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CREDIT CARD AND OTHER LOANS - Credit Quality on Amortized Cost Basis (Details) - USD ($)
$ in Billions
Jun. 30, 2022
Dec. 31, 2021
Credit Quality    
Customer accounts as a percentage of total credit card loans balance for which a Vantage credit score is not available 0.30% 0.10%
Unused credit card lines available to cardholders $ 99.5 $ 112.1
Installment (other) loans | FICO Score, From 660 and Above    
Credit Quality    
Percentage of total amortized cost basis of revolving loan receivables outstanding 86 84
Installment (other) loans | FICO Score Below 660    
Credit Quality    
Percentage of total amortized cost basis of revolving loan receivables outstanding 14 16
Credit Card Receivable | No Score | Credit Score, from 661 or Higher    
Credit Quality    
Percentage of amortized cost basis of credit card receivables outstanding 61.00% 62.00%
Credit Card Receivable | No Score | Credit Score, From 601 to 660    
Credit Quality    
Percentage of amortized cost basis of credit card receivables outstanding 27.00% 26.00%
Credit Card Receivable | No Score | Credit Score, From 600 or Less    
Credit Quality    
Percentage of amortized cost basis of credit card receivables outstanding 12.00% 12.00%