X0306 4 2022-08-08 0001101215 BREAD FINANCIAL HOLDINGS, INC. BFH 0001190305 THERIAULT TIMOTHY J 3095 LOYALTY CIRCLE COLUMBUS OH 43219 1 0 0 0 Common Stock 2022-08-08 4 P 0 2500 39.5614 A 14539 D The total amount of securities beneficially owned includes: (a) 4,000 unrestricted shares; (b) 519 unvested restricted stock units granted 10/17/16; (c) 655 unvested restricted stock units granted 6/26/17; (d) 761 unvested restricted stock units granted 6/25/18; (e) 1,114 unvested restricted stock units granted 6/24/19; (f) 3,432 unvested restricted stock units granted 6/22/20; (g) 1,408 unvested restricted stock units granted 6/15/21; and (h) 2,650 unvested restricted stock units granted 6/15/22. Benjamin L. Morgan, Attorney in Fact 2022-08-10