The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Inc Del CL A 84670108 3,892 1,900 SH   SOLE   0 1,900 0
3M Co. COM 88579Y101 1,698 11,005 SH   SOLE   0 11,205 0
3M Co. COM 88579Y101 31 200 SH   OTR   0 0 0
Abbott Labs COM 2824100 1,225 24,954 SH   SOLE   0 24,954 175
Abbott Labs COM 2824100 9 175 SH   OTR   0 0 0
Abbvie Inc COM 00287Y109 1,835 27,304 SH   SOLE   0 27,304 440
Abbvie Inc COM 00287Y109 30 440 SH   OTR   0 0 0
Air Prods & Chems Inc COM 9158106 1,467 10,722 SH   SOLE   0 10,822 100
Air Prods & Chems Inc COM 9158106 27 200 SH   OTR   0 0 0
Altria Group Inc COM 02209S103 231 4,723 SH   SOLE   0 4,723 0
American Elec Pwr Inc COM 25537101 347 6,560 SH   SOLE   0 6,810 200
American Elec Pwr Inc COM 25537101 24 450 SH   OTR   0 0 0
American Express Co COM 25816109 466 6,000 SH   SOLE   0 6,000 0
Apple Inc COM 37833100 4,755 37,912 SH   SOLE   0 35,537 3,850
Apple Inc COM 37833100 185 1,475 SH   OTR   0 0 0
AT&T Inc. COM 00206R102 815 22,946 SH   SOLE   0 23,546 200
AT&T Inc. COM 00206R102 28 800 SH   OTR   0 0 0
Automatic Data Processing Inc COM 53015103 1,434 17,875 SH   SOLE   0 18,325 325
Automatic Data Processing Inc COM 53015103 62 775 SH   OTR   0 0 0
Berkshire Hathaway Inc Del CL B NEW 84670702 2,351 17,275 SH   SOLE   0 17,175 100
Bristol Myers Squibb Co COM 110122108 1,034 15,541 SH   SOLE   0 15,641 0
Bristol Myers Squibb Co COM 110122108 7 100 SH   OTR   0 0 0
Caterpillar Inc Del COM 149123101 1,071 12,632 SH   SOLE   0 12,632 0
Central Fed Corp COM NEW 15346Q202 1,476 1,126,400 SH   SOLE   0 1,134,866 0
Central Fed Corp COM NEW 15346Q202 11 8,466 SH   OTR   0 0 0
Chevron Corp New COM 166764100 3,380 35,034 SH   SOLE   0 35,209 500
Chevron Corp New COM 166764100 65 675 SH   OTR   0 0 0
Cisco Sys Inc COM 17275R102 358 13,050 SH   SOLE   0 13,050 0
Civista Bancshares Inc COM NO PAR 178867107 990 91,703 SH   SOLE   0 92,453 0
Civista Bancshares Inc COM NO PAR 178867107 8 750 SH   OTR   0 0 0
Civista Bancshares Inc 6.50% PFD SER B 178867206 3,515 100,775 SH   SOLE   0 100,775 0
Coca Cola Co COM 191216100 1,708 43,550 SH   SOLE   0 42,875 675
ConocoPhillips COM 20825C104 1,799 29,286 SH   SOLE   0 29,436 200
ConocoPhillips COM 20825C104 21 350 SH   OTR   0 0 0
Deere & Co COM 244199105 1,442 14,860 SH   SOLE   0 14,985 0
Deere & Co COM 244199105 12 125 SH   OTR   0 0 0
Diebold Inc COM 253651103 2,269 64,835 SH   SOLE   0 65,110 200
Diebold Inc COM 253651103 17 475 SH   OTR   0 0 0
Disney Walt Co COM DISNEY 254687106 1,968 17,244 SH   SOLE   0 16,919 325
Dominion Res Inc VA NEW COM 25746U109 557 8,330 SH   SOLE   0 8,330 0
Dow Chem Co COM 260543103 678 13,250 SH   SOLE   0 13,250 0
Du Pont E I De Nemours & Co COM 263534109 2,424 37,908 SH   SOLE   0 38,308 175
Du Pont E I De Nemours & Co COM 263534109 37 575 SH   OTR   0 0 0
