ADT CORP Com 00090Q103 6500 1000 SH SOLE 0 1000 0 0 AFLAC INC Com 001055102 81958 699 SH SOLE 0 699 0 0 AT&T INC Com 00206R102 491853 23761 SH SOLE 0 23761 0 0 AT&T INC Com 00206R102 54358 2626 SH DFND 0 2626 0 0 AT&T INC Pfd Stk 00206R300 163760 8000 SH SOLE 0 8000 0 0 ABBOTT LABORATORIES Com 002824100 196906 2170 SH SOLE 0 2170 0 0 ABBOTT LABORATORIES Com 002824100 47639 525 SH DFND 0 525 0 0 ABBVIE INC Com 00287Y109 300207 1193 SH SOLE 0 1193 0 0 ABERDEEN TOTAL DYNAMIC DIVIDEN Com 00326L100 20177 1957 SH SOLE 0 1957 0 0 ADVANCED MICRO DEVICS Com 007903107 302073 520 SH SOLE 0 520 0 0 AEYE INC WT EXP Com 008183113 17 1000 SH SOLE 0 1000 0 0 AGILENT TECHNOLOGIES INC Com 00846U101 1427923 10750 SH SOLE 0 10750 0 0 AIRBNB INC-CLASS A Com 009066101 4150 29 SH SOLE 0 29 0 0 ALBEMARLE CORP Com 012653101 108024 800 SH SOLE 0 800 0 0 ALLIANCE RESOURCE PARTNERS Com 01877R108 23980 1000 SH SOLE 0 1000 0 0 ALPHABET INC - CL C Com 02079K107 47346 134 SH SOLE 0 134 0 0 ALPHABET INC - CL A Com 02079K305 6212163 17383 SH SOLE 0 17283 0 100 ALPHABET INC - CL A Com 02079K305 82195 230 SH DFND 0 230 0 0 ALTRIA GROUP INC Com 02209S103 927364 12889 SH SOLE 0 12889 0 0 AMAZON.COM INC Com 023135106 7815884 32793 SH SOLE 0 32793 0 0 AMAZON.COM INC Com 023135106 47668 200 SH DFND 0 200 0 0 AMERICAN ELECTRIC POWER CO INC Com 025537101 292637 2139 SH SOLE 0 2139 0 0 AMERICAN EXPRESS CO Com 025816109 125829 372 SH SOLE 0 372 0 0 AMERICAN INTERNATIONAL GROUP Com 026874784 5888 79 SH SOLE 0 79 0 0 AMERICAN WATER WORKS INC Com 030420103 18158 138 SH SOLE 0 138 0 0 AMGEN INC Com 031162100 7115658 19650 SH SOLE 0 19650 0 0 AMPHENOL CORP CL A Com 032095101 43727 248 SH SOLE 0 248 0 0 ANALOG DEVICES INC Com 032654105 326871 823 SH SOLE 0 823 0 0 APOLLO GLOBAL MANAGEMENT INC Com 03769M106 17155 145 SH SOLE 0 145 0 0 APPLE INC Com 037833100 12797235 44226 SH SOLE 0 43726 0 500 APPLE INC Com 037833100 162042 560 SH DFND 0 560 0 0 APPLIED MATERIALS INC Com 038222105 126525 175 SH SOLE 0 175 0 0 Artisan Partners Asset Managem Com 04316A108 26139 757 SH SOLE 0 757 0 0 ARVINAS, INC Com 04335A105 8310 1000 SH SOLE 0 1000 0 0 ATLANTIC UNION BANKSHARES CORP Com 04911A107 9181 217 SH SOLE 0 217 0 0 AUTOMATIC DATA PROCESSING INC Com 053015103 1124453 5021 SH SOLE 0 5021 0 0 BCE INC NEW Com 05534B760 10755 500 SH SOLE 0 500 0 0 BP PLC SPONSORED ADR Com 055622104 40054 1084 SH SOLE 0 1084 0 0 BAKER HUGHES CO Com 05722G100 2248638 40516 SH SOLE 0 40516 0 0 BANK OF AMERICA CORP Com 060505104 899486 15786 SH SOLE 0 15786 0 0 BANK OF AMERICA CORP Pfd Stk 060505195 157696 6400 SH SOLE 0 6400 0 0 BANK OF NEW YORK MELLON CORP Com 064058100 9255 64 SH SOLE 0 64 0 0 BARRICK MINING CORPORATION Com 06849F108 837444 22800 SH SOLE 0 22800 0 0 BECTON DICKINSON & CO Com 075887109 6053 40 SH SOLE 0 40 0 0 WR BERKLEY CORP Com 084423102 1726151 24474 SH SOLE 0 24474 0 0 