The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 5,399 151,431 SH   SOLE 0 148,521 600 2,310
AT&T INC Com 00206R102 178 5,005 SH   DFND 0 2,605 0 2,400
ALTRIA GROUP INC Com 02209S103 981 15,739 SH   SOLE 0 15,739 0 0
ALTRIA GROUP INC Com 02209S103 37 600 SH   DFND 0 600 0 0
AMGEN INC Com 031162100 4,324 25,362 SH   SOLE 0 25,362 0 0
AMGEN INC Com 031162100 60 350 SH   DFND 0 350 0 0
APPLE INC Com 037833100 415 2,474 SH   SOLE 0 2,474 0 0
APPLE INC Com 037833100 59 350 SH   DFND 0 350 0 0
B B & T CORP Com 054937107 2,916 56,036 SH   SOLE 0 55,436 0 600
B B & T CORP Com 054937107 396 7,600 SH   DFND 0 2,250 0 5,350
BAKER HUGHES A GE CO LLC Com 05722G100 1,721 61,957 SH   SOLE 0 61,457 0 500
BAKER HUGHES A GE CO LLC Com 05722G100 28 1,000 SH   DFND 0 1,000 0 0
BANK OF AMERICA CORP Com 060505104 1,111 37,046 SH   SOLE 0 37,046 0 0
BANK OF AMERICA CORP Com 060505104 30 1,008 SH   DFND 0 0 0 1,008
BAXTER INTL INC Com 071813109 2,332 35,857 SH   SOLE 0 35,357 100 400
BAXTER INTL INC Com 071813109 39 600 SH   DFND 0 600 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 140 700 SH   SOLE 0 700 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 120 600 SH   DFND 0 600 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 151 2,386 SH   SOLE 0 2,386 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 88 1,390 SH   DFND 0 1,390 0 0
CSX CORP Com 126408103 690 12,382 SH   SOLE 0 12,382 0 0
CENTURYLINK INC Com 156700106 1,054 64,148 SH   SOLE 0 63,348 0 800
CENTURYLINK INC Com 156700106 20 1,200 SH   DFND 0 1,200 0 0
CHEVRON CORP Com 166764100 583 5,112 SH   SOLE 0 5,112 0 0
CHEVRON CORP Com 166764100 34 300 SH   DFND 0 300 0 0
CISCO SYSTEMS Com 17275R102 6,028 140,543 SH   SOLE 0 139,585 300 658
CISCO SYSTEMS Com 17275R102 86 2,000 SH   DFND 0 1,700 0 300
COCA-COLA CO Com 191216100 2,475 56,986 SH   SOLE 0 55,986 0 1,000
COCA-COLA CO Com 191216100 52 1,200 SH   DFND 0 1,200 0 0
CONOCOPHILLIPS Com 20825C104 5,087 85,796 SH   SOLE 0 84,564 232 1,000
CONOCOPHILLIPS Com 20825C104 56 950 SH   DFND 0 950 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103 927 29,148 SH   SOLE 0 28,848 0 300
DEVON ENERGY CORPORATION NEW Com 25179M103 16 500 SH   DFND 0 500 0 0
DOMINION ENERGY INC Com 25746U109 3,240 48,043 SH   SOLE 0 47,193 0 850
DOMINION ENERGY INC Com 25746U109 78 1,150 SH   DFND 0 1,150 0 0
DOWDUPONT INC Com 26078J100 1,108 17,389 SH   SOLE 0 17,389 0 0
DOWDUPONT INC Com 26078J100 106 1,658 SH   DFND 0 1,658 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 209 2,704 SH   SOLE 0 2,704 0 0
ECOLAB INC Com 278865100 3,051 22,260 SH   SOLE 0 22,060 0 200
ECOLAB INC Com 278865100 48 350 SH   DFND 0 350 0 0
ENBRIDGE INC Com 29250N105 4,082 129,717 SH   SOLE 0 128,033 196 1,488
ENBRIDGE INC Com 29250N105 50 1,577 SH   DFND 0 1,577 0 0
EXXON MOBIL CORPORATION Com 30231G102 5,198 69,663 SH   SOLE 0 68,899 100 664
EXXON MOBIL CORPORATION Com 30231G102 68 911 SH   DFND 0 800 0 111
