The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON 002824100 1,118 9,465 SH   SOLE   9,465 0 0
ABBOTT LABS COMMON 002824100 546 4,626 SH   DFND   4,626 0 0
ABBVIE INC COMMON 00287Y109 928 8,605 SH   SOLE   8,605 0 0
ABBVIE INC COMMON 00287Y109 538 4,983 SH   DFND   4,983 0 0
ADOBE INC COMMON 00724F101 386 671 SH   SOLE   671 0 0
AIR PRODUCTS & CHEMICALS INC COMMON 009158106 213 831 SH   SOLE   831 0 0
AIR PRODUCTS & CHEMICALS INC COMMON 009158106 26 100 SH   DFND   100 0 0
ALPHABET INC CL A COMMON 02079K305 2,246 840 SH   SOLE   840 0 0
ALPHABET INC CL A COMMON 02079K305 150 56 SH   DFND   56 0 0
ALPHABET INC CL C COMMON 02079K107 1,581 593 SH   SOLE   593 0 0
ALPHABET INC CL C COMMON 02079K107 93 35 SH   DFND   35 0 0
ALTRIA GROUP INC COMMON 02209S103 717 15,749 SH   SOLE   15,749 0 0
ALTRIA GROUP INC COMMON 02209S103 247 5,423 SH   DFND   5,423 0 0
AMAZON.COM INC COMMON 023135106 1,922 585 SH   SOLE   585 0 0
AMAZON.COM INC COMMON 023135106 7 2 SH   DFND   2 0 0
AMERICAN ELEC PWR INC COMMON 025537101 157 1,939 SH   SOLE   1,939 0 0
AMERICAN ELEC PWR INC COMMON 025537101 53 655 SH   DFND   655 0 0
AMERICAN EXPRESS CO COMMON 025816109 840 5,017 SH   SOLE   5,017 0 0
AMERICAN EXPRESS CO COMMON 025816109 168 1,000 SH   DFND   1,000 0 0
AMERIPRISE FINANCIAL INC. COMMON 03076C106 219 831 SH   SOLE   831 0 0
ANALOG DEVICES INC COMMON 032654105 566 3,382 SH   SOLE   3,382 0 0
ANTHEM INC COMMON 036752103 388 1,040 SH   SOLE   1,040 0 0
APPLE INC COMMON 037833100 8,415 59,471 SH   SOLE   59,471 0 0
APPLE INC COMMON 037833100 1,226 8,663 SH   DFND   8,663 0 0
APPLIED MATERIALS INC COMMON 038222105 1,167 9,068 SH   SOLE   9,068 0 0
APPLIED MATERIALS INC COMMON 038222105 41 316 SH   DFND   316 0 0
AT&T INC COMMON 00206R102 607 22,487 SH   SOLE   22,487 0 0
AT&T INC COMMON 00206R102 318 11,775 SH   DFND   11,775 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 468 2,342 SH   SOLE   2,342 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 329 1,645 SH   DFND   1,645 0 0
BANK OF AMERICA CORP COMMON 060505104 1,346 31,714 SH   SOLE   31,714 0 0
BANK OF AMERICA CORP COMMON 060505104 686 16,155 SH   DFND   16,155 0 0
BANK OF NEW YORK MELLON CORP COMMON 064058100 165 3,184 SH   SOLE   3,184 0 0
BANK OF NEW YORK MELLON CORP COMMON 064058100 115 2,210 SH   DFND   2,210 0 0
BAXTER INTL INC COMMON 071813109 149 1,856 SH   SOLE   1,856 0 0
BAXTER INTL INC COMMON 071813109 159 1,975 SH   DFND   1,975 0 0
BERKSHIRE HATHAWAY INC CLASS A COMMON 084670108 411 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 600 2,198 SH   SOLE   2,198 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 94 343 SH   DFND   343 0 0
BLACKROCK INC CL A COMMON 09247X101 619 738 SH   SOLE   738 0 0
BLACKROCK INC CL A COMMON 09247X101 201 240 SH   DFND   240 0 0
BOEING CO COMMON 097023105 1,058 4,810 SH   SOLE   4,810 0 0
