The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 4,824 143,624 SH   SOLE 0 140,514 700 2,410
AT&T INC Com 00206R102 220 6,536 SH   DFND 0 5,485 0 1,051
ALTRIA GROUP INC Com 02209S103 845 17,141 SH   SOLE 0 17,141 0 0
ALTRIA GROUP INC Com 02209S103 52 1,050 SH   DFND 0 1,050 0 0
AMGEN INC Com 031162100 3,676 23,075 SH   SOLE 0 23,075 0 0
AMGEN INC Com 031162100 64 400 SH   DFND 0 400 0 0
APPLE INC Com 037833100 272 2,464 SH   SOLE 0 2,464 0 0
APPLE INC Com 037833100 39 350 SH   DFND 0 350 0 0
B B & T CORP Com 054937107 617 15,864 SH   SOLE 0 15,864 0 0
B B & T CORP Com 054937107 277 7,117 SH   DFND 0 2,467 0 4,650
BAKER HUGHES INC Com 057224107 3,915 69,827 SH   SOLE 0 69,027 0 800
BAKER HUGHES INC Com 057224107 56 1,000 SH   DFND 0 1,000 0 0
BANK OF AMERICA CORP Com 060505104 466 26,046 SH   SOLE 0 26,046 0 0
BANK OF AMERICA CORP Com 060505104 72 4,008 SH   DFND 0 3,000 0 1,008
BAXTER INTL INC Com 071813109 3,208 43,774 SH   SOLE 0 43,124 100 550
BAXTER INTL INC Com 071813109 59 800 SH   DFND 0 700 0 100
BERKSHIRE HATHAWAY INC DEL CL Com 084670108 904 4 SH   DFND 0 4 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 113 750 SH   SOLE 0 750 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 90 600 SH   DFND 0 600 0 0
BLOCK H & R INC Com 093671105 505 15,000 SH   DFND 0 15,000 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 87 1,472 SH   SOLE 0 1,472 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 200 3,386 SH   DFND 0 2,686 0 700
CENTURYLINK INC Com 156700106 2,871 72,546 SH   SOLE 0 71,646 100 800
CENTURYLINK INC Com 156700106 51 1,298 SH   DFND 0 1,298 0 0
CHEVRON CORP Com 166764100 562 5,008 SH   SOLE 0 5,008 0 0
CHEVRON CORP Com 166764100 34 300 SH   DFND 0 300 0 0
CHIMERA INVESTMENT CORP Com 16934Q109 64 20,000 SH   SOLE 0 20,000 0 0
CISCO SYSTEMS Com 17275R102 3,474 124,880 SH   SOLE 0 123,622 300 958
CISCO SYSTEMS Com 17275R102 184 6,600 SH   DFND 0 6,600 0 0
COCA-COLA CO Com 191216100 2,676 63,378 SH   SOLE 0 62,178 0 1,200
COCA-COLA CO Com 191216100 68 1,600 SH   DFND 0 1,600 0 0
COLGATE PALMOLIVE CO. Com 194162103 55 800 SH   SOLE 0 800 0 0
COLGATE PALMOLIVE CO. Com 194162103 221 3,200 SH   DFND 0 0 0 3,200
CONOCOPHILLIPS Com 20825C104 4,806 69,597 SH   SOLE 0 68,565 232 800
CONOCOPHILLIPS Com 20825C104 83 1,200 SH   DFND 0 1,200 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103 3,082 50,350 SH   SOLE 0 49,750 100 500
DEVON ENERGY CORPORATION NEW Com 25179M103 38 625 SH   DFND 0 625 0 0
DISNEY COM STOCK Com 254687106 354 3,754 SH   SOLE 0 3,754 0 0
DOMINION RESOURCES BLACK WARRI Com 25746Q108 57 10,000 SH   SOLE 0 10,000 0 0
DOMINION RESOURCES INC VA NEW Com 25746U109 3,411 44,361 SH   SOLE 0 43,361 0 1,000
DOMINION RESOURCES INC VA NEW Com 25746U109 664 8,635 SH   DFND 0 8,635 0 0
DUPONT E.I., DENEMOURS & CO. Com 263534109 4,264 57,665 SH   SOLE 0 56,565 100 1,000
DUPONT E.I., DENEMOURS & CO. Com 263534109 185 2,500 SH   DFND 0 800 0 1,700
DUKE ENERGY CORP NEW COM Com 26441C204 182 2,179 SH   SOLE 0 2,179 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 139 1,666 SH   DFND 0 1,666 0 0
EMERSON ELECTRIC CO Com 291011104 270 4,366 SH   SOLE 0 4,366 0 0
EXXON MOBIL CORPORATION Com 30231G102 4,793 51,843 SH   SOLE 0 51,179 100 564