GENERAL ELECTRIC CO Com 369604103 2,515 186,537 SH   SOLE 0 185,247 0 1,290
GENERAL ELECTRIC CO Com 369604103 62 4,602 SH   DFND 0 4,227 0 375
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 3,141 179,075 SH   SOLE 0 177,675 0 1,400
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 47 2,700 SH   DFND 0 2,600 0 100
HOME DEPOT INC. Com 437076102 389 2,182 SH   SOLE 0 2,182 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 827 5,725 SH   SOLE 0 5,725 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 108 750 SH   DFND 0 450 0 300
ILLINOIS TOOL WORKS Com 452308109 209 1,332 SH   SOLE 0 1,332 0 0
INTEL CORP Com 458140100 8,104 155,599 SH   SOLE 0 154,499 200 900
INTEL CORP Com 458140100 91 1,745 SH   DFND 0 1,700 0 45
INTERNATIONAL BUSINESS MACHINE Com 459200101 1,280 8,343 SH   SOLE 0 8,343 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 71 462 SH   DFND 0 462 0 0
ISHARES COMEX GOLD TRUST Com 464285105 207 16,250 SH   SOLE 0 15,250 0 1,000
JOHNSON & JOHNSON Com 478160104 7,584 59,181 SH   SOLE 0 58,331 150 700
JOHNSON & JOHNSON Com 478160104 140 1,094 SH   DFND 0 600 0 494
KIMBERLY CLARK CORP Com 494368103 1,700 15,439 SH   SOLE 0 15,239 0 200
KIMBERLY CLARK CORP Com 494368103 30 275 SH   DFND 0 275 0 0
KINDER MORGAN INC Com 49456B101 2,416 160,450 SH   SOLE 0 159,450 0 1,000
KINDER MORGAN INC Com 49456B101 30 2,000 SH   DFND 0 1,900 0 100
LANCASTER COLONY CORP Com 513847103 246 2,000 SH   SOLE 0 2,000 0 0
LOCKHEED MARTIN CORP Com 539830109 3,111 9,205 SH   SOLE 0 9,205 0 0
LOCKHEED MARTIN CORP Com 539830109 68 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 1,000 20,100 SH   SOLE 0 19,700 0 400
MARATHON OIL CORP Com 565849106 2,379 147,517 SH   SOLE 0 146,417 0 1,100
MARATHON OIL CORP Com 565849106 39 2,443 SH   DFND 0 2,443 0 0
MARATHON PETROLEUM CORP Com 56585A102 451 6,166 SH   SOLE 0 6,166 0 0
MARATHON PETROLEUM CORP Com 56585A102 18 241 SH   DFND 0 241 0 0
MERCK & CO INC NEW Com 58933Y105 1,767 32,439 SH   SOLE 0 31,978 0 461
MERCK & CO INC NEW Com 58933Y105 88 1,610 SH   DFND 0 1,610 0 0
MICROSOFT CORP. Com 594918104 5,655 61,963 SH   SOLE 0 61,307 200 456
MICROSOFT CORP. Com 594918104 240 2,628 SH   DFND 0 2,628 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 266 6,368 SH   SOLE 0 6,368 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 17 415 SH   DFND 0 415 0 0
NEXTERA ENERGY INC Com 65339F101 2,033 12,449 SH   SOLE 0 11,949 100 400
NEXTERA ENERGY INC Com 65339F101 49 300 SH   DFND 0 0 0 300
NIKE, INC. Com 654106103 512 7,700 SH   SOLE 0 7,700 0 0
NORFOLK SOUTHERN CORP. Com 655844108 3,749 27,612 SH   SOLE 0 27,112 0 500
NORFOLK SOUTHERN CORP. Com 655844108 52 384 SH   DFND 0 384 0 0
NORTHROP GRUMMAN CORP COM Com 666807102 206 590 SH   SOLE 0 590 0 0
OLD POINT FINANCIAL CORPORATIO Com 680194107 7,245 274,626 SH   SOLE 0 243,577 0 31,049
OLD POINT FINANCIAL CORPORATIO Com 680194107 438 16,601 SH   DFND 0 9,800 0 6,801
PPG INDUSTRIES, INC. Com 693506107 446 4,000 SH   SOLE 0 4,000 0 0
