The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 5,187 147,901 SH   SOLE 0 144,791 700 2,410
AT&T INC Com 00206R102 137 3,910 SH   DFND 0 2,859 0 1,051
ALTRIA GROUP INC Com 02209S103 608 16,241 SH   SOLE 0 16,241 0 0
ALTRIA GROUP INC Com 02209S103 39 1,050 SH   DFND 0 1,050 0 0
AMERILITHIUM CORP Com 03077G106 0 10,000 SH   SOLE 0 10,000 0 0
AMGEN INC Com 031162100 2,892 23,450 SH   SOLE 0 23,450 0 0
AMGEN INC Com 031162100 49 400 SH   DFND 0 400 0 0
B B & T CORP Com 054937107 665 16,564 SH   SOLE 0 16,564 0 0
B B & T CORP Com 054937107 286 7,117 SH   DFND 0 2,467 0 4,650
BAKER HUGHES INC Com 057224107 4,693 72,177 SH   SOLE 0 71,277 0 900
BAKER HUGHES INC Com 057224107 72 1,100 SH   DFND 0 1,000 0 100
BAXTER INTL INC Com 071813109 2,662 36,185 SH   SOLE 0 35,535 100 550
BAXTER INTL INC Com 071813109 44 600 SH   DFND 0 600 0 0
BERKSHIRE HATHAWAY INC DEL CL Com 084670108 749 4 SH   DFND 0 4 0 0
BLOCK H & R INC Com 093671105 453 15,000 SH   DFND 0 15,000 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 87 1,678 SH   SOLE 0 1,678 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 171 3,300 SH   DFND 0 2,600 0 700
CENTURYLINK INC Com 156700106 2,418 73,644 SH   SOLE 0 72,744 100 800
CENTURYLINK INC Com 156700106 41 1,250 SH   DFND 0 1,250 0 0
CHEVRON CORP Com 166764100 596 5,008 SH   SOLE 0 5,008 0 0
CHEVRON CORP Com 166764100 48 400 SH   DFND 0 400 0 0
CHIMERA INVESTMENT CORP Com 16934Q109 61 20,000 SH   SOLE 0 20,000 0 0
CISCO SYSTEMS Com 17275R102 2,760 123,131 SH   SOLE 0 121,673 300 1,158
CISCO SYSTEMS Com 17275R102 148 6,600 SH   DFND 0 6,600 0 0
COCA-COLA CO Com 191216100 2,728 70,552 SH   SOLE 0 69,552 0 1,000
COCA-COLA CO Com 191216100 62 1,600 SH   DFND 0 1,600 0 0
COLGATE PALMOLIVE CO. Com 194162103 52 800 SH   SOLE 0 800 0 0
COLGATE PALMOLIVE CO. Com 194162103 208 3,200 SH   DFND 0 0 0 3,200
CONOCOPHILLIPS Com 20825C104 4,989 70,912 SH   SOLE 0 69,880 232 800
CONOCOPHILLIPS Com 20825C104 84 1,200 SH   DFND 0 1,200 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103 3,521 52,600 SH   SOLE 0 52,000 100 500
DEVON ENERGY CORPORATION NEW Com 25179M103 42 625 SH   DFND 0 625 0 0
DISNEY COM STOCK Com 254687106 225 2,804 SH   SOLE 0 2,804 0 0
DOMINION RESOURCES BLACK WARRI Com 25746Q108 68 10,000 SH   SOLE 0 10,000 0 0
DOMINION RESOURCES INC VA NEW Com 25746U109 3,300 46,483 SH   SOLE 0 45,285 0 1,198
DOMINION RESOURCES INC VA NEW Com 25746U109 599 8,436 SH   DFND 0 8,436 0 0
DUPONT E.I., DENEMOURS & CO. Com 263534109 3,602 53,677 SH   SOLE 0 52,677 100 900
DUPONT E.I., DENEMOURS & CO. Com 263534109 168 2,500 SH   DFND 0 800 0 1,700
DUKE ENERGY CORP NEW COM Com 26441C204 121 1,695 SH   SOLE 0 1,695 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 119 1,666 SH   DFND 0 1,666 0 0
EMERSON ELECTRIC CO Com 291011104 375 5,621 SH   SOLE 0 5,621 0 0
EXXON MOBIL CORPORATION Com 30231G102 5,404 55,322 SH   SOLE 0 54,558 100 664
EXXON MOBIL CORPORATION Com 30231G102 378 3,868 SH   DFND 0 668 0 3,200
GENERAL ELECTRIC CO Com 369604103 4,337 167,524 SH   SOLE 0 165,534 200 1,790
GENERAL ELECTRIC CO Com 369604103 443 17,104 SH   DFND 0 8,200 0 8,904
HEWLETT PACKARD CO. Com 428236103 1,616 49,928 SH   SOLE 0 48,828 0 1,100
