The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCO BRANDS CORP Com 00081T108   2,243 410 SH   SOLE 0 410 0 0
AFLAC INC Com 001055102   105,427 943 SH   SOLE 0 943 0 0
AT&T INC Com 00206R102   606,606 27,573 SH   SOLE 0 27,573 0 0
AT&T INC Com 00206R102   928,268 42,194 SH   DFND 0 42,194 0 0
ABBOTT LABORATORIES Com 002824100   385,924 3,385 SH   SOLE 0 3,385 0 0
ABBOTT LABORATORIES Com 002824100   87,788 770 SH   DFND 0 770 0 0
ABBVIE INC Com 00287Y109   384,889 1,949 SH   SOLE 0 1,949 0 0
DMK PHARMACEUTICALS CORP Com 00547W307   0 14 SH   SOLE 0 14 0 0
ADOBE SYS INC Com 00724F101   21,229 41 SH   SOLE 0 41 0 0
ADVANCED MICRO DEVICS Com 007903107   264,169 1,610 SH   SOLE 0 1,610 0 0
ADVANCED MICRO DEVICS Com 007903107   32,816 200 SH   DFND 0 200 0 0
AEROVIRONMENT INC Com 008073108   30,075 150 SH   SOLE 0 150 0 0
AEYE INC WT EXP Com 008183113   8 1,000 SH   SOLE 0 1,000 0 0
AGILENT TECHNOLOGIES INC Com 00846U101   1,101,128 7,416 SH   SOLE 0 7,416 0 0
ALBEMARLE CORP Com 012653101   196,997 2,080 SH   SOLE 0 2,080 0 0
ALIBABA GROUP HOLDINGSP ADR Com 01609W102   5,306 50 SH   SOLE 0 50 0 0
ALLIANCE RESOURCE PARTNERS Com 01877R108   25,000 1,000 SH   SOLE 0 1,000 0 0
ALPHABET INC CL C Com 02079K107   40,126 240 SH   SOLE 0 240 0 0
ALPHABET INC CL A Com 02079K305   2,949,642 17,785 SH   SOLE 0 17,615 0 170
ALPHABET INC CL A Com 02079K305   38,146 230 SH   DFND 0 230 0 0
ALTRIA GROUP INC Com 02209S103   648,157 12,699 SH   SOLE 0 12,699 0 0
AMAZON.COM INC Com 023135106   6,493,787 34,851 SH   SOLE 0 34,786 0 65
AMAZON.COM INC Com 023135106   37,266 200 SH   DFND 0 200 0 0
AMERICAN EXPRESS CO Com 025816109   81,902 302 SH   SOLE 0 302 0 0
AMERICAN INTERNATIONAL GROUP Com 026874784   13,108 179 SH   SOLE 0 179 0 0
AMERICAN WATER WORKS INC Com 030420103   81,456 557 SH   SOLE 0 557 0 0
AMGEN INC Com 031162100   8,009,818 24,859 SH   SOLE 0 24,809 0 50
ANALOG DEVICES INC Com 032654105   468,396 2,035 SH   SOLE 0 2,035 0 0
ANGEL OAK FINANCIAL STRAT INC Com 03464A100   26,440 2,000 SH   SOLE 0 2,000 0 0
ELEVANCE HEALTH INC Com 036752103   1,012,440 1,947 SH   SOLE 0 1,947 0 0
APOLLO GLOBAL MANAGEMENT INC Com 03769M106   16,488 132 SH   SOLE 0 132 0 0
APPLE INC Com 037833100   12,009,519 51,543 SH   SOLE 0 51,043 0 500
APPLE INC Com 037833100   244,184 1,048 SH   DFND 0 1,048 0 0
APPLIED MATERIALS INC Com 038222105   10,103 50 SH   SOLE 0 50 0 0
ARCHER DANIELS MIDLAND CO Com 039483102   313,396 5,246 SH   SOLE 0 5,246 0 0
ASTRAZENECA PLCSPONS ADR Com 046353108   95,440 1,225 SH   SOLE 0 1,225 0 0
ATLANTIC UNION BANKSHARES CORP Com 04911A107   8,174 217 SH   SOLE 0 217 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103   72,503 262 SH   SOLE 0 262 0 0
AUTOZON INC Com 053332102   18,900 6 SH   SOLE 0 6 0 0
AXA ADR Com 054536107   1,233 32 SH   SOLE 0 32 0 0
BCE INC NEW Com 05534B760   17,400 500 SH   SOLE 0 500 0 0
BP PLC SPONSORED ADR Com 055622104   3,139 100 SH   SOLE 0 100 0 0
BAKER HUGHES CO Com 05722G100   1,205,494 33,347 SH   SOLE 0 33,247 0 100
BANK OF AMERICA CORP Com 060505104   806,099 20,315 SH   SOLE 0 20,315 0 0
BANK OF AMERICA CORP 6 PFD ST Pfd Stk 060505229   25,230 1,000 SH   SOLE 0 1,000 0 0
BANK OF AMERICA CORP PFD Pfd Stk 06055H202   21,249 900 SH   SOLE 0 900 0 0
