The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BAIN CAP SPECIALTY FIN INC MF 05684B107 5,876 386,352 SH   SOLE   386,352 0 0
HARTFORD FLOATING RATE A MF 416648558 85 10,190 SH   SOLE   10,190 0 0
ISHARES CORE U.S. AGGREGATE BD MF 464287226 1,234 10,818 SH   SOLE   10,818 0 0
SPDR BBG BCLYS EMERG MKTS BD MF 78464A391 7,428 303,913 SH   SOLE   303,913 0 0
SPDR BLACKSTONE/GSO SENIOR LOA MF 78467V608 7,437 162,978 SH   SOLE   162,978 0 0
SPDR BLMBG BRCLY INV GR FLT RT MF 78468r200 9,734 318,211 SH   SOLE   318,211 0 0
AB SUSTAINABLE GLBL THMTC FD C EF 018780106 272 1,537 SH   SOLE   1,537 0 0
ISHARES CORE DIVIDEND GROWTH EF 46434V621 5,563 100,083 SH   SOLE   100,083 0 0
ISHARES CORE S&P MID-CAP EF 464287507 4,763 16,827 SH   SOLE   16,827 0 0
ISHARES CORE S&P SMALL-CAP EF 464287804 1,618 14,128 SH   SOLE   14,128 0 0
ISHARES RUSSELL 1000 GRWTH EF 464287614 680 2,226 SH   SOLE   2,226 0 0
ISHARES S&P 500 EF 464287200 7,460 15,639 SH   SOLE   15,639 0 0
ISHARES S&P SMLL CAP 600 GRTH EF 464287887 4,236 30,522 SH   SOLE   30,522 0 0
JPMORGAN HEDGED EQUITY A EF 46637k315 205 7,624 SH   SOLE   7,624 0 0
SCHWAB U.S. DIVIDEND EF 808524797 293 3,631 SH   SOLE   3,631 0 0
SPDR S&P 600 SM CAP EF 78464A813 611 6,147 SH   SOLE   6,147 0 0
SPDR S&P MIDCAP 400 ETF TR EF 78467y107 2,214 4,277 SH   SOLE   4,277 0 0
VANGUARD ADM S&P MID-CAP 400 I EF 921932885 3,691 19,276 SH   SOLE   19,276 0 0
VANGUARD ADM S&P SM CAP 600 ID EF 921932828 3,017 14,357 SH   SOLE   14,357 0 0
VANGUARD DIVIDEND GROWTH FD EF 921908604 237 6,033 SH   SOLE   6,033 0 0
VANGUARD GROWTH IDX EF 922908736 408 1,272 SH   SOLE   1,272 0 0
VANGUARD MID CAP EF 922908629 4,090 16,053 SH   SOLE   16,053 0 0
VANGUARD S&P 500 EF 922908363 7,099 16,260 SH   SOLE   16,260 0 0
VANGUARD SMALL CAP EF 922908751 3,473 15,367 SH   SOLE   15,367 0 0
VANGUARD TOTAL STOCK MARKET EF 922908769 1,070 4,433 SH   SOLE   4,433 0 0
WISDOMTREE EMERG MKT. EF 97717X578 949 25,756 SH   SOLE   25,756 0 0
3M COMPANY COM 88579y101 1,299 7,314 SH   SOLE   7,314 0 0
ABBOTT LABORATORIES COM 002824100 5,581 39,658 SH   SOLE   39,658 0 0
ABBVIE INC. COM 00287y109 3,438 25,390 SH   SOLE   25,390 0 0
ALPHABET INC. CLASS A COM 02079k305 12,168 4,200 SH   SOLE   4,200 0 0
ALPHABET INC. CLASS C COM 02079k107 1,476 510 SH   SOLE   510 0 0
AMAZON.COM INC. COM 023135106 7,416 2,224 SH   SOLE   2,224 0 0
AMERICAN TOWER CORP. COM 03027X100 443 1,516 SH   SOLE   1,516 0 0
APPLE INC COM 037833100 12,165 68,511 SH   SOLE   68,511 0 0
BANK OF AMERICA CORP. COM 060505104 227 5,099 SH   SOLE   5,099 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 9,214 30,816 SH   SOLE   30,816 0 0
BOEING CO COM 097023105 323 1,605 SH   SOLE   1,605 0 0
BROADCOM INC COM 11135f101 211 317 SH   SOLE   317 0 0
BROOKFIELD INFRASTRUC CORP COM 11275q107 990 14,484 SH   SOLE   14,484 0 0
BROOKFIELD INFRASTRUC LP COM g16252101 9,797 161,101 SH   SOLE   161,101 0 0
