CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and cash equivalents	$ 3,111	$ 3,046
Credit card and other loans
Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: 2022, $12,369; 2021, $11,215)	17,769	17,399
Allowance for credit losses	(1,992)	(1,832)
Credit card and other loans, net	15,777	15,567
Investment securities	224	239
Property and equipment, net	219	215
Goodwill and intangible assets, net	694	687
Other assets	1,786	1,992
Total assets	21,811	21,746
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	11,028	11,027
Debt issued by consolidated variable interest entities	5,498	5,453
Long-term and other debt	1,939	1,986
Other liabilities	1,071	1,194
Total liabilities	19,536	19,660
Commitments and contingencies (Note 9)
Stockholders' equity
Common stock, $0.01 par value; authorized, 200.0 million shares; issued, 49.8 million shares as of both June 30, 2022 and December 31, 2021	1	1
Additional paid-in capital	2,174	2,174
Retained earnings (accumulated deficit)	114	(87)
Accumulated other comprehensive loss	(14)	(2)
Total stockholders' equity	2,275	2,086
Total liabilities and stockholders' equity	$ 21,811	$ 21,746