BERKSHIRE HATHAWAY INC CL B NE Com 084670702 231681 463 SH SOLE 0 463 0 0 BERKSHIRE HATHAWAY INC CL B NE Com 084670702 220172 440 SH DFND 0 440 0 0 BHP BILLITON LTD SPON ADR Com 088606108 11913 143 SH SOLE 0 143 0 0 BLACKROCK ENHANCED EQUITY DIV Com 09251A104 18700 1954 SH SOLE 0 1954 0 0 BLACKSTONE INC Com 09260D107 3719549 31610 SH SOLE 0 31160 0 450 BLACKROCK INC NEW COM Com 09290D101 10577 11 SH SOLE 0 11 0 0 BOEING CO. Com 097023105 5412 25 SH SOLE 0 25 0 0 BRISTOL-MYERS SQUIBB CO. Com 110122108 936383 16251 SH SOLE 0 16251 0 0 BROADCOM INC COM Com 11135F101 182831 484 SH SOLE 0 484 0 0 Brown-Forman Corporation Class Com 115637209 24971 937 SH SOLE 0 937 0 0 C & F FINANCIAL CORPORATION Com 12466Q104 56000 700 SH SOLE 0 700 0 0 CBRE GROUP INC Com 12504L109 1439567 10688 SH SOLE 0 10425 0 263 CME GROUP INC Com 12572Q105 3312 15 SH SOLE 0 15 0 0 CSX CORP Com 126408103 223391 4700 SH SOLE 0 3900 0 800 CANADIAN PACIFIC KANSAS CITY L Com 13646K108 86650 1000 SH SOLE 0 1000 0 0 CAPITAL ONE FINANCIAL CORP Com 14040H105 69013 344 SH SOLE 0 344 0 0 Carlyle Group Inc. Com 14316J108 126330 3000 SH SOLE 0 3000 0 0 CARRIAGE SERVICES INC Com 143905107 11502 300 SH SOLE 0 300 0 0 CARRIER GLOBAL CORP Com 14448C104 3447 47 SH SOLE 0 47 0 0 CASEY'S GENERAL STORES INC Com 147528103 3179 4 SH SOLE 0 4 0 0 CATERPILLAR INC Com 149123101 1192688 1120 SH SOLE 0 1120 0 0 CHEVRON CORP Com 166764100 851178 5135 SH SOLE 0 5135 0 0 CHURCH & DWIGHT CO INC Com 171340102 82348 850 SH SOLE 0 850 0 0 CINCINNATI FINANCIAL CORP Com 172062101 46285 250 SH SOLE 0 250 0 0 CISCO SYSTEMS Com 17275R102 11887304 101203 SH SOLE 0 100803 0 400 CISCO SYSTEMS Com 17275R102 59905 510 SH DFND 0 300 0 210 CITIGROUP INC NEW Com 172967424 25053 179 SH SOLE 0 179 0 0 CLOROX CO Com 189054109 214740 2250 SH SOLE 0 2250 0 0 COCA COLA BOTTLING CO CONS Com 191098102 53458 280 SH SOLE 0 280 0 0 COCA-COLA CO Com 191216100 2196159 27023 SH SOLE 0 27023 0 0 COGNIZANT TECH SOLUTIONS-A Com 192446102 7746 200 SH SOLE 0 200 0 0 COLGATE PALMOLIVE CO. Com 194162103 201696 2200 SH SOLE 0 2200 0 0 COMCAST CORP CL A Com 20030N101 4910 200 SH SOLE 0 200 0 0 CONOCOPHILLIPS Com 20825C104 3229829 31068 SH SOLE 0 30668 0 400 CONOCOPHILLIPS Com 20825C104 10396 100 SH DFND 0 100 0 0 CONSOLIDATED EDISON INC Com 209115104 27658 250 SH SOLE 0 250 0 0 CONSTELLATION BRANDS INC-A Com 21036P108 13909 100 SH SOLE 0 100 0 0 CONSTELLATION ENERGY CORPORATI Com 21037T109 74759 301 SH SOLE 0 301 0 0 CORNING INC Com 219350105 60537 237 SH SOLE 0 237 0 0 CORTEVA INC Com 22052L104 113569 1341 SH SOLE 0 1341 0 0 COSTCO WHOLESALE CORP Com 22160K105 129095 138 SH SOLE 0 138 0 0 CROWDSTRIKE HOLDINGS INC - A Com 22788C105 5342 7 SH SOLE 0 7 0 0 DAIFUKU CO LTD - UNSP ADR Com 233802107 3419 156 SH SOLE 0 156 0 0 DANAHER CORP Com 235851102 518106 2720 SH SOLE 0 2720 0 0 DARDEN RESTAURANTS INC Com 237194105 247212 