The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 5,856 154,745 SH   SOLE 0 152,035 600 2,110
AT&T INC Com 00206R102 184 4,857 SH   DFND 0 4,023 0 834
ALTRIA GROUP INC Com 02209S103 612 14,970 SH   SOLE 0 14,970 0 0
ALTRIA GROUP INC Com 02209S103 25 600 SH   DFND 0 600 0 0
AMGEN INC Com 031162100 5,792 29,933 SH   SOLE 0 29,933 0 0
AMGEN INC Com 031162100 77 400 SH   DFND 0 400 0 0
APPLE INC Com 037833100 3,264 14,574 SH   SOLE 0 14,424 0 150
APPLE INC Com 037833100 134 600 SH   DFND 0 600 0 0
B B & T CORP Com 054937107 3,536 66,252 SH   SOLE 0 65,652 0 600
B B & T CORP Com 054937107 398 7,450 SH   DFND 0 2,100 0 5,350
BAKER HUGHES A GE CO LLC Com 05722G100 1,615 69,625 SH   SOLE 0 69,125 0 500
BAKER HUGHES A GE CO LLC Com 05722G100 19 800 SH   DFND 0 800 0 0
BANK OF AMERICA CORP Com 060505104 1,081 37,046 SH   SOLE 0 37,046 0 0
BANK OF AMERICA CORP Com 060505104 29 1,008 SH   DFND 0 0 0 1,008
BAXTER INTL INC Com 071813109 3,118 35,642 SH   SOLE 0 35,142 100 400
BAXTER INTL INC Com 071813109 61 700 SH   DFND 0 700 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 146 700 SH   SOLE 0 700 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 125 600 SH   DFND 0 600 0 0
BLACKSTONE GROUP INC COM CL A Com 09260D107 3,198 65,473 SH   SOLE 0 65,473 0 0
BOEING CO. Com 097023105 654 1,720 SH   SOLE 0 1,720 0 0
BOEING CO. Com 097023105 38 100 SH   DFND 0 100 0 0
CSX CORP Com 126408103 848 12,247 SH   SOLE 0 12,247 0 0
CENTURYLINK INC Com 156700106 1,330 106,550 SH   SOLE 0 105,950 0 600
CENTURYLINK INC Com 156700106 12 948 SH   DFND 0 948 0 0
CHEVRON CORP Com 166764100 561 4,727 SH   SOLE 0 4,727 0 0
CISCO SYSTEMS Com 17275R102 6,966 140,974 SH   SOLE 0 140,116 300 558
CISCO SYSTEMS Com 17275R102 104 2,100 SH   DFND 0 1,800 0 300
CLOROX CO Com 189054109 304 2,000 SH   SOLE 0 2,000 0 0
COCA-COLA CO Com 191216100 1,679 30,838 SH   SOLE 0 30,438 0 400
CONOCOPHILLIPS Com 20825C104 5,159 90,541 SH   SOLE 0 89,409 232 900
CONOCOPHILLIPS Com 20825C104 40 700 SH   DFND 0 700 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103 794 33,000 SH   SOLE 0 32,700 0 300
DEVON ENERGY CORPORATION NEW Com 25179M103 12 500 SH   DFND 0 500 0 0
DISNEY COM STOCK Com 254687106 2,662 20,429 SH   SOLE 0 20,146 0 283
DISNEY COM STOCK Com 254687106 46 350 SH   DFND 0 350 0 0
DOMINION ENERGY INC Com 25746U109 4,339 53,542 SH   SOLE 0 52,692 0 850
DOMINION ENERGY INC Com 25746U109 85 1,049 SH   DFND 0 1,049 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 263 2,739 SH   SOLE 0 2,739 0 0
ECOLAB INC Com 278865100 5,273 26,625 SH   SOLE 0 26,425 0 200
ECOLAB INC Com 278865100 59 300 SH   DFND 0 300 0 0
ENBRIDGE INC Com 29250N105 5,305 151,223 SH   SOLE 0 149,537 196 1,490
ENBRIDGE INC Com 29250N105 56 1,600 SH   DFND 0 1,600 0 0
EXXON MOBIL CORPORATION Com 30231G102 5,270 74,642 SH   SOLE 0 73,878 100 664
EXXON MOBIL CORPORATION Com 30231G102 49 687 SH   DFND 0 576 0 111
FOX CORP - CLASS B Com 35137L204 495 15,700 SH   SOLE 0 15,567 0 133
GENERAL ELECTRIC CO Com 369604103 1,064 119,031 SH   SOLE 0 117,841 0 1,190
GENERAL ELECTRIC CO Com 369604103 30 3,300 SH   DFND 0 3,300 0 0
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 3,029 199,675 SH   SOLE 0 197,975 0 1,700
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 47 3,100 SH   DFND 0 3,000 0 100
HOME DEPOT INC. Com 437076102 498 2,147 SH   SOLE 0 2,147 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 829 4,900 SH   SOLE 0 4,900 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 51 300 SH   DFND 0 0 0 300
ILLINOIS TOOL WORKS Com 452308109 208 1,332 SH   SOLE 0 1,332 0 0
INTEL CORP Com 458140100 8,028 155,790 SH   SOLE 0 154,790 200 800
INTEL CORP Com 458140100 85 1,645 SH   DFND 0 1,600 0 45
INTERNATIONAL BUSINESS MACHINE Com 459200101 1,594 10,960 SH   SOLE 0 10,960 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 44 300 SH   DFND 0 300 0 0
JOHNSON & JOHNSON Com 478160104 6,626 51,212 SH   SOLE 0 50,397 150 665
JOHNSON & JOHNSON Com 478160104 212 1,641 SH   DFND 0 1,400 0 241
