The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 5,241 148,710 SH   SOLE 0 145,600 700 2,410
AT&T INC Com 00206R102 138 3,910 SH   DFND 0 2,859 0 1,051
ALTRIA GROUP INC Com 02209S103 787 17,141 SH   SOLE 0 17,141 0 0
ALTRIA GROUP INC Com 02209S103 48 1,050 SH   DFND 0 1,050 0 0
AMGEN INC Com 031162100 3,241 23,075 SH   SOLE 0 23,075 0 0
AMGEN INC Com 031162100 56 400 SH   DFND 0 400 0 0
APPLE INC Com 037833100 258 2,564 SH   SOLE 0 2,564 0 0
APPLE INC Com 037833100 35 350 SH   DFND 0 350 0 0
B B & T CORP Com 054937107 590 15,864 SH   SOLE 0 15,864 0 0
B B & T CORP Com 054937107 265 7,117 SH   DFND 0 2,467 0 4,650
BAKER HUGHES INC Com 057224107 4,634 71,227 SH   SOLE 0 70,427 0 800
BAKER HUGHES INC Com 057224107 72 1,100 SH   DFND 0 1,000 0 100
BAXTER INTL INC Com 071813109 3,052 42,524 SH   SOLE 0 41,874 100 550
BAXTER INTL INC Com 071813109 50 700 SH   DFND 0 700 0 0
BERKSHIRE HATHAWAY INC DEL CL Com 084670108 828 4 SH   DFND 0 4 0 0
BLOCK H & R INC Com 093671105 465 15,000 SH   DFND 0 15,000 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 80 1,558 SH   SOLE 0 1,558 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 169 3,300 SH   DFND 0 2,600 0 700
CENTURYLINK INC Com 156700106 3,067 74,994 SH   SOLE 0 74,094 100 800
CENTURYLINK INC Com 156700106 51 1,250 SH   DFND 0 1,250 0 0
CHEVRON CORP Com 166764100 598 5,008 SH   SOLE 0 5,008 0 0
CHEVRON CORP Com 166764100 36 300 SH   DFND 0 300 0 0
CHIMERA INVESTMENT CORP Com 16934Q109 61 20,000 SH   SOLE 0 20,000 0 0
CISCO SYSTEMS Com 17275R102 3,243 128,831 SH   SOLE 0 127,373 300 1,158
CISCO SYSTEMS Com 17275R102 166 6,600 SH   DFND 0 6,600 0 0
COCA-COLA CO Com 191216100 2,985 69,978 SH   SOLE 0 68,778 0 1,200
COCA-COLA CO Com 191216100 68 1,600 SH   DFND 0 1,600 0 0
COLGATE PALMOLIVE CO. Com 194162103 52 800 SH   SOLE 0 800 0 0
COLGATE PALMOLIVE CO. Com 194162103 209 3,200 SH   DFND 0 0 0 3,200
CONOCOPHILLIPS Com 20825C104 5,437 71,047 SH   SOLE 0 70,015 232 800
CONOCOPHILLIPS Com 20825C104 92 1,200 SH   DFND 0 1,200 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103 3,596 52,750 SH   SOLE 0 52,150 100 500
DEVON ENERGY CORPORATION NEW Com 25179M103 43 625 SH   DFND 0 625 0 0
DISNEY COM STOCK Com 254687106 308 3,454 SH   SOLE 0 3,454 0 0
DOMINION RESOURCES BLACK WARRI Com 25746Q108 72 10,000 SH   SOLE 0 10,000 0 0
DOMINION RESOURCES INC VA NEW Com 25746U109 3,186 46,110 SH   SOLE 0 45,110 0 1,000
DOMINION RESOURCES INC VA NEW Com 25746U109 583 8,436 SH   DFND 0 8,436 0 0
DUPONT E.I., DENEMOURS & CO. Com 263534109 4,260 59,365 SH   SOLE 0 58,265 100 1,000
DUPONT E.I., DENEMOURS & CO. Com 263534109 179 2,500 SH   DFND 0 800 0 1,700
DUKE ENERGY CORP NEW COM Com 26441C204 163 2,179 SH   SOLE 0 2,179 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 125 1,666 SH   DFND 0 1,666 0 0
EMERSON ELECTRIC CO Com 291011104 273 4,366 SH   SOLE 0 4,366 0 0
EXXON MOBIL CORPORATION Com 30231G102 5,102 54,245 SH   SOLE 0 53,581 100 564
EXXON MOBIL CORPORATION Com 30231G102 364 3,868 SH   DFND 0 668 0 3,200
GENERAL ELECTRIC CO Com 369604103 4,579 178,724 SH   SOLE 0 176,934 0 1,790
GENERAL ELECTRIC CO Com 369604103 446 17,404 SH   DFND 0 8,500 0 8,904
HEWLETT PACKARD CO. Com 428236103 1,695 47,778 SH   SOLE 0 46,678 0 1,100