1200 SH SOLE 0 1200 0 0 DEERE & CO Com 244199105 888696 1401 SH SOLE 0 1326 0 75 DEVON ENERGY CORPORATION NEW Com 25179M103 201435 4875 SH SOLE 0 4875 0 0 WALT DISNEY CO/THE Com 254687106 922364 9583 SH SOLE 0 9583 0 0 DOMINION ENERGY INC Com 25746U109 1441670 21111 SH SOLE 0 21111 0 0 DOMINION ENERGY INC Com 25746U109 13590 199 SH DFND 0 199 0 0 DOW INC Com 260557103 16170 591 SH SOLE 0 591 0 0 DUKE ENERGY CORP NEW COM Com 26441C204 244426 1931 SH SOLE 0 1931 0 0 DUKE ENERGY CORP Pfd Stk 26441C501 127738 5200 SH SOLE 0 5200 0 0 EASTMAN CHEM CO Com 277432100 16745 250 SH SOLE 0 250 0 0 EATON VANCE TX ADV GLBL DIV FD Com 27828S101 22622 961 SH SOLE 0 961 0 0 EATON VANCE TAX-MGD GLOBAL DIV Com 27829F108 19600 1998 SH SOLE 0 1998 0 0 ECOLAB INC Com 278865100 4476427 16067 SH SOLE 0 15867 0 200 ELOXX PHARMACEUTICALS INC COM Com 29014R301 69 5 SH SOLE 0 5 0 0 ENBRIDGE INC Com 29250N105 4898470 90361 SH SOLE 0 89361 0 1000 ENTERGY CORP NEW Com 29364G103 80402 700 SH SOLE 0 700 0 0 EXELON CORPORATION Com 30161N101 51282 1100 SH SOLE 0 1100 0 0 EXXON MOBIL CORPORATION Com 30231G102 10768888 78766 SH SOLE 0 78466 0 300 EXXON MOBIL CORPORATION Com 30231G102 111290 814 SH DFND 0 703 0 111 META PLATFORMS INC Com 30303M102 309810 550 SH SOLE 0 550 0 0 FASTENAL CO Com 311900104 40441 842 SH SOLE 0 842 0 0 FEDEX CORPORATION Com 31428X106 62626 200 SH SOLE 0 200 0 0 FEDEX FGHT HLDG CO INC Com 314352105 15100 100 SH SOLE 0 100 0 0 FERGUSON ENTERPRISES INC Com 31488V107 47941 202 SH SOLE 0 202 0 0 FIFTH THIRD BANCORP DEPOSITARY Pfd Stk 316773860 15591 871 SH SOLE 0 871 0 0 FIRSTENERGY CORP Com 337932107 56620 1191 SH SOLE 0 1191 0 0 FOX CORP - CLASS B Com 35137L204 255231 5449 SH SOLE 0 5449 0 0 GABELLI DIVIDEND & INCOME TR Com 36242H104 22579 768 SH SOLE 0 768 0 0 GE HEALTHCARE TECHNOLOGIES INC Com 36266G107 19651 307 SH SOLE 0 307 0 0 GE VERNOVA LLC COM Com 36828A101 798905 680 SH SOLE 0 680 0 0 GENERAL DYNAMICS CORP Com 369550108 35070 99 SH SOLE 0 99 0 0 GE AEROSPACE Com 369604301 2044303 5470 SH SOLE 0 5470 0 0 GENERAL MOTORS CO Com 37045V100 38540 500 SH SOLE 0 500 0 0 GSK PLC SPON ADS EACH REP 2 OR Com 37733W204 29355 560 SH SOLE 0 560 0 0 GOLDMAN SACHS GROUP INC Com 38141G104 594686 588 SH SOLE 0 588 0 0 HP INC Com 40434L105 2194 100 SH SOLE 0 100 0 0 HALEON PLC - ADR Com 405552100 933 100 SH SOLE 0 100 0 0 HALLIBURTON CO. Com 406216101 6790 200 SH SOLE 0 200 0 0 HARTFORD FINANCIAL SERVICES GR Com 416515104 3446 26 SH SOLE 0 26 0 0 HECLA MINING CO Com 422704106 1709644 110800 SH SOLE 0 110800 0 0 HERSHEY COMPANY Com 427866108 127201 725 SH SOLE 0 725 0 0 HEWLETT PACKARD ENTERPRISE CO Com 42824C109 1796776 39831 SH SOLE 0 38981 0 850 HILTON WORLDWIDE HOLDINGS IN Com 43300A203 33046 100 SH SOLE 0 100 0 0 HOME DEPOT INC. Com 437076102 302599 858 SH SOLE 0 858 0 0 HONEYWELL INTERNATIONAL INC Com 438516205 989638 4420 SH SOLE 