The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CATERPILLAR INC COMMON 149123101   728,265 1,862 SH   SOLE   1,862 0 0
INTERCONTINENTAL EXCHANGE COMMON 45866F104   1,602,865 9,978 SH   SOLE   9,978 0 0
SHARES TR INTL SEL DIV EFT OTHER 464288448   214,935 7,110 SH   SOLE   7,110 0 0
VANGUARD SPECIALIZED FUNDS OTHER 921908844   533,177 2,692 SH   SOLE   2,692 0 0
346A TRACT HOLDONGS LLC OTHER 33828A918   931,395 1 SH   SOLE   1 0 0
3M CO COMMON 88579Y101   255,082 1,866 SH   SOLE   1,866 0 0
3M CO COMMON 88579Y101   150,917 1,104 SH   OTR   1,104 0 0
3M CO COMMON 88579Y101   349,405 2,556 SH   SOLE   2,556 0 0
3M CO COMMON 88579Y101   164,040 1,200 SH   OTR   1,200 0 0
523 TRACT HOLDONGS LLC OTHER 33828A900   1,081,058 1 SH   SOLE   1 0 0
ABBOTT LABS COMMON 002824100   851,313 7,467 SH   SOLE   7,467 0 0
ABBOTT LABS COMMON 002824100   338,268 2,967 SH   OTR   2,967 0 0
ABBOTT LABS COMMON 002824100   441,560 3,873 SH   SOLE   3,873 0 0
ABBOTT LABS COMMON 002824100   125,411 1,100 SH   OTR   1,100 0 0
ABBVIE INC COMMON 00287Y109   1,524,743 7,721 SH   SOLE   7,721 0 0
ABBVIE INC COMMON 00287Y109   687,033 3,479 SH   OTR   3,479 0 0
ABBVIE INC COMMON 00287Y109   1,611,831 8,162 SH   SOLE   8,162 0 0
ABBVIE INC COMMON 00287Y109   261,661 1,325 SH   OTR   1,325 0 0
ACCENTURE PLC CL A COMMON G1151C101   375,749 1,063 SH   SOLE   1,063 0 0
ACCENTURE PLC IRELAND COMMON G1151C101   205,018 580 SH   SOLE   580 0 0
ADOBE SYSTMS INCORPORATED COMMON 00724F101   292,545 565 SH   SOLE   565 0 0
AIR PRODS & CHEMS INC COMMON 009158106   1,310,056 4,400 SH   SOLE   4,400 0 0
ALPHABET INC COMMON 02079K107   711,226 4,254 SH   SOLE   4,254 0 0
ALPHABET INC COMMON 02079K305   1,198,432 7,226 SH   SOLE   7,226 0 0
ALPHABET INC CL A COMMON 02079K305   2,063,174 12,440 SH   SOLE   12,440 0 0
ALPHABET INC CL A COMMON 02079K305   33,170 200 SH   OTR   200 0 0
ALPHABET INC CL C COMMON 02079K107   707,214 4,230 SH   SOLE   4,230 0 0
ALPHABET INC CL C COMMON 02079K107   33,438 200 SH   OTR   200 0 0
ALPS ETF TR OTHER 00162Q452   510,653 10,835 SH   SOLE   10,835 0 0
ALPS ETF TR OTHER 00162Q452   47,130 1,000 SH   OTR   1,000 0 0
ALTRIA GROUP INC COMMON 02209S103   460,585 9,024 SH   SOLE   9,024 0 0
ALTRIA GROUP INC COMMON 02209S103   179,201 3,511 SH   OTR   3,511 0 0
ALTRIA GROUP INC COMMON 02209S103   228,914 4,485 SH   SOLE   4,485 0 0
ALTRIA GROUP INC COMMON 02209S103   278,933 5,465 SH   OTR   5,465 0 0
AMAZON COM INC COMMON 023135106   1,698,397 9,115 SH   SOLE   9,115 0 0
AMAZON.COM INC COMMON 023135106   795,443 4,269 SH   SOLE   4,269 0 0
AMERICAN ELEC PWR CO INC COMMON 025537101   1,079,557 10,522 SH   SOLE   10,522 0 0
AMERICAN ELEC PWR CO INC COMMON 025537101   134,611 1,312 SH   OTR   1,312 0 0
AMERICAN EXPRESS CO COMMON 025816109   1,166,702 4,302 SH   SOLE   4,302 0 0
AMERICAN EXPRESS CO COMMON 025816109   149,160 550 SH   OTR   550 0 0
AMERICAN EXPRESS CO COMMON 025816109   375,612 1,385 SH   SOLE   1,385 0 0
AMERICAN EXPRESS CO COMMON 025816109   406,800 1,500 SH   OTR   1,500 0 0
AMERIPRISE FINANCIAL INC. COMMON 03076C106   352,358 750 SH   SOLE   750 0 0
AMGEN INC COMMON 031162100   253,579 787 SH   SOLE   787 0 0
AMGEN INC COMMON 031162100   161,105 500 SH   OTR   500 0 0
APPLE INC COMMON 037833100   8,995,897 38,609 SH   SOLE   38,609 0 0
APPLE INC COMMON 037833100   831,810 3,570 SH   OTR   3,570 0 0
APPLE INC COMMON 037833100   5,570,797 23,909 SH   SOLE   23,909 0 0
APPLIED MATERIALS INC COMMON 038222105   303,277 1,501 SH   SOLE   1,501 0 0
APPLIED MATLS INC COMMON 038222105   494,416 2,447 SH   SOLE   2,447 0 0
AT&T INC COMMON 00206R102   302,808 13,764 SH   SOLE   13,764 0 0
AT&T INC COMMON 00206R102   182,292 8,286 SH   OTR   8,286 0 0
AT&T INC COMMON 00206R102   710,292 32,286 SH   SOLE   32,286 0 0
AUTODESK INC COMMON 052769106   1,377,400 5,000 SH   SOLE   5,000 0 0
AUTOMATIC DATA PROCESSING IN COMMON 053015103   496,730 1,795 SH   SOLE   1,795 0 0
AUTOMATIC DATA PROCESSING IN COMMON 053015103   27,673 100 SH   OTR   100 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103   936,454 3,384 SH   SOLE   3,384 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103   120,378 435 SH   OTR   435 0 0
BANK OF AMERICA CORP COMMON 060505104   1,277,815 32,203 SH   SOLE   32,203 0 0
