The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 4,688 143,578 SH   SOLE 0 140,468 700 2,410
AT&T INC Com 00206R102 181 5,536 SH   DFND 0 1,859 0 3,677
ALTRIA GROUP INC Com 02209S103 812 16,241 SH   SOLE 0 16,241 0 0
ALTRIA GROUP INC Com 02209S103 53 1,050 SH   DFND 0 1,050 0 0
AMGEN INC Com 031162100 3,721 23,275 SH   SOLE 0 23,275 0 0
AMGEN INC Com 031162100 48 300 SH   DFND 0 300 0 0
APPLE INC Com 037833100 307 2,464 SH   SOLE 0 2,464 0 0
APPLE INC Com 037833100 44 350 SH   DFND 0 350 0 0
B B & T CORP Com 054937107 619 15,864 SH   SOLE 0 15,864 0 0
B B & T CORP Com 054937107 277 7,117 SH   DFND 0 1,767 0 5,350
BAKER HUGHES INC Com 057224107 4,347 68,377 SH   SOLE 0 67,577 0 800
BAKER HUGHES INC Com 057224107 64 1,000 SH   DFND 0 1,000 0 0
BANK OF AMERICA CORP Com 060505104 586 38,046 SH   SOLE 0 38,046 0 0
BANK OF AMERICA CORP Com 060505104 16 1,008 SH   DFND 0 0 0 1,008
BAXTER INTL INC Com 071813109 3,070 44,824 SH   SOLE 0 44,174 100 550
BAXTER INTL INC Com 071813109 62 900 SH   DFND 0 700 0 200
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 188 1,300 SH   SOLE 0 1,300 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 87 600 SH   DFND 0 600 0 0
CENTURYLINK INC Com 156700106 2,455 71,046 SH   SOLE 0 70,146 100 800
CENTURYLINK INC Com 156700106 45 1,298 SH   DFND 0 1,250 0 48
CHEVRON CORP Com 166764100 526 5,008 SH   SOLE 0 5,008 0 0
CHEVRON CORP Com 166764100 31 300 SH   DFND 0 300 0 0
CHIMERA INVESTMENT CORP Com 16934Q109 63 20,000 SH   SOLE 0 20,000 0 0
CISCO SYSTEMS Com 17275R102 3,407 123,780 SH   SOLE 0 122,522 300 958
CISCO SYSTEMS Com 17275R102 55 2,000 SH   DFND 0 1,700 0 300
COCA-COLA CO Com 191216100 2,494 61,504 SH   SOLE 0 60,304 0 1,200
COCA-COLA CO Com 191216100 65 1,600 SH   DFND 0 1,600 0 0
COLGATE PALMOLIVE CO. Com 194162103 55 800 SH   SOLE 0 800 0 0
COLGATE PALMOLIVE CO. Com 194162103 222 3,200 SH   DFND 0 0 0 3,200
CONOCOPHILLIPS Com 20825C104 4,339 69,686 SH   SOLE 0 68,654 232 800
CONOCOPHILLIPS Com 20825C104 81 1,300 SH   DFND 0 1,200 0 100
DEVON ENERGY CORPORATION NEW Com 25179M103 2,988 49,550 SH   SOLE 0 48,950 100 500
DEVON ENERGY CORPORATION NEW Com 25179M103 38 625 SH   DFND 0 625 0 0
DISNEY COM STOCK Com 254687106 310 2,954 SH   SOLE 0 2,954 0 0
DOMINION RESOURCES BLACK WARRI Com 25746Q108 65 10,000 SH   SOLE 0 10,000 0 0
DOMINION RESOURCES INC VA NEW Com 25746U109 3,085 43,526 SH   SOLE 0 42,526 0 1,000
DOMINION RESOURCES INC VA NEW Com 25746U109 117 1,649 SH   DFND 0 1,450 0 199
DUPONT E.I., DENEMOURS & CO. Com 263534109 4,107 57,465 SH   SOLE 0 56,365 100 1,000
DUPONT E.I., DENEMOURS & CO. Com 263534109 179 2,500 SH   DFND 0 800 0 1,700
EMERSON ELECTRIC CO Com 291011104 209 3,700 SH   SOLE 0 3,700 0 0
EXXON MOBIL CORPORATION Com 30231G102 4,633 54,504 SH   SOLE 0 53,840 100 564
EXXON MOBIL CORPORATION Com 30231G102 321 3,776 SH   DFND 0 500 0 3,276
GENERAL ELECTRIC CO Com 369604103 4,311 173,753 SH   SOLE 0 171,963 0 1,790
