The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON 002824100 280 6,840 SH   SOLE   6,840 0 0
ABBOTT LABS COMMON 002824100 402 9,825 SH   DFND   9,825 0 0
ABBVIE INC COMMON 00287Y109 363 6,425 SH   SOLE   6,425 0 0
ABBVIE INC COMMON 00287Y109 689 12,200 SH   DFND   12,200 0 0
ALTRIA GROUP INC COMMON 02209S103 827 19,710 SH   SOLE   19,710 0 0
ALTRIA GROUP INC COMMON 02209S103 260 6,200 SH   DFND   6,200 0 0
AMERICAN EXPRESS CO COMMON 025816109 492 5,191 SH   SOLE   5,191 0 0
AMERICAN EXPRESS CO COMMON 025816109 104 1,100 SH   DFND   1,100 0 0
APACHE CORP COMMON 037411105 15 150 SH   SOLE   150 0 0
APACHE CORP COMMON 037411105 292 2,900 SH   DFND   2,900 0 0
APPLE INC COMMON 037833100 587 6,320 SH   SOLE   6,320 0 0
APPLE INC COMMON 037833100 1,223 13,160 SH   DFND   13,160 0 0
AT&T INC COMMON 00206R102 664 18,777 SH   SOLE   18,777 0 0
AT&T INC COMMON 00206R102 606 17,134 SH   DFND   17,134 0 0
ATLAS PIPELINE PARTNERS LP COMMON 049392103 230 6,700 SH   DFND   6,700 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 156 1,974 SH   SOLE   1,974 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 321 4,045 SH   DFND   4,045 0 0
BANK OF AMERICA CORP COMMON 060505104 62 4,010 SH   SOLE   4,010 0 0
BANK OF AMERICA CORP COMMON 060505104 339 22,055 SH   DFND   22,055 0 0
BANK OF NEW YORK MELLON CORP COMMON 064058100 51 1,350 SH   SOLE   1,350 0 0
BANK OF NEW YORK MELLON CORP COMMON 064058100 511 13,639 SH   DFND   13,639 0 0
BAXTER INTL INC COMMON 071813109 152 2,100 SH   SOLE   2,100 0 0
BAXTER INTL INC COMMON 071813109 279 3,855 SH   DFND   3,855 0 0
BB&T CORPORATION COMMON 054937107 45 1,135 SH   SOLE   1,135 0 0
BB&T CORPORATION COMMON 054937107 229 5,800 SH   DFND   5,800 0 0
BERKSHIRE HATHAWAY INC CLASS A COMMON 084670108 760 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 135 1,069 SH   SOLE   1,069 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON 084670702 166 1,312 SH   DFND   1,312 0 0
BLACKROCK INC CL A COMMON 09247X101 144 450 SH   SOLE   450 0 0
BLACKROCK INC CL A COMMON 09247X101 224 700 SH   DFND   700 0 0
BOEING CO COMMON 097023105 261 2,050 SH   SOLE   2,050 0 0
BOEING CO COMMON 097023105 140 1,100 SH   DFND   1,100 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 452 9,311 SH   SOLE   9,311 0 0
BRISTOL MYERS SQUIBB CO COMMON 110122108 356 7,335 SH   DFND   7,335 0 0
BUCKEYE PARTNERS LP COMMON 118230101 291 3,500 SH   DFND   3,500 0 0
CAPITAL ONE FINANCIAL CORP COMMON 14040H105 207 2,500 SH   DFND   2,500 0 0
CHEVRON CORPORATION COMMON 166764100 892 6,834 SH   SOLE   6,834 0 0
CHEVRON CORPORATION COMMON 166764100 1,777 13,609 SH   DFND   13,609 0 0
CIGNA CORP COMMON 125509109 1,396 15,180 SH   DFND   15,180 0 0
CISCO SYSTEMS INC COMMON 17275R102 275 11,083 SH   SOLE   11,083 0 0
CISCO SYSTEMS INC COMMON 17275R102 163 6,560 SH   DFND   6,560 0 0
CITIGROUP INC COMMON 172967424 15 320 SH   SOLE   320 0 0
CITIGROUP INC COMMON 172967424 385 8,181 SH   DFND   8,181 0 0
COCA COLA CO COMMON 191216100 2,594 61,233 SH   SOLE   61,233 0 0
COCA COLA CO COMMON 191216100 682 16,100 SH   DFND   16,100 0 0
COLGATE PALMOLIVE CO COMMON 194162103 362 5,308 SH   SOLE   5,308 0 0
COLGATE PALMOLIVE CO COMMON 194162103 266 3,900 SH   DFND   3,900 0 0
COMCAST CORP-CL A COMMON 20030N101 266 4,960 SH   SOLE   4,960 0 0
COMCAST CORP-CL A COMMON 20030N101 105 1,955 SH   DFND   1,955 0 0
CONOCOPHILLIPS COMMON 20825C104 250 2,920 SH   SOLE   2,920 0 0
