The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 204 2,233 SH   OTR   2,233 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,094 11,146 SH   DFND   10,416 0 730
ABBVIE INC COMMON STOCK 00287Y109 195 1,988 SH   OTR   1,988 0 0
AFLAC INC COMMON STOCK 001055102 1,045 29,004 SH   DFND   26,714 0 2,290
AFLAC INC COMMON STOCK 001055102 141 3,920 SH   OTR   3,920 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 222 1,500 SH   DFND   1,500 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 1,507 1,063 SH   DFND   1,028 0 35
ALPHABET INC CL A COMMON STOCK 02079K305 305 215 SH   OTR   215 0 0
AMAZON COM INC COMMON STOCK 023135106 532 193 SH   DFND   0 0 193
APPLE INC COMMON STOCK 037833100 4,096 11,228 SH   DFND   9,660 0 1,568
APPLE INC COMMON STOCK 037833100 430 1,180 SH   OTR   1,180 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,132 7,600 SH   DFND   7,600 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 185 1,240 SH   OTR   1,240 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 267 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 2,775 15,544 SH   DFND   12,810 0 2,734
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 327 1,830 SH   OTR   1,830 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 856 11,005 SH   DFND   11,005 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 135 1,730 SH   OTR   1,730 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 281 12,661 SH   DFND   11,861 0 800
CARRIER GLOBAL CORP COMMON STOCK 14448C104 58 2,620 SH   OTR   2,620 0 0
COCA-COLA CO COMMON STOCK 191216100 972 21,745 SH   DFND   19,409 0 2,336
COCA-COLA CO COMMON STOCK 191216100 174 3,902 SH   OTR   3,902 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,026 18,060 SH   DFND   18,060 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 132 2,315 SH   OTR   2,315 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,306 17,828 SH   DFND   15,208 0 2,620
COLGATE PALMOLIVE CO COMMON STOCK 194162103 231 3,159 SH   OTR   3,159 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,092 28,020 SH   DFND   28,020 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 185 4,740 SH   OTR   4,740 0 0
CUMMINS INC COMMON STOCK 231021106 1,125 6,493 SH   DFND   6,048 0 445
CUMMINS INC COMMON STOCK 231021106 176 1,015 SH   OTR   1,015 0 0
DANAHER CORP COMMON STOCK 235851102 2,355 13,316 SH   DFND   12,166 0 1,150
DANAHER CORP COMMON STOCK 235851102 367 2,075 SH   OTR   2,075 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,702 11,976 SH   DFND   11,976 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 338 2,380 SH   OTR   2,380 0 0
DISNEY WALT CO COMMON STOCK 254687106 270 2,417 SH   DFND   1,300 0 1,117
ECOLAB INC COMMON STOCK 278865100 273 1,373 SH   DFND   0 0 1,373
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 1,081 11,705 SH   DFND   11,705 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 196 2,120 SH   OTR   2,120 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 924 20,651 SH   DFND   20,251 0 400
EXXON MOBIL CORP COMMON STOCK 30231G102 193 4,315 SH   OTR   4,315 0 0
FORTIVE CORP COMMON STOCK 34959J108 644 9,519 SH   DFND   8,965 0 554
FORTIVE CORP COMMON STOCK 34959J108 86 1,274 SH   OTR   1,274 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,197 19,410 SH   DFND   19,410 0 0
GENERAL MLS INC COMMON STOCK 370334104 204 3,305 SH   OTR   3,305 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,231 4,914 SH   DFND   4,344 0 570
HOME DEPOT INC COMMON STOCK 437076102 197 788 SH   OTR   788 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 919 5,257 SH   DFND   5,257 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 309 1,770 SH   OTR   1,770 0 0
INTEL CORP COMMON STOCK 458140100 185 3,090 SH   DFND   0 0 3,090
INTEL CORP COMMON STOCK 458140100 31 525 SH   OTR   525 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,043 8,633 SH   DFND   8,233 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 158 1,310 SH   OTR   1,310 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 505 14,356 SH   DFND   14,356 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 88 2,505 SH   OTR   2,505 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 1,686 19,877 SH   DFND   19,877 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 370 4,365 SH   OTR   4,365 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,545 10,985 SH   DFND   10,698 0 287
JOHNSON & JOHNSON COMMON STOCK 478160104 329 2,337 SH   OTR   2,337 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 325 3,455 SH   DFND   1,100 0 2,355
KIMBERLY CLARK CORP COMMON STOCK 494368103 755 5,340 SH   DFND   5,340 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 169 1,193 SH   OTR   1,193 0 0
LINDE PLC COMMON STOCK G5494J103 1,472 6,938 SH   DFND   6,676 0 262
LINDE PLC COMMON STOCK G5494J103 385 1,813 SH   OTR   1,813 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 761 4,243 SH   DFND   4,243 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 155 863 SH   OTR   863 0 0
