The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON 002824100 832 7,659 SH   SOLE   7,659 0 0
ABBOTT LABS COMMON 002824100 488 4,487 SH   OTR   4,487 0 0
ABBVIE INC COMMON 00287Y109 1,187 7,753 SH   SOLE   7,753 0 0
ABBVIE INC COMMON 00287Y109 754 4,920 SH   OTR   4,920 0 0
ADOBE INC COMMON 00724F101 235 643 SH   SOLE   643 0 0
AIR PRODUCTS & CHEMICALS INC COMMON 009158106 200 831 SH   SOLE   831 0 0
AIR PRODUCTS & CHEMICALS INC COMMON 009158106 24 100 SH   OTR   100 0 0
ALPHABET INC CL A COMMON 02079K305 1,615 741 SH   SOLE   741 0 0
ALPHABET INC CL A COMMON 02079K305 126 58 SH   OTR   58 0 0
ALPHABET INC CL C COMMON 02079K107 770 352 SH   SOLE   352 0 0
ALPHABET INC CL C COMMON 02079K107 77 35 SH   OTR   35 0 0
ALTRIA GROUP INC COMMON 02209S103 654 15,650 SH   SOLE   15,650 0 0
ALTRIA GROUP INC COMMON 02209S103 226 5,413 SH   OTR   5,413 0 0
AMAZON.COM INC COMMON 023135106 986 9,280 SH   SOLE   9,280 0 0
AMAZON.COM INC COMMON 023135106 11 100 SH   OTR   100 0 0
AMERICAN ELEC PWR INC COMMON 025537101 157 1,639 SH   SOLE   1,639 0 0
AMERICAN ELEC PWR INC COMMON 025537101 69 715 SH   OTR   715 0 0
AMERICAN EXPRESS CO COMMON 025816109 686 4,952 SH   SOLE   4,952 0 0
AMERICAN EXPRESS CO COMMON 025816109 90 650 SH   OTR   650 0 0
ANALOG DEVICES INC COMMON 032654105 494 3,382 SH   SOLE   3,382 0 0
APPLE INC COMMON 037833100 7,373 53,929 SH   SOLE   53,929 0 0
APPLE INC COMMON 037833100 762 5,570 SH   OTR   5,570 0 0
APPLIED MATERIALS INC COMMON 038222105 728 8,005 SH   SOLE   8,005 0 0
APPLIED MATERIALS INC COMMON 038222105 28 310 SH   OTR   310 0 0
AT&T INC COMMON 00206R102 409 19,521 SH   SOLE   19,521 0 0
AT&T INC COMMON 00206R102 267 12,742 SH   OTR   12,742 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 601 2,859 SH   SOLE   2,859 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 240 1,145 SH   OTR   1,145 0 0
BANK OF AMERICA CORP COMMON 060505104 984 31,620 SH   SOLE   31,620 0 0
BANK OF AMERICA CORP COMMON 060505104 393 12,624 SH   OTR   12,624 0 0
BAXTER INTL INC COMMON 071813109 158 2,456 SH   SOLE   2,456 0 0
BAXTER INTL INC COMMON 071813109 88 1,375 SH   OTR   1,375 0 0
BERKSHIRE HATHAWAY INC CLASS A COMMON 084670108 409 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 418 1,531 SH   SOLE   1,531 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 94 343 SH   OTR   343 0 0
BLACKROCK INC CL A COMMON 09247X101 541 888 SH   SOLE   888 0 0
BLACKROCK INC CL A COMMON 09247X101 55 90 SH   OTR   90 0 0
BOEING CO COMMON 097023105 654 4,785 SH   SOLE   4,785 0 0
BOEING CO COMMON 097023105 133 971 SH   OTR   971 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 391 5,073 SH   SOLE   5,073 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 135 1,747 SH   OTR   1,747 0 0
CAPITAL ONE FINANCIAL CORP COMMON 14040H105 235 2,258 SH   SOLE   2,258 0 0
CATERPILLAR INC COMMON 149123101 777 4,348 SH   SOLE   4,348 0 0
CHARLES SCHWAB CORP COMMON 808513105 335 5,300 SH   SOLE   5,300 0 0
CHEVRON CORPORATION COMMON 166764100 1,518 10,485 SH   SOLE   10,485 0 0
CHEVRON CORPORATION COMMON 166764100 663 4,578 SH   OTR   4,578 0 0