GENERAL ELECTRIC CO Com 369604103 347 14,004 SH   DFND 0 3,500 0 10,504
HEWLETT PACKARD CO. Com 428236103 1,219 39,128 SH   SOLE 0 38,028 0 1,100
HEWLETT PACKARD CO. Com 428236103 34 1,100 SH   DFND 0 1,100 0 0
HOME DEPOT INC. Com 437076102 613 5,400 SH   SOLE 0 5,400 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 715 6,857 SH   SOLE 0 6,857 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 42 400 SH   DFND 0 400 0 0
INTEL CORP Com 458140100 4,517 144,457 SH   SOLE 0 143,157 200 1,100
INTEL CORP Com 458140100 64 2,045 SH   DFND 0 2,000 0 45
INTEGRATED ENERGY SOLUTIONS Com 45825V109 0 10,000 SH   SOLE 0 10,000 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 1,151 7,173 SH   SOLE 0 7,173 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 48 300 SH   DFND 0 200 0 100
ISHARES COMEX GOLD TRUST Com 464285105 672 58,700 SH   SOLE 0 57,100 0 1,600
JOHNSON & JOHNSON Com 478160104 6,353 63,150 SH   SOLE 0 62,150 200 800
JOHNSON & JOHNSON Com 478160104 171 1,700 SH   DFND 0 800 0 900
KIMBERLY CLARK CORP Com 494368103 1,341 12,516 SH   SOLE 0 12,316 0 200
KIMBERLY CLARK CORP Com 494368103 11 100 SH   DFND 0 100 0 0
KRAFT FOODS GROUP, INC Com 50076Q106 185 2,123 SH   SOLE 0 2,123 0 0
KRAFT FOODS GROUP, INC Com 50076Q106 21 241 SH   DFND 0 241 0 0
LOCKHEED MARTIN CORP Com 539830109 2,066 10,178 SH   SOLE 0 10,178 0 0
LOCKHEED MARTIN CORP Com 539830109 41 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 1,045 25,600 SH   SOLE 0 25,000 0 600
MARATHON OIL CORP Com 565849106 3,296 126,225 SH   SOLE 0 125,025 100 1,100
MARATHON OIL CORP Com 565849106 52 2,000 SH   DFND 0 1,600 0 400
MARATHON PETROLEUM CORP Com 56585A102 398 3,883 SH   SOLE 0 3,883 0 0
MERCK & CO INC NEW Com 58933Y105 804 13,986 SH   SOLE 0 13,525 0 461
MERCK & CO INC NEW Com 58933Y105 34 600 SH   DFND 0 600 0 0
MICROSOFT CORP. Com 594918104 2,061 50,686 SH   SOLE 0 50,030 200 456
MICROSOFT CORP. Com 594918104 89 2,200 SH   DFND 0 2,200 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 296 8,204 SH   SOLE 0 8,204 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 26 726 SH   DFND 0 726 0 0
NEXTERA ENERGY INC Com 65339F101 1,261 12,120 SH   SOLE 0 11,620 100 400
NEXTERA ENERGY INC Com 65339F101 52 500 SH   DFND 0 200 0 300
NIKE, INC. Com 654106103 401 4,000 SH   SOLE 0 4,000 0 0
NORFOLK SOUTHERN CORP. Com 655844108 3,705 35,996 SH   SOLE 0 35,496 0 500
NORFOLK SOUTHERN CORP. Com 655844108 190 1,850 SH   DFND 0 500 0 1,350
OLD POINT FINANCIAL CORPORATIO Com 680194107 6,113 407,408 SH   SOLE 0 362,811 0 44,597
OLD POINT FINANCIAL CORPORATIO Com 680194107 282 18,802 SH   DFND 0 12,000 0 6,802
PPG INDUSTRIES, INC. Com 693506107 541 2,400 SH   SOLE 0 2,400 0 0
PEPSICO INC Com 713448108 5,958 62,308 SH   SOLE 0 61,308 100 900
PEPSICO INC Com 713448108 215 2,252 SH   DFND 0 900 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 1,655 47,566 SH   SOLE 0 47,366 200 0
