The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 5,158 153,612 SH   SOLE 0 150,902 600 2,110
AT&T INC Com 00206R102 142 4,234 SH   DFND 0 2,705 0 1,529
ALTRIA GROUP INC Com 02209S103 923 15,308 SH   SOLE 0 15,308 0 0
ALTRIA GROUP INC Com 02209S103 36 600 SH   DFND 0 600 0 0
AMGEN INC Com 031162100 5,811 28,032 SH   SOLE 0 28,032 0 0
AMGEN INC Com 031162100 93 450 SH   DFND 0 450 0 0
APPLE INC Com 037833100 564 2,499 SH   SOLE 0 2,499 0 0
APPLE INC Com 037833100 79 350 SH   DFND 0 350 0 0
B B & T CORP Com 054937107 3,010 62,011 SH   SOLE 0 61,411 0 600
B B & T CORP Com 054937107 369 7,600 SH   DFND 0 2,250 0 5,350
BAKER HUGHES A GE CO LLC Com 05722G100 2,285 67,557 SH   SOLE 0 67,057 0 500
BAKER HUGHES A GE CO LLC Com 05722G100 41 1,200 SH   DFND 0 1,200 0 0
BANK OF AMERICA CORP Com 060505104 1,091 37,046 SH   SOLE 0 37,046 0 0
BANK OF AMERICA CORP Com 060505104 30 1,008 SH   DFND 0 0 0 1,008
BAXTER INTL INC Com 071813109 2,519 32,682 SH   SOLE 0 32,182 100 400
BAXTER INTL INC Com 071813109 46 600 SH   DFND 0 600 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 150 700 SH   SOLE 0 700 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 128 600 SH   DFND 0 600 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 148 2,386 SH   SOLE 0 2,386 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 86 1,390 SH   DFND 0 1,390 0 0
CSX CORP Com 126408103 917 12,382 SH   SOLE 0 12,382 0 0
CENTURYLINK INC Com 156700106 1,387 65,448 SH   SOLE 0 64,748 0 700
CENTURYLINK INC Com 156700106 25 1,200 SH   DFND 0 1,200 0 0
CHEVRON CORP Com 166764100 572 4,677 SH   SOLE 0 4,677 0 0
CHEVRON CORP Com 166764100 37 300 SH   DFND 0 300 0 0
CISCO SYSTEMS Com 17275R102 6,912 142,069 SH   SOLE 0 141,211 300 558
CISCO SYSTEMS Com 17275R102 97 2,000 SH   DFND 0 1,700 0 300
CLOROX CO Com 189054109 459 3,050 SH   SOLE 0 3,050 0 0
COCA-COLA CO Com 191216100 1,899 41,122 SH   SOLE 0 40,122 0 1,000
COCA-COLA CO Com 191216100 9 200 SH   DFND 0 200 0 0
CONOCOPHILLIPS Com 20825C104 6,805 87,921 SH   SOLE 0 86,789 232 900
CONOCOPHILLIPS Com 20825C104 74 950 SH   DFND 0 950 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103 1,470 36,800 SH   SOLE 0 36,500 0 300
DEVON ENERGY CORPORATION NEW Com 25179M103 28 700 SH   DFND 0 700 0 0
DOMINION ENERGY INC Com 25746U109 3,466 49,310 SH   SOLE 0 48,460 0 850
DOMINION ENERGY INC Com 25746U109 81 1,150 SH   DFND 0 1,150 0 0
DOWDUPONT INC Com 26078J100 1,003 15,589 SH   SOLE 0 15,589 0 0
DOWDUPONT INC Com 26078J100 107 1,658 SH   DFND 0 1,658 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 202 2,521 SH   SOLE 0 2,521 0 0
EOG RESOURCES INC Com 26875P101 230 1,800 SH   SOLE 0 1,800 0 0
ECOLAB INC Com 278865100 3,766 24,020 SH   SOLE 0 23,820 0 200
ECOLAB INC Com 278865100 55 350 SH   DFND 0 350 0 0
ENBRIDGE INC Com 29250N105 4,470 138,419 SH   SOLE 0 136,833 196 1,390
ENBRIDGE INC Com 29250N105 58 1,800 SH   DFND 0 1,800 0 0