CIGNA CORP COMMON 125523100 170 645 SH   SOLE   645 0 0
CIGNA CORP COMMON 125523100 1,262 4,789 SH   OTR   4,789 0 0
CISCO SYSTEMS INC COMMON 17275R102 1,052 24,668 SH   SOLE   24,668 0 0
CISCO SYSTEMS INC COMMON 17275R102 89 2,085 SH   OTR   2,085 0 0
CITIGROUP INC COMMON 172967424 251 5,450 SH   SOLE   5,450 0 0
CITIGROUP INC COMMON 172967424 92 2,000 SH   OTR   2,000 0 0
COCA COLA CO COMMON 191216100 2,158 34,297 SH   SOLE   34,297 0 0
COCA COLA CO COMMON 191216100 914 14,524 SH   OTR   14,524 0 0
COLGATE PALMOLIVE CO COMMON 194162103 450 5,620 SH   SOLE   5,620 0 0
COMCAST CORP-CL A COMMON 20030N101 719 18,317 SH   SOLE   18,317 0 0
COMCAST CORP-CL A COMMON 20030N101 68 1,738 SH   OTR   1,738 0 0
CONOCOPHILLIPS COMMON 20825C104 889 9,900 SH   SOLE   9,900 0 0
CONOCOPHILLIPS COMMON 20825C104 34 382 SH   OTR   382 0 0
CORNING INC COMMON 219350105 336 10,665 SH   SOLE   10,665 0 0
CORNING INC COMMON 219350105 16 500 SH   OTR   500 0 0
CORTEVA INC COMMON 22052L104 166 3,057 SH   SOLE   3,057 0 0
CORTEVA INC COMMON 22052L104 50 928 SH   OTR   928 0 0
COSTCO WHOLESALE CORP COMMON 22160K105 796 1,661 SH   SOLE   1,661 0 0
COSTCO WHOLESALE CORP COMMON 22160K105 89 185 SH   OTR   185 0 0
CSX CORP COMMON 126408103 464 15,968 SH   SOLE   15,968 0 0
CUMMINS INC COMMON 231021106 614 3,174 SH   SOLE   3,174 0 0
CVS HEALTH CORP COMMON 126650100 448 4,831 SH   SOLE   4,831 0 0
CVS HEALTH CORP COMMON 126650100 83 900 SH   OTR   900 0 0
DEERE & CO COMMON 244199105 1,482 4,948 SH   SOLE   4,948 0 0
DEERE & CO COMMON 244199105 109 363 SH   OTR   363 0 0
DISNEY WALT CO NEW COMMON 254687106 941 9,963 SH   SOLE   9,963 0 0
DISNEY WALT CO NEW COMMON 254687106 109 1,152 SH   OTR   1,152 0 0
DOMINION ENERGY INC COMMON 25746U109 1,510 18,914 SH   SOLE   18,914 0 0
DOMINION ENERGY INC COMMON 25746U109 202 2,526 SH   OTR   2,526 0 0
DOW INC COMMON 260557103 321 6,212 SH   SOLE   6,212 0 0
DOW INC COMMON 260557103 79 1,540 SH   OTR   1,540 0 0
DUKE ENERGY CORP COMMON 26441C204 1,119 10,435 SH   SOLE   10,435 0 0
DUKE ENERGY CORP COMMON 26441C204 43 405 SH   OTR   405 0 0
DUPONT DE NEMOURS INC COMMON 26614N102 290 5,217 SH   SOLE   5,217 0 0
DUPONT DE NEMOURS INC COMMON 26614N102 53 951 SH   OTR   951 0 0
ELEVANCE HEALTH INC COMMON 036752103 502 1,040 SH   SOLE   1,040 0 0
EMERSON ELEC CO COMMON 291011104 344 4,331 SH   SOLE   4,331 0 0
EMERSON ELEC CO COMMON 291011104 13 160 SH   OTR   160 0 0
EXELON CORP COMMON 30161N101 216 4,759 SH   SOLE   4,759 0 0
EXELON CORP COMMON 30161N101 32 700 SH   OTR   700 0 0
EXXON MOBIL CORP COMMON 30231G102 1,933 22,570 SH   SOLE   22,570 0 0
EXXON MOBIL CORP COMMON 30231G102 1,637 19,113 SH   OTR   19,113 0 0
FEDEX CORPORATION COMMON 31428X106 256 1,127 SH   SOLE   1,127 0 0
FORD MOTOR CO DEL COMMON 345370860 236 21,240 SH   SOLE   21,240 0 0
FORD MOTOR CO DEL COMMON 345370860 13 1,125 SH   OTR   1,125 0 0
GENERAL DYNAMICS CORP COMMON 369550108 166 750 SH   SOLE   750 0 0
GENERAL DYNAMICS CORP COMMON 369550108 102 463 SH   OTR   463 0 0
GENERAL ELECTRIC CO COMMON 369604301 97 1,525 SH   SOLE   1,525 0 0