HEWLETT PACKARD CO. Com 428236103 39 1,100 SH   DFND 0 1,100 0 0
HOME DEPOT INC. Com 437076102 518 5,650 SH   SOLE 0 5,650 0 0
HOME DEPOT INC. Com 437076102 92 1,000 SH   DFND 0 1,000 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 604 6,482 SH   SOLE 0 6,482 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 37 400 SH   DFND 0 400 0 0
INTEL CORP Com 458140100 5,291 151,944 SH   SOLE 0 150,444 200 1,300
INTEL CORP Com 458140100 106 3,045 SH   DFND 0 3,000 0 45
INTEGRATED ENERGY SOLUTIONS Com 45825V109 0 10,000 SH   SOLE 0 10,000 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 740 3,900 SH   SOLE 0 3,900 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 569 3,000 SH   DFND 0 3,000 0 0
ISHARES COMEX GOLD TRUST Com 464285105 770 65,800 SH   SOLE 0 64,200 0 1,600
JOHNSON & JOHNSON Com 478160104 7,081 66,432 SH   SOLE 0 65,332 200 900
JOHNSON & JOHNSON Com 478160104 200 1,880 SH   DFND 0 1,880 0 0
KIMBERLY CLARK CORP Com 494368103 715 6,649 SH   SOLE 0 6,449 0 200
KIMBERLY CLARK CORP Com 494368103 11 100 SH   DFND 0 100 0 0
LOCKHEED MARTIN CORP Com 539830109 1,970 10,778 SH   SOLE 0 10,778 0 0
LOCKHEED MARTIN CORP Com 539830109 37 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 1,739 41,750 SH   SOLE 0 41,150 0 600
LOEWS CORP Com 540424108 8 200 SH   DFND 0 200 0 0
MARATHON OIL CORP Com 565849106 4,847 128,950 SH   SOLE 0 127,750 100 1,100
MARATHON OIL CORP Com 565849106 64 1,700 SH   DFND 0 1,600 0 100
MARATHON PETROLEUM CORP Com 56585A102 371 4,383 SH   SOLE 0 4,383 0 0
MERCK & CO INC NEW Com 58933Y105 948 15,986 SH   SOLE 0 15,525 0 461
MERCK & CO INC NEW Com 58933Y105 95 1,600 SH   DFND 0 1,600 0 0
MICROSOFT CORP. Com 594918104 1,773 38,236 SH   SOLE 0 37,580 200 456
MICROSOFT CORP. Com 594918104 134 2,900 SH   DFND 0 2,900 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 285 8,304 SH   SOLE 0 8,304 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 25 726 SH   DFND 0 726 0 0
NEXTERA ENERGY INC Com 65339F101 1,175 12,520 SH   SOLE 0 12,020 100 400
NEXTERA ENERGY INC Com 65339F101 47 500 SH   DFND 0 200 0 300
NIKE, INC. Com 654106103 357 4,000 SH   SOLE 0 4,000 0 0
NORFOLK SOUTHERN CORP. Com 655844108 4,497 40,296 SH   SOLE 0 39,796 0 500
NORFOLK SOUTHERN CORP. Com 655844108 318 2,850 SH   DFND 0 1,500 0 1,350
OLD POINT FINANCIAL CORPORATIO Com 680194107 6,280 425,770 SH   SOLE 0 379,973 0 45,797
OLD POINT FINANCIAL CORPORATIO Com 680194107 590 40,002 SH   DFND 0 33,200 0 6,802
ORACLE SYSTEMS CORP Com 68389X105 73 1,916 SH   SOLE 0 1,916 0 0
ORACLE SYSTEMS CORP Com 68389X105 134 3,500 SH   DFND 0 3,400 0 100
PPG INDUSTRIES, INC. Com 693506107 472 2,400 SH   SOLE 0 2,400 0 0
PEPSICO INC Com 713448108 6,077 65,283 SH   SOLE 0 64,283 100 900
PEPSICO INC Com 713448108 210 2,252 SH   DFND 0 900 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 1,628 55,066 SH   SOLE 0 54,866 200 0
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 176 5,942 SH   DFND 0 3,692 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,347 16,155 SH   SOLE 0 15,555 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 88 1,050 SH   DFND 0 1,050 0 0
PHILLIPS 66 Com 718546104 296 3,643 SH   SOLE 0 3,543 0 100
