The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON 002824100 1,006 12,027 SH   SOLE   12,027 0 0
ABBOTT LABS COMMON 002824100 279 3,330 SH   DFND   3,330 0 0
ABBVIE INC COMMON 00287Y109 780 10,299 SH   SOLE   10,299 0 0
ABBVIE INC COMMON 00287Y109 297 3,920 SH   DFND   3,920 0 0
AIR PRODUCTS & CHEMICALS INC COMMON 009158106 215 967 SH   SOLE   967 0 0
AIR PRODUCTS & CHEMICALS INC COMMON 009158106 33 150 SH   DFND   150 0 0
ALPHABET INC CL A COMMON 02079K305 976 799 SH   SOLE   799 0 0
ALPHABET INC CL A COMMON 02079K305 43 35 SH   DFND   35 0 0
ALPHABET INC CL C COMMON 02079K107 701 575 SH   SOLE   575 0 0
ALPHABET INC CL C COMMON 02079K107 52 43 SH   DFND   43 0 0
ALTRIA GROUP INC COMMON 02209S103 753 18,414 SH   SOLE   18,414 0 0
ALTRIA GROUP INC COMMON 02209S103 138 3,375 SH   DFND   3,375 0 0
AMAZON.COM INC COMMON 023135106 743 428 SH   SOLE   428 0 0
AMAZON.COM INC COMMON 023135106 35 20 SH   DFND   20 0 0
AMERICAN EXPRESS CO COMMON 025816109 651 5,507 SH   SOLE   5,507 0 0
AMERICAN EXPRESS CO COMMON 025816109 130 1,100 SH   DFND   1,100 0 0
ANALOG DEVICES INC COMMON 032654105 350 3,130 SH   SOLE   3,130 0 0
APPLE INC COMMON 037833100 3,498 15,620 SH   SOLE   15,620 0 0
APPLE INC COMMON 037833100 398 1,775 SH   DFND   1,775 0 0
APPLIED MATERIALS INC COMMON 038222105 438 8,768 SH   SOLE   8,768 0 0
APPLIED MATERIALS INC COMMON 038222105 16 316 SH   DFND   316 0 0
ARES CAPITAL CORP COMMON 04010L103 373 19,999 SH   SOLE   19,999 0 0
AT&T INC COMMON 00206R102 745 19,691 SH   SOLE   19,691 0 0
AT&T INC COMMON 00206R102 434 11,459 SH   DFND   11,459 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 334 2,072 SH   SOLE   2,072 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 336 2,080 SH   DFND   2,080 0 0
BANK OF AMERICA CORP COMMON 060505104 933 31,968 SH   SOLE   31,968 0 0
BANK OF AMERICA CORP COMMON 060505104 471 16,155 SH   DFND   16,155 0 0
BAXTER INTL INC COMMON 071813109 162 1,856 SH   SOLE   1,856 0 0
BAXTER INTL INC COMMON 071813109 173 1,975 SH   DFND   1,975 0 0
BB&T CORPORATION COMMON 054937107 312 5,840 SH   SOLE   5,840 0 0
BB&T CORPORATION COMMON 054937107 58 1,078 SH   DFND   1,078 0 0
BERKSHIRE HATHAWAY INC CLASS A COMMON 084670108 1,247 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 493 2,369 SH   SOLE   2,369 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 92 443 SH   DFND   443 0 0
BLACKROCK INC CL A COMMON 09247X101 415 931 SH   SOLE   931 0 0
BLACKROCK INC CL A COMMON 09247X101 96 215 SH   DFND   215 0 0
BOEING CO COMMON 097023105 2,348 6,171 SH   SOLE   6,171 0 0
BOEING CO COMMON 097023105 402 1,056 SH   DFND   1,056 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 465 9,160 SH   SOLE   9,160 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 52 1,035 SH   DFND   1,035 0 0
CAPITAL ONE FINANCIAL CORP COMMON 14040H105 265 2,911 SH   SOLE   2,911 0 0
CATERPILLAR INC COMMON 149123101 511 4,042 SH   SOLE   4,042 0 0
CHEVRON CORPORATION COMMON 166764100 1,300 10,962 SH   SOLE   10,962 0 0
CHEVRON CORPORATION COMMON 166764100 949 8,002 SH   DFND   8,002 0 0