BANK OF AMERICA CORP COMMON 060505104   72,376 1,824 SH   OTR   1,824 0 0
BANK OF NEW YORK MELLON CORP COMMON 064058100   82,639 1,150 SH   SOLE   1,150 0 0
BANK OF NEW YORK MELLON CORP COMMON 064058100   139,552 1,942 SH   OTR   1,942 0 0
BECTON DICKINSON & CO COMMON 075887109   99,333 412 SH   SOLE   412 0 0
BECTON DICKINSON & CO COMMON 075887109   144,660 600 SH   OTR   600 0 0
BERKSHIRE HATHAWAY INC DEL COMMON 084670108   1,382,360 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL COMMON 084670702   1,427,726 3,102 SH   SOLE   3,102 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702   1,129,018 2,453 SH   SOLE   2,453 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702   154,647 336 SH   OTR   336 0 0
BK OF AMERICA CORP COMMON 060505104   414,219 10,439 SH   SOLE   10,439 0 0
BK OF AMERICA CORP COMMON 060505104   79,360 2,000 SH   OTR   2,000 0 0
BLACK HILLS CORP COMMON 092113109   488,960 8,000 SH   SOLE   8,000 0 0
BLACKROCK INC CL A COMMON 09247X101   581,100 612 SH   SOLE   612 0 0
BLACKROCK INC CL A COMMON 09247X101   85,456 90 SH   OTR   90 0 0
BOEING CO COMMON 097023105   268,199 1,764 SH   SOLE   1,764 0 0
BOEING CO COMMON 097023105   12,315 81 SH   OTR   81 0 0
BOEING CO COMMON 097023105   133,643 879 SH   SOLE   879 0 0
BOEING CO COMMON 097023105   221,978 1,460 SH   OTR   1,460 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108   212,496 4,107 SH   SOLE   4,107 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108   33,734 652 SH   OTR   652 0 0
BRISTOL-MYERS SQUIBB CO COMMON 110122108   496,962 9,605 SH   SOLE   9,605 0 0
BURKE & HERBERT FINL SVCS CORP COMMON 12135Y108   11,540,406 189,218 SH   SOLE   189,218 0 0
BURKE & HERBERT FINL SVCS CORP COMMON 12135Y108   97,584 1,600 SH   OTR   1,600 0 0
BURKE HERBERT FINL SVCS CORP COMMON 12135Y108   3,553,521 58,264 SH   SOLE   28,513 0 29,751
BURKE HERBERT FINL SVCS CORP COMMON 12135Y108   779,147 12,775 SH   OTR   0 0 12,775
CAPITAL ONE FINANCIAL CORP COMMON 14040H105   690,854 4,614 SH   SOLE   4,614 0 0
CAPITAL ONE FINL CORP COMMON 14040H105   264,273 1,765 SH   SOLE   1,765 0 0
CAPITAL ONE FINL CORP COMMON 14040H105   381,362 2,547 SH   OTR   2,547 0 0
CARRIER GLOBAL CORP COMMON 14448C104   109,869 1,365 SH   SOLE   1,365 0 0
CARRIER GLOBAL CORP COMMON 14448C104   96,347 1,197 SH   OTR   1,197 0 0
CARRIER GLOBAL CORPORATION COMMON 14448C104   247,748 3,078 SH   SOLE   3,078 0 0
CATERPILLAR INC COMMON 149123101   519,016 1,327 SH   SOLE   1,327 0 0
CATERPILLAR INC COMMON 149123101   391,120 1,000 SH   OTR   1,000 0 0
CHARLES SCHWAB CORP COMMON 808513105   343,493 5,300 SH   SOLE   5,300 0 0
CHEVRON CORP NEW COMMON 166764100   1,383,159 9,392 SH   SOLE   9,392 0 0
CHEVRON CORP NEW COMMON 166764100   294,540 2,000 SH   OTR   2,000 0 0
CHEVRON CORPORATION COMMON 166764100   1,030,743 6,999 SH   SOLE   6,999 0 0
CHEVRON CORPORATION COMMON 166764100   621,774 4,222 SH   OTR   4,222 0 0
CHUBB LIMITED COMMON H1467J104   331,936 1,151 SH   SOLE   1,151 0 0
CHUBB LIMITED COMMON H1467J104   16,438 57 SH   OTR   57 0 0
CISCO SYS INC COMMON 17275R102   1,721,454 32,346 SH   SOLE   32,346 0 0
CISCO SYS INC COMMON 17275R102   45,237 850 SH   OTR   850 0 0
CISCO SYSTEMS INC COMMON 17275R102   738,268 13,872 SH   SOLE   13,872 0 0
CISCO SYSTEMS INC COMMON 17275R102   42,576 800 SH   OTR   800 0 0
CITIGROUP INC COMMON 172967424   316,756 5,060 SH   SOLE   5,060 0 0
CITIGROUP INC COMMON 172967424   112,680 1,800 SH   OTR   1,800 0 0
COCA COLA CO COMMON 191216100   3,013,162 41,931 SH   SOLE   41,931 0 0
COCA COLA CO COMMON 191216100   161,254 2,244 SH   OTR   2,244 0 0
COCA COLA CO COMMON 191216100   3,604,785 50,164 SH   SOLE   50,164 0 0
COLGATE PALMOLIVE CO COMMON 194162103   515,313 4,964 SH   SOLE   4,964 0 0
COLGATE PALMOLIVE CO COMMON 194162103   1,009,137 9,721 SH   SOLE   9,721 0 0
COLGATE PALMOLIVE CO COMMON 194162103   119,381 1,150 SH   OTR   1,150 0 0
COMCAST CORP NEW COMMON 20030N101   223,928 5,361 SH   SOLE   5,361 0 0
COMCAST CORP NEW COMMON 20030N101   61,276 1,467 SH   OTR   1,467 0 0
COMCAST CORP-CL A COMMON 20030N101   604,955 14,483 SH   SOLE   14,483 0 0
COMCAST CORP-CL A COMMON 20030N101   60,483 1,448 SH   OTR   1,448 0 0
CONOCOPHILLIPS COMMON 20825C104   600,412 5,703 SH   SOLE   5,703 0 0
