The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 241 6,297 SH   SOLE   6,297 0 0
ABBOTT LABS COMMON STOCK 002824100 408 10,650 SH   OTR   10,650 0 0
ABBVIE INC COMMON STOCK 00287Y109 339 6,425 SH   SOLE   6,425 0 0
ABBVIE INC COMMON STOCK 00287Y109 694 13,150 SH   OTR   13,150 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 756 19,681 SH   SOLE   19,681 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 257 6,700 SH   OTR   6,700 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 477 5,258 SH   SOLE   5,258 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 113 1,250 SH   OTR   1,250 0 0
APACHE CORP COMMON STOCK 037411105 4 50 SH   SOLE   50 0 0
APACHE CORP COMMON STOCK 037411105 232 2,700 SH   OTR   2,700 0 0
APPLE INC COMMON STOCK 037833100 583 1,040 SH   SOLE   1,040 0 0
APPLE INC COMMON STOCK 037833100 1,055 1,880 SH   OTR   1,880 0 0
AT&T INC COMMON STOCK 00206R102 686 19,510 SH   SOLE   19,510 0 0
AT&T INC COMMON STOCK 00206R102 602 17,134 SH   OTR   17,134 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 159 1,974 SH   SOLE   1,974 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 339 4,200 SH   OTR   4,200 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 77 4,960 SH   SOLE   4,960 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 353 22,655 SH   OTR   22,655 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 47 1,350 SH   SOLE   1,350 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 564 16,139 SH   OTR   16,139 0 0
BAXTER INTL INC COMMON STOCK 071813109 146 2,100 SH   SOLE   2,100 0 0
BAXTER INTL INC COMMON STOCK 071813109 291 4,190 SH   OTR   4,190 0 0
BB&T CORPORATION COMMON STOCK 054937107 60 1,604 SH   SOLE   1,604 0 0
BB&T CORPORATION COMMON STOCK 054937107 216 5,800 SH   OTR   5,800 0 0
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 712 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 139 1,169 SH   SOLE   1,169 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 156 1,312 SH   OTR   1,312 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 142 450 SH   SOLE   450 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 222 700 SH   OTR   700 0 0
BOEING CO COMMON STOCK 097023105 280 2,050 SH   SOLE   2,050 0 0
BOEING CO COMMON STOCK 097023105 150 1,100 SH   OTR   1,100 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 490 9,228 SH   SOLE   9,228 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 329 6,185 SH   OTR   6,185 0 0
BUCKEYE PARTNERS LP COMMON STOCK 118230101 263 3,700 SH   OTR   3,700 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 230 3,000 SH   OTR   3,000 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 859 6,874 SH   SOLE   6,874 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,731 13,859 SH   OTR   13,859 0 0
CIGNA CORP COMMON STOCK 125509109 1,328 15,180 SH   OTR   15,180 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 237 10,550 SH   SOLE   10,550 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 158 7,060 SH   OTR   7,060 0 0
CITIGROUP INC COMMON STOCK 172967424 24 470 SH   SOLE   470 0 0
CITIGROUP INC COMMON STOCK 172967424 428 8,206 SH   OTR   8,206 0 0
COCA COLA CO COMMON STOCK 191216100 2,530 61,233 SH   SOLE   61,233 0 0
COCA COLA CO COMMON STOCK 191216100 706 17,100 SH   OTR   17,100 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 346 5,308 SH   SOLE   5,308 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 254 3,900 SH   OTR   3,900 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 258 4,960 SH   SOLE   4,960 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 102 1,955 SH   OTR   1,955 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 123 1,735 SH   SOLE   1,735 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 261 3,700 SH   OTR   3,700 0 0
CVS CAREMARK CORP COMMON STOCK 126650100 26 367 SH   SOLE   367 0 0
CVS CAREMARK CORP COMMON STOCK 126650100 326 4,550 SH   OTR   4,550 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 443 5,792 SH   SOLE   5,792 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 512 6,700 SH   OTR   6,700 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 662 10,227 SH   SOLE   10,227 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 291 4,498 SH   OTR   4,498 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 25 567 SH   SOLE   567 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 266 6,000 SH   OTR   6,000 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 477 7,347 SH   SOLE   7,347 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 964 14,836 SH   OTR   14,836 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483E100 307 2,500 SH   OTR   2,500 0 0
EMERSON ELEC CO COMMON STOCK 291011104 176 2,514 SH   SOLE   2,514 0 0