BOEING CO COMMON 097023105 302 1,371 SH   DFND   1,371 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 418 7,062 SH   SOLE   7,062 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 121 2,047 SH   DFND   2,047 0 0
BROADRIDGE FINL SOLUTIONS INC COMMON 11133T103 164 986 SH   SOLE   986 0 0
BROADRIDGE FINL SOLUTIONS INC COMMON 11133T103 46 275 SH   DFND   275 0 0
CAPITAL ONE FINANCIAL CORP COMMON 14040H105 366 2,258 SH   SOLE   2,258 0 0
CATERPILLAR INC COMMON 149123101 835 4,348 SH   SOLE   4,348 0 0
CENTENE CORP COMMON 15135B101 324 5,200 SH   SOLE   5,200 0 0
CHARLES SCHWAB CORP COMMON 808513105 677 9,300 SH   SOLE   9,300 0 0
CHEVRON CORPORATION COMMON 166764100 1,115 10,987 SH   SOLE   10,987 0 0
CHEVRON CORPORATION COMMON 166764100 606 5,978 SH   DFND   5,978 0 0
CIGNA CORP COMMON 125523100 202 1,011 SH   SOLE   1,011 0 0
CIGNA CORP COMMON 125523100 959 4,789 SH   DFND   4,789 0 0
CISCO SYSTEMS INC COMMON 17275R102 1,422 26,131 SH   SOLE   26,131 0 0
CISCO SYSTEMS INC COMMON 17275R102 122 2,250 SH   DFND   2,250 0 0
CITIGROUP INC COMMON 172967424 384 5,470 SH   SOLE   5,470 0 0
CITIGROUP INC COMMON 172967424 140 2,000 SH   DFND   2,000 0 0
COCA COLA CO COMMON 191216100 1,955 37,260 SH   SOLE   37,260 0 0
COCA COLA CO COMMON 191216100 785 14,956 SH   DFND   14,956 0 0
COLGATE PALMOLIVE CO COMMON 194162103 274 3,620 SH   SOLE   3,620 0 0
COLGATE PALMOLIVE CO COMMON 194162103 151 2,000 SH   DFND   2,000 0 0
COMCAST CORP-CL A COMMON 20030N101 1,053 18,825 SH   SOLE   18,825 0 0
COMCAST CORP-CL A COMMON 20030N101 276 4,938 SH   DFND   4,938 0 0
CONOCOPHILLIPS COMMON 20825C104 673 9,935 SH   SOLE   9,935 0 0
CONOCOPHILLIPS COMMON 20825C104 26 382 SH   DFND   382 0 0
CORNING INC COMMON 219350105 489 13,402 SH   SOLE   13,402 0 0
CORNING INC COMMON 219350105 18 500 SH   DFND   500 0 0
COSTCO WHOLESALE CORP COMMON 22160K105 806 1,793 SH   SOLE   1,793 0 0
COSTCO WHOLESALE CORP COMMON 22160K105 83 185 SH   DFND   185 0 0
CSX CORP COMMON 126408103 646 21,731 SH   SOLE   21,731 0 0
CUMMINS INC COMMON 231021106 771 3,432 SH   SOLE   3,432 0 0
CVS HEALTH CORP COMMON 126650100 474 5,589 SH   SOLE   5,589 0 0
CVS HEALTH CORP COMMON 126650100 76 900 SH   DFND   900 0 0
DANAHER CORP COMMON 235851102 267 878 SH   SOLE   878 0 0
DEERE & CO COMMON 244199105 1,814 5,413 SH   SOLE   5,413 0 0
DEERE & CO COMMON 244199105 146 437 SH   DFND   437 0 0
DISNEY WALT CO NEW COMMON 254687106 1,849 10,927 SH   SOLE   10,927 0 0
DISNEY WALT CO NEW COMMON 254687106 199 1,176 SH   DFND   1,176 0 0
DOLLAR GENERAL CORP COMMON 256677105 210 988 SH   SOLE   988 0 0
DOMINION ENERGY INC COMMON 25746U109 1,264 17,307 SH   SOLE   17,307 0 0
DOMINION ENERGY INC COMMON 25746U109 171 2,348 SH   DFND   2,348 0 0
DOW INC COMMON 260557103 328 5,704 SH   SOLE   5,704 0 0
DOW INC COMMON 260557103 125 2,180 SH   DFND   2,180 0 0