E M C Corp Mass COM 268648102 524 19,850 SH   SOLE   0 19,850 0
Emerson Elec Co COM 291011104 1,958 35,333 SH   SOLE   0 35,183 400
Emerson Elec Co COM 291011104 14 250 SH   OTR   0 0 0
Exxon Mobil Corp COM 30231G102 4,250 51,086 SH   SOLE   0 51,361 325
Exxon Mobil Corp COM 30231G102 50 600 SH   OTR   0 0 0
Farmers Natl Banc Cp Oh COM 309627107 6,899 836,224 SH   SOLE   0 846,471 0
Farmers Natl Banc Cp Oh COM 309627107 85 10,247 SH   OTR   0 0 0
Fifth Third Bancorp COM 316773100 1,589 76,337 SH   SOLE   0 75,637 1,613
Fifth Third Bancorp COM 316773100 19 913 SH   OTR   0 0 0
Firstmerit Corp COM 337915102 1,147 55,068 SH   SOLE   0 54,562 506
Freeport-McMoran Copper & Gold COM 35671D857 632 33,950 SH   SOLE   0 33,950 0
Frontier Communications Corp COM 35906A108 81 16,500 SH   SOLE   0 16,608 0
Frontier Communications Corp COM 35906A108 1 108 SH   OTR   0 0 0
General Dynamics Corp COM 369550108 1,434 10,117 SH   SOLE   0 10,367 0
General Dynamics Corp COM 369550108 35 250 SH   OTR   0 0 0
General Electric Co COM 369604103 3,342 125,776 SH   SOLE   0 128,326 1,350
General Electric Co COM 369604103 104 3,900 SH   OTR   0 0 0
Goldman Sachs Group Inc COM 38141G104 465 2,225 SH   SOLE   0 2,225 0
Google Inc CL C 38259P706 1,002 1,925 SH   SOLE   0 1,925 0
Hershey Co COM 427866108 2,843 32,005 SH   SOLE   0 32,505 0
Hershey Co COM 427866108 44 500 SH   OTR   0 0 0
Home Depot Inc COM 437076102 723 6,500 SH   SOLE   0 6,300 445
Home Depot Inc COM 437076102 27 245 SH   OTR   0 0 0
Huntington Bancshares Inc COM 446150104 2,665 235,660 SH   SOLE   0 237,060 0
Huntington Bancshares Inc COM 446150104 16 1,400 SH   OTR   0 0 0
Huntington Bancshares Inc PFD CONV SER A 446150401 466 348 SH   SOLE   0 348 0
Ingersoll-Rand PLC SHS G47791101 1,217 18,050 SH   SOLE   0 18,400 0
Ingersoll-Rand PLC SHS G47791101 24 350 SH   OTR   0 0 0
Intel Corp COM 458140100 1,018 33,469 SH   SOLE   0 34,169 625
Intel Corp COM 458140100 40 1,325 SH   OTR   0 0 0
International Business Machs COM 459200101 1,948 11,975 SH   SOLE   0 11,975 131
International Business Machs COM 459200101 21 131 SH   OTR   0 0 0
Ishares MSCI EAFE ETF 464287465 1,860 29,290 SH   SOLE   0 25,140 4,450
Ishares MSCI EAFE ETF 464287465 19 300 SH   OTR   0 0 0
JPMorgan Chase & Co COM 46625H100 1,635 24,130 SH   SOLE   0 24,130 0
Johnson & Johnson COM 478160104 4,052 41,576 SH   SOLE   0 41,876 465
Johnson & Johnson COM 478160104 75 765 SH   OTR   0 0 0
Joy Global Inc COM 481165108 252 6,975 SH   SOLE   0 6,975 0
Kraft Foods Group Inc COM 50076Q106 380 4,458 SH   SOLE   0 4,458 0
Lowes Cos Inc COM 548661107 924 13,800 SH   SOLE   0 13,800 0
McDonalds Corp COM 580135101 252 2,650 SH   SOLE   0 2,650 0
Merck & Co Inc NEW COM 58933Y105 1,125 19,759 SH   SOLE   0 19,884 0
Merck & Co Inc NEW COM 58933Y105 7 125 SH   OTR   0 0 0
Microsoft Corp COM 594918104 2,100 47,575 SH   SOLE   0 47,775 500