EMERSON ELEC CO COMMON STOCK 291011104 166 2,360 SH   OTR   2,360 0 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 230 3,275 SH   SOLE   3,275 0 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 89 1,272 SH   OTR   1,272 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 3,208 31,699 SH   SOLE   31,699 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 5,582 55,159 SH   OTR   55,159 0 0
FREEPORT-MCMORAN COPPER AND GO COMMON STOCK 35671D857 375 9,946 SH   OTR   9,946 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 2,283 81,431 SH   SOLE   81,431 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 2,304 82,189 SH   OTR   82,189 0 0
GOOGLE INC CL A COMMON STOCK 38259P508 77 69 SH   SOLE   69 0 0
GOOGLE INC CL A COMMON STOCK 38259P508 387 345 SH   OTR   345 0 0
HALLIBURTON CO COMMON STOCK 406216101 10 200 SH   SOLE   200 0 0
HALLIBURTON CO COMMON STOCK 406216101 249 4,900 SH   OTR   4,900 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 396 14,144 SH   SOLE   14,144 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 311 11,107 SH   OTR   11,107 0 0
HOME DEPOT INC COMMON STOCK 437076102 175 2,125 SH   SOLE   2,125 0 0
HOME DEPOT INC COMMON STOCK 437076102 398 4,833 SH   OTR   4,833 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 453 4,962 SH   SOLE   4,962 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 119 1,300 SH   OTR   1,300 0 0
INTEL CORP COMMON STOCK 458140100 442 17,028 SH   SOLE   17,028 0 0
INTEL CORP COMMON STOCK 458140100 212 8,175 SH   OTR   8,175 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,857 9,902 SH   SOLE   9,902 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 377 2,012 SH   OTR   2,012 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,671 40,083 SH   SOLE   40,083 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 834 9,110 SH   OTR   9,110 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 395 7,700 SH   OTR   7,700 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 248 4,249 SH   SOLE   4,249 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 189 3,230 SH   OTR   3,230 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 328 3,139 SH   SOLE   3,139 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 264 2,523 SH   OTR   2,523 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 229 4,249 SH   SOLE   4,249 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 32 596 SH   OTR   596 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 280 1,885 SH   SOLE   1,885 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 99 665 SH   OTR   665 0 0
LOWES COS INC COMMON STOCK 548661107 48 967 SH   SOLE   967 0 0
LOWES COS INC COMMON STOCK 548661107 362 7,300 SH   OTR   7,300 0 0
MACY'S INC COMMON STOCK 55616P104 121 2,266 SH   SOLE   2,266 0 0
MACY'S INC COMMON STOCK 55616P104 174 3,250 SH   OTR   3,250 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 155 3,139 SH   SOLE   3,139 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 55 1,110 SH   OTR   1,110 0 0
MCDONALDS CORP COMMON STOCK 580135101 305 3,140 SH   SOLE   3,140 0 0
MCDONALDS CORP COMMON STOCK 580135101 165 1,705 SH   OTR   1,705 0 0
MEDTRONIC INC COMMON STOCK 585055106 120 2,095 SH   SOLE   2,095 0 0
MEDTRONIC INC COMMON STOCK 585055106 519 9,050 SH   OTR   9,050 0 0
MERCK & CO INC COMMON STOCK 58933Y105 519 10,374 SH   SOLE   10,374 0 0
MERCK & CO INC COMMON STOCK 58933Y105 702 14,028 SH   OTR   14,028 0 0
MICROSOFT CORP COMMON STOCK 594918104 381 10,179 SH   SOLE   10,179 0 0
MICROSOFT CORP COMMON STOCK 594918104 680 18,175 SH   OTR   18,175 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 451 12,766 SH   SOLE   12,766 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 63 1,790 SH   OTR   1,790 0 0
MONSANTO CO COMMON STOCK 61166W101 213 1,824 SH   SOLE   1,824 0 0
MONSANTO CO COMMON STOCK 61166W101 80 684 SH   OTR   684 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 321 3,752 SH   SOLE   3,752 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 149 1,737 SH   OTR   1,737 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 698 7,522 SH   SOLE   7,522 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 585 6,300 SH   OTR   6,300 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 205 1,793 SH   SOLE   1,793 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 46 400 SH   OTR   400 0 0
OMNICOM GROUP COMMON STOCK 681919106 297 4,000 SH   OTR   4,000 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 164 4,284 SH   SOLE   4,284 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 257 6,730 SH   OTR   6,730 0 0
PEPSICO INC COMMON STOCK 713448108 604 7,280 SH   SOLE   7,280 0 0
PEPSICO INC COMMON STOCK 713448108 703 8,473 SH   OTR   8,473 0 0
PFIZER INC COMMON STOCK 717081103 1,498 48,908 SH   SOLE   48,908 0 0