PHILLIPS 66 Com 718546104 16 200 SH   DFND 0 200 0 0
PLUM CREEK TIMBER CO INC COM Com 729251108 226 5,800 SH   SOLE 0 5,800 0 0
PLUM CREEK TIMBER CO INC COM Com 729251108 43 1,100 SH   DFND 0 800 0 300
T ROWE PRICE GROUP INC Com 74144T108 808 10,300 SH   SOLE 0 10,300 0 0
PROCTER & GAMBLE CO. Com 742718109 5,233 62,489 SH   SOLE 0 61,289 100 1,100
PROCTER & GAMBLE CO. Com 742718109 732 8,746 SH   DFND 0 6,500 0 2,246
RAYTHEON COMPANY Com 755111507 4,703 46,280 SH   SOLE 0 45,980 0 300
RAYTHEON COMPANY Com 755111507 84 824 SH   DFND 0 824 0 0
RITE AID CORP Com 767754104 48 10,000 SH   SOLE 0 10,000 0 0
SOUTHERN CO Com 842587107 1,573 36,040 SH   SOLE 0 35,440 100 500
SOUTHERN CO Com 842587107 57 1,300 SH   DFND 0 1,300 0 0
SPECTRA ENERGY CORP Com 847560109 5,921 150,810 SH   SOLE 0 149,010 200 1,600
SPECTRA ENERGY CORP Com 847560109 104 2,650 SH   DFND 0 1,850 0 800
STARBUCKS CORP Com 855244109 38 500 SH   SOLE 0 500 0 0
STARBUCKS CORP Com 855244109 241 3,200 SH   DFND 0 3,200 0 0
SUNTRUST BANKS INC Com 867914103 124 3,269 SH   SOLE 0 3,269 0 0
SUNTRUST BANKS INC Com 867914103 544 14,308 SH   DFND 0 14,012 0 296
SYSCO CORP Com 871829107 3,217 84,768 SH   SOLE 0 83,568 200 1,000
SYSCO CORP Com 871829107 44 1,150 SH   DFND 0 1,150 0 0
TARGET CORP Com 87612E106 588 9,387 SH   SOLE 0 9,137 0 250
TARGET CORP Com 87612E106 6 100 SH   DFND 0 100 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 2,228 41,450 SH   SOLE 0 41,250 0 200
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 43 800 SH   DFND 0 800 0 0
3M CO Com 88579Y101 1,075 7,585 SH   SOLE 0 7,585 0 0
3M CO Com 88579Y101 57 400 SH   DFND 0 400 0 0
TOWNEBANK Com 89214P109 101 7,473 SH   SOLE 0 7,473 0 0
TOWNEBANK Com 89214P109 785 57,796 SH   DFND 0 57,160 0 636
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 3,532 106,041 SH   SOLE 0 104,041 300 1,700
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 57 1,700 SH   DFND 0 1,700 0 0
UNITED TECHNOLOGIES Com 913017109 440 4,170 SH   SOLE 0 4,170 0 0
VERIZON COMMUNICATIONS Com 92343V104 4,498 89,969 SH   SOLE 0 88,669 500 800
VERIZON COMMUNICATIONS Com 92343V104 243 4,858 SH   DFND 0 3,000 0 1,858
WAL-MART STORES INC Com 931142103 321 4,197 SH   SOLE 0 4,197 0 0
WAL-MART STORES INC Com 931142103 76 1,000 SH   DFND 0 1,000 0 0
WALGREEN CO Com 931422109 3,304 55,743 SH   SOLE 0 55,543 0 200
WALGREEN CO Com 931422109 53 900 SH   DFND 0 900 0 0
WELLS FARGO & CO NEW Com 949746101 408 7,859 SH   SOLE 0 7,859 0 0
WELLS FARGO & CO NEW Com 949746101 167 3,229 SH   DFND 0 3,229 0 0
XINYUAN REAL ESTATE CO L-ADR Com 98417P105 74 25,000 SH   SOLE 0 25,000 0 0
YUM! BRANDS INC Com 988498101 1,934 26,875 SH   SOLE 0 26,425 0 450
ACCENTURE PLC CL A Com G1151C101 4,360 53,616 SH   SOLE 0 52,866 0 750
ACCENTURE PLC CL A Com G1151C101 49 600 SH   DFND 0 600 0 0
EATON CORP PLC Com G29183103 908 14,335 SH   SOLE 0 13,785 0 550
NOBLE CORP PLC Com G65431101 1,834 82,526 SH   SOLE 0 81,676 0 850
NOBLE CORP PLC Com G65431101 27 1,200 SH   DFND 0 1,100 0 100
PARAGON OFFSHORE PLC Com G6S01W108 89 14,534 SH   SOLE 0 14,351 0 183
PARAGON OFFSHORE PLC Com G6S01W108 0 33 SH   DFND 0 0 0 33
SHAW PAINT & WALL PAPER CO. IN Com SHAW 2,152 1 SH   SOLE 0 1 0 0