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SECURITIZATIONS (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Dec. 31, 2021
Total credit card loans - available to settle obligations of consolidated VIEs $ 12,570   $ 12,570   $ 11,215
Of which: principal amount of credit card loans 91 days or more past due 239   239   $ 159
Net principal losses of securitized credit card loans $ 123 $ 91 $ 363 $ 347  
Minimum          
Minimum interests requirement (as a percent)     4.00%    
Maximum          
Minimum interests requirement (as a percent)     10.00%