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    <voteDescription>Election of Class B Director: Cathleen Benko</voteDescription>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <voteDescription>Election of Class B Director: Alan Graf, Jr</voteDescription>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <voteDescription>Election of Class B Director: John Rogers, Jr.</voteDescription>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <meetingDate>09/12/2023</meetingDate>
    <voteDescription>To approve executive compensation by an advisory vote</voteDescription>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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    <voteDescription>To hold an advisory vote on the frequency of advisory votes on executive compensation</voteDescription>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
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    <voteDescription>To ratify the appointment of PricewaterhouseCoopers LLP as independent registered public accounting firm.</voteDescription>
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    <voteDescription>To consider a shareholder proposal regarding Supplemental Pay Equity Disclosure, if properly presented at the meeting.</voteDescription>
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    <voteDescription>To consider a shareholder proposal regarding a Supply Chain Management Report, if properly presented at the meeting</voteDescription>
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    <voteDescription>Election of Director: Maria Black</voteDescription>
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      <voteCategory>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>Election of Director: John F. Lundgren</voteDescription>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
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      <voteCategory>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>Election of Director: Ryan McInerney</voteDescription>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
      </voteCategory>
      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>Election of Director: Denise M. Morrison</voteDescription>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>Election of Director: Pamela Murphy</voteDescription>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>Election of Director: Linda J. Rendle</voteDescription>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
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      <voteCategory>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>Election of Director: Maynard G. Webb, Jr</voteDescription>
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      <voteCategory>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>To approve, on an advisory basis, the compensation paid to our named executive officers</voteDescription>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>To ratify the appointment of KPMG LLP as our independent registered public accounting firm for fiscal year 2024.</voteDescription>
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        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
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    <sharesVoted>5000</sharesVoted>
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    <issuerName>VISA INC.</issuerName>
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    <isin>US92826C8394</isin>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>To approve and adopt the Class B Exchange Offer Certificate Amendments.</voteDescription>
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        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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      <voteCategory>
        <categoryType>CAPITAL STRUCTURE</categoryType>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>To approve one or more adjournments of the Annual Meeting to a later date or time, if necessary or appropriate, to solicit additional proxies in favor of Proposal 4 if there are insufficient votes at the time of the Annual Meeting to approve such proposal.</voteDescription>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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    <issuerName>VISA INC.</issuerName>
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    <isin>US92826C8394</isin>
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    <meetingDate>01/23/2024</meetingDate>
    <voteDescription>To vote on a stockholder proposal requesting that the Board adopt a policy to seek shareholder ratification of certain termination pay arrangements</voteDescription>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
      </voteCategory>
      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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    <vote>
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        <howVoted>Against</howVoted>
        <sharesVoted>5000</sharesVoted>
        <managementRecommendation>AGAINST</managementRecommendation>
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    <issuerName>ACCENTURE PLC</issuerName>
    <cusip>G1151C101</cusip>
    <isin>IE00B4BNMY34</isin>
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    <meetingDate>01/31/2024</meetingDate>
    <voteDescription>Appointment of Director: Jaime Ardila</voteDescription>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
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      <voteCategory>
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      <voteCategory>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <voteDescription>To approve an amendment to our Amended and Restated Certificate of Incorporation to limit the liability of certain of the Company's officers as permitted pursuant to recent amendments to the Delaware General Corporate Law.</voteDescription>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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    <sharesVoted>2500</sharesVoted>
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    <voteDescription>To approve the Board of Directors' proposal to create a stockholder right to call a special stockholder meeting.</voteDescription>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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      <voteCategory>
        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <categoryType>CORPORATE GOVERNANCE</categoryType>
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        <sharesVoted>2500</sharesVoted>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <voteSource>ISSUER</voteSource>
    <sharesVoted>8600</sharesVoted>
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        <howVoted>For</howVoted>
        <sharesVoted>8600</sharesVoted>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <sharesVoted>8600</sharesVoted>
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        <howVoted>For</howVoted>
        <sharesVoted>8600</sharesVoted>
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    <meetingDate>05/29/2024</meetingDate>
    <voteDescription>Election of Director: Carmen V. Romeo</voteDescription>
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      <voteCategory>
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      <voteCategory>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <sharesVoted>8600</sharesVoted>
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        <sharesVoted>8600</sharesVoted>
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    <voteDescription>To approve, on an advisory basis, the compensation of named executive officers.</voteDescription>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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    <voteSource>ISSUER</voteSource>
    <sharesVoted>8600</sharesVoted>
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        <sharesVoted>8600</sharesVoted>
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    <meetingDate>05/29/2024</meetingDate>
    <voteDescription>To approve the adoption of the 2024 Omnibus Equity Compensation Plan.</voteDescription>
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        <categoryType>COMPENSATION</categoryType>
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        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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        <categoryType>COMPENSATION</categoryType>
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        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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      <voteCategory>
        <categoryType>COMPENSATION</categoryType>
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        <categoryType>COMPENSATION</categoryType>
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    <sharesVoted>8600</sharesVoted>
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        <sharesVoted>8600</sharesVoted>
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    <issuerName>SEI INVESTMENTS COMPANY</issuerName>
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    <meetingDate>05/29/2024</meetingDate>
    <voteDescription>To ratify the appointment of KPMG LLP as independent registered public accountants for fiscal year 2024</voteDescription>
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        <categoryType>AUDIT-RELATED</categoryType>
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      <voteCategory>
        <categoryType>AUDIT-RELATED</categoryType>
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        <categoryType>AUDIT-RELATED</categoryType>
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        <categoryType>AUDIT-RELATED</categoryType>
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        <categoryType>AUDIT-RELATED</categoryType>
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    <issuerName>MASTERCARD INCORPORATED</issuerName>
    <cusip>57636Q104</cusip>
    <isin>US57636Q1040</isin>
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    <meetingDate>06/18/2024</meetingDate>
    <voteDescription>ELECTION OF DIRECTOR: Merit E. Janow</voteDescription>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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    <sharesVoted>1900</sharesVoted>
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    <voteDescription>ELECTION OF DIRECTOR: Candido Bracher</voteDescription>
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    <meetingDate>06/18/2024</meetingDate>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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        <categoryType>DIRECTOR ELECTIONS</categoryType>
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      <voteCategory>
        <categoryType>DIRECTOR ELECTIONS</categoryType>
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