PFIZER INC COMMON STOCK 717081103 946 30,896 SH   OTR   30,896 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1,688 19,374 SH   SOLE   19,374 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 520 5,967 SH   OTR   5,967 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 534 2,815 SH   SOLE   2,815 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 709 8,713 SH   SOLE   8,713 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 512 6,291 SH   OTR   6,291 0 0
PROTECTIVE LIFE CORP COMMON STOCK 743674103 11,778 232,488 SH   SOLE   232,488 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 795 80,351 SH   SOLE   80,351 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 110 600 SH   SOLE   600 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 110 600 SH   OTR   600 0 0
TARGET CORP COMMON STOCK 87612E106 74 1,166 SH   SOLE   1,166 0 0
TARGET CORP COMMON STOCK 87612E106 135 2,135 SH   OTR   2,135 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 32 308 SH   SOLE   308 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 185 1,760 SH   OTR   1,760 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 249 2,188 SH   SOLE   2,188 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 410 3,602 SH   OTR   3,602 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 231 3,074 SH   SOLE   3,074 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 64 850 SH   OTR   850 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 761 15,491 SH   SOLE   15,491 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 991 20,159 SH   OTR   20,159 0 0
WAL MART STORES INC COMMON STOCK 931142103 1,037 13,181 SH   SOLE   13,181 0 0
WAL MART STORES INC COMMON STOCK 931142103 626 7,950 SH   OTR   7,950 0 0
WELLS FARGO & CO COMMON STOCK 949746101 500 11,010 SH   SOLE   11,010 0 0
WELLS FARGO & CO COMMON STOCK 949746101 354 7,798 SH   OTR   7,798 0 0
WILLIAMS PARTNERS LP COMMON STOCK 96950F104 20 400 SH   SOLE   400 0 0
WILLIAMS PARTNERS LP COMMON STOCK 96950F104 254 5,000 SH   OTR   5,000 0 0
YUM! BRANDS INC COMMON STOCK 988498101 116 1,539 SH   SOLE   1,539 0 0
YUM! BRANDS INC COMMON STOCK 988498101 184 2,440 SH   OTR   2,440 0 0
3M CO COMMON STOCK 88579Y101 689 4,913 SH   SOLE   4,913 0 0
3M CO COMMON STOCK 88579Y101 583 4,158 SH   OTR   4,158 0 0
BANCO BILBAO VIZCAYA SPONS ADR COMMON STOCK 05946K101 177 14,283 SH   SOLE   14,283 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 559 11,502 SH   SOLE   11,502 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 139 2,864 SH   OTR   2,864 0 0
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 163 3,061 SH   SOLE   3,061 0 0
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 91 1,705 SH   OTR   1,705 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 372 5,220 SH   SOLE   5,220 0 0
FEDERAL REALTY INVESTMENT TR R COMMON STOCK 313747206 882 8,700 SH   OTR   0 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 126 6,408 SH   SOLE   6,408 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 305 15,458 SH   OTR   15,458 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 249 2,765 SH   SOLE   2,765 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 143 1,590 SH   OTR   1,590 0 0
GLOBAL X MLP ETF OTHER 37950E473 246 15,200 SH   OTR   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 234 3,126 SH   SOLE   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 51 680 SH   OTR   0 0 0
ISHARES DJ US TOTAL MARKET ETF OTHER 464287846 287 3,080 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 312 4,644 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 292 4,350 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 192 4,590 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 185 4,435 SH   OTR   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 200 1,835 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP 600 OTHER 464287804 251 2,304 SH   OTR   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 228 1,701 SH   SOLE   0 0 0
ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 315 2,352 SH   OTR   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200 293 1,580 SH   SOLE   0 0 0
ISHARES S&P 500 INDEX FUND OTHER 464287200 28 150 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,328 7,190 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,394 7,550 SH   OTR   0 0 0
ISHARES BARCLAYS AGGREGATE BON OTHER 464287226 1,472 13,830 SH   SOLE   0 0 0
ISHARES BARCLAYS AGGREGATE BON OTHER 464287226 777 7,300 SH   OTR   0 0 0
POWERSHARES SENIOR LOAN PORT OTHER 73936Q769 224 9,000 SH   OTR   0 0 0
SPDR BARCLAYS CAPITAL HIGH YIE OTHER 78464A417 364 8,985 SH   SOLE   0 0 0
SPDR BARCLAYS CAPITAL HIGH YIE OTHER 78464A417 511 12,600 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 207 2,500 SH   OTR   0 0 0
NUVEEN VIRGINIA PRE INC MUNI F OTHER 67064R102 108 9,103 SH   SOLE   0 0 0
NUVEEN VIRGINIA PRE INC MUNI F OTHER 67064R102 31 2,603 SH   OTR   0 0 0