The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,829 24,400 SH   SOLE   23,500 0 900
ABBOTT LABS COM 002824100 962 8,300 SH   OTR   0 0 8,300
ABBVIE INC COM 00287Y109 3,188 28,300 SH   SOLE   27,100 0 1,200
ABBVIE INC COM 00287Y109 935 8,300 SH   OTR   0 0 8,300
AGILENT TECHNOLOGIES INC COM 00846U101 2,646 17,900 SH   SOLE   17,900 0 0
APPLE INC COM 037833100 7,525 54,940 SH   SOLE   54,940 0 0
APPLIED MATLS INC COM 038222105 4,457 31,300 SH   SOLE   31,300 0 0
AT&T INC COM 00206R102 2,481 86,200 SH   SOLE   83,800 0 2,400
AT&T INC COM 00206R102 78 2,700 SH   OTR   0 0 2,700
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 375 1,350 SH   SOLE   1,350 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3,548 53,100 SH   SOLE   51,100 0 2,000
CANON INC SPONSORED ADR 138006309 1,679 74,200 SH   SOLE   74,200 0 0
CISCO SYS INC COM 17275R102 4,314 81,400 SH   SOLE   77,500 0 3,900
CISCO SYS INC COM 17275R102 79 1,500 SH   OTR   0 0 1,500
COCA COLA CO COM 191216100 1,667 30,800 SH   SOLE   27,800 0 3,000
COCA COLA CO COM 191216100 43 800 SH   OTR   0 0 800
CORNING INC COM 219350105 2,307 56,400 SH   SOLE   54,000 0 2,400
EMERSON ELEC CO COM 291011104 4,042 42,000 SH   SOLE   40,500 0 1,500
EMERSON ELEC CO COM 291011104 144 1,500 SH   OTR   0 0 1,500
EXXON MOBIL CORP COM 30231G102 70 1,104 SH   SOLE   1,104 0 0
EXXON MOBIL CORP COM 30231G102 825 13,081 SH   OTR   0 0 13,081
GENERAL ELECTRIC CO COM 369604103 1,127 83,700 SH   SOLE   83,700 0 0
GENERAL ELECTRIC CO COM 369604103 268 19,878 SH   OTR   0 0 19,878
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 2,556 64,200 SH   SOLE   64,200 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 833 57,100 SH   SOLE   54,100 0 3,000
HP INC COM 40434L105 1,724 57,100 SH   SOLE   54,100 0 3,000
ING GROEP N.V. SPONSORED ADR 456837103 1,086 82,000 SH   SOLE   82,000 0 0
INTEL CORP COM 458140100 4,828 86,000 SH   SOLE   81,000 0 5,000
INTEL CORP COM 458140100 166 2,950 SH   OTR   0 0 2,950
INTERNATIONAL BUSINESS MACHS COM 459200101 156 1,064 SH   OTR   0 0 1,064
INTERNATIONAL BUSINESS MACHS COM 459200101 4,163 28,400 SH   SOLE   27,400 0 1,000
JOHNSON & JOHNSON COM 478160104 6,359 38,600 SH   SOLE   36,700 0 1,900
JOHNSON & JOHNSON COM 478160104 56 338 SH   OTR   0 0 338
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 2,207 44,401 SH   SOLE   43,381 0 1,020
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 46 917 SH   OTR   0 0 917
MARSH & MCLENNAN COS INC COM 571748102 3,630 25,800 SH   SOLE   24,300 0 1,500
MERCK & CO INC COM 58933Y105 5,172 66,500 SH   SOLE   64,500 0 2,000
MERCK & CO INC COM 58933Y105 233 3,000 SH   OTR   0 0 3,000
MICROSOFT CORP COM 594918104 11,703 43,200 SH   SOLE   41,600 0 1,600
MICROSOFT CORP COM 594918104 867 3,200 SH   OTR   0 0 3,200
NORTHERN TR CORP COM 665859104 1,468 12,700 SH   SOLE   12,700 0 0
NORTONLIFELOCK INC COM 668771108 1,402 51,500 SH   SOLE   51,500 0 0
NUCOR CORP COM 670346105 158 1,650 SH   OTR   0 0 1,650
NUCOR CORP COM 670346105 4,384 45,700 SH   SOLE   43,700 0 2,000
ORACLE CORP COM 68389X105 2,000 25,700 SH   SOLE   25,700 0 0
ORGANON & CO COMMON STOCK 68622V106 201 6,650 SH   SOLE   6,450 0 200
ORGANON & CO COMMON STOCK 68622V106 9 300 SH   OTR   0 0 300
PFIZER INC COM 717081103 231 5,910 SH   OTR   0 0 5,910
PFIZER INC COM 717081103 2,847 72,698 SH   SOLE   70,198 0 2,500
PROCTER AND GAMBLE CO COM 742718109 54 400 SH   OTR   0 0 400
PROCTER AND GAMBLE CO COM 742718109 2,159 16,000 SH   SOLE   16,000 0 0
PROGRESSIVE CORP COM 743315103 6,489 66,072 SH   SOLE   66,072 0 0
PROGRESSIVE CORP COM 743315103 49,747 506,536 SH   OTR   506,536 0 0
STRYKER CORPORATION COM 863667101 15,610 60,100 SH   SOLE   58,700 0 1,400
STRYKER CORPORATION COM 863667101 2,156 8,300 SH   OTR   0 0 8,300
THERMO FISHER SCIENTIFIC INC COM 883556102 5,751 11,400 SH   SOLE   11,000 0 400
UNILEVER PLC SPON ADR NEW 904767704 4,290 73,340 SH   SOLE   69,340 0 4,000
UNILEVER PLC SPON ADR NEW 904767704 158 2,700 SH   OTR   0 0 2,700
UNITED PARCEL SERVICE INC CL B 911312106 166 800 SH   OTR   0 0 800
UNITED PARCEL SERVICE INC CL B 911312106 2,943 14,150 SH   SOLE   13,750 0 400
VERIZON COMMUNICATIONS INC COM 92343V104 109 1,951 SH   OTR   0 0 1,951
VERIZON COMMUNICATIONS INC COM 92343V104 1,963 35,036 SH   SOLE   33,536 0 1,500
WILEY JOHN & SONS INC CL A 968223206 2,913 48,400 SH   SOLE   48,400 0 0