BARRICK GOLD CORP Com 067901108   17,901 900 SH   SOLE 0 900 0 0
BAXTER INTL INC Com 071813109   606,457 15,972 SH   SOLE 0 15,872 0 100
BECTON DICKINSON & CO Com 075887109   1,632,488 6,771 SH   SOLE 0 6,771 0 0
WR BERKLEY CORP Com 084423102   825,705 14,555 SH   SOLE 0 14,555 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702   859,766 1,868 SH   SOLE 0 1,868 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702   248,540 540 SH   DFND 0 540 0 0
BHP BILLITON LTD SPON ADR Com 088606108   8,882 143 SH   SOLE 0 143 0 0
BIOELECTRONICS CORP Com 09062H108   138 550,000 SH   SOLE 0 550,000 0 0
RENOVARE ENVIRONMENTAL INC Com 09074B107   0 1,000 SH   SOLE 0 1,000 0 0
BLACKROCK INC Com 09247X101   28,485 30 SH   SOLE 0 30 0 0
BLACKSTONE INC Com 09260D107   7,932,900 51,805 SH   SOLE 0 51,205 0 600
BOEING CO. Com 097023105   38,010 250 SH   SOLE 0 250 0 0
BOSTON CAPITAL TAX CREDSER 3 Com 100567882   5,742 1,250 SH   SOLE 0 1,250 0 0
BOSTON PROPERTIES INC Com 101121101   20,115 250 SH   SOLE 0 250 0 0
BRIGHTHOUSE FINANCIAL INC 5 3/ Pfd Stk 10922N707   30,990 1,500 SH   SOLE 0 1,500 0 0
BRISTOLMYERS SQUIBB CO. Com 110122108   846,518 16,361 SH   SOLE 0 16,361 0 0
BROADCOM INC COM Com 11135F101   12,075 70 SH   SOLE 0 70 0 0
BROOKFIELD CORP VTG SHS CL A Com 11271J107   7,973 150 SH   SOLE 0 150 0 0
BROOKFIELD ASSET MGMT LTD CL A Com 113004105   1,750 37 SH   SOLE 0 37 0 0
C & F FINANCIAL CORPORATION Com 12466Q104   40,845 700 SH   SOLE 0 700 0 0
CBRE GROUP INC Com 12504L109   539,372 4,333 SH   SOLE 0 4,233 0 100
CIGNA GROUP Com 125523100   133,379 385 SH   SOLE 0 385 0 0
CSX CORP Com 126408103   497,232 14,400 SH   SOLE 0 13,600 0 800
CVS HEALTH CORP Com 126650100   120,478 1,916 SH   SOLE 0 1,916 0 0
CANADIAN PACIFIC KANSAS CITY L Com 13646K108   171,080 2,000 SH   SOLE 0 2,000 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105   51,507 344 SH   SOLE 0 344 0 0
CAPITAL ONE FINANCIAL CO 4.25 Pfd Stk 14040H733   38,860 2,000 SH   SOLE 0 2,000 0 0
CARRIAGE SERVICES INC Com 143905107   9,849 300 SH   SOLE 0 300 0 0
CATERPILLAR INC Com 149123101   475,993 1,217 SH   SOLE 0 1,217 0 0
CHARTER COMMUNICATIONS INC NEW Com 16119P108   1,944 6 SH   SOLE 0 6 0 0
CHESAPEAKE FINANCIAL SHS, INC. Com 16517A109   33,350 1,728 SH   SOLE 0 1,728 0 0
CHEVRON CORP Com 166764100   1,194,507 8,111 SH   SOLE 0 8,111 0 0
CHIPOTLE MEXICAN GRILL INC Com 169656105   28,810 500 SH   SOLE 0 500 0 0
CHURCH & DWIGHT CO INC Com 171340102   104,720 1,000 SH   SOLE 0 1,000 0 0
CINCINNATI FINANCIAL CORP Com 172062101   34,030 250 SH   SOLE 0 250 0 0
CISCO SYSTEMS Com 17275R102   7,079,112 133,016 SH   SOLE 0 132,416 0 600
CISCO SYSTEMS Com 17275R102   27,142 510 SH   DFND 0 300 0 210
CITIGROUP INC NEW Com 172967424   6,260 100 SH   SOLE 0 100 0 0
CLOROX CO Com 189054109   301,384 1,850 SH   SOLE 0 1,850 0 0
COCA COLA BOTTLING CO CONS Com 191098102   36,859 28 SH   SOLE 0 28 0 0
COCACOLA CO Com 191216100   1,827,615 25,433 SH   SOLE 0 25,433 0 0
COCACOLA CO Com 191216100   1,171,749 16,306 SH   DFND 0 16,306 0 0
COGNIZANT TECH SOLUTIONSA Com 192446102   15,436 200 SH   SOLE 0 200 0 0
COLGATE PALMOLIVE CO. Com 194162103   201,495 1,941 SH   SOLE 0 1,941 0 0
