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ALLOWANCE FOR ESTIMATED LOSSES (Tables)
12 Months Ended
Dec. 31, 2016
Receivables [Abstract]  
Schedule of allowance for estimated losses

The table below shows our allowance for estimated losses (dollars in thousands):

 

    2016     2015     2014  
                   
Balance January 1,   $ 17,037     $ 18,279     $ 19,600  
Increase (decrease) in provision           (1,242 )     (1,321 )
Balance December 31,   $ 17,037     $ 17,037     $ 18,279