CONOCOPHILLIPS COMMON 20825C104   321,946 3,058 SH   SOLE   3,058 0 0
CORTEVA INC COMMON 22052L104   178,192 3,031 SH   SOLE   3,031 0 0
CORTEVA INC COMMON 22052L104   34,510 587 SH   OTR   587 0 0
COSTCO WHOLESALE CORP COMMON 22160K105   1,309,390 1,477 SH   SOLE   1,477 0 0
COSTCO WHOLESALE CORP COMMON 22160K105   155,141 175 SH   OTR   175 0 0
COSTCO WHSL CORP NEW COMMON 22160K105   374,111 422 SH   SOLE   422 0 0
CSX CORP COMMON 126408103   3,896,883 112,855 SH   SOLE   112,855 0 0
CUMMINS INC COMMON 231021106   435,821 1,346 SH   SOLE   1,346 0 0
CVS HEALTH CORP COMMON 126650100   291,197 4,631 SH   SOLE   4,631 0 0
DARDEN RESTAURANTS INC COMMON 237194105   370,769 2,259 SH   SOLE   2,259 0 0
DEERE & CO COMMON 244199105   653,539 1,566 SH   SOLE   1,566 0 0
DEERE & CO COMMON 244199105   20,867 50 SH   OTR   50 0 0
DIREXION SHS ETF TR AUSPCE CMD STG OTHER 25460E307   579,542 20,165 SH   SOLE   20,165 0 0
DISNEY WALT CO COMMON 254687106   1,734,786 18,035 SH   SOLE   18,035 0 0
DISNEY WALT CO COMMON 254687106   115,428 1,200 SH   OTR   1,200 0 0
DISNEY WALT CO NEW COMMON 254687106   478,738 4,977 SH   SOLE   4,977 0 0
DISNEY WALT CO NEW COMMON 254687106   67,429 701 SH   OTR   701 0 0
DOMINION ENERGY INC COMMON 25746U109   792,763 13,718 SH   SOLE   13,718 0 0
DOMINION ENERGY INC COMMON 25746U109   120,897 2,092 SH   OTR   2,092 0 0
DOMINION ENERGY INC COMMON 25746U109   278,663 4,822 SH   SOLE   4,822 0 0
DOMINION ENERGY INC COMMON 25746U109   49,063 849 SH   OTR   849 0 0
DOW INC COMMON 260557103   234,636 4,295 SH   SOLE   4,295 0 0
DOW INC COMMON 260557103   44,523 815 SH   OTR   815 0 0
DOW INC COMMON 260557103   207,703 3,802 SH   SOLE   3,802 0 0
DOW INC COMMON 260557103   52,663 964 SH   OTR   964 0 0
DUKE ENERGY CORP COMMON 26441C204   473,998 4,111 SH   SOLE   4,111 0 0
DUKE ENERGY CORP COMMON 26441C204   24,559 213 SH   OTR   213 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   951,686 8,254 SH   SOLE   8,254 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   59,148 513 SH   OTR   513 0 0
DUPONT DE NEMOURS INC COMMON 26614N102   300,568 3,373 SH   SOLE   3,373 0 0
DUPONT DE NEMOURS INC COMMON 26614N102   52,308 587 SH   OTR   587 0 0
DUPONT DE NEMOURS INC COMMON 26614N102   248,349 2,787 SH   SOLE   2,787 0 0
DUPONT DE NEMOURS INC COMMON 26614N102   85,902 964 SH   OTR   964 0 0
EDWARDS LIFESCIENCES CORP COMMON 28176E108   1,073,195 16,263 SH   SOLE   16,263 0 0
ELEVANCE HEALTH INC COMMON 036752103   540,800 1,040 SH   SOLE   1,040 0 0
ELEVANCE HEALTH INC COMMON 036752103   325,520 626 SH   SOLE   626 0 0
EMERSON ELEC CO COMMON 291011104   2,009,892 18,377 SH   SOLE   18,377 0 0
EMERSON ELEC CO COMMON 291011104   164,055 1,500 SH   OTR   1,500 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF OTHER 301505707   1,044,438 18,301 SH   SOLE   18,301 0 0
EXXON MOBIL CORP COMMON 30231G102   2,838,248 24,213 SH   SOLE   24,213 0 0
EXXON MOBIL CORP COMMON 30231G102   942,097 8,037 SH   OTR   8,037 0 0
EXXON MOBIL CORP COMMON 30231G102   4,978,802 42,474 SH   SOLE   42,474 0 0
EXXON MOBIL CORP COMMON 30231G102   232,564 1,984 SH   OTR   1,984 0 0
FEDERAL REALTY INVESTMENT TRUS COMMON 313745101   843,305 7,335 SH   SOLE   0 0 0
FIRST CMNTY BANKSHARES INC V COMMON 31983A103   1,510,681 35,010 SH   SOLE   35,010 0 0
FIRST CMNTY BANKSHARES INC V COMMON 31983A103   137,864 3,195 SH   OTR   3,195 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF OTHER 33739E108   442,997 24,475 SH   SOLE   24,475 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF OTHER 33739E108   3,855 213 SH   OTR   213 0 0
FIRST TR EXCH TRADED FD DJ INTERNT IDX OTHER 33734X846   1,512,556 25,537 SH   SOLE   25,537 0 0
FIRST TR EXCH TRADED FD NASDAQ CYB ETF OTHER 33733E302   1,078,850 5,093 SH   SOLE   5,093 0 0
FIRST TR NAS100 EQ WEIGHTED SHS OTHER 337344105   1,725,313 13,753 SH   SOLE   13,753 0 0
FISERV INC COMMON 337738108   2,308,502 12,850 SH   SOLE   12,850 0 0
FRANKLIN RESOURCES INC COMMON 354613101   222,657 11,050 SH   SOLE   11,050 0 0
FREEPORT-MCMORAN INC COMMON 35671D857   244,608 4,900 SH   OTR   4,900 0 0
GAMING & LEISURE PPTYS INC COMMON 36467J108   484,453 9,416 SH   SOLE   9,416 0 0
GE AEROSPACE COMMON 369604301   665,122 3,527 SH   SOLE   3,527 0 0
GE AEROSPACE COMMON 369604301   380,177 2,016 SH   OTR   2,016 0 0