PEPSICO INC Com 713448108 6,610 60,560 SH   SOLE 0 59,710 100 750
PEPSICO INC Com 713448108 232 2,127 SH   DFND 0 775 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 2,842 80,088 SH   SOLE 0 79,788 200 100
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 230 6,476 SH   DFND 0 4,226 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,508 15,170 SH   SOLE 0 14,570 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 60 600 SH   DFND 0 600 0 0
PHILLIPS 66 Com 718546104 312 3,250 SH   SOLE 0 3,150 0 100
PHILLIPS 66 Com 718546104 10 100 SH   DFND 0 100 0 0
T ROWE PRICE GROUP INC Com 74144T108 1,666 15,434 SH   SOLE 0 15,434 0 0
T ROWE PRICE GROUP INC Com 74144T108 11 100 SH   DFND 0 100 0 0
PROCTER & GAMBLE CO. Com 742718109 4,942 62,334 SH   SOLE 0 61,334 100 900
PROCTER & GAMBLE CO. Com 742718109 251 3,166 SH   DFND 0 600 0 2,566
RAYTHEON COMPANY Com 755111507 8,396 38,901 SH   SOLE 0 38,601 0 300
RAYTHEON COMPANY Com 755111507 179 831 SH   DFND 0 831 0 0
SOUTHERN CO Com 842587107 3,303 73,956 SH   SOLE 0 73,156 100 700
SOUTHERN CO Com 842587107 40 900 SH   DFND 0 900 0 0
SYSCO CORP Com 871829107 4,786 79,823 SH   SOLE 0 78,923 200 700
SYSCO CORP Com 871829107 66 1,100 SH   DFND 0 1,100 0 0
TARGET CORP Com 87612E106 1,001 14,412 SH   SOLE 0 14,312 0 100
TARGET CORP Com 87612E106 35 500 SH   DFND 0 500 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 722 42,253 SH   SOLE 0 42,253 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 14 800 SH   DFND 0 800 0 0
3M CO Com 88579Y101 1,195 5,445 SH   SOLE 0 5,445 0 0
3M CO Com 88579Y101 88 400 SH   DFND 0 400 0 0
TOWNEBANK Com 89214P109 194 6,798 SH   SOLE 0 6,798 0 0
TOWNEBANK Com 89214P109 18 636 SH   DFND 0 0 0 636
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 1,096 30,144 SH   SOLE 0 29,644 0 500
UNITED TECHNOLOGIES Com 913017109 990 7,865 SH   SOLE 0 7,865 0 0
UNITED TECHNOLOGIES Com 913017109 13 100 SH   DFND 0 100 0 0
VERIZON COMMUNICATIONS Com 92343V104 4,522 94,556 SH   SOLE 0 93,556 400 600
VERIZON COMMUNICATIONS Com 92343V104 114 2,392 SH   DFND 0 1,700 0 692
WALGREENS BOOTS ALLIANCE INC Com 931427108 3,002 45,854 SH   SOLE 0 45,854 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 59 900 SH   DFND 0 900 0 0
WATERSIDE CAPITAL CORP Com 941872103 0 14,940 SH   SOLE 0 14,940 0 0
WELLS FARGO & CO NEW Com 949746101 957 18,257 SH   SOLE 0 18,257 0 0
WELLS FARGO & CO NEW Com 949746101 42 800 SH   DFND 0 800 0 0
WEYERHAEUSER CO Com 962166104 2,786 79,599 SH   SOLE 0 78,999 0 600
WEYERHAEUSER CO Com 962166104 90 2,580 SH   DFND 0 2,580 0 0
YUM! BRANDS INC Com 988498101 2,579 30,295 SH   SOLE 0 29,995 0 300
YUM! BRANDS INC Com 988498101 9 100 SH   DFND 0 100 0 0
ACCENTURE PLC CL A Com G1151C101 6,893 44,905 SH   SOLE 0 44,305 0 600
ACCENTURE PLC CL A Com G1151C101 100 650 SH   DFND 0 650 0 0
EATON CORP PLC Com G29183103 1,173 14,682 SH   SOLE 0 14,282 0 400
NOBLE CORP PLC Com G65431101 42 11,300 SH   SOLE 0 11,300 0 0