ALLOWANCE FOR ESTIMATED LOSSES As Follows (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Allowance for estimated losses opening balance	$ 13,383	$ 14,348	$ 11,836
(Decrease) Increase in provision.	8,321	(965)	2,512
Allowance for estimated losses closing balance	$ 21,704	$ 13,383	$ 14,348