DUKE ENERGY CORP COMMON 26441C204 597 6,119 SH   SOLE   6,119 0 0
DUKE ENERGY CORP COMMON 26441C204 18 182 SH   DFND   182 0 0
DUPONT DE NEMOURS INC COMMON 26614N102 316 4,652 SH   SOLE   4,652 0 0
DUPONT DE NEMOURS INC COMMON 26614N102 126 1,857 SH   DFND   1,857 0 0
EBAY INC COMMON 278642103 240 3,439 SH   SOLE   3,439 0 0
EMERSON ELEC CO COMMON 291011104 497 5,271 SH   SOLE   5,271 0 0
EMERSON ELEC CO COMMON 291011104 15 160 SH   DFND   160 0 0
EXELON CORP COMMON 30161N101 233 4,813 SH   SOLE   4,813 0 0
EXELON CORP COMMON 30161N101 34 700 SH   DFND   700 0 0
EXXON MOBIL CORP COMMON 30231G102 1,371 23,312 SH   SOLE   23,312 0 0
EXXON MOBIL CORP COMMON 30231G102 1,306 22,202 SH   DFND   22,202 0 0
FACEBOOK INC CL A COMMON 30303M102 1,494 4,401 SH   SOLE   4,401 0 0
FACEBOOK INC CL A COMMON 30303M102 44 130 SH   DFND   130 0 0
FEDEX CORPORATION COMMON 31428X106 262 1,197 SH   SOLE   1,197 0 0
FORD MOTOR CO DEL COMMON 345370860 254 17,912 SH   SOLE   17,912 0 0
FORD MOTOR CO DEL COMMON 345370860 16 1,125 SH   DFND   1,125 0 0
GENERAL DYNAMICS CORP COMMON 369550108 171 870 SH   SOLE   870 0 0
GENERAL DYNAMICS CORP COMMON 369550108 91 463 SH   DFND   463 0 0
GENERAL ELECTRIC CO COMMON 369604301 231 2,244 SH   SOLE   2,244 0 0
GENERAL ELECTRIC CO COMMON 369604301 505 4,901 SH   DFND   4,901 0 0
GENERAL MLS INC COMMON 370334104 105 1,755 SH   SOLE   1,755 0 0
GENERAL MLS INC COMMON 370334104 96 1,600 SH   DFND   1,600 0 0
GOLDMAN SACHS GROUP INC COMMON 38141G104 1,207 3,193 SH   SOLE   3,193 0 0
GOLDMAN SACHS GROUP INC COMMON 38141G104 9 25 SH   DFND   25 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON 42824C109 265 18,605 SH   SOLE   18,605 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON 42824C109 132 9,236 SH   DFND   9,236 0 0
HOME DEPOT INC COMMON 437076102 1,857 5,656 SH   SOLE   5,656 0 0
HOME DEPOT INC COMMON 437076102 624 1,901 SH   DFND   1,901 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 687 3,238 SH   SOLE   3,238 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 130 611 SH   DFND   611 0 0
HP INC COMMON 40434L105 538 19,671 SH   SOLE   19,671 0 0
HP INC COMMON 40434L105 249 9,102 SH   DFND   9,102 0 0
ILLINOIS TOOL WKS INC COMMON 452308109 360 1,740 SH   SOLE   1,740 0 0
INTEL CORP COMMON 458140100 1,090 20,454 SH   SOLE   20,454 0 0
INTEL CORP COMMON 458140100 502 9,423 SH   DFND   9,423 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 1,048 7,540 SH   SOLE   7,540 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 156 1,120 SH   DFND   1,120 0 0
INTUIT INC COMMON 461202103 588 1,090 SH   SOLE   1,090 0 0
JOHNSON & JOHNSON COMMON 478160104 5,062 31,345 SH   SOLE   31,345 0 0
JOHNSON & JOHNSON COMMON 478160104 1,188 7,358 SH   DFND   7,358 0 0
JP MORGAN CHASE & CO COMMON 46625H100 1,202 7,344 SH   SOLE   7,344 0 0