COMCAST CORP CL A Com 20030N101   30,826 738 SH   SOLE 0 738 0 0
COMCAST CORP CL A Com 20030N101   150,372 3,600 SH   DFND 0 3,600 0 0
CONAGRA BRANDS INC Com 205887102   8,130 250 SH   SOLE 0 250 0 0
CONOCOPHILLIPS Com 20825C104   8,035,075 76,321 SH   SOLE 0 75,621 0 700
CONOCOPHILLIPS Com 20825C104   10,528 100 SH   DFND 0 100 0 0
CONSOLIDATED EDISON INC Com 209115104   26,033 250 SH   SOLE 0 250 0 0
CONSTELLATION BRANDS INCA Com 21036P108   25,769 100 SH   SOLE 0 100 0 0
CONSTELLATION ENERGY CORPORATI Com 21037T109   95,167 366 SH   SOLE 0 366 0 0
CONTRAFECT CORP Com 212326409   0 6 SH   SOLE 0 6 0 0
CORNING INC Com 219350105   18,195 403 SH   SOLE 0 403 0 0
CORTEVA INC Com 22052L104   34,745 591 SH   SOLE 0 591 0 0
COSTCO WHOLESALE CORP Com 22160K105   199,467 225 SH   SOLE 0 225 0 0
CROWDSTRIKE HOLDINGS INC A Com 22788C105   28,608 102 SH   DFND 0 102 0 0
CUE HEALTH INC Com 229790100   0 350 SH   SOLE 0 350 0 0
DANAHER CORP Com 235851102   381,165 1,371 SH   SOLE 0 1,371 0 0
DARDEN RESTAURANTS INC Com 237194105   196,956 1,200 SH   SOLE 0 1,200 0 0
DEERE & CO Com 244199105   966,536 2,316 SH   SOLE 0 2,241 0 75
DELL TECHNOLOGIES INC COM CL C Com 24703L202   21,574 182 SH   SOLE 0 182 0 0
DELTA AIR LINES INC Com 247361702   25,395 500 SH   SOLE 0 500 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103   689,490 17,625 SH   SOLE 0 17,525 0 100
WALT DISNEY CO/THE Com 254687106   759,131 7,892 SH   SOLE 0 7,892 0 0
DISCOVER FINANCIAL SERVICES Com 254709108   15,011 107 SH   SOLE 0 107 0 0
DOLLAR TREE INC Com 256746108   105,480 1,500 SH   SOLE 0 1,500 0 0
DOMINION ENERGY INC Com 25746U109   3,538,539 61,231 SH   SOLE 0 60,831 0 400
DOMINION ENERGY INC Com 25746U109   11,500 199 SH   DFND 0 199 0 0
DOW INC Com 260557103   39,279 719 SH   SOLE 0 719 0 0
DRAFTKINGS INC NEW CL A Com 26142V105   23,520 600 SH   SOLE 0 600 0 0
DUKE ENERGY CORP NEW COM Com 26441C204   124,755 1,082 SH   SOLE 0 1,082 0 0
DUPONT DE NEMOURS INC Com 26614N102   11,406 128 SH   SOLE 0 128 0 0
EASTMAN CHEM CO Com 277432100   74,111 662 SH   DFND 0 662 0 0
ECOLAB INC Com 278865100   5,522,277 21,628 SH   SOLE 0 21,428 0 200
ELOXX PHARMACEUTICALS INC NEW Com 29014R202   0 62 SH   SOLE 0 62 0 0
EMBECTA CORPORATION COM Com 29082K105   18,288 1,297 SH   SOLE 0 1,297 0 0
EMERSON ELECTRIC CO Com 291011104   12,031 110 SH   SOLE 0 110 0 0
ENBRIDGE INC Com 29250N105   4,994,258 122,981 SH   SOLE 0 121,781 0 1,200
ENTERGY CORP NEW Com 29364G103   46,064 350 SH   SOLE 0 350 0 0
EXELON CORPORATION Com 30161N101   44,605 1,100 SH   SOLE 0 1,100 0 0
EXXON MOBIL CORPORATION Com 30231G102   10,260,735 87,534 SH   SOLE 0 87,234 0 300
EXXON MOBIL CORPORATION Com 30231G102   431,018 3,677 SH   DFND 0 3,566 0 111
META PLATFORMS INC Com 30303M102   435,054 760 SH   SOLE 0 760 0 0
FACTSET RESEARCH SYSTEMS INC Com 303075105   15,175 33 SH   SOLE 0 33 0 0
FEDERAL HOME LN MTG CORP PERP Pfd Stk 313400673   838 250 SH   SOLE 0 250 0 0
FEDERAL RLTY INVT TR NEW Com 313745101   185,792 1,616 SH   SOLE 0 1,616 0 0
FEDEX CORPORATION Com 31428X106   68,420 250 SH   SOLE 0 250 0 0
FERGUSON ENTERPRISES INC Com 31488V107   40,111 202 SH   SOLE 0 202 0 0
FIFTH THIRD BANCORP Com 316773100   2,142 50 SH   SOLE 0 50 0 0
