CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and cash equivalents	$ 3,874.4	$ 3,817.4
Accounts receivable, net, less allowance for doubtful accounts ($3.4 and $0.4 at December 31, 2019 and December 31, 2018, respectively)	451.1	404.0
Credit card and loan receivables:
Credit card receivables - restricted for securitization investors	13,504.2	13,418.3
Other credit card and loan receivables	5,958.9	4,436.7
Total credit card and loan receivables	19,463.1	17,855.0
Allowance for loan loss	(1,171.1)	(1,038.3)
Credit card and loan receivables, net	18,292.0	16,816.7
Credit card receivables held for sale	408.0	1,951.6
Inventories, net	218.0	248.0
Other current assets	268.4	293.2
Redemption settlement assets, restricted	600.8	558.6
Current assets of discontinued operations		622.2
Total current assets	24,112.7	24,711.7
Property and equipment, net	282.3	288.2
Right of use assets - operating	264.3
Deferred tax asset, net	45.2	44.0
Intangible assets, net	153.3	217.4
Goodwill	954.9	954.8
Other non-current assets	682.1	636.4
Long-term assets of discontinued operations		3,535.2
Total assets	26,494.8	30,387.7
LIABILITIES AND EQUITY
Accounts payable	300.8	486.2
Accrued expenses	327.8	322.2
Current operating lease liabilities	22.6
Current portion of deposits	6,942.4	6,537.7
Current portion of non-recourse borrowings of consolidated securitization entities	3,030.8	2,717.6
Current portion of long-term and other debt	101.4	138.9
Other current liabilities	338.3	291.8
Deferred revenue	807.9	766.1
Current liabilities of discontinued operations		223.5
Total current liabilities	11,872.0	11,484.0
Deferred revenue	114.1	109.2
Deferred tax liability, net	80.0	256.5
Long-term operating lease liabilities	291.7
Deposits	5,209.3	5,256.0
Non-recourse borrowings of consolidated securitization entities	4,253.2	4,934.1
Long-term and other debt	2,748.5	5,586.5
Other liabilities	337.7	392.4
Long-term liabilities of discontinued operations		36.9
Total liabilities	24,906.5	28,055.6
Commitments and contingencies (Note 18)
Stockholders' equity:
Common stock, $0.01 par value; authorized, 200.0 shares; issued, 115.0 shares and 113.0 shares at December 31, 2019 and December 31, 2018, respectively	1.1	1.1
Additional paid-in capital	3,257.7	3,172.4
Treasury stock, at cost, 67.4 shares and 59.6 shares at December 31, 2019 and December 31, 2018, respectively	(6,733.9)	(5,715.7)
Retained earnings	5,163.3	5,012.4
Accumulated other comprehensive loss	(99.9)	(138.1)
Total stockholders' equity	1,588.3	2,332.1
Total liabilities and equity	$ 26,494.8	$ 30,387.7