EXXON MOBIL CORPORATION Com 30231G102 374 4,044 SH   DFND 0 844 0 3,200
GENERAL ELECTRIC CO Com 369604103 4,441 175,724 SH   SOLE 0 173,934 0 1,790
GENERAL ELECTRIC CO Com 369604103 480 19,004 SH   DFND 0 10,100 0 8,904
HEWLETT PACKARD CO. Com 428236103 1,673 41,678 SH   SOLE 0 40,578 0 1,100
HEWLETT PACKARD CO. Com 428236103 44 1,100 SH   DFND 0 1,100 0 0
HOME DEPOT INC. Com 437076102 567 5,400 SH   SOLE 0 5,400 0 0
HOME DEPOT INC. Com 437076102 105 1,000 SH   DFND 0 1,000 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 648 6,482 SH   SOLE 0 6,482 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 40 400 SH   DFND 0 400 0 0
INTEL CORP Com 458140100 5,373 148,044 SH   SOLE 0 146,744 200 1,100
INTEL CORP Com 458140100 111 3,045 SH   DFND 0 3,000 0 45
INTEGRATED ENERGY SOLUTIONS Com 45825V109 0 10,000 SH   SOLE 0 10,000 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 850 5,298 SH   SOLE 0 5,298 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 497 3,100 SH   DFND 0 3,100 0 0
ISHARES COMEX GOLD TRUST Com 464285105 682 59,600 SH   SOLE 0 58,000 0 1,600
JOHNSON & JOHNSON Com 478160104 6,705 64,116 SH   SOLE 0 63,116 200 800
JOHNSON & JOHNSON Com 478160104 308 2,946 SH   DFND 0 2,946 0 0
KIMBERLY CLARK CORP Com 494368103 1,461 12,641 SH   SOLE 0 12,441 0 200
KIMBERLY CLARK CORP Com 494368103 12 100 SH   DFND 0 100 0 0
LOCKHEED MARTIN CORP Com 539830109 1,979 10,278 SH   SOLE 0 10,278 0 0
LOCKHEED MARTIN CORP Com 539830109 39 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 1,141 27,150 SH   SOLE 0 26,550 0 600
MARATHON OIL CORP Com 565849106 3,615 127,800 SH   SOLE 0 126,600 100 1,100
MARATHON OIL CORP Com 565849106 48 1,700 SH   DFND 0 1,600 0 100
MARATHON PETROLEUM CORP Com 56585A102 350 3,883 SH   SOLE 0 3,883 0 0
MERCK & CO INC NEW Com 58933Y105 857 15,086 SH   SOLE 0 14,625 0 461
MERCK & CO INC NEW Com 58933Y105 91 1,600 SH   DFND 0 1,600 0 0
MICROSOFT CORP. Com 594918104 1,674 36,036 SH   SOLE 0 35,380 200 456
MICROSOFT CORP. Com 594918104 135 2,900 SH   DFND 0 2,900 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 302 8,304 SH   SOLE 0 8,304 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 26 726 SH   DFND 0 726 0 0
NEXTERA ENERGY INC Com 65339F101 1,299 12,220 SH   SOLE 0 11,720 100 400
NEXTERA ENERGY INC Com 65339F101 53 500 SH   DFND 0 200 0 300
NIKE, INC. Com 654106103 385 4,000 SH   SOLE 0 4,000 0 0
NORFOLK SOUTHERN CORP. Com 655844108 4,198 38,296 SH   SOLE 0 37,796 0 500
NORFOLK SOUTHERN CORP. Com 655844108 312 2,850 SH   DFND 0 1,500 0 1,350
OLD POINT FINANCIAL CORPORATIO Com 680194107 6,205 413,681 SH   SOLE 0 367,884 0 45,797
OLD POINT FINANCIAL CORPORATIO Com 680194107 597 39,802 SH   DFND 0 33,000 0 6,802
ORACLE SYSTEMS CORP Com 68389X105 86 1,916 SH   SOLE 0 1,916 0 0
ORACLE SYSTEMS CORP Com 68389X105 157 3,500 SH   DFND 0 3,400 0 100
PPG INDUSTRIES, INC. Com 693506107 555 2,400 SH   SOLE 0 2,400 0 0
PEPSICO INC Com 713448108 6,020 63,658 SH   SOLE 0 62,658 100 900
PEPSICO INC Com 713448108 213 2,252 SH   DFND 0 900 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 1,606 51,566 SH   SOLE 0 51,366 200 0