FIRST SOLAR INC Com 336433107   770,770 3,090 SH   SOLE 0 3,090 0 0
FIRSTENERGY CORP Com 337932107   11,664 263 SH   SOLE 0 263 0 0
FISKER INC CL A Com 33813J106   0 500 SH   SOLE 0 500 0 0
FORTUNE BRANDS INNOVATIONS INC Com 34964C106   21,398 239 SH   SOLE 0 239 0 0
FOX CORP CLASS B Com 35137L204   636,126 16,395 SH   SOLE 0 16,395 0 0
FRANKLIN VA TAX FREE INCOME FU Com 354723769   111,184 10,932 SH   SOLE 0 10,932 0 0
FULTON FINANCIAL CORP Com 360271100   41,336 2,280 SH   SOLE 0 2,280 0 0
GE HEALTHCARE TECHNOLOGIES INC Com 36266G107   122,099 1,301 SH   SOLE 0 1,301 0 0
GE HEALTHCARE TECHNOLOGIES INC Com 36266G107   61,003 650 SH   DFND 0 650 0 0
GE VERNOVA LLC COM Com 36828A101   270,279 1,060 SH   SOLE 0 1,060 0 0
GE VERNOVA LLC COM Com 36828A101   124,685 489 SH   DFND 0 489 0 0
GENERAL DYNAMICS CORP Com 369550108   26,291 87 SH   SOLE 0 87 0 0
GE AEROSPACE Com 369604301   1,470,924 7,800 SH   SOLE 0 7,800 0 0
GE AEROSPACE Com 369604301   370,560 1,965 SH   DFND 0 1,965 0 0
GENERAL MILLS INC Com 370334104   14,770 200 SH   SOLE 0 200 0 0
GENERAL MOTORS CO Com 37045V100   22,420 500 SH   SOLE 0 500 0 0
GENUINE PARTS CO Com 372460105   483,293 3,460 SH   SOLE 0 3,460 0 0
GSK PLC SPON ADS EACH REP 2 OR Com 37733W204   33,849 828 SH   SOLE 0 828 0 0
GLOBAL TECHNOLOGIES LTD CL A Com 378949101   3 10,000 SH   SOLE 0 10,000 0 0
GLOBAL PAYMENTS INC Com 37940X102   61,452 600 SH   SOLE 0 600 0 0
GOLDMAN SACHS GROUP INC Com 38141G104   296,076 598 SH   SOLE 0 598 0 0
GRAPHIC PACKAGING HOLDING CO Com 388689101   32,135 1,086 SH   SOLE 0 1,086 0 0
HALEON PLC ADR Com 405552100   8,845 836 SH   SOLE 0 836 0 0
HALLIBURTON CO. Com 406216101   8,715 300 SH   SOLE 0 300 0 0
HANCOCK HOLDING CO Com 410120109   51,170 1,000 SH   SOLE 0 1,000 0 0
HECLA MINING CO Com 422704106   3,715 557 SH   SOLE 0 557 0 0
HERSHEY COMPANY Com 427866108   607,943 3,170 SH   SOLE 0 3,170 0 0
HEWLETT PACKARD ENTERPRISE CO Com 42824C109   2,109,017 103,080 SH   SOLE 0 100,880 0 2,200
HILTON WORLDWIDE HOLDINGS IN Com 43300A203   23,050 100 SH   SOLE 0 100 0 0
HOME DEPOT INC. Com 437076102   412,899 1,019 SH   SOLE 0 1,019 0 0
HONEYWELL INTERNATIONAL INC Com 438516106   1,134,838 5,490 SH   SOLE 0 5,490 0 0
HUMBL INC Com 44501Q104   0 125 SH   SOLE 0 125 0 0
HUNTINGTON BANCSHARES 4.5 PFD Pfd Stk 446150823   40,880 2,000 SH   SOLE 0 2,000 0 0
HUNTINGTON INGALLS INDS INC Com 446413106   102,579 388 SH   SOLE 0 388 0 0
HYATT HOTELS CORP CL A Com 448579102   15,220 100 SH   SOLE 0 100 0 0
HYRECAR INC Com 44916T107   0 1,000 SH   SOLE 0 1,000 0 0
ILLINOIS TOOL WORKS Com 452308109   251,325 959 SH   SOLE 0 959 0 0
ILLINOIS TOOL WORKS Com 452308109   21,752 83 SH   DFND 0 83 0 0
INFINITY PHARMACEUTICALS INC Com 45665G303   0 500 SH   SOLE 0 500 0 0
INGEVITY CORP Com 45688C107   7,020 180 SH   SOLE 0 180 0 0
INTEL CORP Com 458140100   2,551,158 108,745 SH   SOLE 0 107,845 0 900
INTEL CORP Com 458140100   19,495 831 SH   DFND 0 831 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101   3,561,378 16,109 SH   SOLE 0 16,109 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101   22,108 100 SH   DFND 0 100 0 0
INTERPUBLIC GROUP COS INC Com 460690100   160,554 5,076 SH   SOLE 0 5,076 0 0