CIGNA CORP COMMON 125523100 194 1,278 SH   SOLE   1,278 0 0
CIGNA CORP COMMON 125523100 711 4,686 SH   DFND   4,686 0 0
CISCO SYSTEMS INC COMMON 17275R102 1,305 26,411 SH   SOLE   26,411 0 0
CISCO SYSTEMS INC COMMON 17275R102 143 2,900 SH   DFND   2,900 0 0
CITIGROUP INC COMMON 172967424 366 5,305 SH   SOLE   5,305 0 0
CITIGROUP INC COMMON 172967424 138 2,000 SH   DFND   2,000 0 0
COCA COLA CO COMMON 191216100 2,475 45,456 SH   SOLE   45,456 0 0
COCA COLA CO COMMON 191216100 571 10,495 SH   DFND   10,495 0 0
COLGATE PALMOLIVE CO COMMON 194162103 268 3,641 SH   SOLE   3,641 0 0
COLGATE PALMOLIVE CO COMMON 194162103 171 2,325 SH   DFND   2,325 0 0
COMCAST CORP-CL A COMMON 20030N101 653 14,495 SH   SOLE   14,495 0 0
COMCAST CORP-CL A COMMON 20030N101 223 4,938 SH   DFND   4,938 0 0
CONOCOPHILLIPS COMMON 20825C104 773 13,562 SH   SOLE   13,562 0 0
CONOCOPHILLIPS COMMON 20825C104 6 100 SH   DFND   100 0 0
CORNING INC COMMON 219350105 382 13,402 SH   SOLE   13,402 0 0
CORNING INC COMMON 219350105 14 500 SH   DFND   500 0 0
CORTEVA INC COMMON 22052L104 224 7,994 SH   SOLE   7,994 0 0
CORTEVA INC COMMON 22052L104 56 2,013 SH   DFND   2,013 0 0
COSTCO WHOLESALE CORP COMMON 22160K105 398 1,383 SH   SOLE   1,383 0 0
CSX CORP COMMON 126408103 504 7,272 SH   SOLE   7,272 0 0
CUMMINS INC COMMON 231021106 574 3,526 SH   SOLE   3,526 0 0
CVS HEALTH CORP COMMON 126650100 403 6,387 SH   SOLE   6,387 0 0
CVS HEALTH CORP COMMON 126650100 66 1,050 SH   DFND   1,050 0 0
DEERE & CO COMMON 244199105 961 5,697 SH   SOLE   5,697 0 0
DEERE & CO COMMON 244199105 72 425 SH   DFND   425 0 0
DISNEY WALT CO NEW COMMON 254687106 1,421 10,906 SH   SOLE   10,906 0 0
DISNEY WALT CO NEW COMMON 254687106 125 958 SH   DFND   958 0 0
DOMINION ENERGY INC COMMON 25746U109 1,015 12,530 SH   SOLE   12,530 0 0
DOMINION ENERGY INC COMMON 25746U109 360 4,443 SH   DFND   4,443 0 0
DOW INC COMMON 260557103 401 8,410 SH   SOLE   8,410 0 0
DOW INC COMMON 260557103 93 1,946 SH   DFND   1,946 0 0
DUKE ENERGY CORP COMMON 26441C204 444 4,632 SH   SOLE   4,632 0 0
DUKE ENERGY CORP COMMON 26441C204 13 132 SH   DFND   132 0 0
DUPONT DE NEMOURS INC COMMON 26614N102 584 8,185 SH   SOLE   8,185 0 0
DUPONT DE NEMOURS INC COMMON 26614N102 144 2,013 SH   DFND   2,013 0 0
EMERSON ELEC CO COMMON 291011104 375 5,609 SH   SOLE   5,609 0 0
EMERSON ELEC CO COMMON 291011104 11 160 SH   DFND   160 0 0
EXELON CORP COMMON 30161N101 248 5,130 SH   SOLE   5,130 0 0
EXELON CORP COMMON 30161N101 34 700 SH   DFND   700 0 0
EXXONMOBIL CORP COMMON 30231G102 2,019 28,598 SH   SOLE   28,598 0 0
EXXONMOBIL CORP COMMON 30231G102 1,598 22,638 SH   DFND   22,638 0 0
FACEBOOK INC CL A COMMON 30303M102 654 3,675 SH   SOLE   3,675 0 0
FISERV INC COMMON 337738108 220 2,121 SH   SOLE   2,121 0 0
FORD MOTOR CO DEL COMMON 345370860 181 19,794 SH   SOLE   19,794 0 0
FORD MOTOR CO DEL COMMON 345370860 21 2,250 SH   DFND   2,250 0 0
GENERAL DYNAMICS CORP COMMON 369550108 217 1,190 SH   SOLE   1,190 0 0
GENERAL DYNAMICS CORP COMMON 369550108 79 430 SH   DFND   430 0 0
