The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 271 2,298 SH   OTR   2,298 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,346 12,481 SH   DFND   11,751 0 730
ABBVIE INC COMMON STOCK 00287Y109 218 2,023 SH   OTR   2,023 0 0
AFLAC INC COMMON STOCK 001055102 1,635 31,363 SH   DFND   29,073 0 2,290
AFLAC INC COMMON STOCK 001055102 233 4,470 SH   OTR   4,470 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 283 1,500 SH   DFND   1,500 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 3,254 1,217 SH   DFND   1,183 0 34
ALPHABET INC CL A COMMON STOCK 02079K305 561 210 SH   OTR   210 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 506 190 SH   DFND   96 0 94
AMAZON COM INC COMMON STOCK 023135106 664 202 SH   DFND   12 0 190
APPLE INC COMMON STOCK 037833100 5,600 39,577 SH   DFND   33,555 0 6,022
APPLE INC COMMON STOCK 037833100 541 3,820 SH   OTR   3,820 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,653 8,268 SH   DFND   8,268 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 270 1,350 SH   OTR   1,350 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 411 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 4,249 15,568 SH   DFND   13,395 0 2,173
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 497 1,820 SH   OTR   1,820 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 985 12,409 SH   DFND   12,409 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 153 1,930 SH   OTR   1,930 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 579 11,191 SH   DFND   10,391 0 800
CARRIER GLOBAL CORP COMMON STOCK 14448C104 136 2,630 SH   OTR   2,630 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 206 2,028 SH   DFND   267 0 1,761
COCA-COLA CO COMMON STOCK 191216100 1,142 21,764 SH   DFND   19,428 0 2,336
COCA-COLA CO COMMON STOCK 191216100 126 2,392 SH   OTR   2,392 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,435 19,337 SH   DFND   19,337 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 194 2,615 SH   OTR   2,615 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,417 18,747 SH   DFND   16,127 0 2,620
COLGATE PALMOLIVE CO COMMON STOCK 194162103 217 2,869 SH   OTR   2,869 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,688 30,188 SH   DFND   30,188 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 283 5,065 SH   OTR   5,065 0 0
COSTAR GROUP INC COMMON STOCK 22160N109 229 2,660 SH   DFND   0 0 2,660
CUMMINS INC COMMON STOCK 231021106 1,472 6,553 SH   DFND   6,108 0 445
CUMMINS INC COMMON STOCK 231021106 228 1,015 SH   OTR   1,015 0 0
DANAHER CORP COMMON STOCK 235851102 3,112 10,223 SH   DFND   9,596 0 627
DANAHER CORP COMMON STOCK 235851102 461 1,515 SH   OTR   1,515 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,816 12,573 SH   DFND   12,573 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 331 2,290 SH   OTR   2,290 0 0
DISNEY WALT CO COMMON STOCK 254687106 415 2,454 SH   DFND   1,155 0 1,299
ECOLAB INC COMMON STOCK 278865100 301 1,441 SH   DFND   100 0 1,341
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 2,044 12,169 SH   DFND   12,169 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 369 2,195 SH   OTR   2,195 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 940 15,984 SH   DFND   15,584 0 400
EXXON MOBIL CORP COMMON STOCK 30231G102 259 4,400 SH   OTR   4,400 0 0
FORTIVE CORP COMMON STOCK 34959J108 806 11,424 SH   DFND   10,870 0 554
FORTIVE CORP COMMON STOCK 34959J108 106 1,499 SH   OTR   1,499 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,310 21,903 SH   DFND   21,903 0 0
GENERAL MLS INC COMMON STOCK 370334104 196 3,270 SH   OTR   3,270 0 0
GLOBANT SA COMMON STOCK L44385109 265 944 SH   DFND   0 0 944
HOME DEPOT INC COMMON STOCK 437076102 1,838 5,599 SH   DFND   5,029 0 570