MICROSOFT CORP COMMON STOCK 594918104 3,181 15,629 SH   DFND   11,900 0 3,729
MICROSOFT CORP COMMON STOCK 594918104 476 2,341 SH   OTR   2,341 0 0
NIKE INC CL B COMMON STOCK 654106103 2,298 23,434 SH   DFND   23,134 0 300
NIKE INC CL B COMMON STOCK 654106103 746 7,608 SH   OTR   7,608 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 251 1,430 SH   DFND   1,000 0 430
NUCOR CORP COMMON STOCK 670346105 738 17,812 SH   DFND   17,812 0 0
NUCOR CORP COMMON STOCK 670346105 105 2,525 SH   OTR   2,525 0 0
OLD REP INTL CORP COMMON STOCK 680223104 222 13,625 SH   OTR   13,625 0 0
ORACLE CORP COMMON STOCK 68389X105 1,519 27,490 SH   DFND   24,490 0 3,000
ORACLE CORP COMMON STOCK 68389X105 220 3,988 SH   OTR   3,988 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 346 6,088 SH   DFND   5,688 0 400
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 80 1,410 SH   OTR   1,410 0 0
PEPSICO INC COMMON STOCK 713448108 1,394 10,537 SH   DFND   10,537 0 0
PEPSICO INC COMMON STOCK 713448108 468 3,540 SH   OTR   3,540 0 0
POLARIS INC COMMON STOCK 731068102 641 6,928 SH   DFND   6,928 0 0
POLARIS INC COMMON STOCK 731068102 97 1,045 SH   OTR   1,045 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 226 1,893 SH   DFND   0 0 1,893
PRUDENTIAL FINL INC COMMON STOCK 744320102 715 11,739 SH   DFND   11,739 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 103 1,690 SH   OTR   1,690 0 0
QUALCOMM INC COMMON STOCK 747525103 1,709 18,737 SH   DFND   18,337 0 400
QUALCOMM INC COMMON STOCK 747525103 313 3,428 SH   OTR   3,428 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 643 10,436 SH   DFND   9,636 0 800
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 383 6,215 SH   OTR   6,215 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 202 1,080 SH   DFND   0 0 1,080
SCHLUMBERGER LTD COMMON STOCK 806857108 623 33,860 SH   DFND   33,860 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 82 4,480 SH   OTR   4,480 0 0
SNAP-ON INC COMMON STOCK 833034101 501 3,620 SH   DFND   3,620 0 0
SNAP-ON INC COMMON STOCK 833034101 87 630 SH   OTR   630 0 0
STATE STR CORP COMMON STOCK 857477103 1,048 16,494 SH   DFND   15,694 0 800
STATE STR CORP COMMON STOCK 857477103 160 2,525 SH   OTR   2,525 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,229 9,948 SH   DFND   9,948 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 207 1,675 SH   OTR   1,675 0 0
TARGET CORP COMMON STOCK 87612E106 1,138 9,488 SH   DFND   8,277 0 1,211
TARGET CORP COMMON STOCK 87612E106 155 1,295 SH   OTR   1,295 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 3,161 8,723 SH   DFND   8,419 0 304
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 869 2,397 SH   OTR   2,397 0 0
TIMKEN CO COMMON STOCK 887389104 875 19,236 SH   DFND   19,236 0 0
TIMKEN CO COMMON STOCK 887389104 198 4,355 SH   OTR   4,355 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 840 18,838 SH   DFND   18,838 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 129 2,900 SH   OTR   2,900 0 0
UNION PAC CORP COMMON STOCK 907818108 1,556 9,202 SH   DFND   9,202 0 0
UNION PAC CORP COMMON STOCK 907818108 330 1,950 SH   OTR   1,950 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,437 26,057 SH   DFND   25,081 0 976
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 217 3,945 SH   OTR   3,945 0 0
VISA INC - CLASS A COMMON STOCK 92826C839 277 1,434 SH   DFND   900 0 534
WABTEC CORP COMMON STOCK 929740108 456 7,915 SH   DFND   7,915 0 0
WABTEC CORP COMMON STOCK 929740108 108 1,870 SH   OTR   1,870 0 0
WALMART INC COMMON STOCK 931142103 1,404 11,719 SH   DFND   10,919 0 800
WALMART INC COMMON STOCK 931142103 331 2,763 SH   OTR   2,763 0 0
SCHWAB US AGGREGATE BOND ETF OTHER 808524839 232 4,126 SH   DFND   4,126 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,169 13,231 SH   DFND   1,169 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 646 16,664 SH   DFND   16,664 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 262 3,499 SH   DFND   3,499 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 1,292 16,001 SH   DFND   15,705 0 296
ISHARES DOW JONES SELECT DIV I OTHER 464287168 16 200 SH   OTR   200 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 934 6,831 SH   DFND   6,831 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 220 1,610 SH   OTR   1,610 0 0
SCHWAB U.S. LARGE-CAP GROWTH E OTHER 808524300 737 7,259 SH   DFND   717 0 6,542
SCHWAB US DVD EQUITY ETF OTHER 808524797 271 5,231 SH   DFND   518 0 4,713
VANGUARD GROWTH ETF OTHER 922908736 1,181 5,845 SH   DFND   5,845 0 0
VANGUARD MID CAP ETF OTHER 922908629 344 2,100 SH   DFND   2,100 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 248 3,157 SH   DFND   3,157 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 692 4,749 SH   DFND   4,749 0 0
VANGUARD VALUE ETF OTHER 922908744 251 2,520 SH   DFND   2,520 0 0