The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BOEING CO COM 097023105   99,929 463 SH   OTR 1 43 0 420
ISHARES TR CORE S&P500 ETF 464287200   468,510 700 SH   SOLE   700 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206   898,934 6,552 SH   SOLE   6,552 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   49,551 842 SH   OTR 1 842 0 0
JPMORGAN CHASE & CO. COM 46625H100   244,773 776 SH   SOLE   768 0 8
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,498 38 SH   OTR 1 38 0 0
NVIDIA CORPORATION COM 67066G104   164,376 881 SH   OTR 1 881 0 0
VISA INC COM CL A 92826C839   291,879 855 SH   SOLE   855 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107   127,155 1,134 SH   OTR 1 1,134 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,037 34 SH   OTR 1 34 0 0
PNC FINL SVCS GROUP INC COM 693475105   98,857 492 SH   OTR 1 492 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   472,161 5,285 SH   SOLE   5,285 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,439,740 5,108 SH   SOLE   5,108 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,158,354 155,622 SH   SOLE   155,622 0 0
ISHARES TR IBOXX HI YD ETF 464288513   667,057 8,216 SH   SOLE   8,216 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   2,158,309 79,030 SH   SOLE   79,030 0 0
VISA INC COM CL A 92826C839   432,869 1,268 SH   OTR 1 1,241 0 27
ISHARES TR ISHS 1-5YR INVS 464288646   11,878 224 SH   OTR 1 224 0 0
ALPHABET INC CAP STK CL A 02079K305   208,336 857 SH   OTR 1 857 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   55,665 979 SH   OTR 1 979 0 0
ISHARES TR RUS MID CAP ETF 464287499   783,020 8,110 SH   SOLE   8,110 0 0
ISHARES TR IBOXX HI YD ETF 464288513   18,998 234 SH   OTR 1 234 0 0
AMAZON COM INC COM 023135106   145,355 662 SH   OTR 1 622 0 40
ELI LILLY & CO COM 532457108   2,179,891 2,857 SH   SOLE   2,699 0 158
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,156,173 1,888 SH   OTR 1 1,888 0 0
ABBOTT LABS COM 002824100   92,552 691 SH   SOLE   691 0 0
HOME DEPOT INC COM 437076102   68,477 169 SH   OTR 1 169 0 0
MCDONALDS CORP COM 580135101   248,278 817 SH   SOLE   667 0 150
ISHARES TR RUS MID CAP ETF 464287499   66,426 688 SH   OTR 1 688 0 0
INTEL CORP COM 458140100   305,070 9,093 SH   SOLE   9,093 0 0
ELI LILLY & CO COM 532457108   54,936 72 SH   OTR 1 72 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,644 19 SH   OTR 1 19 0 0
META PLATFORMS INC CL A 30303M102   143,204 195 SH   OTR 1 195 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,792,439 7,408 SH   SOLE   7,408 0 0
PHILIP MORRIS INTL INC COM 718172109   225,782 1,392 SH   SOLE   400 0 992
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,256,651 14,022 SH   SOLE   14,022 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206   138,023 1,006 SH   OTR 1 1,006 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   12,289 450 SH   OTR 1 450 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   9,715,554 170,868 SH   SOLE   170,868 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   7,685,107 144,920 SH   SOLE   144,920 0 0
WALMART INC COM 931142103   67,092 651 SH   OTR 1 651 0 0
NUCOR CORP COM 670346105   332,751 2,457 SH   SOLE   2,457 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,092,243 1,180 SH   SOLE   1,180 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   75,334 173 SH   OTR 1 173 0 0
MICROSOFT CORP COM 594918104   313,359 605 SH   OTR 1 605 0 0
EXELON CORP COM 30161N101   480,886 10,684 SH   SOLE   10,684 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   435,015 653 SH   OTR 1 653 0 0
BOEING CO COM 097023105   559,863 2,594 SH   SOLE   2,590 0 4
AMERISERV FINL INC COM 03074A102   2,583,233 890,770 SH   SOLE   0 0 890,770
JPMORGAN CHASE & CO. COM 46625H100   183,264 581 SH   OTR 1 581 0 0
PNC FINL SVCS GROUP INC COM 693475105   473,792 2,358 SH   SOLE   2,253 0 105
META PLATFORMS INC CL A 30303M102   326,064 444 SH   SOLE   394 0 50
AMAZON COM INC COM 023135106   476,906 2,172 SH   SOLE   2,066 0 106