GE AEROSPACE COMMON 369604301   400,355 2,123 SH   SOLE   2,123 0 0
GE VERNOVA LLC COMMON 36828A101   224,127 879 SH   SOLE   879 0 0
GE VERNOVA LLC COMMON 36828A101   128,255 503 SH   OTR   503 0 0
GENERAL DYNAMICS CORP COMMON 369550108   1,510,093 4,997 SH   SOLE   4,997 0 0
GENERAL MLS INC COMMON 370334104   606,160 8,208 SH   SOLE   8,208 0 0
GLOBAL X FDS US INFR DEV ETF OTHER 37954Y673   2,420,413 58,805 SH   SOLE   58,805 0 0
GOLDMAN SACHS GROUP INC COMMON 38141G104   1,074,389 2,170 SH   SOLE   2,170 0 0
GRAINGER W W INC COMMON 384802104   224,383 216 SH   SOLE   216 0 0
HARTFORD FINL SVCS GROUP IN COMMON 416515104   303,080 2,577 SH   SOLE   2,577 0 0
HERSHEY CO COMMON 427866108   973,283 5,075 SH   SOLE   5,075 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON 42824C109   126,034 6,160 SH   SOLE   6,160 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON 42824C109   137,368 6,714 SH   OTR   6,714 0 0
HOME DEPOT INC COMMON 437076102   2,094,074 5,168 SH   SOLE   5,168 0 0
HOME DEPOT INC COMMON 437076102   109,404 270 SH   OTR   270 0 0
HOME DEPOT INC COMMON 437076102   2,638,257 6,511 SH   SOLE   6,511 0 0
HOME DEPOT INC COMMON 437076102   550,261 1,358 SH   OTR   1,358 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106   466,751 2,258 SH   SOLE   2,258 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106   110,797 536 SH   OTR   536 0 0
HONEYWELL INTL INC COMMON 438516106   912,004 4,412 SH   SOLE   4,412 0 0
HONEYWELL INTL INC COMMON 438516106   56,845 275 SH   OTR   275 0 0
HP INC COMMON 40434L105   256,112 7,140 SH   SOLE   7,140 0 0
HP INC COMMON 40434L105   237,639 6,625 SH   OTR   6,625 0 0
INTEL CORP COMMON 458140100   254,119 10,832 SH   SOLE   10,832 0 0
INTEL CORP COMMON 458140100   68,386 2,915 SH   OTR   2,915 0 0
INTEL CORP COMMON 458140100   723,694 30,848 SH   SOLE   30,848 0 0
INTEL CORP COMMON 458140100   46,920 2,000 SH   OTR   2,000 0 0
INTERNATIONAL BUSINESS MACHS COMMON 459200101   947,548 4,286 SH   SOLE   4,286 0 0
INTERNATIONAL BUSINESS MACHS COMMON 459200101   243,188 1,100 SH   OTR   1,100 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101   408,335 1,847 SH   SOLE   1,847 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101   120,489 545 SH   OTR   545 0 0
INTUIT COMMON 461202103   240,327 387 SH   SOLE   387 0 0
INTUIT INC COMMON 461202103   546,480 880 SH   SOLE   880 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF OTHER 46138E370   987,665 11,070 SH   SOLE   11,070 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD OTHER 46138G870   1,466,743 59,965 SH   SOLE   59,965 0 0
INVESCO EXCH TRADED FD T GBL LISTED PVT OTHER 46137V118   308,013 4,515 SH   SOLE   4,515 0 0
INVESCO EXCH TRADED FD T S&P500 EQL WGT OTHER 46137V357   8,711,296 48,623 SH   SOLE   48,623 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103   5,001,741 10,248 SH   SOLE   10,248 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103   341,649 700 SH   SOLE   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842   438,095 5,613 SH   SOLE   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168   207,468 1,536 SH   SOLE   0 0 0
ISHARES DJ US TOTAL MARKET ETF OTHER 464287846   443,198 3,175 SH   SOLE   0 0 0
ISHARES INC MSCI JPN ETF NEW OTHER 46434G822   268,275 3,750 SH   SOLE   3,750 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   1,855,582 22,188 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   21,744 260 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   731,329 15,947 SH   SOLE   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507   2,883,609 46,271 SH   SOLE   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507   83,509 1,340 SH   OTR   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200   2,253,636 3,907 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705   414,869 3,356 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705   15,453 125 SH   OTR   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804   2,190,544 18,729 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804   90,761 776 SH   OTR   0 0 0
ISHARES SILVER TR OTHER 46428Q109   279,412 9,835 SH   SOLE   9,835 0 0
ISHARES SILVER TR OTHER 46428Q109   15,625 550 SH   OTR   550 0 0
ISHARES TR S&P 100 ETF OTHER 464287101   854,634 3,088 SH   SOLE   3,088 0 0
