The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 308 6,840 SH   SOLE   6,840 0 0
ABBOTT LABS COMMON STOCK 002824100 420 9,325 SH   DFND   9,325 0 0
ABBVIE INC COMMON STOCK 00287Y109 391 5,975 SH   SOLE   5,975 0 0
ABBVIE INC COMMON STOCK 00287Y109 746 11,400 SH   DFND   11,400 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 927 18,810 SH   SOLE   18,810 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 305 6,200 SH   DFND   6,200 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 485 5,215 SH   SOLE   5,215 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 102 1,100 SH   DFND   1,100 0 0
APPLE INC COMMON STOCK 037833100 733 6,640 SH   SOLE   6,640 0 0
APPLE INC COMMON STOCK 037833100 1,458 13,210 SH   DFND   13,210 0 0
AT&T INC COMMON STOCK 00206R102 532 15,829 SH   SOLE   15,829 0 0
AT&T INC COMMON STOCK 00206R102 576 17,134 SH   DFND   17,134 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 142 1,699 SH   SOLE   1,699 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 337 4,045 SH   DFND   4,045 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 154 8,610 SH   SOLE   8,610 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 395 22,055 SH   DFND   22,055 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 55 1,350 SH   SOLE   1,350 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 553 13,639 SH   DFND   13,639 0 0
BAXTER INTL INC COMMON STOCK 071813109 170 2,315 SH   SOLE   2,315 0 0
BAXTER INTL INC COMMON STOCK 071813109 283 3,855 SH   DFND   3,855 0 0
BB&T CORPORATION COMMON STOCK 054937107 34 880 SH   SOLE   880 0 0
BB&T CORPORATION COMMON STOCK 054937107 226 5,800 SH   DFND   5,800 0 0
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 904 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 161 1,069 SH   SOLE   1,069 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 197 1,312 SH   DFND   1,312 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 161 450 SH   SOLE   450 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 250 700 SH   DFND   700 0 0
BOEING CO COMMON STOCK 097023105 324 2,490 SH   SOLE   2,490 0 0
BOEING CO COMMON STOCK 097023105 143 1,100 SH   DFND   1,100 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 538 9,111 SH   SOLE   9,111 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 433 7,335 SH   DFND   7,335 0 0
BUCKEYE PARTNERS LP COMMON STOCK 118230101 265 3,500 SH   DFND   3,500 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 206 2,500 SH   DFND   2,500 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 791 7,049 SH   SOLE   7,049 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,509 13,449 SH   DFND   13,449 0 0
CIGNA CORP COMMON STOCK 125509109 1,562 15,180 SH   DFND   15,180 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 333 11,983 SH   SOLE   11,983 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 189 6,810 SH   DFND   6,810 0 0
CITIGROUP INC COMMON STOCK 172967424 17 320 SH   SOLE   320 0 0
CITIGROUP INC COMMON STOCK 172967424 355 6,561 SH   DFND   6,561 0 0
COCA COLA CO COMMON STOCK 191216100 2,582 61,144 SH   SOLE   61,144 0 0
COCA COLA CO COMMON STOCK 191216100 680 16,100 SH   DFND   16,100 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 367 5,308 SH   SOLE   5,308 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 270 3,900 SH   DFND   3,900 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 288 4,960 SH   SOLE   4,960 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 113 1,955 SH   DFND   1,955 0 0
COMCAST CORP-SPECIAL CL A COMMON STOCK 20030N200 201 3,495 SH   DFND   3,495 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 202 2,920 SH   SOLE   2,920 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 290 4,200 SH   DFND   4,200 0 0
CVS HEALTH CORP COMMON STOCK 126650100 48 500 SH   SOLE   500 0 0
CVS HEALTH CORP COMMON STOCK 126650100 438 4,550 SH   DFND   4,550 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 546 5,792 SH   SOLE   5,792 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 612 6,500 SH   DFND   6,500 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 762 9,915 SH   SOLE   9,915 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 346 4,498 SH   DFND   4,498 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 50 1,100 SH   SOLE   1,100 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 242 5,300 SH   DFND   5,300 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 526 7,116 SH   SOLE   7,116 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1,001 13,536 SH   DFND   13,536 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 202 2,419 SH   SOLE   2,419 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 33 397 SH   DFND   397 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483E104 302 2,500 SH   DFND   2,500 0 0
EMERSON ELEC CO COMMON STOCK 291011104 140 2,264 SH   SOLE   2,264 0 0