CONOCOPHILLIPS COMMON 20825C104 386 4,500 SH   DFND   4,500 0 0
CVS CAREMARK CORP COMMON 126650100 38 500 SH   SOLE   500 0 0
CVS CAREMARK CORP COMMON 126650100 343 4,550 SH   DFND   4,550 0 0
DISNEY WALT CO NEW COMMON 254687106 505 5,892 SH   SOLE   5,892 0 0
DISNEY WALT CO NEW COMMON 254687106 574 6,700 SH   DFND   6,700 0 0
DOMINION RESOURCES INC COMMON 25746U109 733 10,247 SH   SOLE   10,247 0 0
DOMINION RESOURCES INC COMMON 25746U109 322 4,498 SH   DFND   4,498 0 0
DOW CHEMICAL COMPANY COMMON 260543103 36 700 SH   SOLE   700 0 0
DOW CHEMICAL COMPANY COMMON 260543103 273 5,300 SH   DFND   5,300 0 0
DU PONT E I DE NEMOURS & CO COMMON 263534109 471 7,197 SH   SOLE   7,197 0 0
DU PONT E I DE NEMOURS & CO COMMON 263534109 886 13,536 SH   DFND   13,536 0 0
DUN & BRADSTREET CORP DEL COMMON 26483E104 276 2,500 SH   DFND   2,500 0 0
EMERSON ELEC CO COMMON 291011104 157 2,364 SH   SOLE   2,364 0 0
EMERSON ELEC CO COMMON 291011104 157 2,360 SH   DFND   2,360 0 0
EXPRESS SCRIPTS HLDG COMMON 30219G108 231 3,325 SH   SOLE   3,325 0 0
EXPRESS SCRIPTS HLDG COMMON 30219G108 88 1,272 SH   DFND   1,272 0 0
EXXONMOBIL CORP COMMON 30231G102 3,138 31,164 SH   SOLE   31,164 0 0
EXXONMOBIL CORP COMMON 30231G102 5,461 54,241 SH   DFND   54,241 0 0
FREEPORT-MCMORAN COPPER AND GO COMMON 35671D857 410 11,246 SH   DFND   11,246 0 0
GENERAL ELECTRIC CORP COMMON 369604103 2,148 81,734 SH   SOLE   81,734 0 0
GENERAL ELECTRIC CORP COMMON 369604103 2,147 81,689 SH   DFND   81,689 0 0
GILEAD SCIENCES INC COMMON 375558103 265 3,200 SH   DFND   3,200 0 0
GOOGLE INC CL A COMMON 38259P508 46 78 SH   SOLE   78 0 0
GOOGLE INC CL A COMMON 38259P508 246 420 SH   DFND   420 0 0
GOOGLE INC CLASS C COMMON 38259P706 45 78 SH   SOLE   78 0 0
GOOGLE INC CLASS C COMMON 38259P706 198 345 SH   DFND   345 0 0
HALLIBURTON CO COMMON 406216101 14 200 SH   SOLE   200 0 0
HALLIBURTON CO COMMON 406216101 291 4,100 SH   DFND   4,100 0 0
HEWLETT PACKARD CO COMMON 428236103 476 14,144 SH   SOLE   14,144 0 0
HEWLETT PACKARD CO COMMON 428236103 357 10,607 SH   DFND   10,607 0 0
HOME DEPOT INC COMMON 437076102 172 2,125 SH   SOLE   2,125 0 0
HOME DEPOT INC COMMON 437076102 391 4,833 SH   DFND   4,833 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 461 4,962 SH   SOLE   4,962 0 0
HONEYWELL INTERNATIONAL INC COMMON 438516106 102 1,100 SH   DFND   1,100 0 0
INTEL CORP COMMON 458140100 526 17,028 SH   SOLE   17,028 0 0
INTEL CORP COMMON 458140100 253 8,175 SH   DFND   8,175 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 1,808 9,975 SH   SOLE   9,975 0 0
INTL. BUSINESS MACHINES CORP COMMON 459200101 365 2,012 SH   DFND   2,012 0 0
JOHNSON & JOHNSON COMMON 478160104 4,166 39,820 SH   SOLE   39,820 0 0
JOHNSON & JOHNSON COMMON 478160104 922 8,810 SH   DFND   8,810 0 0
JOHNSON CONTROLS INC COMMON 478366107 359 7,200 SH   DFND   7,200 0 0
JP MORGAN CHASE & CO COMMON 46625H100 263 4,556 SH   SOLE   4,556 0 0
JP MORGAN CHASE & CO COMMON 46625H100 192 3,330 SH   DFND   3,330 0 0
KIMBERLY CLARK CORP COMMON 494368103 349 3,139 SH   SOLE   3,139 0 0
KIMBERLY CLARK CORP COMMON 494368103 236 2,123 SH   DFND   2,123 0 0
KRAFT FOODS GROUP INC COMMON 50076Q106 249 4,159 SH   SOLE   4,159 0 0
KRAFT FOODS GROUP INC COMMON 50076Q106 36 596 SH   DFND   596 0 0
LOCKHEED MARTIN CORP COMMON 539830109 282 1,755 SH   SOLE   1,755 0 0
LOCKHEED MARTIN CORP COMMON 539830109 107 665 SH   DFND   665 0 0