HEWLETT PACKARD CO. Com 428236103 36 1,100 SH   DFND 0 1,100 0 0
HOME DEPOT INC. Com 437076102 447 5,650 SH   SOLE 0 5,650 0 0
HOME DEPOT INC. Com 437076102 79 1,000 SH   DFND 0 1,000 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 601 6,482 SH   SOLE 0 6,482 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 37 400 SH   DFND 0 400 0 0
INTEL CORP Com 458140100 3,953 153,144 SH   SOLE 0 151,644 200 1,300
INTEL CORP Com 458140100 79 3,045 SH   DFND 0 3,000 0 45
INTERNATIONAL BUSINESS MACHINE Com 459200101 751 3,900 SH   SOLE 0 3,900 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 577 3,000 SH   DFND 0 3,000 0 0
ISHARES COMEX GOLD TRUST Com 464285105 1,092 87,800 SH   SOLE 0 86,200 0 1,600
ISHARES COMEX GOLD TRUST Com 464285105 25 2,000 SH   DFND 0 2,000 0 0
JOHNSON & JOHNSON Com 478160104 6,568 66,864 SH   SOLE 0 65,864 200 800
JOHNSON & JOHNSON Com 478160104 185 1,880 SH   DFND 0 1,880 0 0
KIMBERLY CLARK CORP Com 494368103 758 6,874 SH   SOLE 0 6,674 0 200
KIMBERLY CLARK CORP Com 494368103 11 100 SH   DFND 0 100 0 0
LOCKHEED MARTIN CORP Com 539830109 1,792 10,978 SH   SOLE 0 10,978 0 0
LOCKHEED MARTIN CORP Com 539830109 33 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 3,194 72,512 SH   SOLE 0 71,712 100 700
LOEWS CORP Com 540424108 40 900 SH   DFND 0 900 0 0
MARATHON OIL CORP Com 565849106 4,473 125,924 SH   SOLE 0 124,724 100 1,100
MARATHON OIL CORP Com 565849106 60 1,700 SH   DFND 0 1,600 0 100
MARATHON PETROLEUM CORP Com 56585A102 386 4,433 SH   SOLE 0 4,433 0 0
MARATHON PETROLEUM CORP Com 56585A102 4 50 SH   DFND 0 0 0 50
MERCK & CO INC NEW Com 58933Y105 916 16,136 SH   SOLE 0 15,675 0 461
MERCK & CO INC NEW Com 58933Y105 91 1,600 SH   DFND 0 1,600 0 0
MICROSOFT CORP. Com 594918104 1,705 41,586 SH   SOLE 0 40,930 200 456
MICROSOFT CORP. Com 594918104 119 2,900 SH   DFND 0 2,900 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 289 8,369 SH   SOLE 0 8,369 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 25 726 SH   DFND 0 726 0 0
NEXTERA ENERGY INC Com 65339F101 1,197 12,520 SH   SOLE 0 12,020 100 400
NEXTERA ENERGY INC Com 65339F101 48 500 SH   DFND 0 200 0 300
NIKE, INC. Com 654106103 295 4,000 SH   SOLE 0 4,000 0 0
NORFOLK SOUTHERN CORP. Com 655844108 4,013 41,297 SH   SOLE 0 40,733 0 564
NORFOLK SOUTHERN CORP. Com 655844108 277 2,850 SH   DFND 0 1,500 0 1,350
OLD POINT FINANCIAL CORPORATIO Com 680194107 7,650 453,707 SH   SOLE 0 407,910 0 45,797
OLD POINT FINANCIAL CORPORATIO Com 680194107 678 40,202 SH   DFND 0 33,400 0 6,802
ORACLE SYSTEMS CORP Com 68389X105 78 1,916 SH   SOLE 0 1,916 0 0
ORACLE SYSTEMS CORP Com 68389X105 143 3,500 SH   DFND 0 3,400 0 100
PPG INDUSTRIES, INC. Com 693506107 484 2,500 SH   SOLE 0 2,500 0 0
PEPSICO INC Com 713448108 5,325 63,775 SH   SOLE 0 62,775 100 900
PEPSICO INC Com 713448108 188 2,252 SH   DFND 0 900 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 1,855 57,747 SH   SOLE 0 57,547 200 0
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 191 5,942 SH   DFND 0 3,692 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,319 16,105 SH   SOLE 0 15,505 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 86 1,050 SH   DFND 0 1,050 0 0