Microsoft Corp COM 594918104 31 700 SH   OTR   0 0 0
Mondelez Intl Inc CL A 609207105 452 10,978 SH   SOLE   0 10,978 0
Northrop Grumman Corp COM 666807102 1,266 7,978 SH   SOLE   0 8,178 0
Northrop Grumman Corp COM 666807102 32 200 SH   OTR   0 0 0
Oracle Corp COM 68389X105 360 8,925 SH   SOLE   0 8,925 0
Pepsico Inc COM 713448108 1,793 19,205 SH   SOLE   0 19,205 150
Pepsico Inc COM 713448108 14 150 SH   OTR   0 0 0
Petroleo Brasileiro SA PETRO SPONSORED ADR 71654V408 158 17,500 SH   SOLE   0 17,500 0
Pfizer Incorporated COM 717081103 1,321 39,401 SH   SOLE   0 39,049 500
Pfizer Incorporated COM 717081103 5 148 SH   OTR   0 0 0
Philip Morris Intl Inc COM 718172109 269 3,350 SH   SOLE   0 3,350 0
Potash Corp SASK Inc COM 73755L107 515 16,625 SH   SOLE   0 16,625 0
Procter & Gamble Co COM 742718109 4,149 53,027 SH   SOLE   0 53,372 325
Procter & Gamble Co COM 742718109 52 670 SH   OTR   0 0 0
Qualcomm Inc COM 747525103 1,267 20,226 SH   SOLE   0 20,526 0
Qualcomm Inc COM 747525103 19 300 SH   OTR   0 0 0
RPM Intl Inc COM 749685103 216 4,412 SH   SOLE   0 4,412 0
Reynolds American Inc COM 761713106 299 4,000 SH   SOLE   0 4,000 0
Sanofi SPONSORED ADR 80105N105 598 12,070 SH   SOLE   0 12,070 0
Schlumberger LTD COM 806857108 1,118 12,975 SH   SOLE   0 12,975 0
Select Sector SPDR TR SBI INT-ENERGY 81369Y506 418 5,560 SH   SOLE   0 925 4,635
Siemens A G SPONSORED ADR 826197501 1,510 14,875 SH   SOLE   0 14,975 0
Siemens A G SPONSORED ADR 826197501 10 100 SH   OTR   0 0 0
Southern Co COM 842587107 298 7,105 SH   SOLE   0 7,405 300
Southern Co COM 842587107 25 600 SH   OTR   0 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 690 9,050 SH   SOLE   0 9,050 0
Teva Pharmaceutical Inds Ltd ADR 881624209 730 12,355 SH   SOLE   0 12,655 0
Teva Pharmaceutical Inds Ltd ADR 881624209 18 300 SH   OTR   0 0 0
Timkensteel Corp COM 887399103 1,786 66,162 SH   SOLE   0 66,682 0
Timkensteel Corp COM 887399103 14 520 SH   OTR   0 0 0
Total S A SPONSORED ADR 89151E109 665 13,515 SH   SOLE   0 13,515 0
United Parcel Service Inc CL B 911312106 1,020 10,528 SH   SOLE   0 10,328 200
Vanguard Specialized Portfolio DIV APP ETF 921908844 376 4,790 SH   SOLE   0 870 3,920
Vanguard INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 1,428 34,920 SH   SOLE   0 26,835 8,385
Vanguard INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 12 300 SH   OTR   0 0 0
Vanguard Index FDS TOTAL STK MKT 922908769 2,571 24,025 SH   SOLE   0 3,300 20,725
Verizon Communications Inc COM 92343V104 745 15,980 SH   SOLE   0 16,783 0
Verizon Communications Inc COM 92343V104 37 803 SH   OTR   0 803 0
Wells Fargo & Co NEW COM 949746101 205 3,650 SH   SOLE   0 3,650 0
Whole Foods Mkt Inc COM 966837106 1,318 33,425 SH   SOLE   0 32,825 600
Yum Brands Inc COM 988498101 1,040 11,542 SH   SOLE   0 11,542 0