The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 468 10,539 SH   SOLE   10,539 0 0
ABBOTT LABS COMMON STOCK 002824100 286 6,440 SH   DFND   6,440 0 0
ABBVIE INC COMMON STOCK 00287Y109 576 8,839 SH   SOLE   8,839 0 0
ABBVIE INC COMMON STOCK 00287Y109 429 6,590 SH   DFND   6,590 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 307 362 SH   SOLE   362 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 259 305 SH   DFND   305 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 434 523 SH   SOLE   523 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 156 188 SH   DFND   188 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,386 19,413 SH   SOLE   19,413 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 241 3,375 SH   DFND   3,375 0 0
AMAZON.COM INC COMMON STOCK 023135106 314 354 SH   SOLE   354 0 0
AMAZON.COM INC COMMON STOCK 023135106 18 20 SH   DFND   20 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 449 5,674 SH   SOLE   5,674 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 87 1,100 SH   DFND   1,100 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 194 3,134 SH   SOLE   3,134 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 19 302 SH   DFND   302 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 247 3,017 SH   SOLE   3,017 0 0
APACHE CORP COMMON STOCK 037411105 41 800 SH   SOLE   800 0 0
APACHE CORP COMMON STOCK 037411105 170 3,300 SH   DFND   3,300 0 0
APPLE INC COMMON STOCK 037833100 2,135 14,863 SH   SOLE   14,863 0 0
APPLE INC COMMON STOCK 037833100 846 5,892 SH   DFND   5,892 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 341 8,768 SH   SOLE   8,768 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 12 316 SH   DFND   316 0 0
ARES CAPITAL CORP COMMON STOCK 04010L103 55 3,146 SH   SOLE   3,146 0 0
ARES CAPITAL CORP COMMON STOCK 04010L103 261 15,000 SH   DFND   15,000 0 0
AT&T INC COMMON STOCK 00206R102 874 21,046 SH   SOLE   21,046 0 0
AT&T INC COMMON STOCK 00206R102 485 11,681 SH   DFND   11,681 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 238 2,322 SH   SOLE   2,322 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 406 3,965 SH   DFND   3,965 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 510 21,599 SH   SOLE   21,599 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 768 32,555 SH   DFND   32,555 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 124 2,622 SH   SOLE   2,622 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 118 2,500 SH   DFND   2,500 0 0
BAXTER INTL INC COMMON STOCK 071813109 161 3,113 SH   SOLE   3,113 0 0
BAXTER INTL INC COMMON STOCK 071813109 176 3,400 SH   DFND   3,400 0 0
BB&T CORPORATION COMMON STOCK 054937107 259 5,799 SH   SOLE   5,799 0 0
BB&T CORPORATION COMMON STOCK 054937107 267 5,968 SH   DFND   5,968 0 0
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 999 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 443 2,660 SH   SOLE   2,660 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 118 709 SH   DFND   709 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 425 1,108 SH   SOLE   1,108 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 82 215 SH   DFND   215 0 0
BOEING CO COMMON STOCK 097023105 1,119 6,325 SH   SOLE   6,325 0 0
BOEING CO COMMON STOCK 097023105 191 1,081 SH   DFND   1,081 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 466 8,565 SH   SOLE   8,565 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 355 6,535 SH   DFND   6,535 0 0
BUCKEYE PARTNERS LP COMMON STOCK 118230101 226 3,300 SH   DFND   3,300 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 124 1,426 SH   SOLE   1,426 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 173 2,000 SH   DFND   2,000 0 0
CATERPILLAR INC COMMON STOCK 149123101 346 3,729 SH   SOLE   3,729 0 0
CATERPILLAR INC COMMON STOCK 149123101 12 125 SH   DFND   125 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,290 12,017 SH   SOLE   12,017 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 887 8,257 SH   DFND   8,257 0 0
CIGNA CORP COMMON STOCK 125509109 52 358 SH   SOLE   358 0 0
CIGNA CORP COMMON STOCK 125509109 686 4,680 SH   DFND   4,680 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 866 25,625 SH   SOLE   25,625 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 120 3,550 SH   DFND   3,550 0 0
CITIGROUP INC COMMON STOCK 172967424 19 311 SH   SOLE   311 0 0
CITIGROUP INC COMMON STOCK 172967424 343 5,730 SH   DFND   5,730 0 0
COCA COLA CO COMMON STOCK 191216100 2,663 62,756 SH   SOLE   62,756 0 0
COCA COLA CO COMMON STOCK 191216100 541 12,750 SH   DFND   12,750 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 344 4,695 SH   SOLE   4,695 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 170 2,325 SH   DFND   2,325 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 457 12,170 SH   SOLE   12,170 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 286 7,616 SH   DFND   7,616 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 433 8,674 SH   SOLE   8,674 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 241 4,830 SH   DFND   4,830 0 0