ALPHABET INC CAP STK CL C 02079K107   135,900 558 SH   SOLE   558 0 0
BANK AMERICA CORP COM 060505104   233,857 4,533 SH   SOLE   0 0 4,533
ISHARES TR CORE S&P500 ETF 464287200   303,862 454 SH   OTR 1 454 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   845,026 5,479 SH   SOLE   5,479 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,764 24 SH   OTR 1 24 0 0
BANK AMERICA CORP COM 060505104   18,675 362 SH   OTR 1 362 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   7,348 82 SH   OTR 1 82 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   915,736 16,999 SH   SOLE   16,999 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   754,963 6,378 SH   SOLE   6,378 0 0
ALPHABET INC CAP STK CL C 02079K107   251,830 1,034 SH   OTR 1 1,034 0 0
F N B CORP COM 302520101   1,755 109 SH   OTR 1 109 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   11,508 93 SH   OTR 1 93 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   236,280 22,375 SH   SOLE   0 0 22,375
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,229,661 14,100 SH   SOLE   14,100 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   341,426 2,759 SH   SOLE   2,759 0 0
NUVEEN PENNSYLVANIA QLT MUN COM 670972108   399,372 33,281 SH   SOLE   33,281 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   79,036,824 129,065 SH   SOLE   129,065 0 0
F N B CORP COM 302520101   451,933 28,053 SH   SOLE   13,532 0 14,521
ISHARES TR ISHS 5-10YR INVT 464288638   3,894 72 SH   OTR 1 72 0 0
MCDONALDS CORP COM 580135101   128,545 423 SH   OTR 1 0 0 423
HOME DEPOT INC COM 437076102   177,878 439 SH   SOLE   439 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   7,064 81 SH   OTR 1 81 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   99,174 1,841 SH   OTR 1 1,841 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   112,761 1,169 SH   OTR 1 1,169 0 0
ABBOTT LABS COM 002824100   110,232 823 SH   OTR 1 399 0 424
NUVEEN QUALITY MUNCP INCOME COM 67066V101   181,241 15,504 SH   SOLE   0 0 15,504
WALMART INC COM 931142103   895,591 8,690 SH   SOLE   8,690 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   11,130 46 SH   OTR 1 46 0 0
ALPHABET INC CAP STK CL A 02079K305   147,075 605 SH   SOLE   605 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   1,165,290 2,676 SH   SOLE   2,676 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   3,125,157 57,777 SH   SOLE   57,777 0 0
ISHARES TR CORE DIVID ETF 46435U861   6,792 130 SH   OTR 1 130 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   10,206 17 SH   OTR 1 17 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   411,108 2,954 SH   SOLE   2,954 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   21,623,541 180,935 SH   SOLE   180,935 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   568,251 853 SH   SOLE   362 0 491
ISHARES TR CORE DIVID ETF 46435U861   263,862 5,050 SH   SOLE   5,050 0 0
ALTRIA GROUP INC COM 02209S103   5,284 80 SH   OTR 1 80 0 0
UNITED STS NAT GAS FD LP UNIT PAR 912318409   784,200 60,000 SH   SOLE   60,000 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107   840,190 7,493 SH   SOLE   7,493 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   22,997,414 238,414 SH   SOLE   238,414 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   58,761 381 SH   OTR 1 381 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   357,725 1,961 SH   SOLE   911 0 1,050
APPLE INC COM 037833100   1,975,164 7,757 SH   SOLE   2,681 0 5,076
NETFLIX INC COM 64110L106   416,025 347 SH   SOLE   347 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   94,532 791 SH   OTR 1 791 0 0
NVIDIA CORPORATION COM 67066G104   1,929,237 10,340 SH   SOLE   10,340 0 0
COSTCO WHSL CORP NEW COM 22160K105   62,017 67 SH   OTR 1 67 0 0
APPLE INC COM 037833100   398,750 1,566 SH   OTR 1 1,491 0 75
ALTRIA GROUP INC COM 02209S103   631,533 9,560 SH   SOLE   8,126 0 1,434
MICROSOFT CORP COM 594918104   904,340 1,746 SH   SOLE   1,741 0 5
INVESCO QQQ TR UNIT SER 1 46090E103   1,696,645 2,826 SH   SOLE   2,826 0 0