0 4420 0 0 HUNTINGTON INGALLS INDS INC Com 446413106 55978 200 SH SOLE 0 200 0 0 IDEXX LABORATORIES INC Com 45168D104 5264 10 SH SOLE 0 10 0 0 ILLINOIS TOOL WORKS Com 452308109 160930 595 SH SOLE 0 595 0 0 INFINEON TECHNOLOGIES-ADR Com 45662N103 4295 46 SH SOLE 0 46 0 0 INTEL CORP Com 458140100 661148 4735 SH SOLE 0 4735 0 0 INTEL CORP Com 458140100 13963 100 SH DFND 0 100 0 0 INTERNATIONAL BUSINESS MACHINE Com 459200101 3017946 10732 SH SOLE 0 10732 0 0 INTERNATIONAL BUSINESS MACHINE Com 459200101 28121 100 SH DFND 0 100 0 0 INVESCO QQQ TRUST SERIES 1 Com 46090E103 1922004 2610 SH SOLE 0 2610 0 0 INTUIT INC Com 461202103 8352 32 SH SOLE 0 32 0 0 INVESCO BULLETSHARES 2029 Com 46138J577 1098098 59117 SH SOLE 0 59117 0 0 INVESCO BULLETSHARES 2028 Com 46138J643 1354171 66495 SH SOLE 0 66495 0 0 INVESCO BULLETSHARES 2027 Com 46138J783 1342804 68458 SH SOLE 0 68458 0 0 INVESCO BULLETSHARES 2026 Com 46138J791 708894 36307 SH SOLE 0 36307 0 0 ISHARES GOLD TRUST NEW Com 464285204 701563 9291 SH SOLE 0 9291 0 0 ISHARES S&P 500 INDEX FUND ETF Com 464287200 375194 501 SH SOLE 0 501 0 0 ISHARES 7-10 YR TREAS BD ETF Com 464287440 3877 41 SH SOLE 0 41 0 0 ISHARES RUSSELL 1000 GROWTH ET Com 464287614 971630 7825 SH SOLE 0 7825 0 0 ISHARES RUSSELL 2000 ETF Com 464287655 266499 887 SH SOLE 0 887 0 0 iShares Core S&P US Value ETF Com 464287663 4768504 43291 SH SOLE 0 43291 0 0 ISHARES S&P MID-CAP 400 VALUE Com 464287705 156889 1062 SH SOLE 0 1062 0 0 ISHARES S&P SMALLCAP 600 INDEX Com 464287804 5636 38 SH SOLE 0 38 0 0 ISHARES S&P SMALL-CAP 600 VALU Com 464287879 13668 100 SH SOLE 0 100 0 0 ISHARES JP MORGA Com 464288281 8969 93 SH SOLE 0 93 0 0 iShares Morningstar Mid-Cap Gr Com 464288307 3592472 36546 SH SOLE 0 36388 0 158 iShares Morningstar Mid-Cap Gr Com 464288307 54458 554 SH DFND 0 554 0 0 ISHARES TRUST BROAD INVT GRD B Com 464288620 45392 885 SH SOLE 0 885 0 0 ISHARES SILVER TRUST Com 46428Q109 49460 925 SH SOLE 0 925 0 0 ISHARES US TREASURY BD FD ETF Com 46429B267 77839 3417 SH SOLE 0 3417 0 0 ISHARES TR CORE MSCI EAFE ETF Com 46432F842 435672 4511 SH SOLE 0 4511 0 0 ISHARES CORE MSCI EMERGING MKT Com 46434G103 138508 1672 SH SOLE 0 1672 0 0 iShares Core MSCI Internationa Com 46435G326 2870483 32249 SH SOLE 0 32249 0 0 MFC ISHARES TR BROAD USD HI YL Com 46435U853 13401 362 SH SOLE 0 362 0 0 iShares iBonds Dec 2029 Term T Com 46436E825 356922 16486 SH SOLE 0 16486 0 0 iShares ibonds Dec 2028 Term T Com 46436E833 325347 14695 SH SOLE 0 14695 0 0 iShares iBonds Dec 2027 Term T Com 46436E841 325931 14570 SH SOLE 0 14570 0 0 iShares iBonds Dec 2026 Term T Com 46436E858 331905 14500 SH SOLE 0 14500 0 0 JP MORGAN CHASE & CO Com 46625H100 2704073 8261 SH SOLE 0 8141 0 120 JPMorgan Core Plus Bond ETF Com 46641Q670 2914223 62084 SH SOLE 0 62084 0 0 Jefferies Financial Group Com 47233w109 129548 2592 SH SOLE 0 2592 0 0 JOHNSON & JOHNSON Com 478160104 11010869 43355 SH SOLE 0 43355 0 0 JOHNSON & JOHNSON Com 478160104 255240 1005 SH DFND 0 930 0 75 JPMORGAN CHASE & CO Pfd Stk 48128B655 153344 6400 SH SOLE 0 6400 0 0 KIMBERLY CLARK CORP Com 494368103 539190 4912 SH SOLE 0 4912 0 0 KINDER MORGAN INC Com 49456B101 5016477 156912 SH SOLE 0 156112 0 800 KINDER MORGAN INC Com 49456B101 15985 500 SH DFND 0 500 0 0 KINROSS GOLD CORP Com 496902404 23620 1000 SH SOLE 0 1000 0 0 KRAFT HEINZ CO Com 500754106 14975 634 SH SOLE 0 634 0 0 KROGER CO Com 501044101 8330 150 SH SOLE 0 150 0 0 L3HARRIS TECHNOLOGIES INC Com 502431109 8137 28 SH SOLE 0 28 0 0 LAM RESEARCH CORP NEW Com 512807306 86666 200 SH SOLE 0 200 0 0 LASERTEC CORP - ADR UNSP Com 51809L109 6238 102 SH SOLE 0 102 0 0 LEMONADE INC Com 52567D107 6505 100 SH SOLE 0 100 0 0 LILLY (ELI) & CO. Com 532457108 268672 224 SH SOLE 0 224 0 0 LOCKHEED MARTIN CORP Com 539830109 3533105 6935 SH SOLE 0 6935 0 0 LOCKHEED MARTIN CORP Com 539830109 5095 10 SH DFND 0 10 0 0 LOEWS CORP Com 540424108 2604 23 SH SOLE 0 23 0 0 LOWES COMPANIES Com 548661107 1291189 5856 SH SOLE 0 5856 0 0 M & T BANK CORP Com 55261F104 59503 250 SH SOLE 0 250 0 0 MSCI Inc Com 55354G100 6160 11 SH SOLE 0 11 0 0 MARATHON PETROLEUM CORP Com 56585A102 1227216 4800 SH SOLE 0 4800 0 0 MARSH Com 571748102 5333 32 SH SOLE 0 32 0 0 MARRIOTT INTERNATIONAL INC NEW Com 571903202 2785354 7516 SH SOLE 0 7516 0 0 MARVELL TECHNOLOGY INC Com 573874104 18171 61 SH SOLE 0 61 0 0 MASTERCARD INC - CLASS A Com 57636Q104 131995 257 SH SOLE 0 257 0 0 MATTHEWS INTL CORP-CLASS A Com 577128101 6461 240 SH SOLE 0 240 0 0 MCDONALDS CORP Com 580135101 274635 1016 SH SOLE 0 1016 0 0 MERCK & CO INC NEW Com 58933Y105 3183074 24771 SH SOLE 0 24470 0 301 METLIFE INC Com 59156R108 32575 385 SH SOLE 0 385 0 0 MICROSOFT CORP Com 594918104 12094054 32422 SH SOLE 0 32072 0 350 MICROSOFT CORP Com 594918104 199566 535 SH DFND 0 535 0 0 MIDDLEBY CORP Com 596278101 20641 120 SH SOLE 0 120 0 0 MODERNA INC Com 60770K107 7003 100 SH SOLE 0 100 0 0 MONDELEZ INTERNATIONAL, INC Com 609207105 401294 6938 SH SOLE 0 6938 0 0 MORGAN STANLEY Com 617446448 403447 1930 SH SOLE 0 1930 0 0 NETFLIX INC Com 64110L106 35700 500 SH SOLE 0 500 0 0 NEWMONT MINING Com 651639106 625780 6700 SH SOLE 0 6700 0 0 NEWS CORP - CLASS B (NEW) Com 65249B208 2806 100 SH SOLE 0 100 0 0 NEXTERA ENERGY INC Com 65339F101 5626233 64102 SH SOLE 0 63302 0 800 NEXTERA ENERGY INC Com 65339F101 6583 75 SH DFND 0 75 0 0 NEXTERA ENERGY CAPITAL Pfd Stk 65339K860 142708 6500 SH SOLE 0 6500 0 0 NIKE, INC. Com 654106103 89079 2170 SH SOLE 0 2170 0 0 NORFOLK SOUTHERN CORP. Com 655844108 3793012 12057 SH SOLE 0 11757 0 300 NORTHROP GRUMMAN CORP COM Com 666807102 68757 135 SH SOLE 0 135 0 0 NOVARTIS AG-ADR Com 66987V109 26016 166 SH SOLE 0 166 0 0 NUVEEN AMT-FREE MUNICIPAL INCO Com 670657105 17446 1486 SH SOLE 0 1486 0 0 NVIDIA