GENERAL ELECTRIC CO COMMON 369604301 271 4,251 SH   OTR   4,251 0 0
GENERAL MLS INC COMMON 370334104 132 1,745 SH   SOLE   1,745 0 0
GENERAL MLS INC COMMON 370334104 121 1,600 SH   OTR   1,600 0 0
GOLDMAN SACHS GROUP INC COMMON 38141G104 874 2,944 SH   SOLE   2,944 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON 42824C109 232 17,489 SH   SOLE   17,489 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON 42824C109 121 9,103 SH   OTR   9,103 0 0
HOME DEPOT INC COMMON 437076102 1,449 5,283 SH   SOLE   5,283 0 0
HOME DEPOT INC COMMON 437076102 521 1,901 SH   OTR   1,901 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 468 2,690 SH   SOLE   2,690 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 102 589 SH   OTR   589 0 0
HP INC COMMON 40434L105 582 17,769 SH   SOLE   17,769 0 0
HP INC COMMON 40434L105 289 8,802 SH   OTR   8,802 0 0
ILLINOIS TOOL WKS INC COMMON 452308109 264 1,450 SH   SOLE   1,450 0 0
INTEL CORP COMMON 458140100 760 20,324 SH   SOLE   20,324 0 0
INTEL CORP COMMON 458140100 331 8,856 SH   OTR   8,856 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 1,015 7,192 SH   SOLE   7,192 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 183 1,296 SH   OTR   1,296 0 0
INTUIT INC COMMON 461202103 359 932 SH   SOLE   932 0 0
JOHNSON & JOHNSON COMMON 478160104 5,177 29,162 SH   SOLE   29,162 0 0
JOHNSON & JOHNSON COMMON 478160104 1,304 7,348 SH   OTR   7,348 0 0
JP MORGAN CHASE & CO COMMON 46625H100 893 7,926 SH   SOLE   7,926 0 0
JP MORGAN CHASE & CO COMMON 46625H100 275 2,441 SH   OTR   2,441 0 0
KIMBERLY CLARK CORP COMMON 494368103 338 2,499 SH   SOLE   2,499 0 0
KIMBERLY CLARK CORP COMMON 494368103 197 1,457 SH   OTR   1,457 0 0
KRAFT HEINZ CO COMMON 500754106 197 5,177 SH   SOLE   5,177 0 0
KRAFT HEINZ CO COMMON 500754106 55 1,439 SH   OTR   1,439 0 0
LOCKHEED MARTIN CORP COMMON 539830109 267 622 SH   SOLE   622 0 0
LOWES COS INC COMMON 548661107 1,235 7,068 SH   SOLE   7,068 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202 241 1,775 SH   SOLE   1,775 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202 96 707 SH   OTR   707 0 0
MCDONALDS CORP COMMON 580135101 954 3,863 SH   SOLE   3,863 0 0
MCDONALDS CORP COMMON 580135101 155 627 SH   OTR   627 0 0
MERCK & CO INC COMMON 58933Y105 948 10,399 SH   SOLE   10,399 0 0
MERCK & CO INC COMMON 58933Y105 833 9,142 SH   OTR   9,142 0 0
META PLATFORMS INC CL A COMMON 30303M102 651 4,038 SH   SOLE   4,038 0 0
META PLATFORMS INC CL A COMMON 30303M102 23 140 SH   OTR   140 0 0
MICROCHIP TECHNOLOGY INC COMMON 595017104 162 2,784 SH   SOLE   2,784 0 0
MICROCHIP TECHNOLOGY INC COMMON 595017104 63 1,080 SH   OTR   1,080 0 0
MICROSOFT CORP COMMON 594918104 6,991 27,220 SH   SOLE   27,220 0 0
MICROSOFT CORP COMMON 594918104 581 2,262 SH   OTR   2,262 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 592 9,527 SH   SOLE   9,527 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 184 2,969 SH   OTR   2,969 0 0
MORGAN STANLEY COMMON 617446448 591 7,769 SH   SOLE   7,769 0 0
NEXTERA ENERGY INC COMMON 65339F101 918 11,850 SH   SOLE   11,850 0 0
