The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,759,884 24,400 SH   SOLE   0 0 24,400
ABBOTT LABS COM 002824100   938,813 8,300 SH   OTR   0 0 8,300
ABBVIE INC COM 00287Y109   5,082,220 28,600 SH   SOLE   0 0 28,600
ABBVIE INC COM 00287Y109   1,474,910 8,300 SH   OTR   0 0 8,300
AGILENT TECHNOLOGIES INC COM 00846U101   2,404,686 17,900 SH   SOLE   0 0 17,900
APPLE INC COM 037833100   13,632,865 54,440 SH   SOLE   0 0 54,440
APPLIED MATLS INC COM 038222105   4,364,339 26,836 SH   SOLE   0 0 26,836
AT&T INC COM 00206R102   2,031,084 89,200 SH   SOLE   0 0 89,200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   611,928 1,350 SH   SOLE   0 0 1,350
BRISTOL-MYERS SQUIBB CO COM 110122108   3,071,208 54,300 SH   SOLE   0 0 54,300
CISCO SYS INC COM 17275R102   5,600,320 94,600 SH   SOLE   0 0 94,600
CISCO SYS INC COM 17275R102   88,800 1,500 SH   OTR   0 0 1,500
COCA COLA CO COM 191216100   1,793,088 28,800 SH   SOLE   0 0 28,800
COCA COLA CO COM 191216100   49,808 800 SH   OTR   0 0 800
CORNING INC COM 219350105   4,100,976 86,300 SH   SOLE   0 0 86,300
EMERSON ELEC CO COM 291011104   5,143,095 41,500 SH   SOLE   0 0 41,500
EMERSON ELEC CO COM 291011104   185,895 1,500 SH   OTR   0 0 1,500
EXXON MOBIL CORP COM 30231G102   118,757 1,104 SH   SOLE   0 0 1,104
EXXON MOBIL CORP COM 30231G102   1,407,123 13,081 SH   OTR   0 0 13,081
GE AEROSPACE COM NEW 369604301   414,306 2,484 SH   OTR   0 0 2,484
GE VERNOVA INC COM 36828A101   203,937 620 SH   OTR   0 0 620
GEN DIGITAL INC COM 668771108   1,410,070 51,500 SH   SOLE   0 0 51,500
GSK PLC SPONSORED ADR 37733W204   1,402,854 41,480 SH   SOLE   0 0 41,480
HEWLETT PACKARD ENTERPRISE C COM 42824C109   1,219,085 57,100 SH   SOLE   0 0 57,100
HP INC COM 40434L105   1,863,173 57,100 SH   SOLE   0 0 57,100
ING GROEP N.V. SPONSORED ADR 456837103   1,284,940 82,000 SH   SOLE   0 0 82,000
INTEL CORP COM 458140100   1,902,745 94,900 SH   SOLE   0 0 94,900
INTEL CORP COM 458140100   59,147 2,950 SH   OTR   0 0 2,950
INTERNATIONAL BUSINESS MACHS COM 459200101   6,265,155 28,500 SH   SOLE   0 0 28,500
INTERNATIONAL BUSINESS MACHS COM 459200101   233,899 1,064 SH   OTR   0 0 1,064
JOHNSON & JOHNSON COM 478160104   5,538,946 38,300 SH   SOLE   0 0 38,300
JOHNSON & JOHNSON COM 478160104   48,882 338 SH   OTR   0 0 338
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   2,204,688 87,073 SH   SOLE   0 0 87,073
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   25,041 989 SH   OTR   0 0 989
MARSH & MCLENNAN COS INC COM 571748102   5,416,455 25,500 SH   SOLE   0 0 25,500
MERCK & CO INC COM 58933Y105   6,615,420 66,500 SH   SOLE   0 0 66,500
MERCK & CO INC COM 58933Y105   298,440 3,000 SH   OTR   0 0 3,000
MICROSOFT CORP COM 594918104   15,848,400 37,600 SH   SOLE   0 0 37,600
MICROSOFT CORP COM 594918104   1,348,800 3,200 SH   OTR   0 0 3,200
NORTHERN TR CORP COM 665859104   1,301,750 12,700 SH   SOLE   0 0 12,700
NUCOR CORP COM 670346105   3,034,460 26,000 SH   SOLE   0 0 26,000
NUCOR CORP COM 670346105   144,137 1,235 SH   OTR   0 0 1,235
ORACLE CORP COM 68389X105   1,609,742 9,660 SH   SOLE   0 0 9,660
PFIZER INC COM 717081103   4,128,015 155,598 SH   SOLE   0 0 155,598
PFIZER INC COM 717081103   156,792 5,910 SH   OTR   0 0 5,910
PROCTER AND GAMBLE CO COM 742718109   2,682,400 16,000 SH   SOLE   0 0 16,000
PROCTER AND GAMBLE CO COM 742718109   67,060 400 SH   OTR   0 0 400
PROGRESSIVE CORP COM 743315103   12,262,281 51,176 SH   SOLE   0 0 51,176
PROGRESSIVE CORP COM 743315103   112,923,640 471,281 SH   OTR   0 0 471,281
STRYKER CORPORATION COM 863667101   20,702,875 57,500 SH   SOLE   0 0 57,500
STRYKER CORPORATION COM 863667101   2,922,166 8,116 SH   OTR   0 0 8,116
THERMO FISHER SCIENTIFIC INC COM 883556102   5,688,715 10,935 SH   SOLE   0 0 10,935
UNILEVER PLC SPON ADR NEW 904767704   4,158,378 73,340 SH   SOLE   0 0 73,340
UNILEVER PLC SPON ADR NEW 904767704   153,090 2,700 SH   OTR   0 0 2,700
UNITED PARCEL SERVICE INC CL B 911312106   2,566,135 20,350 SH   SOLE   0 0 20,350
UNITED PARCEL SERVICE INC CL B 911312106   100,880 800 SH   OTR   0 0 800
VERIZON COMMUNICATIONS INC COM 92343V104   1,898,725 47,480 SH   SOLE   0 0 47,480
VERIZON COMMUNICATIONS INC COM 92343V104   78,020 1,951 SH   OTR   0 0 1,951