ISHARES TR S&P TTL STK OTHER 464287150   278,876 2,220 SH   SOLE   2,220 0 0
ISHARES TR SELECT DIVID ETF OTHER 464287168   5,496,673 40,695 SH   SOLE   40,695 0 0
ISHARES TR SELECT DIVID ETF OTHER 464287168   12,966 96 SH   OTR   96 0 0
ISHARES TR CORE S&P500 ETF OTHER 464287200   4,304,807 7,463 SH   SOLE   7,463 0 0
ISHARES TR CORE US AGGBD ET OTHER 464287226   6,401,783 63,215 SH   SOLE   63,215 0 0
ISHARES TR CORE US AGGBD ET OTHER 464287226   30,887 305 SH   OTR   305 0 0
ISHARES TR MSCI EMG MKT ETF OTHER 464287234   2,260,347 49,288 SH   SOLE   49,288 0 0
ISHARES TR MSCI EMG MKT ETF OTHER 464287234   12,611 275 SH   OTR   275 0 0
ISHARES TR GLOBAL TECH ETF OTHER 464287291   477,353 5,784 SH   SOLE   5,784 0 0
ISHARES TR GLOBAL TECH ETF OTHER 464287291   1,546,942 18,744 SH   OTR   18,744 0 0
ISHARES TR S&P 500 GRWT ETF OTHER 464287309   1,819,824 19,006 SH   SOLE   19,006 0 0
ISHARES TR 7-10 YR TRSY BD OTHER 464287440   207,720 2,117 SH   SOLE   2,117 0 0
ISHARES TR 1 3 YR TREAS BD OTHER 464287457   1,429,597 17,193 SH   SOLE   17,193 0 0
ISHARES TR MSCI EAFE ETF OTHER 464287465   6,733,469 80,515 SH   SOLE   80,515 0 0
ISHARES TR RUS MDCP VAL SFT OTHER 464287473   214,245 1,620 SH   SOLE   1,620 0 0
ISHARES TR RUS MD CP GR ETF OTHER 464287481   1,468,939 12,524 SH   SOLE   12,524 0 0
ISHARES TR RUS MID CAP ETF OTHER 464287499   3,799,010 43,102 SH   SOLE   43,102 0 0
ISHARES TR RUS MID CAP ETF OTHER 464287499   25,119 285 SH   OTR   285 0 0
ISHARES TR CORE S&P MCP ETF OTHER 464287507   5,523,110 88,625 SH   SOLE   88,625 0 0
ISHARES TR ISHARES BIOTECH OTHER 464287556   1,267,302 8,704 SH   SOLE   8,704 0 0
ISHARES TR GLOBAL 100 ETF OTHER 464287572   320,286 3,230 SH   SOLE   3,230 0 0
ISHARES TR RUS 1000 VAL ETF OTHER 464287598   2,073,565 10,925 SH   SOLE   10,925 0 0
ISHARES TR S&P MC 400GR ETF OTHER 464287606   320,835 3,490 SH   SOLE   3,490 0 0
ISHARES TR RUS 1000 GRW ETF OTHER 464287614   2,859,269 7,617 SH   SOLE   7,617 0 0
ISHARES TR RUS 1000 ETF OTHER 464287622   780,315 2,482 SH   SOLE   2,482 0 0
ISHARES TR RUSSELL 2000 ETF OTHER 464287655   4,553,426 20,614 SH   SOLE   20,614 0 0
ISHARES TR RUSSELL 2000 ETF OTHER 464287655   44,178 200 SH   OTR   200 0 0
ISHARES TR U.S. REAL ES ETF OTHER 464287739   597,467 5,865 SH   SOLE   5,865 0 0
ISHARES TR US INDUSTRIALS OTHER 464287754   427,744 3,200 SH   SOLE   3,200 0 0
ISHARES TR U.S. FIN SVC ETF OTHER 464287770   847,126 11,928 SH   SOLE   11,928 0 0
ISHARES TR CORE S&P SCP ETF OTHER 464287804   7,501,580 64,138 SH   SOLE   64,138 0 0
ISHARES TR S&P SML 600 GWT OTHER 464287887   325,011 2,330 SH   SOLE   2,330 0 0
ISHARES TR MSCI ACWI ETF OTHER 464288257   425,239 3,557 SH   SOLE   3,557 0 0
ISHARES TR IBOXX HI YD ETF OTHER 464288513   1,508,274 18,783 SH   SOLE   18,783 0 0
ISHARES TR IBOXX HI YD ETF OTHER 464288513   18,067 225 SH   OTR   225 0 0
ISHARES TR ISHS 1-5YR INVS OTHER 464288646   2,326,676 44,183 SH   SOLE   44,183 0 0
ISHARES TR 3 7 YR TREAS BD OTHER 464288661   2,491,850 20,834 SH   SOLE   20,834 0 0
ISHARES TR PFD AND INCM SEC OTHER 464288687   3,568,303 107,382 SH   SOLE   107,382 0 0
ISHARES TR PFD AND INCM SEC OTHER 464288687   88,059 2,650 SH   OTR   2,650 0 0
ISHARES TR U.S. MED DVC ETF OTHER 464288810   98,305 1,660 SH   SOLE   1,660 0 0
ISHARES TR U.S. MED DVC ETF OTHER 464288810   973,576 16,440 SH   OTR   16,440 0 0
ISHARES TR MICRO-CAP ETF OTHER 464288869   252,806 2,050 SH   SOLE   2,050 0 0
ISHARES TR US TREAS BD ETF OTHER 46429B267   399,142 17,021 SH   SOLE   17,021 0 0
ISHARES TR FLTG RATE NT ETF OTHER 46429B655   223,810 4,385 SH   SOLE   4,385 0 0
ISHARES TR CORE HIGH DV ETF OTHER 46429B663   3,796,420 32,277 SH   SOLE   32,277 0 0
ISHARES TR CORE HIGH DV ETF OTHER 46429B663   16,231 138 SH   OTR   138 0 0
ISHARES TR MSCI USA MMENTM OTHER 46432F396   210,262 1,037 SH   SOLE   1,037 0 0
ISHARES TR MSCI EMRG CHN OTHER 46434G764   2,321,263 37,985 SH   SOLE   37,985 0 0
ISHARES TR CORE INTL AGGR OTHER 46435G672   259,100 5,000 SH   SOLE   5,000 0 0
JOHNSON & JOHNSON COMMON 478160104   1,943,748 11,994 SH   SOLE   11,994 0 0
JOHNSON & JOHNSON COMMON 478160104   723,274 4,463 SH   OTR   4,463 0 0
JOHNSON & JOHNSON COMMON 478160104   5,196,615 32,066 SH   SOLE   32,066 0 0