NEXTERA ENERGY INC COMMON 65339F101 148 1,908 SH   OTR   1,908 0 0
NIKE INC-CLASS B COMMON 654106103 321 3,141 SH   SOLE   3,141 0 0
NIKE INC-CLASS B COMMON 654106103 46 450 SH   OTR   450 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 1,689 7,430 SH   SOLE   7,430 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 814 3,580 SH   OTR   3,580 0 0
NORTHROP GRUMMAN CORPORATION COMMON 666807102 428 894 SH   SOLE   894 0 0
OMNICOM GROUP COMMON 681919106 32 505 SH   SOLE   505 0 0
OMNICOM GROUP COMMON 681919106 241 3,785 SH   OTR   3,785 0 0
ORACLE CORPORATION COMMON 68389X105 548 7,840 SH   SOLE   7,840 0 0
ORACLE CORPORATION COMMON 68389X105 85 1,218 SH   OTR   1,218 0 0
PAYCHEX INC COMMON 704326107 571 5,012 SH   SOLE   5,012 0 0
PAYPAL HOLDINGS INC COMMON 70450Y103 251 3,594 SH   SOLE   3,594 0 0
PENSKE AUTOMOTIVE GROUP INC COMMON 70959W103 419 4,000 SH   OTR   4,000 0 0
PEPSICO INC COMMON 713448108 1,348 8,089 SH   SOLE   8,089 0 0
PEPSICO INC COMMON 713448108 905 5,431 SH   OTR   5,431 0 0
PFIZER INC COMMON 717081103 1,872 35,698 SH   SOLE   35,698 0 0
PFIZER INC COMMON 717081103 936 17,852 SH   OTR   17,852 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 1,507 15,266 SH   SOLE   15,266 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 459 4,647 SH   OTR   4,647 0 0
PROCTER & GAMBLE CO COMMON 742718109 964 6,706 SH   SOLE   6,706 0 0
PROCTER & GAMBLE CO COMMON 742718109 534 3,716 SH   OTR   3,716 0 0
QUALCOMM INC COMMON 747525103 1,216 9,516 SH   SOLE   9,516 0 0
QUALCOMM INC COMMON 747525103 97 759 SH   OTR   759 0 0
RAYTHEON TECHNOLOGIES CORP COMMON 75513E105 137 1,426 SH   SOLE   1,426 0 0
RAYTHEON TECHNOLOGIES CORP COMMON 75513E105 152 1,584 SH   OTR   1,584 0 0
SHERWIN WILLIAMS CO COMMON 824348106 802 3,580 SH   OTR   3,580 0 0
SOUTHERN COMPANY COMMON 842587107 637 8,932 SH   SOLE   8,932 0 0
SOUTHERN COMPANY COMMON 842587107 68 960 SH   OTR   960 0 0
TARGET CORP COMMON 87612E110 264 1,867 SH   SOLE   1,867 0 0
TARGET CORP COMMON 87612E110 169 1,196 SH   OTR   1,196 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 417 2,716 SH   SOLE   2,716 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 32 207 SH   OTR   207 0 0
TRAVELERS COMPANIES INC COMMON 89417E113 7 44 SH   SOLE   44 0 0
TRAVELERS COMPANIES INC COMMON 89417E113 257 1,518 SH   OTR   1,518 0 0
TRUIST FINANCIAL CORP COMMON 89832Q109 280 5,912 SH   SOLE   5,912 0 0
TRUIST FINANCIAL CORP COMMON 89832Q109 195 4,115 SH   OTR   4,115 0 0
UBER TECHNOLOGIES INC COMMON 90353T100 362 17,700 SH   SOLE   17,700 0 0
UNION PAC CORP COMMON 907818108 342 1,603 SH   SOLE   1,603 0 0
UNITED PARCEL SERVICE CL B COMMON 911312106 151 828 SH   SOLE   828 0 0
UNITED PARCEL SERVICE CL B COMMON 911312106 75 410 SH   OTR   410 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 187 365 SH   SOLE   365 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 308 600 SH   OTR   600 0 0
VALERO ENERGY CORP COMMON 91913Y100 499 4,697 SH   SOLE   4,697 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 1,001 19,719 SH   SOLE   19,719 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 470 9,253 SH   OTR   9,253 0 0