GENERAL ELECTRIC CORP COMMON 369604103 222 24,846 SH   SOLE   24,846 0 0
GENERAL ELECTRIC CORP COMMON 369604103 394 44,124 SH   DFND   44,124 0 0
GOLDMAN SACHS GROUP INC COMMON 38141G104 310 1,496 SH   SOLE   1,496 0 0
GOLDMAN SACHS GROUP INC COMMON 38141G104 5 25 SH   DFND   25 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON 42824C109 321 21,155 SH   SOLE   21,155 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON 42824C109 136 8,993 SH   DFND   8,993 0 0
HOME DEPOT INC COMMON 437076102 1,458 6,283 SH   SOLE   6,283 0 0
HOME DEPOT INC COMMON 437076102 278 1,200 SH   DFND   1,200 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 597 3,528 SH   SOLE   3,528 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 116 685 SH   DFND   685 0 0
HP INC COMMON 40434L105 409 21,624 SH   SOLE   21,624 0 0
HP INC COMMON 40434L105 168 8,883 SH   DFND   8,883 0 0
ILLINOIS TOOL WKS INC COMMON 452308109 257 1,644 SH   SOLE   1,644 0 0
INTEL CORP COMMON 458140100 1,230 23,862 SH   SOLE   23,862 0 0
INTEL CORP COMMON 458140100 377 7,321 SH   DFND   7,321 0 0
INTERNATIONAL PAPER CO COMMON 460146103 310 7,420 SH   SOLE   7,420 0 0
INTERNATIONAL PAPER CO COMMON 460146103 8 200 SH   DFND   200 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 1,175 8,080 SH   SOLE   8,080 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 160 1,100 SH   DFND   1,100 0 0
JOHNSON & JOHNSON COMMON 478160104 4,965 38,372 SH   SOLE   38,372 0 0
JOHNSON & JOHNSON COMMON 478160104 564 4,360 SH   DFND   4,360 0 0
JP MORGAN CHASE & CO COMMON 46625H100 936 7,952 SH   SOLE   7,952 0 0
JP MORGAN CHASE & CO COMMON 46625H100 346 2,940 SH   DFND   2,940 0 0
KIMBERLY CLARK CORP COMMON 494368103 369 2,595 SH   SOLE   2,595 0 0
KIMBERLY CLARK CORP COMMON 494368103 220 1,548 SH   DFND   1,548 0 0
LAS VEGAS SANDS CORP COMMON 517834107 505 8,735 SH   SOLE   8,735 0 0
LAS VEGAS SANDS CORP COMMON 517834107 44 769 SH   DFND   769 0 0
LOCKHEED MARTIN CORP COMMON 539830109 412 1,056 SH   SOLE   1,056 0 0
LOWES COS INC COMMON 548661107 282 2,568 SH   SOLE   2,568 0 0
LOWES COS INC COMMON 548661107 572 5,200 SH   DFND   5,200 0 0
MARATHON PETROLEUM CORP COMMON 56585A102 217 3,578 SH   SOLE   3,578 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202 301 2,420 SH   SOLE   2,420 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202 88 707 SH   DFND   707 0 0
MCDONALDS CORP COMMON 580135101 1,004 4,676 SH   SOLE   4,676 0 0
MCDONALDS CORP COMMON 580135101 101 470 SH   DFND   470 0 0
MERCK & CO INC COMMON 58933Y105 1,337 15,887 SH   SOLE   15,887 0 0
MERCK & CO INC COMMON 58933Y105 620 7,365 SH   DFND   7,365 0 0
MICROCHIP TECHNOLOGY INC COMMON 595017104 190 2,042 SH   SOLE   2,042 0 0
MICROCHIP TECHNOLOGY INC COMMON 595017104 50 540 SH   DFND   540 0 0
MICROSOFT CORP COMMON 594918104 3,000 21,581 SH   SOLE   21,581 0 0
MICROSOFT CORP COMMON 594918104 1,157 8,325 SH   DFND   8,325 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 598 10,801 SH   SOLE   10,801 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 78 1,407 SH   DFND   1,407 0 0