JP MORGAN CHASE & CO COMMON 46625H100 481 2,936 SH   DFND   2,936 0 0
KIMBERLY CLARK CORP COMMON 494368103 340 2,565 SH   SOLE   2,565 0 0
KIMBERLY CLARK CORP COMMON 494368103 195 1,473 SH   DFND   1,473 0 0
KRAFT HEINZ CO COMMON 500754106 248 6,730 SH   SOLE   6,730 0 0
KRAFT HEINZ CO COMMON 500754106 39 1,046 SH   DFND   1,046 0 0
LAS VEGAS SANDS CORP COMMON 517834107 262 7,167 SH   SOLE   7,167 0 0
LAS VEGAS SANDS CORP COMMON 517834107 36 971 SH   DFND   971 0 0
LOCKHEED MARTIN CORP COMMON 539830109 215 622 SH   SOLE   622 0 0
LOWES COS INC COMMON 548661107 506 2,492 SH   SOLE   2,492 0 0
LOWES COS INC COMMON 548661107 981 4,835 SH   DFND   4,835 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202 313 2,116 SH   SOLE   2,116 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202 105 707 SH   DFND   707 0 0
MCDONALDS CORP COMMON 580135101 1,016 4,212 SH   SOLE   4,212 0 0
MCDONALDS CORP COMMON 580135101 175 727 SH   DFND   727 0 0
MERCK & CO INC COMMON 58933Y105 862 11,474 SH   SOLE   11,474 0 0
MERCK & CO INC COMMON 58933Y105 753 10,030 SH   DFND   10,030 0 0
MICROCHIP TECHNOLOGY INC COMMON 595017104 214 1,392 SH   SOLE   1,392 0 0
MICROCHIP TECHNOLOGY INC COMMON 595017104 83 540 SH   DFND   540 0 0
MICROSOFT CORP COMMON 594918104 6,341 22,492 SH   SOLE   22,492 0 0
MICROSOFT CORP COMMON 594918104 2,364 8,387 SH   DFND   8,387 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 601 10,332 SH   SOLE   10,332 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 173 2,969 SH   DFND   2,969 0 0
MOODYS CORP COMMON 615369105 213 600 SH   SOLE   600 0 0
MORGAN STANLEY COMMON 617446448 838 8,616 SH   SOLE   8,616 0 0
NETFLIX INC COMMON 64110L106 323 529 SH   SOLE   529 0 0
NETFLIX INC COMMON 64110L106 61 100 SH   DFND   100 0 0
NEXTERA ENERGY INC COMMON 65339F101 1,002 12,755 SH   SOLE   12,755 0 0
NEXTERA ENERGY INC COMMON 65339F101 181 2,308 SH   DFND   2,308 0 0
NIKE INC-CLASS B COMMON 654106103 474 3,261 SH   SOLE   3,261 0 0
NIKE INC-CLASS B COMMON 654106103 65 450 SH   DFND   450 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 1,823 7,619 SH   SOLE   7,619 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 859 3,590 SH   DFND   3,590 0 0
NORTHROP GRUMMAN CORPORATION COMMON 666807102 324 899 SH   SOLE   899 0 0
OMNICOM GROUP COMMON 681919106 57 782 SH   SOLE   782 0 0
OMNICOM GROUP COMMON 681919106 274 3,785 SH   DFND   3,785 0 0
ORACLE CORPORATION COMMON 68389X105 767 8,808 SH   SOLE   8,808 0 0
ORACLE CORPORATION COMMON 68389X105 127 1,460 SH   DFND   1,460 0 0
PAYCHEX INC COMMON 704326107 564 5,012 SH   SOLE   5,012 0 0
PAYPAL HOLDINGS INC COMMON 70450Y103 1,245 4,785 SH   SOLE   4,785 0 0
PENSKE AUTOMOTIVE GROUP INC COMMON 70959W103 402 4,000 SH   DFND   4,000 0 0
PEPSICO INC COMMON 713448108 1,058 7,035 SH   SOLE   7,035 0 0
PEPSICO INC COMMON 713448108 997 6,631 SH   DFND   6,631 0 0