PHILLIPS 66 Com 718546104 296 3,843 SH   SOLE 0 3,743 0 100
PHILLIPS 66 Com 718546104 15 200 SH   DFND 0 200 0 0
PLUM CREEK TIMBER CO INC COM Com 729251108 244 5,800 SH   SOLE 0 5,800 0 0
PLUM CREEK TIMBER CO INC COM Com 729251108 46 1,100 SH   DFND 0 800 0 300
T ROWE PRICE GROUP INC Com 74144T108 1,005 12,200 SH   SOLE 0 12,200 0 0
PROCTER & GAMBLE CO. Com 742718109 4,978 61,763 SH   SOLE 0 60,563 100 1,100
PROCTER & GAMBLE CO. Com 742718109 705 8,746 SH   DFND 0 6,500 0 2,246
RAYTHEON COMPANY Com 755111507 4,511 45,658 SH   SOLE 0 45,358 0 300
RAYTHEON COMPANY Com 755111507 81 824 SH   DFND 0 824 0 0
RITE AID CORP Com 767754104 63 10,000 SH   SOLE 0 10,000 0 0
SOUTHERN CO Com 842587107 1,284 29,214 SH   SOLE 0 28,814 100 300
SOUTHERN CO Com 842587107 57 1,300 SH   DFND 0 1,300 0 0
SPECTRA ENERGY CORP Com 847560109 5,509 149,122 SH   SOLE 0 147,322 200 1,600
SPECTRA ENERGY CORP Com 847560109 98 2,650 SH   DFND 0 1,850 0 800
STARBUCKS CORP Com 855244109 37 500 SH   SOLE 0 500 0 0
STARBUCKS CORP Com 855244109 235 3,200 SH   DFND 0 3,200 0 0
SUNTRUST BANKS INC Com 867914103 166 4,169 SH   SOLE 0 3,869 0 300
SUNTRUST BANKS INC Com 867914103 569 14,308 SH   DFND 0 14,012 0 296
SYSCO CORP Com 871829107 2,797 77,418 SH   SOLE 0 76,218 200 1,000
SYSCO CORP Com 871829107 42 1,150 SH   DFND 0 1,150 0 0
TARGET CORP Com 87612E106 1,487 24,574 SH   SOLE 0 23,924 0 650
TARGET CORP Com 87612E106 30 500 SH   DFND 0 500 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 1,908 36,100 SH   SOLE 0 35,900 0 200
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 42 800 SH   DFND 0 800 0 0
3M CO Com 88579Y101 1,043 7,685 SH   SOLE 0 7,685 0 0
3M CO Com 88579Y101 54 400 SH   DFND 0 400 0 0
TOWNEBANK Com 89214P109 116 7,473 SH   SOLE 0 7,473 0 0
TOWNEBANK Com 89214P109 896 57,796 SH   DFND 0 57,160 0 636
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 3,141 100,941 SH   SOLE 0 98,941 300 1,700
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 53 1,700 SH   DFND 0 1,700 0 0
UNITED TECHNOLOGIES Com 913017109 467 4,000 SH   SOLE 0 4,000 0 0
VERIZON COMMUNICATIONS Com 92343V104 4,314 90,691 SH   SOLE 0 89,251 500 940
VERIZON COMMUNICATIONS Com 92343V104 236 4,958 SH   DFND 0 3,100 0 1,858
WAL-MART STORES INC Com 931142103 351 4,597 SH   SOLE 0 4,597 0 0
WAL-MART STORES INC Com 931142103 76 1,000 SH   DFND 0 1,000 0 0
WALGREEN CO Com 931422109 3,615 54,743 SH   SOLE 0 54,543 0 200
WALGREEN CO Com 931422109 59 900 SH   DFND 0 900 0 0
WELLS FARGO & CO NEW Com 949746101 388 7,801 SH   SOLE 0 7,801 0 0
WELLS FARGO & CO NEW Com 949746101 161 3,229 SH   DFND 0 3,229 0 0
XEROX CORP Com 984121103 113 10,000 SH   SOLE 0 10,000 0 0
XINYUAN REAL ESTATE CO L-ADR Com 98417P105 101 20,000 SH   SOLE 0 20,000 0 0
YUM! BRANDS INC Com 988498101 1,864 24,725 SH   SOLE 0 24,425 0 300
ACCENTURE PLC CL A Com G1151C101 3,782 47,436 SH   SOLE 0 46,836 0 600
ACCENTURE PLC CL A Com G1151C101 48 600 SH   DFND 0 600 0 0
EATON CORP PLC Com G29183103 860 11,450 SH   SOLE 0 11,050 0 400
NOBLE CORP PLC Com G65431101 2,235 68,276 SH   SOLE 0 67,526 0 750
NOBLE CORP PLC Com G65431101 33 1,000 SH   DFND 0 900 0 100