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 172 4,942 SH   DFND 0 2,692 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,162 15,430 SH   SOLE 0 14,830 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 79 1,050 SH   DFND 0 1,050 0 0
PHILLIPS 66 Com 718546104 286 3,643 SH   SOLE 0 3,543 0 100
PHILLIPS 66 Com 718546104 16 200 SH   DFND 0 200 0 0
PLUM CREEK TIMBER CO INC COM Com 729251108 252 5,800 SH   SOLE 0 5,800 0 0
PLUM CREEK TIMBER CO INC COM Com 729251108 35 800 SH   DFND 0 800 0 0
T ROWE PRICE GROUP INC Com 74144T108 640 7,900 SH   SOLE 0 7,900 0 0
PROCTER & GAMBLE CO. Com 742718109 4,864 59,357 SH   SOLE 0 58,207 100 1,050
PROCTER & GAMBLE CO. Com 742718109 299 3,646 SH   DFND 0 500 0 3,146
RAYTHEON COMPANY Com 755111507 4,668 42,730 SH   SOLE 0 42,430 0 300
RAYTHEON COMPANY Com 755111507 87 800 SH   DFND 0 800 0 0
RITE AID CORP Com 767754104 87 10,000 SH   SOLE 0 10,000 0 0
SOUTHERN CO Com 842587107 1,534 34,640 SH   SOLE 0 34,040 100 500
SOUTHERN CO Com 842587107 58 1,300 SH   DFND 0 1,300 0 0
SPECTRA ENERGY CORP Com 847560109 5,307 146,735 SH   SOLE 0 144,935 200 1,600
SPECTRA ENERGY CORP Com 847560109 96 2,650 SH   DFND 0 1,850 0 800
SYSCO CORP Com 871829107 3,108 82,368 SH   SOLE 0 81,168 200 1,000
SYSCO CORP Com 871829107 38 1,000 SH   DFND 0 1,000 0 0
TARGET CORP Com 87612E106 655 7,987 SH   SOLE 0 7,737 0 250
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 2,657 42,655 SH   SOLE 0 42,455 0 200
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 56 900 SH   DFND 0 800 0 100
3M CO Com 88579Y101 1,210 7,335 SH   SOLE 0 7,335 0 0
3M CO Com 88579Y101 66 400 SH   DFND 0 400 0 0
TOWNEBANK Com 89214P109 120 7,473 SH   SOLE 0 7,473 0 0
TOWNEBANK Com 89214P109 929 57,796 SH   DFND 0 57,160 0 636
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 3,552 108,041 SH   SOLE 0 106,041 300 1,700
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 62 1,900 SH   DFND 0 1,700 0 200
UNITED TECHNOLOGIES Com 913017109 418 3,570 SH   SOLE 0 3,570 0 0
VERIZON COMMUNICATIONS Com 92343V104 4,117 84,650 SH   SOLE 0 83,350 500 800
VERIZON COMMUNICATIONS Com 92343V104 186 3,827 SH   DFND 0 1,200 0 2,627
WAL-MART STORES INC Com 931142103 345 4,197 SH   SOLE 0 4,197 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 4,478 52,881 SH   SOLE 0 52,681 0 200
WALGREENS BOOTS ALLIANCE INC Com 931427108 76 900 SH   DFND 0 900 0 0
WELLS FARGO & CO NEW Com 949746101 426 7,840 SH   SOLE 0 7,840 0 0
WELLS FARGO & CO NEW Com 949746101 38 700 SH   DFND 0 700 0 0
XINYUAN REAL ESTATE CO L-ADR Com 98417P105 89 30,000 SH   SOLE 0 30,000 0 0
YUM! BRANDS INC Com 988498101 2,031 25,800 SH   SOLE 0 25,350 0 450
ACCENTURE PLC CL A Com G1151C101 4,916 52,466 SH   SOLE 0 51,716 0 750
ACCENTURE PLC CL A Com G1151C101 56 600 SH   DFND 0 600 0 0
EATON CORP PLC Com G29183103 1,368 20,135 SH   SOLE 0 19,585 0 550
NOBLE CORP PLC Com G65431101 1,068 74,801 SH   SOLE 0 74,101 0 700
NOBLE CORP PLC Com G65431101 16 1,100 SH   DFND 0 1,100 0 0
SHAW PAINT & WALL PAPER CO. IN Com SHAW 2,152 1 SH   SOLE 0 1 0 0