INTUIT INC Com 461202103   19,872 32 SH   SOLE 0 32 0 0
ISHARES 20YR TR Com 464287432   8,731 89 SH   SOLE 0 89 0 0
ISHARES SILVER TRUST Com 46428Q109   54,689 1,925 SH   SOLE 0 1,925 0 0
iShares iBonds Dec 2027 Term T Com 46436E841   67,452 2,980 SH   SOLE 0 2,980 0 0
iShares iBonds Dec 2026 Term T Com 46436E858   48,437 2,100 SH   SOLE 0 2,100 0 0
JP MORGAN CHASE & CO Com 46625H100   978,390 4,640 SH   SOLE 0 4,640 0 0
JOHNSON & JOHNSON Com 478160104   8,020,998 49,494 SH   SOLE 0 49,444 0 50
JOHNSON & JOHNSON Com 478160104   162,870 1,005 SH   DFND 0 930 0 75
KIMBERLY CLARK CORP Com 494368103   1,063,828 7,477 SH   SOLE 0 7,477 0 0
KINDER MORGAN INC Com 49456B101   4,625,094 209,375 SH   SOLE 0 207,875 0 1,500
KINDER MORGAN INC Com 49456B101   11,045 500 SH   DFND 0 500 0 0
KINROSS GOLD CORP Com 496902404   9,360 1,000 SH   SOLE 0 1,000 0 0
KONINKLIJKE PHILIPS NV Com 500472303   33,669 1,029 SH   SOLE 0 1,029 0 0
KRAFT HEINZ CO Com 500754106   16,993 484 SH   SOLE 0 484 0 0
KRATOS DEFENSE & SEC SOLUTIONS Com 50077B207   23,300 1,000 SH   SOLE 0 1,000 0 0
KROGER CO Com 501044101   14,554 254 SH   SOLE 0 254 0 0
L3HARRIS TECHNOLOGIES INC Com 502431109   6,660 28 SH   SOLE 0 28 0 0
LAM RESEARCH CORP Com 512807108   16,322 20 SH   SOLE 0 20 0 0
LAMB WESTON HOLDINGS INC Com 513272104   6,474 100 SH   SOLE 0 100 0 0
LEMONADE INC Com 52567D107   1,649 100 SH   SOLE 0 100 0 0
LILLY (ELI) & CO. Com 532457108   166,557 188 SH   SOLE 0 188 0 0
LOCKHEED MARTIN CORP Com 539830109   4,979,867 8,519 SH   SOLE 0 8,519 0 0
LOCKHEED MARTIN CORP Com 539830109   5,846 10 SH   DFND 0 10 0 0
LOWES COMPANIES Com 548661107   290,893 1,074 SH   SOLE 0 1,074 0 0
LUMEN TECHNOLOGIES INC Com 550241103   19,269 2,714 SH   SOLE 0 2,714 0 0
LUMINAR TECHNOLOGIES INC Com 550424105   675 750 SH   SOLE 0 750 0 0
M & T BANK CORP Com 55261F104   44,530 250 SH   SOLE 0 250 0 0
MFS VIRGINIA MUNI BOND FUND A Com 55273N830   119,828 11,445 SH   SOLE 0 11,445 0 0
MSC INDUSTRIAL DIRECT CO A Com 553530106   129,090 1,500 SH   SOLE 0 1,500 0 0
MAGNA INTL INC CL A Com 559222401   2,052 50 SH   SOLE 0 50 0 0
MARATHON OIL CORP Com 565849106   3,014,649 113,205 SH   SOLE 0 112,105 0 1,100
MARATHON PETROLEUM CORP Com 56585A102   1,046,697 6,425 SH   SOLE 0 6,425 0 0
MARRIOTT INTERNATIONAL INC NEW Com 571903202   1,367,300 5,500 SH   SOLE 0 5,500 0 0
MASTERCARD INC CLASS A Com 57636Q104   91,353 185 SH   SOLE 0 185 0 0
MATTHEWS INTL CORPCLASS A Com 577128101   5,568 240 SH   SOLE 0 240 0 0
MCDONALDS CORP Com 580135101   354,450 1,164 SH   SOLE 0 1,164 0 0
MERCK & CO INC NEW Com 58933Y105   2,002,631 17,635 SH   SOLE 0 17,635 0 0
METLIFE INC Com 59156R108   9,073 110 SH   SOLE 0 110 0 0
MICROSOFT CORP Com 594918104   16,231,777 37,722 SH   SOLE 0 37,297 0 425
MICROSOFT CORP Com 594918104   320,574 745 SH   DFND 0 745 0 0
MIDDLEBY CORP Com 596278101   16,696 120 SH   SOLE 0 120 0 0
MODERNA INC Com 60770K107   13,366 200 SH   SOLE 0 200 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105   436,274 5,922 SH   SOLE 0 5,922 0 0
MONSTER BEVERAGE CORP Com 61174X109   5,008 96 SH   SOLE 0 96 0 0
MORGAN STANLEY Com 617446448   12,405 119 SH   SOLE 0 119 0 0
MOSAIC CO/THE Com 61945C103   192,816 7,200 SH   SOLE 0 7,200 0 0