CORP Com 67066G104 962233 4809 SH SOLE 0 4809 0 0 NUVEEN QUALITY MUNICIPAL INC Com 67066V101 17526 1446 SH SOLE 0 1446 0 0 NUVEEN ENHANCED MUNICIPAL CRED Com 67070X101 17131 1351 SH SOLE 0 1351 0 0 Nuveen Multi-Asset Income Fund Com 670750108 58097 4100 SH SOLE 0 4100 0 0 OCCIDENTAL PETE CORP WT EXP 08 Com 674599162 320 12 SH SOLE 0 12 0 0 ORACLE CORP Com 68389X105 178498 1218 SH SOLE 0 1218 0 0 OZOP ENERGY SOLUTIONS INC COM Com 692732308 0 1 SH SOLE 0 1 0 0 PNC FINANCIAL SERVICES GROUP Com 693475105 6156 25 SH SOLE 0 25 0 0 PPG INDUSTRIES, INC. Com 693506107 388128 3200 SH SOLE 0 3200 0 0 PPL CORPORATION Com 69351T106 4689 129 SH SOLE 0 129 0 0 PACER TRENDPILOT 100 ETF Com 69374H303 40070 452 SH SOLE 0 452 0 0 PALANTIR TECHNOLOGIES INC - A Com 69608A108 5844117 50091 SH SOLE 0 50091 0 0 PAN AMERN SILVER CORP Com 697900108 1509423 33700 SH SOLE 0 33700 0 0 PEPSICO INC Com 713448108 6655316 49153 SH SOLE 0 48853 0 300 PEPSICO INC Com 713448108 13540 100 SH DFND 0 100 0 0 PFIZER, INC Com 717081103 757942 31476 SH SOLE 0 31476 0 0 PFIZER, INC Com 717081103 19264 800 SH DFND 0 800 0 0 PHILIP MORRIS INTERNATIONAL IN Com 718172109 2385479 13186 SH SOLE 0 13186 0 0 PHILLIPS 66 Com 718546104 570544 3375 SH SOLE 0 3375 0 0 T ROWE PRICE GROUP INC Com 74144T108 400757 3525 SH SOLE 0 3525 0 0 PRIMIS FINANCIAL CORP Com 74167B109 9544 583 SH SOLE 0 583 0 0 PROCTER & GAMBLE CO. Com 742718109 7982935 54439 SH SOLE 0 54039 0 400 PROCTER & GAMBLE CO. Com 742718109 85051 580 SH DFND 0 500 0 80 PROGRESSIVE CORP Com 743315103 1015574 4649 SH SOLE 0 4649 0 0 PROLOGIS INC Com 74340W103 38609 285 SH SOLE 0 285 0 0 PROTO LABS INC Com 743713109 8151 100 SH SOLE 0 100 0 0 PRUDENTIAL FINANCIAL INC Com 744320102 26227 243 SH SOLE 0 243 0 0 PUTNAM MANAGED MUNI INCOME TRU Com 746823103 17553 2684 SH SOLE 0 2684 0 0 QUALCOMM INC Com 747525103 1326792 7180 SH SOLE 0 7180 0 0 QUANTA SERVICES INC Com 74762E102 7200 10 SH SOLE 0 10 0 0 RTX CORPORATION Com 75513E101 9745671 51366 SH SOLE 0 51366 0 0 RTX CORPORATION Com 75513E101 44207 233 SH DFND 0 233 0 0 RECRUIT HOLDINGS CO LTD-ADR Com 75629J101 3918 281 SH SOLE 0 281 0 0 RIO TINTO PLC-SPON ADR Com 767204100 5506 58 SH SOLE 0 58 0 0 ROCKWELL INTL CORP Com 773903109 76242 154 SH SOLE 0 154 0 0 ROYAL BK CDA MONTREAL QUE COM Com 780087102 620910 3000 SH SOLE 0 3000 0 0 SHELL PLC ADR Com 780259305 38770 500 SH SOLE 0 500 0 0 SPDR GOLD TRUST Com 78463V107 1828638 4964 SH SOLE 0 4964 0 0 SPDR INDEX SHARES EMERG Com 78463X509 1773517 34251 SH SOLE 0 33977 0 274 SPDR Portfolio S&P 500 Growth Com 78464A409 5056480 42495 SH SOLE 0 42333 0 162 SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 1042350 1482 SH SOLE 0 1482 0 0 SPDR Portfolio High Yield Bond Com 78468R606 3144593 134155 SH SOLE 0 134155 0 0 SALESFORCE INC Com 79466L302 879019 5611 SH SOLE 0 5511 0 100 SANOFI-ADR Com 80105N105 4266 100 