JOHNSON & JOHNSON COMMON 478160104   530,746 3,275 SH   OTR   3,275 0 0
JP MORGAN CHASE & CO COMMON 46625H100   728,732 3,456 SH   SOLE   3,456 0 0
JP MORGAN CHASE & CO COMMON 46625H100   374,909 1,778 SH   OTR   1,778 0 0
JPMORGAN CHASE & CO COMMON 46625H100   2,480,135 11,762 SH   SOLE   11,762 0 0
JPMORGAN CHASE & CO COMMON 46625H100   283,817 1,346 SH   OTR   1,346 0 0
KIMBERLY CLARK CORP COMMON 494368103   308,321 2,167 SH   SOLE   2,167 0 0
KIMBERLY CLARK CORP COMMON 494368103   109,556 770 SH   OTR   770 0 0
KRAFT HEINZ CO COMMON 500754106   252,792 7,200 SH   SOLE   7,200 0 0
KRAFT HEINZ CO COMMON 500754106   30,124 858 SH   OTR   858 0 0
LILLY ELI & CO COMMON 532457108   8,427,061 9,512 SH   SOLE   9,512 0 0
LILLY ELI & CO COMMON 532457108   146,180 165 SH   OTR   165 0 0
LOCKHEED MARTIN CORP COMMON 539830109   243,177 416 SH   SOLE   416 0 0
LOWES COS INC COMMON 548661107   1,442,276 5,325 SH   SOLE   5,325 0 0
LOWES COS INC COMMON 548661107   928,473 3,428 SH   SOLE   3,428 0 0
LOWES COS INC COMMON 548661107   193,657 715 SH   OTR   715 0 0
LYONDELLBASELL INDUSTRIES NV COMMON N53745100   492,447 5,135 SH   SOLE   5,135 0 0
MANULIFE FINL CORP COMMON 56501R106   388,257 13,139 SH   SOLE   13,139 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202   781,101 3,142 SH   SOLE   3,142 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202   175,760 707 SH   OTR   707 0 0
MARSH & MCLENNAN COS INC COMMON 571748102   6,246 28 SH   SOLE   28 0 0
MARSH & MCLENNAN COS INC COMMON 571748102   200,781 900 SH   OTR   900 0 0
MASTERCARD INCORPORATED COMMON 57636Q104   217,765 441 SH   SOLE   441 0 0
MCDONALDS CORP COMMON 580135101   703,114 2,309 SH   SOLE   2,309 0 0
MCDONALDS CORP COMMON 580135101   114,191 375 SH   OTR   375 0 0
MCDONALDS CORP COMMON 580135101   724,429 2,379 SH   SOLE   2,379 0 0
MCDONALDS CORP COMMON 580135101   25,883 85 SH   OTR   85 0 0
MCKESSON CORP COMMON 58155Q103   238,310 482 SH   SOLE   482 0 0
MCKESSON CORP COMMON 58155Q103   42,026 85 SH   OTR   85 0 0
MERCK & CO INC COMMON 58933Y105   1,174,324 10,341 SH   SOLE   10,341 0 0
MERCK & CO INC COMMON 58933Y105   677,613 5,967 SH   OTR   5,967 0 0
MERCK & CO INC COMMON 58933Y105   507,953 4,473 SH   SOLE   4,473 0 0
MERCK & CO INC COMMON 58933Y105   272,544 2,400 SH   OTR   2,400 0 0
META PLATFORMS CDR CIBC COMMON 30303M102   486,001 849 SH   SOLE   849 0 0
META PLATFORMS INC CL A COMMON 30303M102   1,705,871 2,980 SH   SOLE   2,980 0 0
METHANEX CORP COMMON 59151K108   289,380 7,000 SH   SOLE   7,000 0 0
MICROSOFT CORP COMMON 594918104   8,125,785 18,884 SH   SOLE   18,884 0 0
MICROSOFT CORP COMMON 594918104   378,664 880 SH   OTR   880 0 0
MICROSOFT CORP COMMON 594918104   9,473,915 22,017 SH   SOLE   22,017 0 0
MICROSOFT CORP COMMON 594918104   2,022,410 4,700 SH   OTR   4,700 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105   459,185 6,233 SH   SOLE   6,233 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105   119,493 1,622 SH   OTR   1,622 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105   302,783 4,110 SH   SOLE   4,110 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105   117,872 1,600 SH   OTR   1,600 0 0
MOODYS CORP COMMON 615369105   237,295 500 SH   SOLE   500 0 0
MORGAN STANLEY COMMON 617446448   646,288 6,200 SH   SOLE   6,200 0 0
NAVO-NORDISK A S ADR OTHER 670100205   208,372 1,750 SH   SOLE   1,750 0 0
NESTLE S A SPONSORED ADR OTHER 641069406   239,001 2,373 SH   SOLE   2,373 0 0
NESTLE S A SPONSORED ADR OTHER 641069406   22,157 220 SH   OTR   220 0 0
NEXTERA ENERGY INC COMMON 65339F101   890,777 10,538 SH   SOLE   10,538 0 0
NEXTERA ENERGY INC COMMON 65339F101   127,471 1,508 SH   OTR   1,508 0 0
NEXTERA ENERGY INC COMMON 65339F101   817,574 9,672 SH   SOLE   9,672 0 0
NORFOLK SOUTHERN CORP COMMON 655844108   1,380,169 5,554 SH   SOLE   5,554 0 0
NORFOLK SOUTHERN CORP COMMON 655844108   849,870 3,420 SH   OTR   3,420 0 0
NORFOLK SOUTHERN CORP COMMON 655844108   1,657,992 6,672 SH   SOLE   6,672 0 0
NORFOLK SOUTHERN CORP COMMON 655844108   62,125 250 SH   OTR   250 0 0
NORTHROP GRUMMAN CORPORATION COMMON 666807102   461,533 874 SH   SOLE   874 0 0
NOVARTIS AG SPONSORED ADR OTHER 66987V109   420,283 3,654 SH   SOLE   3,654 0 0
NVIDIA CORP COMMON 67066G104   116,825 962 SH   SOLE   962 0 0