CORNING INC COMMON STOCK 219350105 349 12,916 SH   SOLE   12,916 0 0
CORNING INC COMMON STOCK 219350105 14 500 SH   DFND   500 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 235 1,400 SH   SOLE   1,400 0 0
CSX CORP COMMON STOCK 126408103 341 7,324 SH   SOLE   7,324 0 0
CUMMINS INC COMMON STOCK 231021106 525 3,473 SH   SOLE   3,473 0 0
CVS HEALTH CORP COMMON STOCK 126650100 157 2,000 SH   SOLE   2,000 0 0
CVS HEALTH CORP COMMON STOCK 126650100 420 5,350 SH   DFND   5,350 0 0
DEERE & CO COMMON STOCK 244199105 605 5,561 SH   SOLE   5,561 0 0
DEERE & CO COMMON STOCK 244199105 46 425 SH   DFND   425 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 1,191 10,503 SH   SOLE   10,503 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 337 2,970 SH   DFND   2,970 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 1,144 14,752 SH   SOLE   14,752 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 214 2,763 SH   DFND   2,763 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 425 6,686 SH   SOLE   6,686 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 338 5,325 SH   DFND   5,325 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 908 11,305 SH   SOLE   11,305 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 557 6,930 SH   DFND   6,930 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 330 4,021 SH   SOLE   4,021 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 11 132 SH   DFND   132 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483E104 270 2,500 SH   DFND   2,500 0 0
EMERSON ELEC CO COMMON STOCK 291011104 353 5,899 SH   SOLE   5,899 0 0
EMERSON ELEC CO COMMON STOCK 291011104 10 160 SH   DFND   160 0 0
ENERGY TRANSFER PARTNERS LP COMMON STOCK 29273R109 212 5,811 SH   SOLE   5,811 0 0
ENERGY TRANSFER PARTNERS LP COMMON STOCK 29273R109 128 3,500 SH   DFND   3,500 0 0
EXELON CORP COMMON STOCK 30161N101 175 4,871 SH   SOLE   4,871 0 0
EXELON CORP COMMON STOCK 30161N101 29 800 SH   DFND   800 0 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 293 4,449 SH   SOLE   4,449 0 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 15 233 SH   DFND   233 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 2,638 32,161 SH   SOLE   32,161 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 2,196 26,773 SH   DFND   26,773 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 187 1,315 SH   SOLE   1,315 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 28 200 SH   DFND   200 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 235 1,203 SH   SOLE   1,203 0 0
FORD MOTOR CO DEL COMMON STOCK 345370860 329 28,271 SH   SOLE   28,271 0 0
FORD MOTOR CO DEL COMMON STOCK 345370860 43 3,700 SH   DFND   3,700 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857 88 6,567 SH   SOLE   6,567 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857 77 5,750 SH   DFND   5,750 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 216 1,155 SH   SOLE   1,155 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 118 630 SH   DFND   630 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,802 60,481 SH   SOLE   60,481 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,916 64,280 SH   DFND   64,280 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 97 1,426 SH   SOLE   1,426 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 257 3,787 SH   DFND   3,787 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 417 1,816 SH   SOLE   1,816 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 6 25 SH   DFND   25 0 0
HALLIBURTON CO COMMON STOCK 406216101 364 7,391 SH   SOLE   7,391 0 0
HALLIBURTON CO COMMON STOCK 406216101 128 2,600 SH   DFND   2,600 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON STOCK 42824C109 389 16,395 SH   SOLE   16,395 0 0
HEWLETT PACKARD ENTERPRISE COM COMMON STOCK 42824C109 202 8,507 SH   DFND   8,507 0 0
HOME DEPOT INC COMMON STOCK 437076102 604 4,113 SH   SOLE   4,113 0 0
HOME DEPOT INC COMMON STOCK 437076102 639 4,350 SH   DFND   4,350 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 485 3,885 SH   SOLE   3,885 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 125 1,000 SH   DFND   1,000 0 0
HP INC COMMON STOCK 40434L105 341 19,066 SH   SOLE   19,066 0 0
HP INC COMMON STOCK 40434L105 152 8,507 SH   DFND   8,507 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 251 1,895 SH   SOLE   1,895 0 0
INTEL CORP COMMON STOCK 458140100 881 24,433 SH   SOLE   24,433 0 0