NCR VOYIX CORP Com 62886E108   516 38 SH   SOLE 0 38 0 0
NCR ATLEOS CORP Com 63001N106   542 19 SH   SOLE 0 19 0 0
NESTLE S A SPONSORED ADR REPST Com 641069406   5,338 53 SH   SOLE 0 53 0 0
NETFLIX INC Com 64110L106   33,336 47 SH   SOLE 0 47 0 0
NEWMONT MINING Com 651639106   9,407 176 SH   SOLE 0 176 0 0
NEWS CORP CLASS B (NEW) Com 65249B208   2,795 100 SH   SOLE 0 100 0 0
NEXTERA ENERGY INC Com 65339F101   6,517,939 77,108 SH   SOLE 0 76,308 0 800
NEXTERA ENERGY INC Com 65339F101   6,340 75 SH   DFND 0 75 0 0
NIKE, INC. Com 654106103   362,175 4,097 SH   SOLE 0 4,097 0 0
NIKOLA CORP Com 654110303   202 44 SH   SOLE 0 44 0 0
NOKIA CORP SPONSORED ADR Com 654902204   188 43 SH   DFND 0 43 0 0
NORFOLK SOUTHERN CORP. Com 655844108   5,312,930 21,380 SH   SOLE 0 21,080 0 300
NORTHROP GRUMMAN CORP COM Com 666807102   130,961 248 SH   SOLE 0 248 0 0
NUTRAFEED INC Com 67060W105   0 1 SH   SOLE 0 1 0 0
NVIDIA CORP Com 67066G104   898,656 7,400 SH   SOLE 0 7,400 0 0
OCCIDENTAL PETROLEUM CORP Com 674599105   5,154 100 SH   SOLE 0 100 0 0
OLD POINT FINANCIAL CORPORATIO Com 680194107   5,014,796 259,565 SH   SOLE 0 259,074 0 491
OLD POINT FINANCIAL CORPORATIO Com 680194107   18,798 973 SH   DFND 0 0 0 973
ONEOK INC Com 682680103   28,797 316 SH   SOLE 0 316 0 0
CONTRA TRAWS PHARMA I RIGHT Com 682CVR055   0 166 SH   SOLE 0 166 0 0
ORACLE CORP Com 68389X105   947,083 5,558 SH   SOLE 0 5,558 0 0
OTIS WORLDWIDE CORP Com 68902V107   25,985 250 SH   SOLE 0 250 0 0
OZOP ENERGY SOLU INC NEW Com 692732209   6 5,000 SH   SOLE 0 5,000 0 0
PPG INDUSTRIES, INC. Com 693506107   536,463 4,050 SH   SOLE 0 4,050 0 0
PALANTIR TECHNOLOGIES INC A Com 69608A108   4,932,683 132,599 SH   SOLE 0 132,599 0 0
PALO ALTO NETWORKS INC Com 697435105   102,540 300 SH   SOLE 0 300 0 0
PARKER HANNIFIN CORP Com 701094104   63,182 100 SH   SOLE 0 100 0 0
PAYCHEX INC Com 704326107   17,981 134 SH   SOLE 0 134 0 0
PAYPAL HOLDINGS INC Com 70450Y103   9,598 123 SH   SOLE 0 123 0 0
PEPSICO INC Com 713448108   8,877,970 52,208 SH   SOLE 0 51,808 0 400
PEPSICO INC Com 713448108   17,005 100 SH   DFND 0 100 0 0
PFIZER, INC Com 717081103   1,881,042 64,998 SH   SOLE 0 64,898 0 100
PFIZER, INC Com 717081103   30,532 1,055 SH   DFND 0 1,055 0 0
PHILIP MORRIS INTERNATIONAL IN Com 718172109   1,488,364 12,260 SH   SOLE 0 12,260 0 0
PHILLIPS 66 Com 718546104   566,418 4,309 SH   SOLE 0 4,309 0 0
T ROWE PRICE GROUP INC Com 74144T108   1,058,255 9,715 SH   SOLE 0 9,715 0 0
PRIMIS FINANCIAL CORP Com 74167B109   10,645 874 SH   SOLE 0 874 0 0
PROCTER & GAMBLE CO. Com 742718109   9,828,407 56,746 SH   SOLE 0 56,246 0 500
PROCTER & GAMBLE CO. Com 742718109   100,456 580 SH   DFND 0 500 0 80
PROLOGIS INC Com 74340W103   117,693 932 SH   SOLE 0 932 0 0
PROTO LABS INC Com 743713109   2,937 100 SH   SOLE 0 100 0 0
PRUDENTIAL FINANCIAL INC Com 744320102   12,110 100 SH   SOLE 0 100 0 0
PUBLIC STORAGE INC COM Com 74460D109   67,316 185 SH   SOLE 0 185 0 0
QUALCOMM INC Com 747525103   329,217 1,936 SH   SOLE 0 1,936 0 0
RTX CORPORATION Com 75513E101   8,095,548 66,817 SH   SOLE 0 66,817 0 0
RTX CORPORATION Com 75513E101   34,288 283 SH   DFND 0 283 0 0
REGENERON PHARMACEUTICAL Com 75886F107   26,281 25 SH   SOLE 0 25 0 0
