The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 242 2,223 SH   OTR   2,223 0 0
ABBVIE INC COMMON STOCK 00287Y109 978 11,161 SH   DFND   10,431 0 730
ABBVIE INC COMMON STOCK 00287Y109 173 1,978 SH   OTR   1,978 0 0
AFLAC INC COMMON STOCK 001055102 1,043 28,698 SH   DFND   26,408 0 2,290
AFLAC INC COMMON STOCK 001055102 142 3,920 SH   OTR   3,920 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 218 1,500 SH   DFND   1,500 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 1,542 1,052 SH   DFND   1,017 0 35
ALPHABET INC CL A COMMON STOCK 02079K305 315 215 SH   OTR   215 0 0
AMAZON COM INC COMMON STOCK 023135106 605 192 SH   DFND   0 0 192
APPLE INC COMMON STOCK 037833100 4,520 39,027 SH   DFND   32,755 0 6,272
APPLE INC COMMON STOCK 037833100 434 3,750 SH   OTR   3,750 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,041 7,463 SH   DFND   7,463 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 174 1,250 SH   OTR   1,250 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 320 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 3,156 14,823 SH   DFND   12,620 0 2,203
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 385 1,810 SH   OTR   1,810 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 909 10,954 SH   DFND   10,954 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 144 1,730 SH   OTR   1,730 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 385 12,591 SH   DFND   11,791 0 800
CARRIER GLOBAL CORP COMMON STOCK 14448C104 91 2,985 SH   OTR   2,985 0 0
COCA-COLA CO COMMON STOCK 191216100 1,066 21,602 SH   DFND   19,266 0 2,336
COCA-COLA CO COMMON STOCK 191216100 176 3,567 SH   OTR   3,567 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,250 18,007 SH   DFND   18,007 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 168 2,415 SH   OTR   2,415 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,366 17,702 SH   DFND   15,082 0 2,620
COLGATE PALMOLIVE CO COMMON STOCK 194162103 241 3,124 SH   OTR   3,124 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,270 27,460 SH   DFND   27,460 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 216 4,670 SH   OTR   4,670 0 0
COSTAR GROUP INC COMMON STOCK 22160N109 234 276 SH   DFND   0 0 276
CUMMINS INC COMMON STOCK 231021106 1,362 6,449 SH   DFND   6,004 0 445
CUMMINS INC COMMON STOCK 231021106 214 1,015 SH   OTR   1,015 0 0
DANAHER CORP COMMON STOCK 235851102 2,172 10,086 SH   DFND   8,945 0 1,141
DANAHER CORP COMMON STOCK 235851102 337 1,565 SH   OTR   1,565 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,745 11,893 SH   DFND   11,893 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 338 2,305 SH   OTR   2,305 0 0
DISNEY WALT CO COMMON STOCK 254687106 275 2,217 SH   DFND   1,100 0 1,117
ECOLAB INC COMMON STOCK 278865100 273 1,364 SH   DFND   0 0 1,364
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 1,242 11,607 SH   DFND   11,607 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 235 2,195 SH   OTR   2,195 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 689 20,079 SH   DFND   19,679 0 400
EXXON MOBIL CORP COMMON STOCK 30231G102 154 4,495 SH   OTR   4,495 0 0
FORTIVE CORP COMMON STOCK 34959J108 721 9,464 SH   DFND   8,910 0 554
FORTIVE CORP COMMON STOCK 34959J108 97 1,274 SH   OTR   1,274 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,190 19,299 SH   DFND   19,299 0 0
GENERAL MLS INC COMMON STOCK 370334104 198 3,215 SH   OTR   3,215 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,356 4,882 SH   DFND   4,312 0 570
HOME DEPOT INC COMMON STOCK 437076102 223 803 SH   OTR   803 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,003 5,190 SH   DFND   5,190 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 326 1,685 SH   OTR   1,685 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,036 8,512 SH   DFND   8,112 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 159 1,310 SH   OTR   1,310 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 587 14,468 SH   DFND   14,468 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 107 2,630 SH   OTR   2,630 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 1,828 19,706 SH   DFND   19,706 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 380 4,095 SH   OTR   4,095 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,627 10,928 SH   DFND   10,641 0 287
JOHNSON & JOHNSON COMMON STOCK 478160104 338 2,272 SH   OTR   2,272 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 333 3,455 SH   DFND   1,100 0 2,355
KIMBERLY CLARK CORP COMMON STOCK 494368103 776 5,257 SH   DFND   5,257 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 173 1,173 SH   OTR   1,173 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,312 14,715 SH   DFND   14,715 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 223 2,502 SH   OTR   2,502 0 0
LINDE PLC COMMON STOCK G5494J103 1,630 6,846 SH   DFND   6,587 0 259
LINDE PLC COMMON STOCK G5494J103 410 1,723 SH   OTR   1,723 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 815 4,201 SH   DFND   4,201 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 164 843 SH   OTR   843 0 0
MICROSOFT CORP COMMON STOCK 594918104 3,266 15,530 SH   DFND   11,820 0 3,710