NVIDIA CORP COMMON 67066G104   242,880 2,000 SH   OTR   2,000 0 0
NVIDIA CORPORATION COMMON 67066G104   760,214 6,260 SH   SOLE   6,260 0 0
OMNICOM GROUP COMMON 681919106   8,995 87 SH   SOLE   87 0 0
OMNICOM GROUP COMMON 681919106   391,331 3,785 SH   OTR   3,785 0 0
ORACLE CORP COMMON 68389X105   587,880 3,450 SH   SOLE   3,450 0 0
ORACLE CORPORATION COMMON 68389X105   727,438 4,269 SH   SOLE   4,269 0 0
ORACLE CORPORATION COMMON 68389X105   17,040 100 SH   OTR   100 0 0
OREILLY AUTOMOTIVE COMMON 67103H107   242,987 211 SH   SOLE   211 0 0
PAYCHEX INC COMMON 704326107   552,863 4,120 SH   SOLE   4,120 0 0
PAYCHEX INC COMMON 704326107   154,318 1,150 SH   SOLE   1,150 0 0
PAYCHEX INC COMMON 704326107   61,056 455 SH   OTR   455 0 0
PENSKE AUTOMOTIVE GROUP INC COMMON 70959W103   649,680 4,000 SH   OTR   4,000 0 0
PEPSICO INC COMMON 713448108   1,335,063 7,851 SH   SOLE   7,851 0 0
PEPSICO INC COMMON 713448108   622,383 3,660 SH   OTR   3,660 0 0
PEPSICO INC COMMON 713448108   1,812,052 10,656 SH   SOLE   10,656 0 0
PEPSICO INC COMMON 713448108   221,915 1,305 SH   OTR   1,305 0 0
PFIZER INC COMMON 717081103   871,152 30,102 SH   SOLE   30,102 0 0
PFIZER INC COMMON 717081103   435,952 15,064 SH   OTR   15,064 0 0
PFIZER INC COMMON 717081103   868,547 30,012 SH   SOLE   30,012 0 0
PFIZER INC COMMON 717081103   73,797 2,550 SH   OTR   2,550 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109   1,079,732 8,894 SH   SOLE   8,894 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109   426,964 3,517 SH   OTR   3,517 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109   415,188 3,420 SH   SOLE   3,420 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109   614,891 5,065 SH   OTR   5,065 0 0
PROCTER & GAMBLE CO COMMON 742718109   815,252 4,707 SH   SOLE   4,707 0 0
PROCTER & GAMBLE CO COMMON 742718109   435,598 2,515 SH   OTR   2,515 0 0
PROCTER & GAMBLE CO COMMON 742718109   6,502,967 37,546 SH   SOLE   37,546 0 0
PROCTER & GAMBLE CO COMMON 742718109   781,132 4,510 SH   OTR   4,510 0 0
PROSHARES TR COMMON 74347R206   1,007,000 10,000 SH   OTR   10,000 0 0
QUALCOMM INC COMMON 747525103   440,600 2,591 SH   SOLE   2,591 0 0
QUALCOMM INC COMMON 747525103   702,136 4,129 SH   SOLE   4,129 0 0
QUALCOMM INC COMMON 747525103   46,763 275 SH   OTR   275 0 0
RENAISSANCE CAP GREENWICH FD IPO ETF OTHER 759937204   243,129 5,670 SH   OTR   5,670 0 0
RGC RES INC COMMON 74955L103   903,364 40,025 SH   SOLE   40,025 0 0
RTX CORPORATION COMMON 75513E101   174,713 1,442 SH   SOLE   1,442 0 0
RTX CORPORATION COMMON 75513E101   145,029 1,197 SH   OTR   1,197 0 0
RTX CORPORATION COMMON 75513E101   2,400,300 19,811 SH   SOLE   19,811 0 0
RTX CORPORATION COMMON 75513E101   130,852 1,080 SH   OTR   1,080 0 0
SALESFORCE INC COMMON 79466L302   205,009 749 SH   SOLE   749 0 0
SCHLUMBERGER LTD COMMON 806857108   397,560 9,477 SH   SOLE   9,477 0 0
SCHLUMBERGER LTD COMMON 806857108   54,535 1,300 SH   OTR   1,300 0 0
SELECT SECTOR SPDR TR SBI MATERIALS OTHER 81369Y100   220,517 2,288 SH   SOLE   2,288 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE OTHER 81369Y209   883,304 5,735 SH   OTR   5,735 0 0
SELECT SECTOR SPDR TR SBI CONS SPLS OTHER 81369Y308   273,070 3,290 SH   SOLE   3,290 0 0
SELECT SECTOR SPDR TR ENERGY OTHER 81369Y506   1,206,811 13,745 SH   SOLE   13,745 0 0
SELECT SECTOR SPDR TR FINANCIAL OTHER 81369Y605   1,931,085 42,610 SH   SOLE   42,610 0 0
SELECT SECTOR SPDR TR INDL OTHER 81369Y704   2,406,497 17,768 SH   SOLE   17,768 0 0
SELECT SECTOR SPDR TR INDL OTHER 81369Y704   14,898 110 SH   OTR   110 0 0
SELECT SECTOR SPDR TR TECHNOLOGY OTHER 81369Y803   1,265,384 5,605 SH   SOLE   5,605 0 0
SHELL PLC SPON ADS OTHER 780259305   455,714 6,910 SH   SOLE   6,910 0 0
SHERWIN WILLIAMS CO COMMON 824348106   1,362,562 3,570 SH   OTR   3,570 0 0
SOUTHERN CO COMMON 842587107   848,503 9,409 SH   SOLE   9,409 0 0
SOUTHERN CO COMMON 842587107   29,308 325 SH   OTR   325 0 0
SOUTHERN CO COMMON 842587107   522,232 5,791 SH   SOLE   5,791 0 0
SOUTHERN CO COMMON 842587107   47,795 530 SH   OTR   530 0 0
SPDR BLOOMBERG HIGH YIELD BOND OTHER 78468R622   76,472 782 SH   SOLE   0 0 0
SPDR BLOOMBERG HIGH YIELD BOND OTHER 78468R622   158,322 1,619 SH   OTR   0 0 0
SPDR PORTFOLIO S&P 500 GROWTH OTHER 78464A409   3,422,602 41,266 SH   SOLE   0 0 0