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 185 5,942 SH   DFND 0 3,692 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,316 16,155 SH   SOLE 0 15,555 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 86 1,050 SH   DFND 0 1,050 0 0
PHILLIPS 66 Com 718546104 261 3,643 SH   SOLE 0 3,543 0 100
PHILLIPS 66 Com 718546104 14 200 SH   DFND 0 200 0 0
PLUM CREEK TIMBER CO INC COM Com 729251108 248 5,800 SH   SOLE 0 5,800 0 0
PLUM CREEK TIMBER CO INC COM Com 729251108 34 800 SH   DFND 0 800 0 0
T ROWE PRICE GROUP INC Com 74144T108 678 7,900 SH   SOLE 0 7,900 0 0
PROCTER & GAMBLE CO. Com 742718109 5,511 60,498 SH   SOLE 0 59,298 100 1,100
PROCTER & GAMBLE CO. Com 742718109 894 9,812 SH   DFND 0 7,566 0 2,246
RAYTHEON COMPANY Com 755111507 4,801 44,380 SH   SOLE 0 44,080 0 300
RAYTHEON COMPANY Com 755111507 89 824 SH   DFND 0 824 0 0
RITE AID CORP Com 767754104 75 10,000 SH   SOLE 0 10,000 0 0
SOUTHERN CO Com 842587107 1,736 35,340 SH   SOLE 0 34,740 100 500
SOUTHERN CO Com 842587107 64 1,300 SH   DFND 0 1,300 0 0
SPECTRA ENERGY CORP Com 847560109 5,373 148,010 SH   SOLE 0 146,210 200 1,600
SPECTRA ENERGY CORP Com 847560109 96 2,650 SH   DFND 0 1,850 0 800
STARBUCKS CORP Com 855244109 8 100 SH   SOLE 0 100 0 0
STARBUCKS CORP Com 855244109 263 3,200 SH   DFND 0 3,200 0 0
SUNTRUST BANKS INC Com 867914103 124 2,969 SH   SOLE 0 2,969 0 0
SUNTRUST BANKS INC Com 867914103 600 14,308 SH   DFND 0 14,012 0 296
SYSCO CORP Com 871829107 3,285 82,768 SH   SOLE 0 81,568 200 1,000
SYSCO CORP Com 871829107 46 1,150 SH   DFND 0 1,150 0 0
TARGET CORP Com 87612E106 629 8,287 SH   SOLE 0 8,037 0 250
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 2,453 42,650 SH   SOLE 0 42,450 0 200
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 52 900 SH   DFND 0 800 0 100
3M CO Com 88579Y101 1,214 7,385 SH   SOLE 0 7,385 0 0
3M CO Com 88579Y101 66 400 SH   DFND 0 400 0 0
TOWNEBANK Com 89214P109 113 7,473 SH   SOLE 0 7,473 0 0
TOWNEBANK Com 89214P109 874 57,796 SH   DFND 0 57,160 0 636
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 3,849 104,341 SH   SOLE 0 102,341 300 1,700
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 63 1,700 SH   DFND 0 1,700 0 0
UNITED TECHNOLOGIES Com 913017109 422 3,670 SH   SOLE 0 3,670 0 0
VERIZON COMMUNICATIONS Com 92343V104 4,149 88,700 SH   SOLE 0 87,400 500 800
VERIZON COMMUNICATIONS Com 92343V104 226 4,827 SH   DFND 0 2,969 0 1,858
WAL-MART STORES INC Com 931142103 360 4,197 SH   SOLE 0 4,197 0 0
WAL-MART STORES INC Com 931142103 86 1,000 SH   DFND 0 1,000 0 0
WALGREEN CO Com 931422109 4,126 54,143 SH   SOLE 0 53,943 0 200
WALGREEN CO Com 931422109 69 900 SH   DFND 0 900 0 0
WELLS FARGO & CO NEW Com 949746101 403 7,359 SH   SOLE 0 7,359 0 0
WELLS FARGO & CO NEW Com 949746101 177 3,229 SH   DFND 0 3,229 0 0
XINYUAN REAL ESTATE CO L-ADR Com 98417P105 71 30,000 SH   SOLE 0 30,000 0 0
YUM! BRANDS INC Com 988498101 1,931 26,500 SH   SOLE 0 26,050 0 450
ACCENTURE PLC CL A Com G1151C101 4,699 52,616 SH   SOLE 0 51,866 0 750
ACCENTURE PLC CL A Com G1151C101 54 600 SH   DFND 0 600 0 0
EATON CORP PLC Com G29183103 1,331 19,585 SH   SOLE 0 19,035 0 550
NOBLE CORP PLC Com G65431101 1,329 80,226 SH   SOLE 0 79,376 0 850
NOBLE CORP PLC Com G65431101 18 1,100 SH   DFND 0 1,100 0 0
SHAW PAINT & WALL PAPER CO. IN Com SHAW 2,152 1 SH   SOLE 0 1 0 0