MORGAN STANLEY COMMON 617446448 368 8,616 SH   SOLE   8,616 0 0
NEXTERA ENERGY INC COMMON 65339F101 833 3,576 SH   SOLE   3,576 0 0
NEXTERA ENERGY INC COMMON 65339F101 148 637 SH   DFND   637 0 0
NIKE INC-CLASS B COMMON 654106103 372 3,961 SH   SOLE   3,961 0 0
NIKE INC-CLASS B COMMON 654106103 42 450 SH   DFND   450 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 1,495 8,321 SH   SOLE   8,321 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 656 3,650 SH   DFND   3,650 0 0
NORTHROP GRUMMAN CORPORATION COMMON 666807102 342 912 SH   SOLE   912 0 0
OMNICOM GROUP COMMON 681919106 40 505 SH   SOLE   505 0 0
OMNICOM GROUP COMMON 681919106 296 3,785 SH   DFND   3,785 0 0
ORACLE CORPORATION COMMON 68389X105 468 8,499 SH   SOLE   8,499 0 0
ORACLE CORPORATION COMMON 68389X105 80 1,450 SH   DFND   1,450 0 0
PAYPAL HOLDINGS INC COMMON 70450Y103 205 1,976 SH   SOLE   1,976 0 0
PEPSICO INC COMMON 713448108 984 7,175 SH   SOLE   7,175 0 0
PEPSICO INC COMMON 713448108 912 6,655 SH   DFND   6,655 0 0
PFIZER INC COMMON 717081103 1,493 41,561 SH   SOLE   41,561 0 0
PFIZER INC COMMON 717081103 661 18,403 SH   DFND   18,403 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 1,328 17,487 SH   SOLE   17,487 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 190 2,500 SH   DFND   2,500 0 0
PHILLIPS 66 COMMON 718546104 353 3,452 SH   SOLE   3,452 0 0
PNC FINANCIAL SERVICES GROUP COMMON 693475105 256 1,830 SH   SOLE   1,830 0 0
PNC FINANCIAL SERVICES GROUP COMMON 693475105 18 125 SH   DFND   125 0 0
PROCTER & GAMBLE CO COMMON 742718109 1,199 9,637 SH   SOLE   9,637 0 0
PROCTER & GAMBLE CO COMMON 742718109 542 4,359 SH   DFND   4,359 0 0
QUALCOMM INC COMMON 747525103 901 11,815 SH   SOLE   11,815 0 0
QUALCOMM INC COMMON 747525103 37 480 SH   DFND   480 0 0
SHERWIN WILLIAMS CO COMMON 824348106 365 664 SH   SOLE   664 0 0
SHERWIN WILLIAMS CO COMMON 824348106 330 600 SH   DFND   600 0 0
SOUTHERN COMPANY COMMON 842587107 415 6,719 SH   SOLE   6,719 0 0
SOUTHERN COMPANY COMMON 842587107 28 450 SH   DFND   450 0 0
SUNTRUST BANKS INC COMMON 867914103 137 1,997 SH   SOLE   1,997 0 0
SUNTRUST BANKS INC COMMON 867914103 172 2,500 SH   DFND   2,500 0 0
TARGET CORP COMMON 87612E110 226 2,118 SH   SOLE   2,118 0 0
TARGET CORP COMMON 87612E110 127 1,185 SH   DFND   1,185 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 465 3,597 SH   SOLE   3,597 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 27 207 SH   DFND   207 0 0
TRAVELERS COMPANIES INC COMMON 89417E113 52 353 SH   SOLE   353 0 0
TRAVELERS COMPANIES INC COMMON 89417E113 226 1,518 SH   DFND   1,518 0 0
UNION PAC CORP COMMON 907818108 418 2,579 SH   SOLE   2,579 0 0
UNITED PARCEL SERVICE CL B COMMON 911312106 162 1,352 SH   SOLE   1,352 0 0
UNITED PARCEL SERVICE CL B COMMON 911312106 109 910 SH   DFND   910 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 355 2,602 SH   SOLE   2,602 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 390 2,859 SH   DFND   2,859 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 147 675 SH   SOLE   675 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 160 735 SH   DFND   735 0 0
