The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   4,209,512 37,036 SH   SOLE 0 0 0 37,036
ABBVIE INC COM 00287Y109   4,643,186 25,498 SH   SOLE 0 0 0 25,498
ALPHABET INC CAP STK CL A 02079K305   11,252,435 74,554 SH   SOLE 0 0 0 74,554
ALPHABET INC CAP STK CL C 02079K107   1,191,435 7,825 SH   SOLE 0 0 0 7,825
AMAZON COM INC COM 023135106   9,137,330 50,656 SH   SOLE 0 0 0 50,656
APPLE INC COM 037833100   9,520,570 55,520 SH   SOLE 0 0 0 55,520
BANK AMERICA CORP COM 060505104   898,514 23,695 SH   SOLE 0 0 0 23,695
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,455,806 27,242 SH   SOLE 0 0 0 27,242
BROADCOM INC COM 11135F101   314,122 237 SH   SOLE 0 0 0 237
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   7,864,702 251,993 SH   SOLE 0 0 0 251,993
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107   1,018,418 28,258 SH   SOLE 0 0 0 28,258
CHEVRON CORP NEW COM 166764100   206,324 1,308 SH   SOLE 0 0 0 1,308
CISCO SYS INC COM 17275R102   2,285,728 45,797 SH   SOLE 0 0 0 45,797
COCA COLA CO COM 191216100   558,573 9,130 SH   SOLE 0 0 0 9,130
DISNEY WALT CO COM 254687106   2,549,371 20,835 SH   SOLE 0 0 0 20,835
EMERSON ELEC CO COM 291011104   207,785 1,832 SH   SOLE 0 0 0 1,832
ENBRIDGE INC COM 29250N105   3,519,369 97,284 SH   SOLE 0 0 0 97,284
EXXON MOBIL CORP COM 30231G102   1,430,217 12,304 SH   SOLE 0 0 0 12,304
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   348,350 5,000 SH   SOLE 0 0 0 5,000
GENERAL ELECTRIC CO COM NEW 369604301   303,316 1,728 SH   SOLE 0 0 0 1,728
HOME DEPOT INC COM 437076102   1,537,085 4,007 SH   SOLE 0 0 0 4,007
HONEYWELL INTL INC COM 438516106   203,198 990 SH   SOLE 0 0 0 990
INTEL CORP COM 458140100   259,543 5,876 SH   SOLE 0 0 0 5,876
INTERNATIONAL BUSINESS MACHS COM 459200101   579,755 3,036 SH   SOLE 0 0 0 3,036
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   350,011 16,549 SH   SOLE 0 0 0 16,549
ISHARES INC EM MKT SM-CP ETF 464286475   6,540,530 111,139 SH   SOLE 0 0 0 111,139
ISHARES TR CORE MSCI EAFE 46432F842   211,453 2,849 SH   SOLE 0 0 0 2,849
ISHARES TR EAFE SML CP ETF 464288273   4,490,097 70,900 SH   SOLE 0 0 0 70,900
ISHARES TR PFD AND INCM SEC 464288687   2,479,164 76,921 SH   SOLE 0 0 0 76,921
ISHARES TR CORE US AGGBD ET 464287226   406,451 4,150 SH   SOLE 0 0 0 4,150
ISHARES TR MSCI EAFE ETF 464287465   2,059,270 25,786 SH   SOLE 0 0 0 25,786
ISHARES TR ISHARES BIOTECH 464287556   1,752,848 12,774 SH   SOLE 0 0 0 12,774
ISHARES TR MSCI EMG MKT ETF 464287234   1,491,779 36,314 SH   SOLE 0 0 0 36,314
ISHARES TR ISHARES SEMICDTR 464287523   3,873,398 17,145 SH   SOLE 0 0 0 17,145
ISHARES TR CORE S&P MCP ETF 464287507   8,745,831 143,988 SH   SOLE 0 0 0 143,988
ISHARES TR CORE S&P SCP ETF 464287804   7,712,196 69,781 SH   SOLE 0 0 0 69,781
ISHARES TR S&P SML 600 GWT 464287887   3,370,742 25,784 SH   SOLE 0 0 0 25,784
ISHARES TR CORE S&P500 ETF 464287200   9,878,992 18,791 SH   SOLE 0 0 0 18,791
ISHARES TR RUS 1000 GRW ETF 464287614   353,903 1,050 SH   SOLE 0 0 0 1,050
ISHARES TR CORE DIV GRWTH 46434V621   2,428,243 41,823 SH   SOLE 0 0 0 41,823
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,922,114 158,086 SH   SOLE 0 0 0 158,086
ISHARES TR IBONDS DEC24 ETF 46434VBG4   3,836,984 153,173 SH   SOLE 0 0 0 153,173
ISHARES TR IBONDS DEC2026 46435GAA0   1,139,076 47,760 SH   SOLE 0 0 0 47,760
ISHARES TR IBONDS 27 ETF 46435UAA9   635,341 26,695 SH   SOLE 0 0 0 26,695