ROKU INC Com 77543R102   3,733 50 SH   SOLE 0 50 0 0
T ROWE PRICE VA TAXFREE BOND Com 77957R408   9,197 803 SH   SOLE 0 803 0 0
ROYAL BK CDA MONTREAL QUE COM Com 780087102   1,184,935 9,500 SH   SOLE 0 9,500 0 0
SHELL PLC ADR Com 780259305   46,231 701 SH   SOLE 0 701 0 0
SPDR GOLD TRUST Com 78463V107   670,846 2,760 SH   SOLE 0 2,760 0 0
SALESFORCE INC Com 79466L302   1,018,749 3,722 SH   SOLE 0 3,622 0 100
SANOFIADR Com 80105N105   5,763 100 SH   SOLE 0 100 0 0
SCHLUMBERGER LTD Com 806857108   4,195 100 SH   SOLE 0 100 0 0
CHARLES SCHWAB CORP NEW Com 808513105   7,518 116 SH   SOLE 0 116 0 0
SEMPRA ENERGY Com 816851109   6,356 76 SH   SOLE 0 76 0 0
SHIFT TECHNOLOGIES INC CL A NE Com 82452T305   0 35 SH   SOLE 0 35 0 0
SHOPIFY INC CL A Com 82509L107   40,070 500 SH   SOLE 0 500 0 0
SIMON PROPERTY GROUP INC Com 828806109   50,706 300 SH   SOLE 0 300 0 0
SIRIUS XM HLDGS INC NEW COM Com 829933100   1,088 46 SH   SOLE 0 46 0 0
SMILEDIRECTCLUB INC CL A Com 83192H106   0 250 SH   SOLE 0 250 0 0
SOLVENTUM CORP COM Com 83444M101   17,430 250 SH   SOLE 0 250 0 0
SONY CORP Com 835699307   84,982 880 SH   SOLE 0 880 0 0
SOUTHERN CO Com 842587107   6,929,702 76,843 SH   SOLE 0 76,343 0 500
SOUTHERN COPPER CORP Com 84265V105   11,683 101 SH   SOLE 0 101 0 0
STANLEY BLACK & DECKER INC Com 854502101   22,026 200 SH   SOLE 0 200 0 0
STARBUCKS CORP Com 855244109   152,962 1,569 SH   SOLE 0 1,569 0 0
STRYKER CORP Com 863667101   119,938 332 SH   SOLE 0 332 0 0
SUNHYDROGEN INC Com 86738R108   140 5,000 SH   SOLE 0 5,000 0 0
SYNCHRONY FINANCIAL Com 87165B103   12,470 250 SH   SOLE 0 250 0 0
SYSCO CORP Com 871829107   2,848,487 36,491 SH   SOLE 0 35,891 0 600
SYSCO CORP Com 871829107   5,855 75 SH   DFND 0 75 0 0
TJX COMPANIES INC Com 872540109   11,754 100 SH   SOLE 0 100 0 0
TAIWAN SEMICONDUCTOR SP ADR Com 874039100   30,740 177 SH   SOLE 0 177 0 0
TARGET CORP Com 87612E106   1,924,871 12,350 SH   SOLE 0 12,350 0 0
TARGET CORP Com 87612E106   60,006 385 SH   DFND 0 385 0 0
TC ENERGY CORP Com 87807B107   14,265 300 SH   SOLE 0 300 0 0
TEREX CORP Com 880779103   55,767 1,054 SH   SOLE 0 1,054 0 0
TESLA INC Com 88160R101   239,391 915 SH   SOLE 0 915 0 0
TEXTRON INC Com 883203101   4,429 50 SH   SOLE 0 50 0 0
TEXTRON INC Com 883203101   102,664 1,159 SH   DFND 0 1,159 0 0
THERMO FISHER SCIENTIFIC INC. Com 883556102   24,124 39 SH   SOLE 0 39 0 0
3M CO Com 88579Y101   451,383 3,302 SH   SOLE 0 3,302 0 0
TITAN MED INC NEW Com 88830X819   40 1,000 SH   SOLE 0 1,000 0 0
TOWNEBANK Com 89214P109   756,148 22,872 SH   SOLE 0 22,872 0 0
TRACTOR SUPPLY COMPANY Com 892356106   100,371 345 SH   SOLE 0 345 0 0
TRAVELERS COMPANIES INC/THE Com 89417E109   98,330 420 SH   SOLE 0 420 0 0
TRUIST FINANCIAL CORP Com 89832Q109   7,255,032 169,629 SH   SOLE 0 169,129 0 500
TRUIST FINANCIAL CORP Com 89832Q109   49,399 1,155 SH   DFND 0 1,155 0 0
TUSIMPLE HLDGS INC CL A Com 90089L108   24 100 SH   SOLE 0 100 0 0
23ANDME HLDG CO CL A Com 90138Q108   174 500 SH   SOLE 0 500 0 0
UBER TECHNOLOGIES INC Com 90353T100   7,516 100 SH   SOLE 0 100 0 0
ULTA BEAUTY INC Com 90384S303   1,333,514 3,427 SH   SOLE 0 3,427 0 0
UNILEVER PLC SPONSORED ADR Com 904767704   11,888 183 SH   SOLE 0 183 0 0
UNION PACIFIC CORP Com 907818108   68,768 279 SH   SOLE 0 279 0 0