LOWES COS INC COMMON 548661107 53 1,100 SH   SOLE   1,100 0 0
LOWES COS INC COMMON 548661107 288 6,000 SH   DFND   6,000 0 0
MACY'S INC COMMON 55616P104 131 2,266 SH   SOLE   2,266 0 0
MACY'S INC COMMON 55616P104 73 1,250 SH   DFND   1,250 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202 201 3,139 SH   SOLE   3,139 0 0
MARRIOTT INTERNATIONAL INC COMMON 571903202 52 807 SH   DFND   807 0 0
MCDONALDS CORP COMMON 580135101 337 3,349 SH   SOLE   3,349 0 0
MCDONALDS CORP COMMON 580135101 172 1,705 SH   DFND   1,705 0 0
MEDTRONIC INC COMMON 585055106 134 2,095 SH   SOLE   2,095 0 0
MEDTRONIC INC COMMON 585055106 548 8,600 SH   DFND   8,600 0 0
MERCK & CO INC COMMON 58933Y105 628 10,854 SH   SOLE   10,854 0 0
MERCK & CO INC COMMON 58933Y105 820 14,173 SH   DFND   14,173 0 0
MICROSOFT CORP COMMON 594918104 393 9,418 SH   SOLE   9,418 0 0
MICROSOFT CORP COMMON 594918104 683 16,375 SH   DFND   16,375 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 470 12,495 SH   SOLE   12,495 0 0
MONDELEZ INTERNATIONAL INC COMMON 609207105 67 1,790 SH   DFND   1,790 0 0
MONSANTO CO COMMON 61166W101 228 1,824 SH   SOLE   1,824 0 0
MONSANTO CO COMMON 61166W101 85 684 SH   DFND   684 0 0
NEXTERA ENERGY INC COMMON 65339F101 385 3,752 SH   SOLE   3,752 0 0
NEXTERA ENERGY INC COMMON 65339F101 178 1,737 SH   DFND   1,737 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 767 7,444 SH   SOLE   7,444 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 628 6,100 SH   DFND   6,100 0 0
NORTHROP GRUMMAN CORPORATION COMMON 666807102 207 1,727 SH   SOLE   1,727 0 0
NORTHROP GRUMMAN CORPORATION COMMON 666807102 48 400 SH   DFND   400 0 0
OMNICOM GROUP COMMON 681919106 285 4,000 SH   DFND   4,000 0 0
ORACLE CORPORATION COMMON 68389X105 116 2,850 SH   SOLE   2,850 0 0
ORACLE CORPORATION COMMON 68389X105 273 6,730 SH   DFND   6,730 0 0
PEPSICO INC COMMON 713448108 650 7,280 SH   SOLE   7,280 0 0
PEPSICO INC COMMON 713448108 802 8,973 SH   DFND   8,973 0 0
PFIZER INC COMMON 717081103 1,435 48,342 SH   SOLE   48,342 0 0
PFIZER INC COMMON 717081103 917 30,896 SH   DFND   30,896 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 1,588 18,830 SH   SOLE   18,830 0 0
PHILIP MORRIS INTERNATIONAL COMMON 718172109 486 5,767 SH   DFND   5,767 0 0
PPG INDUSTRIES INC COMMON 693506107 525 2,500 SH   SOLE   2,500 0 0
PROCTER & GAMBLE CO COMMON 742718109 696 8,855 SH   SOLE   8,855 0 0
PROCTER & GAMBLE CO COMMON 742718109 479 6,091 SH   DFND   6,091 0 0
PROTECTIVE LIFE CORP COMMON 743674103 16,118 232,488 SH   SOLE   232,488 0 0
REGIONS FINANCIAL CORP COMMON 7591EP100 853 80,351 SH   SOLE   80,351 0 0
SHERWIN WILLIAMS CO COMMON 824348106 124 600 SH   SOLE   600 0 0
SHERWIN WILLIAMS CO COMMON 824348106 124 600 SH   DFND   600 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 189 3,962 SH   SOLE   3,962 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 24 507 SH   DFND   507 0 0
UNITED PARCEL SERVICE CL B COMMON 911312106 44 425 SH   SOLE   425 0 0
UNITED PARCEL SERVICE CL B COMMON 911312106 181 1,760 SH   DFND   1,760 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 246 2,130 SH   SOLE   2,130 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 416 3,602 SH   DFND   3,602 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 237 2,900 SH   SOLE   2,900 0 0
