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Allowance for estimated losses consists of the following (Tables)
12 Months Ended
Dec. 31, 2012
Allowance for estimated losses consists of the following [Abstract]  
Allowance for estimated losses consists of the following

The table below shows our allowance for estimated losses (dollars in thousands):

 

 

 

2012

 

 

2011

 

 

2010

 

 

 

 

 

 

 

 

 

 

 

Balance January 1,

 

$

13,383

 

 

$

14,348

 

 

$

11,836

 

(Decrease) Increase in provision

 

 

8,321

 

 

 

(965

)

 

 

2,512

 

Balance December 31,

 

$

21,704

 

 

$

13,383

 

 

$

14,348