WALMART INC COMMON 931142103 1,477 12,151 SH   SOLE   12,151 0 0
WALMART INC COMMON 931142103 360 2,957 SH   OTR   2,957 0 0
WASTE MANAGEMENT INC COMMON 94106L109 739 4,828 SH   SOLE   4,828 0 0
WELLS FARGO & CO COMMON 949746101 301 7,687 SH   SOLE   7,687 0 0
WELLS FARGO & CO COMMON 949746101 175 4,467 SH   OTR   4,467 0 0
YUM CHINA HOLDINGS INC COMMON 98850P109 118 2,424 SH   SOLE   2,424 0 0
YUM CHINA HOLDINGS INC COMMON 98850P109 120 2,473 SH   OTR   2,473 0 0
YUM! BRANDS INC COMMON 988498101 425 3,744 SH   SOLE   3,744 0 0
YUM! BRANDS INC COMMON 988498101 281 2,473 SH   OTR   2,473 0 0
3M CO COMMON 88579Y101 336 2,593 SH   SOLE   2,593 0 0
3M CO COMMON 88579Y101 231 1,784 SH   OTR   1,784 0 0
CROWN CASTLE INTL CORP REIT COMMON 22822V101 216 1,285 SH   SOLE   0 0 0
FEDERAL REALTY INVESTMENT TRUS COMMON 313745101 742 7,755 SH   OTR   0 0 0
PUBLIC STORAGE INC REIT COMMON 74460D109 440 1,407 SH   SOLE   0 0 0
ACCENTURE PLC CL A COMMON G1151C101 478 1,722 SH   SOLE   1,722 0 0
LYONDELLBASELL INDUSTRIES NV COMMON N53745100 449 5,135 SH   SOLE   5,135 0 0
MANULIFE FINANCIAL CORP COMMON 56501R106 75 4,338 SH   SOLE   4,338 0 0
MANULIFE FINANCIAL CORP COMMON 56501R106 280 16,172 SH   OTR   16,172 0 0
MEDTRONIC PLC COMMON G5960L103 208 2,320 SH   SOLE   2,320 0 0
MEDTRONIC PLC COMMON G5960L103 22 250 SH   OTR   250 0 0
METHANEX CORP COMMON 59151K108 268 7,000 SH   SOLE   7,000 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 297 5,041 SH   SOLE   0 0 0
ISHARES DJ US TOTAL MARKET ETF OTHER 464287846 331 3,586 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 849 13,584 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 127 2,038 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 304 7,590 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 74 1,850 SH   OTR   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 387 4,100 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 15 160 SH   OTR   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 1,511 16,347 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 259 2,804 SH   OTR   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 1,564 6,914 SH   SOLE   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 421 1,863 SH   OTR   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200 1,395 3,679 SH   SOLE   0 0 0
SPDR PORTFOLIO S&P 500 GROWTH OTHER 78464A409 829 15,851 SH   SOLE   0 0 0
SPDR PORTFOLIO S&P 500 GROWTH OTHER 78464A409 4 85 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 6,411 16,995 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,640 4,348 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 1,994 19,611 SH   SOLE   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 64 625 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 527 1,520 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226 278 2,738 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226 86 850 SH   OTR   0 0 0
SPDR BLOOMBERG HIGH YIELD BOND OTHER 78468R622 218 2,401 SH   OTR   0 0 0