INTEL CORP COMMON STOCK 458140100 359 9,941 SH   DFND   9,941 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 119 2,334 SH   SOLE   2,334 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 264 5,200 SH   DFND   5,200 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,753 10,068 SH   SOLE   10,068 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 237 1,362 SH   DFND   1,362 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,916 39,467 SH   SOLE   39,467 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 979 7,863 SH   DFND   7,863 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 690 7,853 SH   SOLE   7,853 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 262 2,980 SH   DFND   2,980 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 362 2,747 SH   SOLE   2,747 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 204 1,548 SH   DFND   1,548 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 394 4,341 SH   SOLE   4,341 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 66 731 SH   DFND   731 0 0
LAS VEGAS SANDS CORP COMMON STOCK 517834107 446 7,818 SH   SOLE   7,818 0 0
LAS VEGAS SANDS CORP COMMON STOCK 517834107 44 769 SH   DFND   769 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 337 1,260 SH   SOLE   1,260 0 0
LOWES COS INC COMMON STOCK 548661107 167 2,027 SH   SOLE   2,027 0 0
LOWES COS INC COMMON STOCK 548661107 427 5,200 SH   DFND   5,200 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 305 3,238 SH   SOLE   3,238 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 76 807 SH   DFND   807 0 0
MCDONALDS CORP COMMON STOCK 580135101 559 4,315 SH   SOLE   4,315 0 0
MCDONALDS CORP COMMON STOCK 580135101 61 470 SH   DFND   470 0 0
MERCK & CO INC COMMON STOCK 58933Y105 875 13,767 SH   SOLE   13,767 0 0
MERCK & CO INC COMMON STOCK 58933Y105 705 11,088 SH   DFND   11,088 0 0
MICROSOFT CORP COMMON STOCK 594918104 958 14,545 SH   SOLE   14,545 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,149 17,450 SH   DFND   17,450 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 462 10,730 SH   SOLE   10,730 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 61 1,407 SH   DFND   1,407 0 0
MONSANTO CO COMMON STOCK 61166W101 213 1,882 SH   SOLE   1,882 0 0
MONSANTO CO COMMON STOCK 61166W101 77 684 SH   DFND   684 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 550 4,282 SH   SOLE   4,282 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 82 637 SH   DFND   637 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 161 2,884 SH   SOLE   2,884 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 59 1,050 SH   DFND   1,050 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 911 8,136 SH   SOLE   8,136 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 571 5,100 SH   DFND   5,100 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 223 937 SH   SOLE   937 0 0
OMNICOM GROUP COMMON STOCK 681919106 39 450 SH   SOLE   450 0 0
OMNICOM GROUP COMMON STOCK 681919106 335 3,885 SH   DFND   3,885 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 401 8,986 SH   SOLE   8,986 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 122 2,730 SH   DFND   2,730 0 0
PEPSICO INC COMMON STOCK 713448108 901 8,059 SH   SOLE   8,059 0 0
PEPSICO INC COMMON STOCK 713448108 911 8,143 SH   DFND   8,143 0 0
PFIZER INC COMMON STOCK 717081103 1,368 39,999 SH   SOLE   39,999 0 0
PFIZER INC COMMON STOCK 717081103 822 24,025 SH   DFND   24,025 0 0
PHILIP MORRIS INTL COMMON STOCK 718172109 1,987 17,603 SH   SOLE   17,603 0 0
PHILIP MORRIS INTL COMMON STOCK 718172109 445 3,942 SH   DFND   3,942 0 0
PHILLIPS 66 COMMON STOCK 718546104 209 2,640 SH   SOLE   2,640 0 0
PHILLIPS 66 COMMON STOCK 718546104 79 1,000 SH   DFND   1,000 0 0
PNC FINANCIAL SERVICES GRP COMMON STOCK 693475105 224 1,860 SH   SOLE   1,860 0 0
PNC FINANCIAL SERVICES GRP COMMON STOCK 693475105 15 125 SH   DFND   125 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 879 9,778 SH   SOLE   9,778 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 691 7,691 SH   DFND   7,691 0 0
PULTEGROUP INC COMMON STOCK 745867101 42 1,792 SH   SOLE   1,792 0 0
PULTEGROUP INC COMMON STOCK 745867101 177 7,500 SH   DFND   7,500 0 0
QUALCOMM INC COMMON STOCK 747525103 490 8,545 SH   SOLE   8,545 0 0
QUALCOMM INC COMMON STOCK 747525103 40 700 SH   DFND   700 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 186 600 SH   SOLE   600 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 186 600 SH   DFND   600 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 280 5,629 SH   SOLE   5,629 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 30 600 SH   DFND   600 0 0
SUNTRUST BANKS INC COMMON STOCK 867914103 110 1,997 SH   SOLE   1,997 0 0
SUNTRUST BANKS INC COMMON STOCK 867914103 155 2,800 SH   DFND   2,800 0 0
TARGET CORP COMMON STOCK 87612E110 144 2,611 SH   SOLE   2,611 0 0
