The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,678,876 24,400 SH   SOLE   23,500 0 900
ABBOTT LABS COM 002824100   911,257 8,300 SH   OTR   0 0 8,300
ABBVIE INC COM 00287Y109   4,622,046 28,600 SH   SOLE   27,400 0 1,200
ABBVIE INC COM 00287Y109   1,341,363 8,300 SH   OTR   0 0 8,300
AGILENT TECHNOLOGIES INC COM 00846U101   2,678,735 17,900 SH   SOLE   17,900 0 0
APPLE INC COM 037833100   7,138,354 54,940 SH   SOLE   54,940 0 0
APPLIED MATLS INC COM 038222105   3,047,994 31,300 SH   SOLE   31,300 0 0
AT&T INC COM 00206R102   1,586,942 86,200 SH   SOLE   83,800 0 2,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   417,015 1,350 SH   SOLE   1,350 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   3,906,885 54,300 SH   SOLE   52,300 0 2,000
CANON INC SPONSORED ADR 138006309   1,586,976 73,200 SH   SOLE   73,200 0 0
CISCO SYS INC COM 17275R102   3,868,368 81,200 SH   SOLE   77,500 0 3,700
CISCO SYS INC COM 17275R102   71,460 1,500 SH   OTR   0 0 1,500
COCA COLA CO COM 191216100   50,888 800 SH   OTR   0 0 800
COCA COLA CO COM 191216100   1,831,968 28,800 SH   SOLE   26,800 0 2,000
CORNING INC COM 219350105   1,801,416 56,400 SH   SOLE   54,000 0 2,400
EMERSON ELEC CO COM 291011104   3,986,490 41,500 SH   SOLE   40,000 0 1,500
EMERSON ELEC CO COM 291011104   144,090 1,500 SH   OTR   0 0 1,500
EXXON MOBIL CORP COM 30231G102   121,771 1,104 SH   SOLE   1,104 0 0
EXXON MOBIL CORP COM 30231G102   1,442,834 13,081 SH   OTR   0 0 13,081
GEN DIGITAL INC COM 668771108   1,103,645 51,500 SH   SOLE   51,500 0 0
GENERAL ELECTRIC CO COM NEW 369604301   805,306 9,611 SH   SOLE   9,611 0 0
GENERAL ELECTRIC CO COM NEW 369604301   208,134 2,484 SH   OTR   0 0 2,484
GSK PLC SPONSORED ADR 37733W204   1,861,014 52,960 SH   SOLE   52,960 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   911,316 57,100 SH   SOLE   54,100 0 3,000
HP INC COM 40434L105   1,534,277 57,100 SH   SOLE   54,100 0 3,000
ING GROEP N.V. SPONSORED ADR 456837103   997,940 82,000 SH   SOLE   82,000 0 0
INTEL CORP COM 458140100   77,969 2,950 SH   OTR   0 0 2,950
INTEL CORP COM 458140100   3,356,610 127,000 SH   SOLE   122,000 0 5,000
INTERNATIONAL BUSINESS MACHS COM 459200101   149,907 1,064 SH   OTR   0 0 1,064
INTERNATIONAL BUSINESS MACHS COM 459200101   4,015,365 28,500 SH   SOLE   27,500 0 1,000
JOHNSON & JOHNSON COM 478160104   6,836,355 38,700 SH   SOLE   36,800 0 1,900
JOHNSON & JOHNSON COM 478160104   59,708 338 SH   OTR   0 0 338
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   1,443,717 96,312 SH   SOLE   95,292 0 1,020
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   13,746 917 SH   OTR   0 0 917
MARSH & MCLENNAN COS INC COM 571748102   4,252,836 25,700 SH   SOLE   24,300 0 1,400
MERCK & CO INC COM 58933Y105   7,378,175 66,500 SH   SOLE   64,500 0 2,000
MERCK & CO INC COM 58933Y105   332,850 3,000 SH   OTR   0 0 3,000
MICROSOFT CORP COM 594918104   10,312,260 43,000 SH   SOLE   41,600 0 1,400
MICROSOFT CORP COM 594918104   767,424 3,200 SH   OTR   0 0 3,200
NORTHERN TR CORP COM 665859104   1,123,823 12,700 SH   SOLE   12,700 0 0
NUCOR CORP COM 670346105   162,785 1,235 SH   OTR   0 0 1,235
NUCOR CORP COM 670346105   3,453,422 26,200 SH   SOLE   24,700 0 1,500
ORACLE CORP COM 68389X105   2,100,718 25,700 SH   SOLE   25,700 0 0
ORGANON & CO COMMON STOCK 68622V106   1,442,585 51,650 SH   SOLE   51,650 0 0
ORGANON & CO COMMON STOCK 68622V106   8,379 300 SH   OTR   0 0 300
PFIZER INC COM 717081103   4,134,966 80,698 SH   SOLE   78,198 0 2,500
PFIZER INC COM 717081103   302,828 5,910 SH   OTR   0 0 5,910
PROCTER AND GAMBLE CO COM 742718109   2,424,960 16,000 SH   SOLE   16,000 0 0
PROCTER AND GAMBLE CO COM 742718109   60,624 400 SH   OTR   0 0 400
PROGRESSIVE CORP COM 743315103   8,570,199 66,072 SH   SOLE   66,072 0 0
PROGRESSIVE CORP COM 743315103   65,838,332 507,581 SH   OTR   507,581 0 0
STRYKER CORPORATION COM 863667101   14,693,849 60,100 SH   SOLE   58,700 0 1,400
STRYKER CORPORATION COM 863667101   2,012,153 8,230 SH   OTR   0 0 8,230
THERMO FISHER SCIENTIFIC INC COM 883556102   6,277,866 11,400 SH   SOLE   11,000 0 400
UNILEVER PLC SPON ADR NEW 904767704   135,945 2,700 SH   OTR   0 0 2,700
UNILEVER PLC SPON ADR NEW 904767704   3,692,669 73,340 SH   SOLE   69,340 0 4,000
UNITED PARCEL SERVICE INC CL B 911312106   139,072 800 SH   OTR   0 0 800
UNITED PARCEL SERVICE INC CL B 911312106   2,459,836 14,150 SH   SOLE   13,750 0 400
VERIZON COMMUNICATIONS INC COM 92343V104   76,869 1,951 SH   OTR   0 0 1,951
VERIZON COMMUNICATIONS INC COM 92343V104   1,798,058 45,636 SH   SOLE   44,136 0 1,500
WILEY JOHN & SONS INC CL A 968223206   1,938,904 48,400 SH   SOLE   48,400 0 0