SH SOLE 0 100 0 0 CHARLES SCHWAB CORP NEW Com 808513105 33771 366 SH SOLE 0 366 0 0 SCHWAB US LARGE CAP Com 808524300 9340 276 SH SOLE 0 276 0 0 CHARLES SCHWAB US MC Com 808524508 4646 126 SH SOLE 0 126 0 0 SCHWAB FUNDAMENTAL INTL L/C Com 808524755 10652033 201896 SH SOLE 0 200985 0 911 SCHWAB FUNDAMENTAL INTL L/C Com 808524755 42208 800 SH DFND 0 800 0 0 SCHWAB INTERNATIONAL Com 808524805 6703 242 SH SOLE 0 242 0 0 SPDR AMEX ENERGY SELECT Com 81369Y506 38239 720 SH SOLE 0 720 0 0 UTILITIES SELECT SECTOR SPDR F Com 81369Y886 49874 1100 SH SOLE 0 1100 0 0 SEMPRA Com 816851109 4636 50 SH SOLE 0 50 0 0 SHOPIFY INC CL A Com 82509L107 8107 71 SH SOLE 0 71 0 0 SIMON PROPERTY GROUP INC Com 828806109 67095 300 SH SOLE 0 300 0 0 A.O. SMITH CORPORATION Com 831865209 4265 68 SH SOLE 0 68 0 0 SMUCKER J M CO NEW Com 832696405 58050 516 SH SOLE 0 516 0 0 SOLSTICE ADVANCED MATLS INC CO Com 83443Q103 76462 863 SH SOLE 0 863 0 0 SOLVENTUM CORP COM Com 83444M101 13501 175 SH SOLE 0 175 0 0 SOUTHERN CO Com 842587107 6873605 71817 SH SOLE 0 71417 0 400 SOUTHERN COMPANY NOTES GLOBAL Pfd Stk 842587800 37499 1950 SH SOLE 0 1950 0 0 STARBUCKS CORP Com 855244109 159519 1561 SH SOLE 0 1561 0 0 STRYKER CORP Com 863667101 57301 182 SH SOLE 0 182 0 0 SUN LIFE FINANCIAL INC - ADR Com 866796105 19134 244 SH SOLE 0 244 0 0 SYSCO CORP Com 871829107 2583541 30911 SH SOLE 0 30411 0 500 SYSCO CORP Com 871829107 6269 75 SH DFND 0 75 0 0 TJX COMPANIES INC Com 872540109 45450 300 SH SOLE 0 300 0 0 TAIWAN SEMICONDUCTOR - SP ADR Com 874039100 107931 226 SH SOLE 0 226 0 0 Take-Two Interactive Software Com 874054109 2000 8 SH SOLE 0 8 0 0 TARGET CORP Com 87612E106 1101565 8434 SH SOLE 0 8434 0 0 TARGET CORP Com 87612E106 50285 385 SH DFND 0 385 0 0 TARGA RESOURCES CORP Com 87612G101 1877 7 SH SOLE 0 7 0 0 TC ENERGY CORP Com 87807B107 19887 300 SH SOLE 0 300 0 0 TECK RESOURCES LIMITED CLASS B Com 878742204 1605 27 SH SOLE 0 27 0 0 TELOS CORPORATION Com 87969B101 460 100 SH SOLE 0 100 0 0 TEREX CORP Com 880779103 47343 654 SH SOLE 0 654 0 0 TESLA INC Com 88160R101 262875 625 SH SOLE 0 625 0 0 TEXAS INSTRUMENTS,INC. Com 882508104 68556 230 SH SOLE 0 230 0 0 THOMSON REUTERS CORP Com 884903881 5799 71 SH SOLE 0 71 0 0 3M CO Com 88579Y101 446548 2758 SH SOLE 0 2758 0 0 TOWNEBANK Com 89214P109 7315914 201874 SH SOLE 0 201874 0 0 TRACTOR SUPPLY COMPANY Com 892356106 139084 4400 SH SOLE 0 4400 0 0 TRAVELERS COMPANIES INC Com 89417E109 24099 73 SH SOLE 0 73 0 0 TRUIST FINANCIAL CORP Com 89832Q109 5526134 110922 SH SOLE 0 110422 0 500 TRUIST FINANCIAL CORP Com 89832Q109 55549 1115 SH DFND 0 1115 0 0 ULTA BEAUTY INC Com 90384S303 913235 2025 SH SOLE 0 2025 0 0 UNILEVER PLC SPONSORED ADS Com 904767803 22365 372 SH SOLE 0 372 0 0 UNION PACIFIC CORP Com 907818108 18224 67 SH SOLE 0 67 0 0 UNITED PARCEL SERVICE CL B Com 911312106 1266028 11777 SH SOLE 0 11677 0 100 UNITED