NO PAR 178867107 15 750 SH   OTR   0 0 0
Civista Bancshares Inc 6.50% PFD SER B 178867206 6,805 111,015 SH   SOLE   0 111,015 0
Coca Cola Co COM 191216100 1,699 40,974 SH   SOLE   0 40,299 675
ConocoPhillips COM 20825C104 1,211 24,161 SH   SOLE   0 24,311 200
ConocoPhillips COM 20825C104 18 350 SH   OTR   0 0 0
Deere & Co COM 244199105 1,419 13,775 SH   SOLE   0 13,900 0
Deere & Co COM 244199105 13 125 SH   OTR   0 0 0
Diebold Inc COM 253651103 1,351 53,730 SH   SOLE   0 53,930 200
Diebold Inc COM 253651103 10 400 SH   OTR   0 0 0
Disney Walt Co COM DISNEY 254687106 1,732 16,614 SH   SOLE   0 16,289 325
Dominion Res Inc VA NEW COM 25746U109 563 7,350 SH   SOLE   0 7,350 0
Dow Chem Co COM 260543103 447 7,811 SH   SOLE   0 7,811 0
Duke Energy Corp New COM NEW 62441C204 194 2,492 SH   SOLE   0 2,625 0
Duke Energy Corp New COM NEW 62441C204 10 133 SH   OTR   0 0 0
Du Pont E I De Nemours & Co COM 263534109 2,589 35,272 SH   SOLE   0 35,672 175
Du Pont E I De Nemours & Co COM 263534109 42 575 SH   OTR   0 0 0
Emerson Elec Co COM 291011104 1,993 35,756 SH   SOLE   0 35,606 400
Emerson Elec Co COM 291011104 14 250 SH   OTR   0 0 0
Exxon Mobil Corp COM 30231G102 4,872 53,977 SH   SOLE   0 54,252 325
Exxon Mobil Corp COM 30231G102 54 600 SH   OTR   0 0 0
Farmers Natl Banc Cp Oh COM 309627107 11,614 817,927 SH   SOLE   0 827,174 1,000
Farmers Natl Banc Cp Oh COM 309627107 146 10,247 SH   OTR   0 0 0
Fifth Third Bancorp COM 316773100 1,803 66,866 SH   SOLE   0 66,166 1,613
Fifth Third Bancorp COM 316773100 25 913 SH   OTR   0 0 0
General Dynamics Corp COM 369550108 1,373 7,952 SH   SOLE   0 8,172 0
General Dynamics Corp COM 369550108 38 220 SH   OTR   0 0 0
General Electric Co COM 369604103 3,768 119,240 SH   SOLE   0 121,790 1,250
General Electric Co COM 369604103 120 3,800 SH   OTR   0 0 0
Hershey Co COM 427866108 3,174 30,692 SH   SOLE   0 31,192 0
Hershey Co COM 427866108 52 500 SH   OTR   0 0 0
Home Depot Inc COM 437076102 731 5,450 SH   SOLE   0 5,350 288
Home Depot Inc COM 437076102 25 188 SH   OTR   0 0 0
Huntington Bancshares Inc COM 446150104 4,386 331,796 SH   SOLE   0 332,326 870
Huntington Bancshares Inc COM 446150104 19 1,400 SH   OTR   0 0 0
Huntington Bancshares Inc PFD CONV SER A 446150401 478 338 SH   SOLE   0 338 0
Ingersoll-Rand PLC SHS G47791101 1,296 17,266 SH   SOLE   0 17,616 0
Ingersoll-Rand PLC SHS G47791101 26 350 SH   OTR   0 0 0
Intel Corp COM 458140100 1,232 33,959 SH   SOLE   0 34,659 625
Intel Corp COM 458140100 48 1,325 SH   OTR   0 0 0
International Business Machs COM 459200101 2,058 12,400 SH   SOLE   0 12,400 131
International Business Machs COM 459200101 22 131 SH   OTR   0 0 0
ISHARES TR MSCI EAFE ETF 464287465 493 8,545 SH   SOLE   0 8,545 0
JPMorgan Chase & Co COM 46625H100 1,976 22,898 SH   SOLE   0 22,898 0