TARGET CORP COMMON STOCK 87612E110 71 1,285 SH   DFND   1,285 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 404 5,011 SH   SOLE   5,011 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 17 207 SH   DFND   207 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E113 80 663 SH   SOLE   663 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E113 183 1,518 SH   DFND   1,518 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 180 1,678 SH   SOLE   1,678 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 104 970 SH   DFND   970 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 151 1,350 SH   SOLE   1,350 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 561 5,002 SH   DFND   5,002 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 281 1,712 SH   SOLE   1,712 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 139 850 SH   DFND   850 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 275 4,142 SH   SOLE   4,142 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,255 25,734 SH   SOLE   25,734 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 591 12,116 SH   DFND   12,116 0 0
WAL MART STORES INC COMMON STOCK 931142103 1,075 14,912 SH   SOLE   14,912 0 0
WAL MART STORES INC COMMON STOCK 931142103 425 5,900 SH   DFND   5,900 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 197 2,370 SH   SOLE   2,370 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 73 875 SH   DFND   875 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 328 4,502 SH   SOLE   4,502 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 36 500 SH   DFND   500 0 0
WELLS FARGO & CO COMMON STOCK 949746101 992 17,830 SH   SOLE   17,830 0 0
WELLS FARGO & CO COMMON STOCK 949746101 439 7,888 SH   DFND   7,888 0 0
WILLIAMS PARTNERS LP COMMON STOCK 96949L105 38 923 SH   SOLE   923 0 0
WILLIAMS PARTNERS LP COMMON STOCK 96949L105 186 4,550 SH   DFND   4,550 0 0
YUM! BRANDS INC COMMON STOCK 988498101 200 3,129 SH   SOLE   3,129 0 0
YUM! BRANDS INC COMMON STOCK 988498101 156 2,440 SH   DFND   2,440 0 0
3M CO COMMON STOCK 88579Y101 772 4,037 SH   SOLE   4,037 0 0
3M CO COMMON STOCK 88579Y101 490 2,563 SH   DFND   2,563 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 243 7,027 SH   SOLE   7,027 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 68 1,964 SH   DFND   1,964 0 0
FEDERAL REALTY INVESTMENT TR R COMMON STOCK 313747206 1,161 8,700 SH   DFND   0 0 0
JOHNSON CONTROLS INTERNATIONAL COMMON STOCK G51502105 144 3,416 SH   SOLE   3,416 0 0
JOHNSON CONTROLS INTERNATIONAL COMMON STOCK G51502105 148 3,509 SH   DFND   3,509 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 97 5,448 SH   SOLE   5,448 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 274 15,458 SH   DFND   15,458 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 266 3,307 SH   SOLE   3,307 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 340 4,215 SH   DFND   4,215 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 402 5,151 SH   SOLE   5,151 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 39 500 SH   DFND   500 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 326 3,267 SH   SOLE   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 60 605 SH   DFND   0 0 0
ISHARES DJ US TOTAL MARKET ETF OTHER 464287846 312 2,638 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 1,407 22,588 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 188 3,022 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 347 8,810 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 94 2,374 SH   DFND   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 475 3,202 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 19 127 SH   DFND   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 942 13,616 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 352 5,096 SH   DFND   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 866 5,055 SH   SOLE   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 450 2,630 SH   DFND   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200 322 1,355 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 75 240 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 148 475 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 2,928 12,420 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,916 8,128 SH   DFND   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 953 12,279 SH   SOLE   0 0 0
EATON VANCE LTD DURATION FND OTHER 27828H105 187 13,500 SH   DFND   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 592 5,455 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 368 3,393 SH   DFND   0 0 0
POWERSHARES SENIOR LOAN PORT OTHER 73936Q769 209 9,000 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS HIGH Y OTHER 78464A417 151 4,086 SH   SOLE   0 0 0
SPDR BLOOMBERG BARCLAYS HIGH Y OTHER 78464A417 310 8,400 SH   OTR   0 0 0