SPDR PORTFOLIO S&P 500 GROWTH OTHER 78464A409   19,491 235 SH   OTR   0 0 0
SPDR S&P 500 ETF TR OTHER 78462F103   11,718,474 20,424 SH   SOLE   20,424 0 0
SPDR S&P 500 ETF TR OTHER 78462F103   7,458 13 SH   OTR   13 0 0
SPDR S&P 500 ETF TR OTHER 78462F103   10,899,145 18,996 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR OTHER 78462F103   136,555 238 SH   OTR   0 0 0
SPDR SER TR OTHER 78464A359   259,640 3,390 SH   SOLE   3,390 0 0
SPDR SER TR OTHER 78464A607   594,592 5,571 SH   SOLE   5,571 0 0
SPDR SER TR OTHER 78468R408   966,603 37,538 SH   SOLE   37,538 0 0
STARBUCKS CORP COMMON 855244109   310,310 3,183 SH   SOLE   3,183 0 0
STRYKER CORPORATION COMMON 863667101   361,260 1,000 SH   OTR   1,000 0 0
TARGET CORP COMMON 87612E106   164,588 1,056 SH   SOLE   1,056 0 0
TARGET CORP COMMON 87612E106   79,177 508 SH   OTR   508 0 0
TARGET CORP COMMON 87612E106   405,236 2,600 SH   SOLE   2,600 0 0
TEXAS INSTRS INC COMMON 882508104   275,977 1,336 SH   SOLE   1,336 0 0
THE CIGNA GROUP COMMON 125523100   1,723,539 4,975 SH   SOLE   4,975 0 0
THE CIGNA GROUP COMMON 125523100   38,801 112 SH   OTR   112 0 0
THE CIGNA GROUP COMMON 125523100   122,639 354 SH   SOLE   354 0 0
THE CIGNA GROUP COMMON 125523100   90,767 262 SH   OTR   262 0 0
TRACTOR SUPPLY CO COMMON 892356106   291,802 1,003 SH   SOLE   1,003 0 0
TRAVELERS COMPANIES INC COMMON 89417E109   77,025 329 SH   SOLE   329 0 0
TRAVELERS COMPANIES INC COMMON 89417E109   288,670 1,233 SH   OTR   1,233 0 0
TRUIST FINANCIAL CORP COMMON 89832Q109   207,050 4,841 SH   SOLE   4,841 0 0
TRUIST FINANCIAL CORP COMMON 89832Q109   22,155 518 SH   OTR   518 0 0
TRUIST FINANCIAL CORP COMMON 89832Q109   791,843 18,514 SH   SOLE   18,514 0 0
UBER TECHNOLOGIES INC COMMON 90353T100   1,255,172 16,700 SH   SOLE   16,700 0 0
UNION PAC CORP COMMON 907818108   323,628 1,313 SH   SOLE   1,313 0 0
UNION PAC CORP COMMON 907818108   340,142 1,380 SH   SOLE   1,380 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102   325,082 556 SH   SOLE   556 0 0
VALERO ENERGY CORP COMMON 91913Y100   386,996 2,866 SH   SOLE   2,866 0 0
VANECK ETF TRUST OTHER 92189F429   195,747 10,720 SH   SOLE   10,720 0 0
VANECK ETF TRUST OTHER 92189F676   2,225,004 9,065 SH   SOLE   9,065 0 0
VANECK ETF TRUST OTHER 92189F692   836,264 8,800 SH   SOLE   8,800 0 0
VANECK ETF TRUST OTHER 92189H409   420,049 7,915 SH   SOLE   7,915 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406   2,701,302 21,071 SH   SOLE   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406   34,614 270 SH   OTR   0 0 0
VANGUARD INTL EQ IND FD ALLWRLD EX US OTHER 922042775   2,242,485 35,595 SH   SOLE   35,595 0 0
VANGUARD INTL EQ IND FD FTSE EMR MKT ETF OTHER 922042858   2,588,397 54,094 SH   SOLE   54,094 0 0
VANGUARD S&P 500 ETF OTHER 922908363   335,070 635 SH   SOLE   0 0 0
VANGUARD TAX-MANAGED INTL OTHER 921943858   2,012,958 38,117 SH   SOLE   38,117 0 0
VERIZON COMMUNICATIONS COMMON 92343V104   630,267 14,034 SH   SOLE   14,034 0 0
VERIZON COMMUNICATIONS COMMON 92343V104   318,681 7,096 SH   OTR   7,096 0 0
VERIZON COMMUNICATIONS INC COMMON 92343V104   1,166,582 25,976 SH   SOLE   25,976 0 0
VERIZON COMMUNICATIONS INC COMMON 92343V104   76,571 1,705 SH   OTR   1,705 0 0
VISA INC COMMON 92826C839   756,387 2,751 SH   SOLE   2,751 0 0
VISA INC CL A COMMON 92826C839   243,606 886 SH   SOLE   886 0 0
WALMART INC COMMON 931142103   2,275,616 28,181 SH   SOLE   28,181 0 0
WALMART INC COMMON 931142103   416,347 5,156 SH   OTR   5,156 0 0
WALMART INC COMMON 931142103   1,047,650 12,974 SH   SOLE   12,974 0 0
WASTE MANAGEMENT INC COMMON 94106L109   506,544 2,440 SH   SOLE   2,440 0 0
WASTE MGMT INC DEL COMMON 94106L109   2,865,918 13,805 SH   SOLE   13,805 0 0
WASTE MGMT INC DEL COMMON 94106L109   41,520 200 SH   OTR   200 0 0
WELLS FARGO & CO COMMON 949746101   260,927 4,619 SH   SOLE   4,619 0 0
WELLS FARGO & CO COMMON 949746101   28,640 507 SH   OTR   507 0 0
WELLS FARGO & CO COMMON 949746101   301,995 5,346 SH   SOLE   5,346 0 0
WELLS FARGO & CO COMMON 949746101   671,609 11,889 SH   OTR   11,889 0 0
WELLTOWER INC COMMON 95040Q104   820,416 6,408 SH   SOLE   6,408 0 0
YUM! BRANDS INC COMMON 988498101   366,180 2,621 SH   SOLE   2,621 0 0
YUM! BRANDS INC COMMON 988498101   55,884 400 SH   OTR   400 0 0