PFIZER INC COMMON 717081103 1,653 38,444 SH   SOLE   38,444 0 0
PFIZER INC COMMON 717081103 792 18,417 SH   DFND   18,417 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 1,451 15,306 SH   SOLE   15,306 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 442 4,665 SH   DFND   4,665 0 0
PHILLIPS 66 COMMON 718546104 242 3,462 SH   SOLE   3,462 0 0
PNC FINANCIAL SERVICES GROUP COMMON 693475105 312 1,593 SH   SOLE   1,593 0 0
PNC FINANCIAL SERVICES GROUP COMMON 693475105 63 324 SH   DFND   324 0 0
PROCTER & GAMBLE CO COMMON 742718109 1,222 8,744 SH   SOLE   8,744 0 0
PROCTER & GAMBLE CO COMMON 742718109 519 3,716 SH   DFND   3,716 0 0
QUALCOMM INC COMMON 747525103 1,486 11,524 SH   SOLE   11,524 0 0
QUALCOMM INC COMMON 747525103 98 759 SH   DFND   759 0 0
RAYTHEON TECHNOLOGIES CORP COMMON 75513E105 82 956 SH   SOLE   956 0 0
RAYTHEON TECHNOLOGIES CORP COMMON 75513E105 214 2,484 SH   DFND   2,484 0 0
ROCKWELL AUTOMATION INC COMMON 773903109 216 735 SH   SOLE   735 0 0
SALESFORCE.COM COMMON 79466L302 151 555 SH   SOLE   555 0 0
SALESFORCE.COM COMMON 79466L302 54 200 SH   DFND   200 0 0
SHERWIN WILLIAMS CO COMMON 824348106 1,003 3,585 SH   DFND   3,585 0 0
SOUTHERN COMPANY COMMON 842587107 497 8,019 SH   SOLE   8,019 0 0
SOUTHERN COMPANY COMMON 842587107 28 450 SH   DFND   450 0 0
TARGET CORP COMMON 87612E110 428 1,873 SH   SOLE   1,873 0 0
TARGET CORP COMMON 87612E110 302 1,321 SH   DFND   1,321 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 549 2,856 SH   SOLE   2,856 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 40 207 SH   DFND   207 0 0
TRAVELERS COMPANIES INC COMMON 89417E113 75 496 SH   SOLE   496 0 0
TRAVELERS COMPANIES INC COMMON 89417E113 231 1,518 SH   DFND   1,518 0 0
TREX COMPANY INC COMMON 89531P105 306 3,000 SH   SOLE   3,000 0 0
TRUIST FINANCIAL CORP COMMON 89832Q109 470 8,016 SH   SOLE   8,016 0 0
TRUIST FINANCIAL CORP COMMON 89832Q109 241 4,115 SH   DFND   4,115 0 0
UBER TECHNOLOGIES INC COMMON 90353T100 421 9,400 SH   SOLE   9,400 0 0
UNION PAC CORP COMMON 907818108 519 2,647 SH   SOLE   2,647 0 0
UNITED PARCEL SERVICE CL B COMMON 911312106 172 945 SH   SOLE   945 0 0
UNITED PARCEL SERVICE CL B COMMON 911312106 84 460 SH   DFND   460 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 288 737 SH   SOLE   737 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 279 715 SH   DFND   715 0 0
VALERO ENERGY CORP COMMON 91913Y100 412 5,838 SH   SOLE   5,838 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 1,111 20,571 SH   SOLE   20,571 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 533 9,877 SH   DFND   9,877 0 0
VISA INC CL A COMMON 92826C839 754 3,387 SH   SOLE   3,387 0 0
WALMART INC COMMON 931142103 1,732 12,427 SH   SOLE   12,427 0 0
WALMART INC COMMON 931142103 540 3,872 SH   DFND   3,872 0 0