EXXON MOBIL CORPORATION Com 30231G102 6,045 71,101 SH   SOLE 0 70,337 100 664
EXXON MOBIL CORPORATION Com 30231G102 77 911 SH   DFND 0 800 0 111
GENERAL ELECTRIC CO Com 369604103 1,828 161,950 SH   SOLE 0 160,760 0 1,190
GENERAL ELECTRIC CO Com 369604103 45 4,013 SH   DFND 0 4,013 0 0
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 3,035 186,075 SH   SOLE 0 184,675 0 1,400
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 60 3,700 SH   DFND 0 3,600 0 100
HOME DEPOT INC. Com 437076102 441 2,127 SH   SOLE 0 2,127 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 940 5,650 SH   SOLE 0 5,650 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 125 750 SH   DFND 0 450 0 300
INTEL CORP Com 458140100 7,340 155,215 SH   SOLE 0 154,215 200 800
INTEL CORP Com 458140100 83 1,745 SH   DFND 0 1,700 0 45
INTERNATIONAL BUSINESS MACHINE Com 459200101 1,210 8,003 SH   SOLE 0 8,003 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 70 462 SH   DFND 0 462 0 0
ISHARES COMEX GOLD TRUST Com 464285105 159 13,950 SH   SOLE 0 12,950 0 1,000
JOHNSON & JOHNSON Com 478160104 8,007 57,949 SH   SOLE 0 57,099 150 700
JOHNSON & JOHNSON Com 478160104 141 1,019 SH   DFND 0 600 0 419
KIMBERLY CLARK CORP Com 494368103 1,628 14,322 SH   SOLE 0 14,122 0 200
KIMBERLY CLARK CORP Com 494368103 31 275 SH   DFND 0 275 0 0
KINDER MORGAN INC Com 49456B101 3,196 180,250 SH   SOLE 0 179,250 0 1,000
KINDER MORGAN INC Com 49456B101 43 2,400 SH   DFND 0 2,300 0 100
LANCASTER COLONY CORP Com 513847103 298 2,000 SH   SOLE 0 2,000 0 0
LOCKHEED MARTIN CORP Com 539830109 3,156 9,122 SH   SOLE 0 9,122 0 0
LOCKHEED MARTIN CORP Com 539830109 69 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 1,439 28,650 SH   SOLE 0 28,250 0 400
MARATHON OIL CORP Com 565849106 3,631 155,967 SH   SOLE 0 155,167 0 800
MARATHON OIL CORP Com 565849106 66 2,843 SH   DFND 0 2,843 0 0
MARATHON PETROLEUM CORP Com 56585A102 493 6,166 SH   SOLE 0 6,166 0 0
MARATHON PETROLEUM CORP Com 56585A102 19 241 SH   DFND 0 241 0 0
MCDONALDS CORP Com 580135101 201 1,200 SH   SOLE 0 1,200 0 0
MERCK & CO INC NEW Com 58933Y105 2,230 31,435 SH   SOLE 0 30,974 0 461
MERCK & CO INC NEW Com 58933Y105 114 1,610 SH   DFND 0 1,610 0 0
MICROSOFT CORP. Com 594918104 7,013 61,318 SH   SOLE 0 60,662 200 456
MICROSOFT CORP. Com 594918104 301 2,628 SH   DFND 0 2,628 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 274 6,368 SH   SOLE 0 6,368 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 18 415 SH   DFND 0 415 0 0
NEXTERA ENERGY INC Com 65339F101 2,303 13,742 SH   SOLE 0 13,242 100 400
NEXTERA ENERGY INC Com 65339F101 50 300 SH   DFND 0 0 0 300
NIKE, INC. Com 654106103 652 7,700 SH   SOLE 0 7,700 0 0
NORFOLK SOUTHERN CORP. Com 655844108 4,898 27,137 SH   SOLE 0 26,637 0 500
NORFOLK SOUTHERN CORP. Com 655844108 69 384 SH   DFND 0 384 0 0
OLD POINT FINANCIAL CORPORATIO Com 680194107 6,796 227,306 SH   SOLE 0 198,657 0 28,649