UNITEDHEALTH GROUP INC COMMON 91324P102 69 850 SH   DFND   850 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 774 15,816 SH   SOLE   15,816 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 907 18,528 SH   DFND   18,528 0 0
WAL MART STORES INC COMMON 931142103 978 13,024 SH   SOLE   13,024 0 0
WAL MART STORES INC COMMON 931142103 574 7,650 SH   DFND   7,650 0 0
WELLS FARGO & CO COMMON 949746101 589 11,210 SH   SOLE   11,210 0 0
WELLS FARGO & CO COMMON 949746101 410 7,798 SH   DFND   7,798 0 0
WILLIAMS PARTNERS LP COMMON 96950F104 22 400 SH   SOLE   400 0 0
WILLIAMS PARTNERS LP COMMON 96950F104 244 4,500 SH   DFND   4,500 0 0
YUM! BRANDS INC COMMON 988498101 108 1,332 SH   SOLE   1,332 0 0
YUM! BRANDS INC COMMON 988498101 198 2,440 SH   DFND   2,440 0 0
3M CO COMMON 88579Y101 682 4,763 SH   SOLE   4,763 0 0
3M CO COMMON 88579Y101 596 4,158 SH   DFND   4,158 0 0
BANCO BILBAO VIZCAYA SPONS ADR COMMON 05946K101 182 14,283 SH   SOLE   14,283 0 0
BP PLC SPONS ADR COMMON 055622104 609 11,549 SH   SOLE   11,549 0 0
BP PLC SPONS ADR COMMON 055622104 141 2,664 SH   DFND   2,664 0 0
GLAXO SMITHKLINE SPONS ADR COMMON 37733W105 155 2,896 SH   SOLE   2,896 0 0
GLAXO SMITHKLINE SPONS ADR COMMON 37733W105 91 1,705 SH   DFND   1,705 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON 780259206 430 5,220 SH   SOLE   5,220 0 0
FEDERAL REALTY INVESTMENT TR R COMMON 313747206 1,052 8,700 SH   DFND   0 0 0
HEALTHCARE RLTY TRUST REIT COMMON 421946104 203 8,000 SH   DFND   0 0 0
MANULIFE FINANCIAL CORP COMMON 56501R106 127 6,408 SH   SOLE   6,408 0 0
MANULIFE FINANCIAL CORP COMMON 56501R106 307 15,458 SH   DFND   15,458 0 0
SCHLUMBERGER LTD COMMON 806857108 358 3,038 SH   SOLE   3,038 0 0
SCHLUMBERGER LTD COMMON 806857108 188 1,590 SH   DFND   1,590 0 0
GLOBAL X MLP ETF OTHER 37950E473 263 15,200 SH   DFND   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 273 3,121 SH   SOLE   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 59 680 SH   DFND   0 0 0
ISHARES DJ US TOTAL MARKET ETF OTHER 464287846 295 2,975 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 343 5,014 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 409 5,976 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 244 5,650 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 298 6,890 SH   DFND   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 230 2,050 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 381 3,402 SH   DFND   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 221 1,545 SH   SOLE   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 457 3,193 SH   DFND   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200 279 1,415 SH   SOLE   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200 30 150 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,727 8,825 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,501 7,670 SH   DFND   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 1,544 14,115 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 799 7,300 SH   DFND   0 0 0
POWERSHARES SENIOR LOAN PORT OTHER 73936Q769 224 9,000 SH   DFND   0 0 0
SPDR BARCLAYS CAPITAL HIGH YIE OTHER 78464A417 460 11,025 SH   SOLE   0 0 0
SPDR BARCLAYS CAPITAL HIGH YIE OTHER 78464A417 554 13,285 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 216 2,500 SH   DFND   0 0 0
NUVEEN VIRGINIA PRE INC MUNI F OTHER 67064R102 189 14,164 SH   SOLE   0 0 0
NUVEEN VIRGINIA PRE INC MUNI F OTHER 67064R102 26 1,943 SH   DFND   0 0 0