VALERO ENERGY CORP COMMON 91913Y100 363 4,262 SH   SOLE   4,262 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 1,489 24,675 SH   SOLE   24,675 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 543 9,004 SH   DFND   9,004 0 0
VISA INC CL A COMMON 92826C839 283 1,647 SH   SOLE   1,647 0 0
VISA INC CL A COMMON 92826C839 69 400 SH   DFND   400 0 0
WALMART INC COMMON 931142103 1,581 13,321 SH   SOLE   13,321 0 0
WALMART INC COMMON 931142103 528 4,450 SH   DFND   4,450 0 0
WASTE MANAGEMENT INC COMMON 94106L109 516 4,485 SH   SOLE   4,485 0 0
WASTE MANAGEMENT INC COMMON 94106L109 58 500 SH   DFND   500 0 0
WELLS FARGO & CO COMMON 949746101 727 14,416 SH   SOLE   14,416 0 0
WELLS FARGO & CO COMMON 949746101 259 5,137 SH   DFND   5,137 0 0
YUM CHINA HOLDINGS INC COMMON 98850P109 220 4,836 SH   SOLE   4,836 0 0
YUM CHINA HOLDINGS INC COMMON 98850P109 112 2,473 SH   DFND   2,473 0 0
YUM! BRANDS INC COMMON 988498101 507 4,473 SH   SOLE   4,473 0 0
YUM! BRANDS INC COMMON 988498101 281 2,473 SH   DFND   2,473 0 0
3M CO COMMON 88579Y101 461 2,804 SH   SOLE   2,804 0 0
3M CO COMMON 88579Y101 435 2,643 SH   DFND   2,643 0 0
BP PLC SPONS ADR COMMON 055622104 151 3,986 SH   SOLE   3,986 0 0
BP PLC SPONS ADR COMMON 055622104 75 1,964 SH   DFND   1,964 0 0
FEDERAL REALTY INVESTMENT TR R COMMON 313747206 1,172 8,610 SH   DFND   0 0 0
PUBLIC STORAGE INC REIT COMMON 74460D109 340 1,388 SH   SOLE   0 0 0
MANULIFE FINANCIAL CORP COMMON 56501R106 80 4,338 SH   SOLE   4,338 0 0
MANULIFE FINANCIAL CORP COMMON 56501R106 284 15,458 SH   DFND   15,458 0 0
MEDTRONIC PLC COMMON G5960L103 242 2,230 SH   SOLE   2,230 0 0
MEDTRONIC PLC COMMON G5960L103 224 2,065 SH   DFND   2,065 0 0
ISHARES DJ US TOTAL MARKET ETF OTHER 464287846 337 2,287 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 527 8,077 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 159 2,438 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 159 3,896 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 76 1,850 SH   DFND   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 401 2,508 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 13 80 SH   DFND   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 866 11,119 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 271 3,478 SH   DFND   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 849 4,395 SH   SOLE   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 360 1,863 SH   DFND   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200 296 990 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 26 75 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 187 530 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 4,227 14,242 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,291 4,350 SH   DFND   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 781 8,801 SH   SOLE   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 51 571 SH   DFND   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 236 2,084 SH   SOLE   0 0 0