CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 4,456.8	$ 3,874.4
Accounts receivable, net, less allowance for doubtful accounts ($3.4 at each of March 31, 2020 and December 31, 2019, respectively)	359.4	451.1
Credit card and loan receivables:
Credit card receivables - restricted for securitization investors	12,033.4	13,504.2
Other credit card and loan receivables	5,698.5	5,958.9
Total credit card and loan receivables	17,731.9	19,463.1
Allowance for loan loss	(2,150.8)	(1,171.1)
Credit card and loan receivables, net	15,581.1	18,292.0
Credit card receivables held for sale	88.8	408.0
Inventories, net	189.1	218.0
Other current assets	461.1	268.4
Redemption settlement assets, restricted	568.0	600.8
Total current assets	21,704.3	24,112.7
Property and equipment, net	263.0	282.3
Right of use assets - operating	256.8	264.3
Deferred tax asset, net	282.9	45.2
Intangible assets, net	129.9	153.3
Goodwill	929.1	954.9
Other non-current assets	668.9	682.1
Total assets	24,234.9	26,494.8
LIABILITIES AND STOCKHOLDERS' EQUITY
Accounts payable	203.0	300.8
Accrued expenses	407.4	327.8
Current operating lease liabilities	22.3	22.6
Current portion of deposits	6,521.5	6,942.4
Current portion of non-recourse borrowings of consolidated securitization entities	2,520.4	3,030.8
Current portion of long-term and other debt	101.4	101.4
Other current liabilities	228.1	338.3
Deferred revenue	748.3	807.9
Total current liabilities	10,752.4	11,872.0
Deferred revenue	103.6	114.1
Deferred tax liability, net		80.0
Long-term operating lease liabilities	282.6	291.7
Deposits	4,864.2	5,209.3
Non-recourse borrowings of consolidated securitization entities	3,840.3	4,253.2
Long-term and other debt	2,974.7	2,748.5
Other liabilities	329.4	337.7
Total liabilities	23,147.2	24,906.5
Commitments and contingencies (Note 15)
Stockholders' equity:
Common stock, $0.01 par value; authorized, 200.0 shares; issued, 115.0 shares at each of March 31, 2020 and December 31, 2019, respectively	1.2	1.1
Additional paid-in capital	3,259.7	3,257.7
Treasury stock, at cost, 67.4 shares at each of March 31, 2020 and December 31, 2019, respectively	(6,733.9)	(6,733.9)
Retained earnings	4,678.8	5,163.3
Accumulated other comprehensive loss	(118.1)	(99.9)
Total stockholders' equity	1,087.7	1,588.3
Total liabilities and stockholders' equity	$ 24,234.9	$ 26,494.8