MICROSOFT CORP COMMON STOCK 594918104 471 2,241 SH   OTR   2,241 0 0
NIKE INC CL B COMMON STOCK 654106103 2,886 22,988 SH   DFND   22,688 0 300
NIKE INC CL B COMMON STOCK 654106103 928 7,393 SH   OTR   7,393 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 306 1,430 SH   DFND   1,000 0 430
NUCOR CORP COMMON STOCK 670346105 794 17,708 SH   DFND   17,708 0 0
NUCOR CORP COMMON STOCK 670346105 104 2,315 SH   OTR   2,315 0 0
NVIDIA CORP COMMON STOCK 67066G104 230 425 SH   DFND   0 0 425
OLD REP INTL CORP COMMON STOCK 680223104 201 13,625 SH   OTR   13,625 0 0
ORACLE CORP COMMON STOCK 68389X105 1,634 27,364 SH   DFND   24,364 0 3,000
ORACLE CORP COMMON STOCK 68389X105 237 3,973 SH   OTR   3,973 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 371 5,948 SH   DFND   5,548 0 400
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 94 1,500 SH   OTR   1,500 0 0
PEPSICO INC COMMON STOCK 713448108 1,510 10,898 SH   DFND   10,479 0 419
PEPSICO INC COMMON STOCK 713448108 476 3,435 SH   OTR   3,435 0 0
POLARIS INC COMMON STOCK 731068102 644 6,824 SH   DFND   6,824 0 0
POLARIS INC COMMON STOCK 731068102 99 1,045 SH   OTR   1,045 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 263 1,893 SH   DFND   0 0 1,893
PRUDENTIAL FINL INC COMMON STOCK 744320102 745 11,723 SH   DFND   11,723 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 111 1,755 SH   OTR   1,755 0 0
QUALCOMM INC COMMON STOCK 747525103 2,163 18,382 SH   DFND   17,982 0 400
QUALCOMM INC COMMON STOCK 747525103 396 3,363 SH   OTR   3,363 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 599 10,411 SH   DFND   9,611 0 800
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 357 6,205 SH   OTR   6,205 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 268 1,068 SH   DFND   0 0 1,068
SCHLUMBERGER LTD COMMON STOCK 806857108 526 33,814 SH   DFND   33,814 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 75 4,810 SH   OTR   4,810 0 0
SNAP-ON INC COMMON STOCK 833034101 532 3,617 SH   DFND   3,617 0 0
SNAP-ON INC COMMON STOCK 833034101 86 585 SH   OTR   585 0 0
STATE STR CORP COMMON STOCK 857477103 967 16,306 SH   DFND   15,506 0 800
STATE STR CORP COMMON STOCK 857477103 150 2,525 SH   OTR   2,525 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,263 9,848 SH   DFND   9,848 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 208 1,625 SH   OTR   1,625 0 0
TARGET CORP COMMON STOCK 87612E106 1,488 9,455 SH   DFND   8,244 0 1,211
TARGET CORP COMMON STOCK 87612E106 216 1,370 SH   OTR   1,370 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 3,750 8,494 SH   DFND   8,190 0 304
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 985 2,232 SH   OTR   2,232 0 0
TIMKEN CO COMMON STOCK 887389104 1,037 19,123 SH   DFND   19,123 0 0
TIMKEN CO COMMON STOCK 887389104 231 4,255 SH   OTR   4,255 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 867 18,748 SH   DFND   18,748 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 136 2,950 SH   OTR   2,950 0 0
UNION PAC CORP COMMON STOCK 907818108 1,793 9,107 SH   DFND   9,107 0 0
UNION PAC CORP COMMON STOCK 907818108 378 1,920 SH   OTR   1,920 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 268 1,611 SH   DFND   100 0 1,511
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,541 25,903 SH   DFND   24,927 0 976
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 235 3,945 SH   OTR   3,945 0 0
VISA INC - CLASS A COMMON STOCK 92826C839 286 1,428 SH   DFND   900 0 528
WABTEC CORP COMMON STOCK 929740108 488 7,885 SH   DFND   7,885 0 0
WABTEC CORP COMMON STOCK 929740108 112 1,805 SH   OTR   1,805 0 0
WALMART INC COMMON STOCK 931142103 1,627 11,630 SH   DFND   10,830 0 800
WALMART INC COMMON STOCK 931142103 382 2,728 SH   OTR   2,728 0 0
WASTE CONNECTIONS INC COMMON STOCK 94106B101 561 5,400 SH   DFND   5,400 0 0
PIMCO ENHANCED SHORT MATURITY OTHER 72201R833 1,000 9,812 SH   DFND   9,812 0 0
SCHWAB US AGGREGATE BOND ETF OTHER 808524839 231 4,126 SH   DFND   4,126 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,126 12,768 SH   DFND   12,768 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 682 16,664 SH   DFND   16,664 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 1,055 13,086 SH   DFND   13,086 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 81 1,000 SH   OTR   1,000 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 1,229 15,076 SH   DFND   14,780 0 296
ISHARES DOW JONES SELECT DIV I OTHER 464287168 16 200 SH   OTR   200 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 919 6,788 SH   DFND   6,788 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 216 1,595 SH   OTR   1,595 0 0
SCHWAB U.S. LARGE-CAP GROWTH E OTHER 808524300 836 7,259 SH   DFND   717 0 6,542
SCHWAB US DVD EQUITY ETF OTHER 808524797 289 5,231 SH   DFND   518 0 4,713
SCHWAB US LARGE CAP VALUE OTHER 808524409 204 3,914 SH   DFND   0 0 3,914
VANGUARD GROWTH ETF OTHER 922908736 1,330 5,845 SH   DFND   5,845 0 0
VANGUARD MID CAP ETF OTHER 922908629 370 2,100 SH   DFND   2,100 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 249 3,157 SH   DFND   3,157 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 730 4,749 SH   DFND   4,749 0 0
VANGUARD VALUE ETF OTHER 922908744 263 2,520 SH   DFND   2,520 0 0