EMERSON ELEC CO COMMON STOCK 291011104 115 1,860 SH   DFND   1,860 0 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 281 3,313 SH   SOLE   3,313 0 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 108 1,272 SH   DFND   1,272 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 2,141 23,162 SH   SOLE   23,162 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 4,965 53,708 SH   DFND   53,708 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857 232 9,946 SH   DFND   9,946 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,765 69,848 SH   SOLE   69,848 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 2,066 81,739 SH   DFND   81,739 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 316 3,350 SH   DFND   3,350 0 0
GOOGLE INC CL A COMMON STOCK 38259P508 73 138 SH   SOLE   138 0 0
GOOGLE INC CL A COMMON STOCK 38259P508 249 470 SH   DFND   470 0 0
GOOGLE INC CLASS C COMMON STOCK 38259P706 73 138 SH   SOLE   138 0 0
GOOGLE INC CLASS C COMMON STOCK 38259P706 182 345 SH   DFND   345 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 568 14,144 SH   SOLE   14,144 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 394 9,807 SH   DFND   9,807 0 0
HOME DEPOT INC COMMON STOCK 437076102 262 2,500 SH   SOLE   2,500 0 0
HOME DEPOT INC COMMON STOCK 437076102 507 4,833 SH   DFND   4,833 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 390 3,900 SH   SOLE   3,900 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 110 1,100 SH   DFND   1,100 0 0
INTEL CORP COMMON STOCK 458140100 473 13,028 SH   SOLE   13,028 0 0
INTEL CORP COMMON STOCK 458140100 297 8,175 SH   DFND   8,175 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,583 9,865 SH   SOLE   9,865 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 323 2,012 SH   DFND   2,012 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,152 39,710 SH   SOLE   39,710 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 921 8,810 SH   DFND   8,810 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 348 7,200 SH   DFND   7,200 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 285 4,556 SH   SOLE   4,556 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 208 3,330 SH   DFND   3,330 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 351 3,039 SH   SOLE   3,039 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 245 2,123 SH   DFND   2,123 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 274 4,366 SH   SOLE   4,366 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 37 596 SH   DFND   596 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 189 980 SH   SOLE   980 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 128 665 SH   DFND   665 0 0
LOWES COS INC COMMON STOCK 548661107 119 1,730 SH   SOLE   1,730 0 0
LOWES COS INC COMMON STOCK 548661107 413 6,000 SH   DFND   6,000 0 0
MACY'S INC COMMON STOCK 55616P104 149 2,266 SH   SOLE   2,266 0 0
MACY'S INC COMMON STOCK 55616P104 141 2,150 SH   DFND   2,150 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 245 3,139 SH   SOLE   3,139 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 63 807 SH   DFND   807 0 0
MCDONALDS CORP COMMON STOCK 580135101 348 3,719 SH   SOLE   3,719 0 0
MCDONALDS CORP COMMON STOCK 580135101 147 1,570 SH   DFND   1,570 0 0
MEDTRONIC INC COMMON STOCK 585055106 148 2,045 SH   SOLE   2,045 0 0
MEDTRONIC INC COMMON STOCK 585055106 610 8,450 SH   DFND   8,450 0 0
MERCK & CO INC COMMON STOCK 58933Y105 606 10,669 SH   SOLE   10,669 0 0
MERCK & CO INC COMMON STOCK 58933Y105 776 13,673 SH   DFND   13,673 0 0
MICROSOFT CORP COMMON STOCK 594918104 349 7,518 SH   SOLE   7,518 0 0
MICROSOFT CORP COMMON STOCK 594918104 766 16,500 SH   DFND   16,500 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 431 11,873 SH   SOLE   11,873 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 65 1,790 SH   DFND   1,790 0 0
MONSANTO CO COMMON STOCK 61166W101 218 1,824 SH   SOLE   1,824 0 0
MONSANTO CO COMMON STOCK 61166W101 82 684 SH   DFND   684 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 380 3,575 SH   SOLE   3,575 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 185 1,737 SH   DFND   1,737 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 419 3,820 SH   SOLE   3,820 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 647 5,900 SH   DFND   5,900 0 0
OMNICOM GROUP COMMON STOCK 681919106 310 4,000 SH   DFND   4,000 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 126 2,800 SH   SOLE   2,800 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 303 6,730 SH   DFND   6,730 0 0
PEPSICO INC COMMON STOCK 713448108 617 6,525 SH   SOLE   6,525 0 0
PEPSICO INC COMMON STOCK 713448108 848 8,973 SH   DFND   8,973 0 0
PFIZER INC COMMON STOCK 717081103 1,375 44,156 SH   SOLE   44,156 0 0