ISHARES TR IBDS DEC28 ETF 46435U515   2,744,232 110,188 SH   SOLE 0 0 0 110,188
JOHNSON & JOHNSON COM 478160104   5,782,811 36,556 SH   SOLE 0 0 0 36,556
JPMORGAN CHASE & CO COM 46625H100   7,419,513 37,042 SH   SOLE 0 0 0 37,042
LOWES COS INC COM 548661107   2,161,639 8,486 SH   SOLE 0 0 0 8,486
MCDONALDS CORP COM 580135101   1,812,939 6,430 SH   SOLE 0 0 0 6,430
MERCK & CO INC COM 58933Y105   3,796,070 28,769 SH   SOLE 0 0 0 28,769
MICROSOFT CORP COM 594918104   6,048,897 14,377 SH   SOLE 0 0 0 14,377
MONDELEZ INTL INC CL A 609207105   265,042 3,786 SH   SOLE 0 0 0 3,786
NVIDIA CORPORATION COM 67066G104   425,577 471 SH   SOLE 0 0 0 471
PEPSICO INC COM 713448108   5,297,903 30,272 SH   SOLE 0 0 0 30,272
PFIZER INC COM 717081103   3,423,379 123,365 SH   SOLE 0 0 0 123,365
PHILIP MORRIS INTL INC COM 718172109   242,355 2,645 SH   SOLE 0 0 0 2,645
PROCTER AND GAMBLE CO COM 742718109   1,469,336 9,056 SH   SOLE 0 0 0 9,056
SALESFORCE INC COM 79466L302   202,092 671 SH   SOLE 0 0 0 671
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   274,868 3,409 SH   SOLE 0 0 0 3,409
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,344,778 48,443 SH   SOLE 0 0 0 48,443
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,882,970 80,440 SH   SOLE 0 0 0 80,440
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,573,869 71,121 SH   SOLE 0 0 0 71,121
SPDR S&P 500 ETF TR TR UNIT 78462F103   413,748 791 SH   SOLE 0 0 0 791
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,526,205 2,743 SH   SOLE 0 0 0 2,743
SPDR SER TR S&P SEMICNDCTR 78464A862   1,843,570 7,943 SH   SOLE 0 0 0 7,943
SPDR SER TR S&P BIOTECH 78464A870   3,173,122 33,440 SH   SOLE 0 0 0 33,440
SPDR SER TR BLOOMBERG INVT 78468R200   7,473,963 242,425 SH   SOLE 0 0 0 242,425
SPDR SER TR PORTFOLIO S&P500 78464A854   242,182 3,936 SH   SOLE 0 0 0 3,936
SPDR SER TR ICE PFD SEC ETF 78464A292   595,405 17,075 SH   SOLE 0 0 0 17,075
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   10,121,433 240,357 SH   SOLE 0 0 0 240,357
SSGA ACTIVE TR SPDR BLACKSTONE 78470P846   2,385,566 84,058 SH   SOLE 0 0 0 84,058
THERMO FISHER SCIENTIFIC INC COM 883556102   6,077,713 10,457 SH   SOLE 0 0 0 10,457
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   5,377,431 52,203 SH   SOLE 0 0 0 52,203
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   4,080,909 40,206 SH   SOLE 0 0 0 40,206
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,823,731 39,159 SH   SOLE 0 0 0 39,159
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,007,632 3,877 SH   SOLE 0 0 0 3,877
VANGUARD INDEX FDS MID CAP ETF 922908629   6,316,711 25,281 SH   SOLE 0 0 0 25,281
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,044,765 12,081 SH   SOLE 0 0 0 12,081
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,916,986 34,634 SH   SOLE 0 0 0 34,634
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   11,599,180 172,248 SH   SOLE 0 0 0 172,248
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   730,076 17,325 SH   SOLE 0 0 0 17,325
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,430,413 225,770 SH   SOLE 0 0 0 225,770
VISA INC COM CL A 92826C839   2,531,256 9,070 SH   SOLE 0 0 0 9,070
WEYERHAEUSER CO MTN BE COM NEW 962166104   1,177,309 32,785 SH   SOLE 0 0 0 32,785
WISDOMTREE TR EM EX ST-OWNED 97717X578   316,548 10,745 SH   SOLE 0 0 0 10,745
ZIMMER BIOMET HOLDINGS INC COM 98956P102   228,193 1,729 SH   SOLE 0 0 0 1,729