UNITED CONTINENTAL HOLDINGS IN Com 910047109   28,530 500 SH   SOLE 0 500 0 0
UNITED PARCEL SERVICE CL B Com 911312106   3,164,588 23,211 SH   SOLE 0 23,111 0 100
UNITED PARCEL SERVICE CL B Com 911312106   2,727 20 SH   DFND 0 20 0 0
UNITED HEALTH GROUP INC Com 91324P102   347,885 595 SH   SOLE 0 595 0 0
VF CORPORATION Com 918204108   19,950 1,000 SH   SOLE 0 1,000 0 0
VALERO ENERGY CORP Com 91913Y100   248,860 1,843 SH   SOLE 0 1,843 0 0
VANGUARD INTERME Com 92206C706   6,646 110 SH   SOLE 0 110 0 0
VERIZON COMMUNICATIONS Com 92343V104   4,008,352 89,253 SH   SOLE 0 88,353 0 900
VERIZON COMMUNICATIONS Com 92343V104   532,363 11,854 SH   DFND 0 11,854 0 0
VICI PROPERTIES INC Com 925652109   149,895 4,500 SH   SOLE 0 4,500 0 0
VISA INC CLASS A SHARES Com 92826C839   1,736,309 6,315 SH   SOLE 0 6,315 0 0
VIVEVE MED INC NEW Com 92852W501   0 1,000 SH   SOLE 0 1,000 0 0
VULCAN MATERIALS CO Com 929160109   26,295 105 SH   SOLE 0 105 0 0
WABTEC CORP COM Com 929740108   106,517 586 SH   SOLE 0 586 0 0
WABTEC CORP COM Com 929740108   14,178 78 SH   DFND 0 78 0 0
WAITR HLDGS INC NEW Com 930752209   0 100 SH   SOLE 0 100 0 0
WALMART INC Com 931142103   855,466 10,594 SH   SOLE 0 10,594 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108   90,684 10,121 SH   SOLE 0 10,121 0 0
WARNER BROS DISCOVERY INC Com 934423104   413 50 SH   SOLE 0 50 0 0
WARNER BROS DISCOVERY INC Com 934423104   78,969 9,572 SH   DFND 0 9,572 0 0
WASHINGTON FEDERAL INC Com 938824109   70,397 2,020 SH   SOLE 0 2,020 0 0
WASTE MANAGEMENT INC Com 94106L109   134,317 647 SH   SOLE 0 647 0 0
METAVESCO INC Com 941872103   8,405 140,310 SH   SOLE 0 140,310 0 0
WELLS FARGO & CO NEW Com 949746101   66,828 1,183 SH   SOLE 0 1,183 0 0
WELLS FARGO & COMPANY Pfd Stk 95002Y400   40,900 2,000 SH   SOLE 0 2,000 0 0
WEYERHAEUSER CO Com 962166104   2,476,182 73,130 SH   SOLE 0 73,030 0 100
WEYERHAEUSER CO Com 962166104   3,386 100 SH   DFND 0 100 0 0
WILLIAMS COS INC Com 969457100   12,280 269 SH   SOLE 0 269 0 0
YUM! BRANDS INC Com 988498101   2,135,747 15,287 SH   SOLE 0 14,887 0 400
ZIMMER BIOMET HOLDINGS INC Com 98956P102   23,425 217 SH   SOLE 0 217 0 0
ZOETIS INC Com 98978V103   61,740 316 SH   SOLE 0 316 0 0
ZOSANO PHARMA CORP Com 98979H301   0 28 SH   SOLE 0 28 0 0
ZOOM VIDEO COMMUNICATIONS INC Com 98980L101   3,487 50 SH   SOLE 0 50 0 0
ZOMEDICA CORP Com 98980M109   137 1,000 SH   SOLE 0 1,000 0 0
ANGLOGOLD ASHANTI PLC ORD Com G0378L100   23,967 900 SH   SOLE 0 900 0 0
ACCENTURE PLC CL A Com G1151C101   8,563,406 24,226 SH   SOLE 0 23,836 0 390
ACCENTURE PLC CL A Com G1151C101   7,070 20 SH   DFND 0 20 0 0
EATON CORP PLC Com G29183103   2,660,469 8,027 SH   SOLE 0 7,727 0 300
LINDE PLC Com G54950103   45,302 95 SH   SOLE 0 95 0 0
SMURFIT WESTROCK LIMITED Com G8267P108   53,571 1,084 SH   SOLE 0 1,084 0 0
CHUBB CORP Com H1467J104   1,047,432 3,632 SH   SOLE 0 3,632 0 0
TRANSOCEAN LTD Com H8817H100   17,000 4,000 SH   SOLE 0 4,000 0 0
STRATASYS LTD Com M85548101   831 100 SH   SOLE 0 100 0 0
ASML HOLDING NVNY REG SHS Com N07059210   16,665 20 SH   SOLE 0 20 0 0
AZURE POWER GLOB Com V0393H103   58 150 SH   SOLE 0 150 0 0
EQONEX LTD Com Y2074E109   15 500 SH   SOLE 0 500 0 0