KIMBERLY CLARK CORP Com 494368103 1,921 13,522 SH   SOLE 0 13,322 0 200
KINDER MORGAN INC Com 49456B101 4,096 198,750 SH   SOLE 0 197,650 0 1,100
KINDER MORGAN INC Com 49456B101 52 2,500 SH   DFND 0 2,400 0 100
LANCASTER COLONY CORP Com 513847103 277 2,000 SH   SOLE 0 2,000 0 0
LOCKHEED MARTIN CORP Com 539830109 3,963 10,160 SH   SOLE 0 10,160 0 0
LOCKHEED MARTIN CORP Com 539830109 78 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 1,534 29,800 SH   SOLE 0 29,400 0 400
MARATHON OIL CORP Com 565849106 1,967 160,326 SH   SOLE 0 159,526 0 800
MARATHON OIL CORP Com 565849106 27 2,200 SH   DFND 0 2,200 0 0
MARATHON PETROLEUM CORP Com 56585A102 426 7,007 SH   SOLE 0 7,007 0 0
MCDONALDS CORP Com 580135101 258 1,200 SH   SOLE 0 1,200 0 0
MERCK & CO INC NEW Com 58933Y105 2,396 28,460 SH   SOLE 0 28,299 0 161
MERCK & CO INC NEW Com 58933Y105 101 1,200 SH   DFND 0 1,200 0 0
MICROSOFT CORP Com 594918104 8,842 63,601 SH   SOLE 0 62,995 150 456
MICROSOFT CORP Com 594918104 250 1,800 SH   DFND 0 1,800 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 353 6,389 SH   SOLE 0 6,389 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 23 415 SH   DFND 0 415 0 0
NEXTERA ENERGY INC Com 65339F101 3,458 14,842 SH   SOLE 0 14,342 100 400
NEXTERA ENERGY INC Com 65339F101 70 300 SH   DFND 0 0 0 300
NIKE, INC. Com 654106103 729 7,765 SH   SOLE 0 7,765 0 0
NORFOLK SOUTHERN CORP. Com 655844108 3,755 20,902 SH   SOLE 0 20,402 0 500
OLD POINT FINANCIAL CORPORATIO Com 680194107 5,113 214,815 SH   SOLE 0 191,364 0 23,451
OLD POINT FINANCIAL CORPORATIO Com 680194107 319 13,401 SH   DFND 0 6,600 0 6,801
PPG INDUSTRIES, INC. Com 693506107 474 4,000 SH   SOLE 0 4,000 0 0
PEPSICO INC Com 713448108 8,351 60,914 SH   SOLE 0 60,114 100 700
PEPSICO INC Com 713448108 281 2,052 SH   DFND 0 700 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 2,532 70,465 SH   SOLE 0 70,165 200 100
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 160 4,450 SH   DFND 0 2,200 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,115 14,682 SH   SOLE 0 14,082 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 46 600 SH   DFND 0 600 0 0
PHILLIPS 66 Com 718546104 323 3,150 SH   SOLE 0 3,050 0 100
T ROWE PRICE GROUP INC Com 74144T108 1,795 15,707 SH   SOLE 0 15,707 0 0
PROCTER & GAMBLE CO. Com 742718109 7,976 64,124 SH   SOLE 0 63,124 100 900
PROCTER & GAMBLE CO. Com 742718109 426 3,429 SH   DFND 0 1,000 0 2,429
RAYTHEON COMPANY Com 755111507 8,236 41,980 SH   SOLE 0 41,680 0 300
RAYTHEON COMPANY Com 755111507 137 700 SH   DFND 0 700 0 0
SOUTHERN CO Com 842587107 4,856 78,608 SH   SOLE 0 77,808 100 700
SOUTHERN CO Com 842587107 49 800 SH   DFND 0 800 0 0
SYSCO CORP Com 871829107 5,836 73,503 SH   SOLE 0 72,603 200 700
SYSCO CORP Com 871829107 79 1,000 SH   DFND 0 1,000 0 0
TARGET CORP Com 87612E106 2,021 18,902 SH   SOLE 0 18,802 0 100
TARGET CORP Com 87612E106 43 400 SH   DFND 0 400 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 397 57,750 SH   SOLE 0 57,750 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 1 150 SH   DFND 0 150 0 0
3M CO Com 88579Y101 910 5,536 SH   SOLE 0 5,536 0 0
3M CO Com 88579Y101 66 400 SH   DFND 0 400 0 0
UNITED TECHNOLOGIES Com 913017109 1,113 8,150 SH   SOLE 0 8,150 0 0
UNITED TECHNOLOGIES Com 913017109 7 50 SH   DFND 0 50 0 0
VERIZON COMMUNICATIONS Com 92343V104 5,814 96,318 SH   SOLE 0 95,418 300 600
VERIZON COMMUNICATIONS Com 92343V104 112 1,861 SH   DFND 0 1,169 0 692
WALGREENS BOOTS ALLIANCE INC Com 931427108 2,856 51,629 SH   SOLE 0 51,629 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 50 900 SH   DFND 0 900 0 0
WEYERHAEUSER CO Com 962166104 2,717 98,080 SH   SOLE 0 97,480 0 600
WEYERHAEUSER CO Com 962166104 71 2,580 SH   DFND 0 2,580 0 0
YUM! BRANDS INC Com 988498101 3,340 29,445 SH   SOLE 0 29,145 0 300
ACCENTURE PLC CL A Com G1151C101 8,304 43,173 SH   SOLE 0 42,573 0 600
ACCENTURE PLC CL A Com G1151C101 115 600 SH   DFND 0 600 0 0
EATON CORP PLC Com G29183103 929 11,175 SH   SOLE 0 10,775 0 400