PFIZER INC COMMON STOCK 717081103 962 30,896 SH   DFND   30,896 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1,460 17,930 SH   SOLE   17,930 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 470 5,767 SH   DFND   5,767 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 878 9,635 SH   SOLE   9,635 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 537 5,891 SH   DFND   5,891 0 0
PROTECTIVE LIFE CORP COMMON STOCK 743674103 9,228 132,488 SH   SOLE   132,488 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 106 10,021 SH   DFND   10,021 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 158 600 SH   SOLE   600 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 158 600 SH   DFND   600 0 0
TARGET CORP COMMON STOCK 87612E110 89 1,166 SH   SOLE   1,166 0 0
TARGET CORP COMMON STOCK 87612E110 158 2,085 SH   DFND   2,085 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 53 475 SH   SOLE   475 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 196 1,760 SH   DFND   1,760 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 71 615 SH   SOLE   615 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 414 3,602 SH   DFND   3,602 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 243 2,400 SH   SOLE   2,400 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 86 850 SH   DFND   850 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 756 16,166 SH   SOLE   16,166 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 863 18,450 SH   DFND   18,450 0 0
WAL MART STORES INC COMMON STOCK 931142103 1,127 13,124 SH   SOLE   13,124 0 0
WAL MART STORES INC COMMON STOCK 931142103 657 7,650 SH   DFND   7,650 0 0
WELLS FARGO & CO COMMON STOCK 949746101 626 11,420 SH   SOLE   11,420 0 0
WELLS FARGO & CO COMMON STOCK 949746101 437 7,968 SH   DFND   7,968 0 0
WILLIAMS PARTNERS LP COMMON STOCK 96950F104 18 400 SH   SOLE   400 0 0
WILLIAMS PARTNERS LP COMMON STOCK 96950F104 192 4,300 SH   DFND   4,300 0 0
YUM! BRANDS INC COMMON STOCK 988498101 97 1,332 SH   SOLE   1,332 0 0
YUM! BRANDS INC COMMON STOCK 988498101 178 2,440 SH   DFND   2,440 0 0
3M CO COMMON STOCK 88579Y101 639 3,890 SH   SOLE   3,890 0 0
3M CO COMMON STOCK 88579Y101 683 4,158 SH   DFND   4,158 0 0
BANCO BILBAO VIZCAYA SPONS ADR COMMON STOCK 05946K101 134 14,283 SH   SOLE   14,283 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 368 9,648 SH   SOLE   9,648 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 102 2,664 SH   DFND   2,664 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 348 5,195 SH   SOLE   5,195 0 0
FEDERAL REALTY INVESTMENT TR R COMMON STOCK 313747206 1,161 8,700 SH   DFND   0 0 8,700
HEALTHCARE RLTY TRUST REIT COMMON STOCK 421946104 219 8,000 SH   DFND   0 0 8,000
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 117 6,108 SH   SOLE   6,108 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 295 15,458 SH   DFND   15,458 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 278 3,253 SH   SOLE   3,253 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 136 1,590 SH   DFND   1,590 0 0
GLOBAL X MLP ETF OTHER 37950E473 242 15,200 SH   DFND   0 0 15,200
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 297 3,065 SH   SOLE   0 0 3,065
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 59 605 SH   DFND   0 0 605
ISHARES DJ US TOTAL MARKET ETF OTHER 464287846 297 2,865 SH   SOLE   0 0 2,865
ISHARES MSCI EAFE ETF OTHER 464287465 367 6,039 SH   SOLE   0 0 6,039
ISHARES MSCI EAFE ETF OTHER 464287465 558 9,175 SH   DFND   0 0 9,175
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 243 6,175 SH   SOLE   0 0 6,175
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 293 7,460 SH   DFND   0 0 7,460
ISHARES S&P SMALLCAP 600 OTHER 464287804 254 2,230 SH   SOLE   0 0 2,230
ISHARES S&P SMALLCAP 600 OTHER 464287804 388 3,402 SH   DFND   0 0 3,402
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 224 1,545 SH   SOLE   0 0 1,545
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 605 4,178 SH   DFND   0 0 4,178
ISHARES S&P 500 INDEX FUND OTHER 464287200 264 1,275 SH   SOLE   0 0 1,275
ISHARES S&P 500 INDEX FUND OTHER 464287200 31 150 SH   DFND   0 0 150
SPDR S&P 500 ETF TRUST OTHER 78462F103 2,258 10,985 SH   SOLE   0 0 10,985
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,487 7,235 SH   DFND   0 0 7,235
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 1,521 13,815 SH   SOLE   0 0 13,815
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 819 7,435 SH   DFND   0 0 7,435
POWERSHARES SENIOR LOAN PORT OTHER 73936Q769 34 1,400 SH   SOLE   0 0 1,400
POWERSHARES SENIOR LOAN PORT OTHER 73936Q769 216 9,000 SH   DFND   0 0 9,000
SPDR BARCLAYS CAPITAL HIGH YIE OTHER 78464A417 596 15,442 SH   SOLE   0 0 15,442
SPDR BARCLAYS CAPITAL HIGH YIE OTHER 78464A417 374 9,680 SH   DFND   0 0 9,680
VANGUARD INTER TERM CORP BOND OTHER 92206C870 215 2,500 SH   DFND   0 0 2,500
NUVEEN VIRGINIA PRE INC MUNI F OTHER 67064R102 177 13,504 SH   SOLE   0 0 13,504
NUVEEN VIRGINIA PRE INC MUNI F OTHER 67064R102 25 1,943 SH   DFND   0 0 1,943