PARCEL SERVICE CL B Com 911312106 2150 20 SH DFND 0 20 0 0 UNITED HEALTH GROUP INC Com 91324P102 211971 510 SH SOLE 0 510 0 0 VALERO ENERGY CORP Com 91913Y100 390660 1500 SH SOLE 0 1500 0 0 VANGUARD SHORT - TERM BOND ETF Com 921937827 3704153 47544 SH SOLE 0 47544 0 0 VANGUARD INFORMATION TECH ETF Com 92204A702 73624 616 SH SOLE 0 616 0 0 VANGUARD-S/T COR Com 92206C409 13751 174 SH SOLE 0 174 0 0 VANGUARD INTERME Com 92206C706 3978201 67450 SH SOLE 0 67450 0 0 VANGUARD INTERMED TRM CORP BD Com 92206C870 2397346 29006 SH SOLE 0 29006 0 0 VANGUARD S&P 500 ETF Com 922908363 3521275 5127 SH SOLE 0 5127 0 0 VANGUARD SMALL-CAP VALUE ETF Com 922908611 7909810 32552 SH SOLE 0 32470 0 82 VANGUARD SMALL-CAP VALUE ETF Com 922908611 7290 30 SH DFND 0 30 0 0 Vanguard Morningstar Value ETF Com 922908744 29421 135 SH SOLE 0 135 0 0 VANGUARD SMALL-CAP ETF Com 922908751 63655 210 SH SOLE 0 210 0 0 VERISIGN INC COM Com 92343E102 18867 75 SH SOLE 0 75 0 0 VERIZON COMMUNICATIONS Com 92343V104 3100347 73225 SH SOLE 0 72425 0 800 VERIZON COMMUNICATIONS Com 92343V104 32559 769 SH DFND 0 769 0 0 Vertiv Holdings Co. Com 92537N108 56919 170 SH SOLE 0 170 0 0 VICI PROPERTIES INC Com 925652109 83633 3150 SH SOLE 0 3150 0 0 VISA INC - CLASS A SHARES Com 92826C839 3524564 10273 SH SOLE 0 10273 0 0 Virtus Total Return Fund Inc Com 92835W107 54640 8000 SH SOLE 0 8000 0 0 VISTRA CORP Com 92840M102 15863 100 SH SOLE 0 100 0 0 VULCAN MATERIALS CO Com 929160109 10325 35 SH SOLE 0 35 0 0 WEC ENERGY GROUP INC Com 92939U106 2919 25 SH SOLE 0 25 0 0 WALMART INC Com 931142103 574455 5072 SH SOLE 0 5072 0 0 WARNER BROS DISCOVERY INC Com 934423104 1733 65 SH SOLE 0 65 0 0 WASTE MANAGEMENT INC Com 94106L109 77339 347 SH SOLE 0 347 0 0 WATERS CORP Com 941848103 1875 5 SH SOLE 0 5 0 0 WELLS FARGO & CO NEW Com 949746101 97763 1183 SH SOLE 0 1183 0 0 WELLTOWER INC COM Com 95040Q104 22697 100 SH SOLE 0 100 0 0 WEYERHAEUSER CO Com 962166104 615737 25720 SH SOLE 0 25720 0 0 WEYERHAEUSER CO Com 962166104 2394 100 SH DFND 0 100 0 0 WILLIAMS COS INC Com 969457100 32041 431 SH SOLE 0 431 0 0 XCEL ENERGY INC Com 98389B100 46895 584 SH SOLE 0 584 0 0 YUM! BRANDS INC Com 988498101 2791635 17463 SH SOLE 0 17163 0 300 ZOETIS INC Com 98978V103 21558 300 SH SOLE 0 300 0 0 ASTRAZENECA PLC COM STK Com G0593M107 116047 612 SH SOLE 0 612 0 0 ACCENTURE PLC CL A Com G1151C101 2625560 21099 SH SOLE 0 20749 0 350 ACCENTURE PLC CL A Com G1151C101 2489 20 SH DFND 0 20 0 0 EATON CORP PLC Com G29183103 3875561 9095 SH SOLE 0 8795 0 300 JOHNSON CTLS INTL PLC COM Com G51502105 24400 167 SH SOLE 0 167 0 0 LINDE PLC Com G54950103 23352 45 SH SOLE 0 45 0 0 CHUBB CORP Com H1467J104 2019225 5926 SH SOLE 0 5926 0 0 TRANSOCEAN LTD Com H8817H100 9780 2000 SH SOLE 0 2000 0 0 STRATASYS LTD Com M85548101 856 100 SH SOLE 0 100 0 0 ASML HOLDING NV-NY REG SHS Com N07059210 49736 25 SH SOLE 0 25 0 0