WASTE MANAGEMENT INC COMMON 94106L109 773 5,176 SH   SOLE   5,176 0 0
WELLS FARGO & CO COMMON 949746101 435 9,367 SH   SOLE   9,367 0 0
WELLS FARGO & CO COMMON 949746101 268 5,768 SH   DFND   5,768 0 0
YUM CHINA HOLDINGS INC COMMON 98850P109 292 5,031 SH   SOLE   5,031 0 0
YUM CHINA HOLDINGS INC COMMON 98850P109 144 2,473 SH   DFND   2,473 0 0
YUM! BRANDS INC COMMON 988498101 568 4,648 SH   SOLE   4,648 0 0
YUM! BRANDS INC COMMON 988498101 302 2,473 SH   DFND   2,473 0 0
3M CO COMMON 88579Y101 337 1,922 SH   SOLE   1,922 0 0
3M CO COMMON 88579Y101 418 2,384 SH   DFND   2,384 0 0
DIAGEO PLC SPONS ADR COMMON 25243Q205 214 1,110 SH   SOLE   1,110 0 0
FEDERAL REALTY INVESTMENT TR R COMMON 313747206 1,012 8,580 SH   DFND   0 0 0
PUBLIC STORAGE INC REIT COMMON 74460D109 418 1,407 SH   SOLE   0 0 0
ACCENTURE PLC CL A COMMON G1151C101 551 1,722 SH   SOLE   1,722 0 0
LYONDELLBASELL INDUSTRIES NV COMMON N53745100 335 3,569 SH   SOLE   3,569 0 0
MANULIFE FINANCIAL CORP COMMON 56501R106 83 4,338 SH   SOLE   4,338 0 0
MANULIFE FINANCIAL CORP COMMON 56501R106 297 15,458 SH   DFND   15,458 0 0
MEDTRONIC PLC COMMON G5960L103 159 1,270 SH   SOLE   1,270 0 0
MEDTRONIC PLC COMMON G5960L103 167 1,330 SH   DFND   1,330 0 0
METHANEX CORP COMMON 59151K108 322 7,000 SH   SOLE   7,000 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 309 4,168 SH   SOLE   0 0 0
ISHARES DJ US TOTAL MARKET ETF OTHER 464287846 402 3,725 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 921 11,805 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 159 2,038 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 324 6,436 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 93 1,850 SH   DFND   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 454 4,403 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 16 160 SH   DFND   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 1,703 15,593 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 306 2,804 SH   DFND   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 1,628 6,187 SH   SOLE   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 490 1,863 SH   DFND   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200 1,390 3,227 SH   SOLE   0 0 0
ISHARES TR MSCI EAFE GROWTH ET OTHER 464288885 208 1,950 SH   DFND   0 0 0
SPDR PORTFOLIO S&P 500 GROWTH OTHER 78464A409 285 4,456 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 6,700 15,613 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,838 4,284 SH   DFND   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 1,904 18,422 SH   SOLE   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 60 580 SH   DFND   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 769 1,950 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226 337 2,934 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226 98 850 SH   DFND   0 0 0