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REVENUE (Details)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
USD ($)
Sep. 30, 2019
USD ($)
Jun. 30, 2019
USD ($)
Mar. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Sep. 30, 2018
USD ($)
Jun. 30, 2018
USD ($)
Mar. 31, 2018
USD ($)
Dec. 31, 2019
USD ($)
item
segment
Dec. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Dec. 31, 2016
Disaggregation of revenue                        
Number of segments | segment                 2      
Revenue from contracts with customers                 $ 840.2 $ 960.1    
Finance charges, net                 4,728.5 4,694.9 $ 4,171.9  
Investment income                 12.6 11.6    
Total revenue $ 1,461.0 $ 1,437.6 $ 1,348.5 $ 1,334.2 $ 1,464.5 $ 1,423.2 $ 1,397.2 $ 1,381.7 $ 5,581.3 $ 5,666.6 $ 5,474.7  
Number of performance obligations | item                 3      
Estimated breakage rate 20.00%       20.00%       20.00% 20.00% 20.00%  
Estimated Life of an AIR MILES reward mile                 38 months 38 months 38 months 42 months
Coalition loyalty program                        
Disaggregation of revenue                        
Revenue from contracts with customers                 $ 290.1 $ 352.3    
Short-term loyalty programs                        
Disaggregation of revenue                        
Revenue from contracts with customers                 635.5 613.8    
Servicing fees, net                        
Disaggregation of revenue                        
Revenue from contracts with customers                 (180.7) (97.3)    
Other                        
Disaggregation of revenue                        
Revenue from contracts with customers                 95.3 91.3    
United States                        
Disaggregation of revenue                        
Total revenue                 4,588.3 4,621.3 $ 4,192.5  
Canada                        
Disaggregation of revenue                        
Total revenue                 352.2 411.3 726.6  
Europe, Middle East and Africa                        
Disaggregation of revenue                        
Total revenue                 449.1 463.2 411.4  
Asia Pacific                        
Disaggregation of revenue                        
Total revenue                 121.7 122.0 129.2  
Other                        
Disaggregation of revenue                        
Total revenue                 70.0 48.8 15.0  
Operating segment | LoyaltyOne                        
Disaggregation of revenue                        
Revenue from contracts with customers                 1,020.5 1,056.8    
Investment income                 12.6 11.6    
Total revenue                 1,033.1 1,068.4 1,303.5  
Operating segment | LoyaltyOne | Coalition loyalty program                        
Disaggregation of revenue                        
Revenue from contracts with customers                 290.1 352.3    
Operating segment | LoyaltyOne | Short-term loyalty programs                        
Disaggregation of revenue                        
Revenue from contracts with customers                 635.5 613.8    
Operating segment | LoyaltyOne | Other                        
Disaggregation of revenue                        
Revenue from contracts with customers                 94.9 90.7    
Operating segment | LoyaltyOne | United States                        
Disaggregation of revenue                        
Total revenue                 40.1 23.1    
Operating segment | LoyaltyOne | Canada                        
Disaggregation of revenue                        
Total revenue                 352.2 411.3    
Operating segment | LoyaltyOne | Europe, Middle East and Africa                        
Disaggregation of revenue                        
Total revenue                 449.1 463.2    
Operating segment | LoyaltyOne | Asia Pacific                        
Disaggregation of revenue                        
Total revenue                 121.7 122.0    
Operating segment | LoyaltyOne | Other                        
Disaggregation of revenue                        
Total revenue                 70.0 48.8    
Operating segment | Card Services                        
Disaggregation of revenue                        
Revenue from contracts with customers                 (180.7) (97.3)    
Finance charges, net                 4,728.5 4,694.9    
Total revenue                 4,547.8 4,597.6 4,170.6  
Operating segment | Card Services | Servicing fees, net                        
Disaggregation of revenue                        
Revenue from contracts with customers                 (180.7) (97.3)    
Operating segment | Card Services | United States                        
Disaggregation of revenue                        
Total revenue                 4,547.8 4,597.6    
Corporate/Other                        
Disaggregation of revenue                        
Revenue from contracts with customers                 0.4 0.6    
Total revenue                 0.4 0.6 $ 0.6  
Corporate/Other | Other                        
Disaggregation of revenue                        
Revenue from contracts with customers                 0.4 0.6    
Corporate/Other | United States                        
Disaggregation of revenue                        
Total revenue                 $ 0.4 $ 0.6    
Minimum | Short-term loyalty programs                        
Disaggregation of revenue                        
Typical term of short-term loyalty programs                 84 days      
Maximum | Short-term loyalty programs                        
Disaggregation of revenue                        
Typical term of short-term loyalty programs                 140 days      
Typical contract term of the short-term loyalty programs                 1 year