Johnson & Johnson COM 478160104 4,473 38,822 SH   SOLE   0 39,122 465
Johnson & Johnson COM 478160104 88 765 SH   OTR   0 0 0
Kraft Heinz Co COM 500754106 263 3,014 SH   SOLE   0 3,014 0
Lowes Cos Inc COM 548661107 981 13,800 SH   SOLE   0 13,800 0
McDonalds Corp COM 580135101 317 2,605 SH   SOLE   0 2,605 0
Merck & Co Inc NEW COM 58933Y105 1,132 19,233 SH   SOLE   0 19,358 0
Merck & Co Inc NEW COM 58933Y105 7 125 SH   OTR   0 0 0
Microsoft Corp COM 594918104 2,727 43,880 SH   SOLE   0 44,080 500
Microsoft Corp COM 594918104 43 700 SH   OTR   0 0 0
Mondelez Intl Inc CL A 609207105 344 7,753 SH   SOLE   0 7,753 0
Northrop Grumman Corp COM 666807102 1,443 6,203 SH   SOLE   0 6,328 0
Northrop Grumman Corp COM 666807102 29 125 SH   OTR   0 0 0
Oracle Corp COM 68389X105 275 7,150 SH   SOLE   0 7,150 0
Pepsico Inc COM 713448108 1,963 18,760 SH   SOLE   0 18,760 150
Pepsico Inc COM 713448108 16 150 SH   OTR   0 0 0
Pfizer Incorporated COM 717081103 1,272 39,151 SH   SOLE   0 38,701 500
Pfizer Incorporated COM 717081103 2 50 SH   OTR   0 0 0
Philip Morris Intl Inc COM 718172109 256 2,800 SH   SOLE   0 2,800 0
Procter & Gamble Co COM 742718109 4,206 50,019 SH   SOLE   0 50,364 325
Procter & Gamble Co COM 742718109 56 670 SH   OTR   0 0 0
Qualcomm Inc COM 747525103 1,379 21,151 SH   SOLE   0 21,451 0
Qualcomm Inc COM 747525103 20 300 SH   OTR   0 0 0
RPM Intl Inc COM 749685103 236 4,382 SH   SOLE   0 4,382 0
Reynolds American Inc COM 761713106 448 8,000 SH   SOLE   0 8,000 0
Sanofi SPONSORED ADR 80105N105 452 11,170 SH   SOLE   0 11,170 0
Schlumberger LTD COM 806857108 1,004 11,957 SH   SOLE   0 11,957 0
Siemens A G SPONSORED ADR 826197501 1,812 14,800 SH   SOLE   0 14,900 0
Siemens A G SPONSORED ADR 826197501 12 100 SH   OTR   0 0 0
Southern Co COM 842587107 301 6,130 SH   SOLE   0 6,430 300
Southern Co COM 842587107 30 600 SH   OTR   0 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 252 2,950 SH   SOLE   0 2,950 0
Teva Pharmaceutical Inds Ltd ADR 881624209 426 11,755 SH   SOLE   0 11,755 0
Timkensteel Corp NOTE 6.000% 6/0 887399AA1 2,729 1,850 PRN   SOLE   0 1,825 25
Timkensteel Corp COM 887399103 2,301 148,662 SH   SOLE   0 148,162 1,500
Timkensteel Corp COM 887399103 15 1,000 SH   OTR   0 0 0
Total S A SPONSORED ADR 89151E109 605 11,865 SH   SOLE   0 11,865 0
United Parcel Service Inc CL B 911312106 1,185 10,335 SH   SOLE   0 10,135 200
Verizon Communications Inc COM 92343V104 947 17,741 SH   SOLE   0 18,416 0
Verizon Communications Inc COM 92343V104 36 675 SH   OTR   0 0 0
Whole Foods Mkt Inc COM 966837106 887 28,850 SH   SOLE   0 28,250 600
Yum Brands Inc COM 988498101 709 11,198 SH   SOLE   0 11,198 0
Yum China Hldgs Inc COM 98850P109 292 11,198 SH   SOLE   0 11,198 0