HOME DEPOT INC COMMON STOCK 437076102 287 873 SH   OTR   873 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,293 6,257 SH   DFND   6,257 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 341 1,650 SH   OTR   1,650 0 0
INTEL CORP COMMON STOCK 458140100 215 4,034 SH   DFND   944 0 3,090
INTEL CORP COMMON STOCK 458140100 28 525 SH   OTR   525 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,382 9,946 SH   DFND   9,546 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 220 1,580 SH   OTR   1,580 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 814 14,563 SH   DFND   14,563 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 147 2,630 SH   OTR   2,630 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,604 19,651 SH   DFND   19,651 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 430 3,245 SH   OTR   3,245 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,162 13,389 SH   DFND   13,123 0 266
JOHNSON & JOHNSON COMMON STOCK 478160104 368 2,277 SH   OTR   2,277 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 612 3,737 SH   DFND   1,645 0 2,092
KIMBERLY CLARK CORP COMMON STOCK 494368103 753 5,682 SH   DFND   5,682 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 155 1,173 SH   OTR   1,173 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,390 14,460 SH   DFND   14,460 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 241 2,502 SH   OTR   2,502 0 0
LINDE PLC COMMON STOCK G5494J103 1,910 6,512 SH   DFND   6,512 0 0
LINDE PLC COMMON STOCK G5494J103 426 1,453 SH   OTR   1,453 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 730 9,013 SH   DFND   9,013 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 129 1,586 SH   OTR   1,586 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,764 16,900 SH   DFND   13,234 0 3,666
MICROSOFT CORP COMMON STOCK 594918104 636 2,256 SH   OTR   2,256 0 0
NIKE INC CL B COMMON STOCK 654106103 3,388 23,326 SH   DFND   23,026 0 300
NIKE INC CL B COMMON STOCK 654106103 965 6,648 SH   OTR   6,648 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 346 1,448 SH   DFND   1,018 0 430
NUCOR CORP COMMON STOCK 670346105 1,709 17,350 SH   DFND   17,350 0 0
NUCOR CORP COMMON STOCK 670346105 213 2,165 SH   OTR   2,165 0 0
NVIDIA CORP COMMON STOCK 67066G104 380 1,836 SH   DFND   136 0 1,700
OLD REP INTL CORP COMMON STOCK 680223104 3 133 SH   DFND   133 0 0
OLD REP INTL CORP COMMON STOCK 680223104 315 13,625 SH   OTR   13,625 0 0
ORACLE CORP COMMON STOCK 68389X105 2,537 29,118 SH   DFND   26,118 0 3,000
ORACLE CORP COMMON STOCK 68389X105 368 4,218 SH   OTR   4,218 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 510 6,200 SH   DFND   5,800 0 400
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 122 1,480 SH   OTR   1,480 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 252 900 SH   DFND   400 0 500
PAYCOM SOFTWARE INC COMMON STOCK 70432V102 230 463 SH   DFND   0 0 463
PEPSICO INC COMMON STOCK 713448108 1,621 10,777 SH   DFND   10,358 0 419
PEPSICO INC COMMON STOCK 713448108 423 2,815 SH   OTR   2,815 0 0
POLARIS INC COMMON STOCK 731068102 774 6,469 SH   DFND   6,469 0 0
POLARIS INC COMMON STOCK 731068102 145 1,210 SH   OTR   1,210 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 447 3,200 SH   DFND   1,307 0 1,893
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,189 11,306 SH   DFND   11,306 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 196 1,860 SH   OTR   1,860 0 0
QUALCOMM INC COMMON STOCK 747525103 2,331 18,076 SH   DFND   17,676 0 400
QUALCOMM INC COMMON STOCK 747525103 354 2,743 SH   OTR   2,743 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,054 12,267 SH   DFND   11,467 0 800
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 530 6,160 SH   OTR   6,160 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 331 1,221 SH   DFND   178 0 1,043
SCHLUMBERGER LTD COMMON STOCK 806857108 780 26,309 SH   DFND   26,309 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 116 3,900 SH   OTR   3,900 0 0