OLD POINT FINANCIAL CORPORATIO Com 680194107 469 15,701 SH   DFND 0 8,900 0 6,801
PPG INDUSTRIES, INC. Com 693506107 437 4,000 SH   SOLE 0 4,000 0 0
PEPSICO INC Com 713448108 6,761 60,470 SH   SOLE 0 59,670 100 700
PEPSICO INC Com 713448108 238 2,127 SH   DFND 0 775 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 3,306 75,026 SH   SOLE 0 74,726 200 100
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 285 6,476 SH   DFND 0 4,226 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,196 14,672 SH   SOLE 0 14,072 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 49 600 SH   DFND 0 600 0 0
PHILLIPS 66 Com 718546104 434 3,850 SH   SOLE 0 3,750 0 100
PHILLIPS 66 Com 718546104 11 100 SH   DFND 0 100 0 0
T ROWE PRICE GROUP INC Com 74144T108 1,676 15,349 SH   SOLE 0 15,349 0 0
T ROWE PRICE GROUP INC Com 74144T108 11 100 SH   DFND 0 100 0 0
PROCTER & GAMBLE CO. Com 742718109 5,389 64,754 SH   SOLE 0 63,754 100 900
PROCTER & GAMBLE CO. Com 742718109 257 3,086 SH   DFND 0 600 0 2,486
RAYTHEON COMPANY Com 755111507 8,198 39,667 SH   SOLE 0 39,367 0 300
RAYTHEON COMPANY Com 755111507 181 876 SH   DFND 0 876 0 0
SOUTHERN CO Com 842587107 3,391 77,779 SH   SOLE 0 76,979 100 700
SOUTHERN CO Com 842587107 41 950 SH   DFND 0 950 0 0
SYSCO CORP Com 871829107 5,721 78,103 SH   SOLE 0 77,203 200 700
SYSCO CORP Com 871829107 81 1,100 SH   DFND 0 1,100 0 0
TARGET CORP Com 87612E106 1,368 15,512 SH   SOLE 0 15,412 0 100
TARGET CORP Com 87612E106 44 500 SH   DFND 0 500 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 1,165 54,105 SH   SOLE 0 54,105 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 17 800 SH   DFND 0 800 0 0
3M CO Com 88579Y101 1,183 5,616 SH   SOLE 0 5,616 0 0
3M CO Com 88579Y101 84 400 SH   DFND 0 400 0 0
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 1,345 29,344 SH   SOLE 0 28,944 0 400
UNITED TECHNOLOGIES Com 913017109 1,139 8,150 SH   SOLE 0 8,150 0 0
UNITED TECHNOLOGIES Com 913017109 14 100 SH   DFND 0 100 0 0
VERIZON COMMUNICATIONS Com 92343V104 5,035 94,297 SH   SOLE 0 93,297 400 600
VERIZON COMMUNICATIONS Com 92343V104 130 2,442 SH   DFND 0 1,750 0 692
WALGREENS BOOTS ALLIANCE INC Com 931427108 3,591 49,254 SH   SOLE 0 49,254 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 66 900 SH   DFND 0 900 0 0
WATERSIDE CAPITAL CORP Com 941872103 1 14,940 SH   SOLE 0 14,940 0 0
WELLS FARGO & CO NEW Com 949746101 748 14,236 SH   SOLE 0 14,236 0 0
WELLS FARGO & CO NEW Com 949746101 5 100 SH   DFND 0 100 0 0
WEYERHAEUSER CO Com 962166104 2,753 85,310 SH   SOLE 0 84,710 0 600
WEYERHAEUSER CO Com 962166104 86 2,680 SH   DFND 0 2,680 0 0
YUM! BRANDS INC Com 988498101 2,629 28,920 SH   SOLE 0 28,620 0 300
YUM! BRANDS INC Com 988498101 9 100 SH   DFND 0 100 0 0
ACCENTURE PLC CL A Com G1151C101 7,437 43,696 SH   SOLE 0 43,096 0 600
ACCENTURE PLC CL A Com G1151C101 111 650 SH   DFND 0 650 0 0
EATON CORP PLC Com G29183103 1,173 13,528 SH   SOLE 0 13,128 0 400