SNAP-ON INC COMMON STOCK 833034101 798 3,820 SH   DFND   3,820 0 0
SNAP-ON INC COMMON STOCK 833034101 122 585 SH   OTR   585 0 0
STATE STR CORP COMMON STOCK 857477103 1,469 17,341 SH   DFND   16,941 0 400
STATE STR CORP COMMON STOCK 857477103 229 2,705 SH   OTR   2,705 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,967 9,998 SH   DFND   9,998 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 334 1,700 SH   OTR   1,700 0 0
TARGET CORP COMMON STOCK 87612E106 2,267 9,910 SH   DFND   8,699 0 1,211
TARGET CORP COMMON STOCK 87612E106 313 1,370 SH   OTR   1,370 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 4,722 8,265 SH   DFND   8,071 0 194
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 1,092 1,912 SH   OTR   1,912 0 0
TIMKEN CO COMMON STOCK 887389104 1,218 18,623 SH   DFND   18,623 0 0
TIMKEN CO COMMON STOCK 887389104 234 3,575 SH   OTR   3,575 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,335 20,178 SH   DFND   20,178 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 220 3,325 SH   OTR   3,325 0 0
UNION PAC CORP COMMON STOCK 907818108 2,106 10,746 SH   DFND   10,746 0 0
UNION PAC CORP COMMON STOCK 907818108 372 1,900 SH   OTR   1,900 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 318 1,748 SH   DFND   237 0 1,511
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 254 651 SH   DFND   162 0 489
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,695 31,374 SH   DFND   30,398 0 976
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 218 4,045 SH   OTR   4,045 0 0
VISA INC - CLASS A COMMON STOCK 92826C839 399 1,789 SH   DFND   1,276 0 513
WABTEC CORP COMMON STOCK 929740108 720 8,350 SH   DFND   8,350 0 0
WABTEC CORP COMMON STOCK 929740108 136 1,580 SH   OTR   1,580 0 0
WALMART INC COMMON STOCK 931142103 1,730 12,415 SH   DFND   11,615 0 800
WALMART INC COMMON STOCK 931142103 366 2,623 SH   OTR   2,623 0 0
WASTE CONNECTIONS INC COMMON STOCK 94106B101 551 4,379 SH   DFND   4,379 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 346 7,452 SH   DFND   5,933 0 1,519
WEST PHARMACEUTICAL SERVICES I COMMON STOCK 955306105 237 559 SH   DFND   0 0 559
3M CO COMMON STOCK 88579Y101 123 704 SH   DFND   704 0 0
3M CO COMMON STOCK 88579Y101 175 1,000 SH   OTR   1,000 0 0
ISHARES 1-5Y INV GRADE CORP ET OTHER 464288646 337 6,171 SH   DFND   6,171 0 0
PIMCO ENHANCED SHORT MATURITY OTHER 72201R833 438 4,295 SH   DFND   4,295 0 0
SCHWAB US AGGREGATE BOND ETF OTHER 808524839 259 4,769 SH   DFND   4,769 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 742 8,689 SH   DFND   8,689 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 840 16,636 SH   DFND   16,636 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 218 4,362 SH   DFND   4,362 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 1,830 17,973 SH   DFND   17,973 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 1,132 7,004 SH   DFND   7,004 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 254 1,570 SH   OTR   1,570 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 1,985 17,301 SH   DFND   17,005 0 296
ISHARES DOW JONES SELECT DIV I OTHER 464287168 23 200 SH   OTR   200 0 0
ISHARES S&P MIDCAP 400 GROWTH OTHER 464287606 334 4,216 SH   DFND   3,416 0 800
ISHARES S&P SMALL CAP 600 GRWT OTHER 464287887 239 1,838 SH   DFND   0 0 1,838
SCHWAB U.S. LARGE-CAP GROWTH E OTHER 808524300 973 6,567 SH   DFND   309 0 6,258
SCHWAB US DVD EQUITY ETF OTHER 808524797 310 4,171 SH   DFND   0 0 4,171
VANGUARD ENERGY ETF OTHER 92204A306 458 6,200 SH   DFND   6,200 0 0
VANGUARD GROWTH ETF OTHER 922908736 1,491 5,140 SH   DFND   5,140 0 0
VANGUARD MID CAP ETF OTHER 922908629 452 1,910 SH   DFND   1,910 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 1,029 4,705 SH   DFND   4,705 0 0
VANGUARD VALUE ETF OTHER 922908744 345 2,550 SH   DFND   2,550 0 0