CISCO SYSTEMS INC COM 17275r102 3,386 53,437 SH   SOLE   53,437 0 0
COCA COLA CO. COM 191216100 506 8,544 SH   SOLE   8,544 0 0
DANAHER CORPORATION COM 235851102 875 2,661 SH   SOLE   2,661 0 0
EMERSON ELECTRIC CO. COM 291011104 284 3,050 SH   SOLE   3,050 0 0
ENBRIDGE INC. COM 29250n105 3,587 91,693 SH   SOLE   91,693 0 0
ENTERPRISE PRODS PARTNERS L.P. COM 293792107 782 35,616 SH   SOLE   35,616 0 0
EXXON MOBIL CORP COM 30231G102 374 6,116 SH   SOLE   6,116 0 0
FIRST TR ETF IV NO AMER ENERGY COM 33738D101 298 11,948 SH   SOLE   11,948 0 0
HONEYWELL INTERNATIONAL INC. COM 438516106 260 1,245 SH   SOLE   1,245 0 0
INTEL CORP. COM 458140100 237 4,611 SH   SOLE   4,611 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 355 2,654 SH   SOLE   2,654 0 0
ISHARES MSCI EAFE FD COM 464287465 2,029 25,788 SH   SOLE   25,788 0 0
ISHARES MSCI EMERGING MKTS COM 46434g103 228 3,810 SH   SOLE   3,810 0 0
ISHARES MSCI EMERGING MKTS SM COM 464286475 2,536 42,113 SH   SOLE   42,113 0 0
ISHARES NASDAQ BIOTECHNOLOGY COM 464287556 3,539 23,186 SH   SOLE   23,186 0 0
JOHNSON & JOHNSON COM 478160104 6,668 38,976 SH   SOLE   38,976 0 0
JPMORGAN CHASE & CO. COM 46625h100 3,618 22,848 SH   SOLE   22,848 0 0
LOWE'S COMPANIES INC. COM 548661107 3,161 12,230 SH   SOLE   12,230 0 0
MCDONALDS CORP. COM 580135101 2,505 9,345 SH   SOLE   9,345 0 0
MERCK & CO. INC. NEW COM 58933y105 2,419 31,558 SH   SOLE   31,558 0 0
META PLATFORMS, INC. CL A COM 30303M102 474 1,410 SH   SOLE   1,410 0 0
MICROSOFT CORP. COM 594918104 3,591 10,678 SH   SOLE   10,678 0 0
MONDELEZ INT. INC. CL A COM 609207105 609 9,181 SH   SOLE   9,181 0 0
MSCI EMERGING MKTS INDEX COM 464287234 1,037 21,225 SH   SOLE   21,225 0 0
NEXTERA ENERGY INC. COM 65339F101 223 2,384 SH   SOLE   2,384 0 0
PEPSICO INC COM 713448108 5,819 33,501 SH   SOLE   33,501 0 0
PFIZER, INC. COM 717081103 5,203 88,107 SH   SOLE   88,107 0 0
PROCTER & GAMBLE CO COM 742718109 1,495 9,141 SH   SOLE   9,141 0 0
SCHWAB FUNDAMENTAL EM L/C COM 808524730 1,501 48,443 SH   SOLE   48,443 0 0
SPDR S&P BIOTECH COM 78464A870 1,614 14,413 SH   SOLE   14,413 0 0
SPROTT PHYSICAL GOLD TR COM 85207H104 688 47,896 SH   SOLE   47,896 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 7,121 10,673 SH   SOLE   10,673 0 0
VANGUARD EMERGING MARKETS COM 922042858 10,064 203,487 SH   SOLE   203,487 0 0
VANGUARD EUROPEAN COM 922042874 11,391 166,924 SH   SOLE   166,924 0 0
VANGUARD GLB EX-US R.E. IDX COM 922042676 1,502 27,845 SH   SOLE   27,845 0 0
VANGUARD REIT IDX ETF COM 922908553 2,292 19,761 SH   SOLE   19,761 0 0
VERIZON COMMUNICATIONS COM 92343V104 308 5,933 SH   SOLE   5,933 0 0
VISA INC CLASS A COM 92826c839 2,248 10,373 SH   SOLE   10,373 0 0
WALT DISNEY CO. COM 254687106 935 6,036 SH   SOLE   6,036 0 0
WEYERHAEUSER CO. COM 962166104 2,076 50,402 SH   SOLE   50,402 0 0
ZIMMER BIOMET HLDGS COM 98956p102 220 1,729 SH   SOLE   1,729 0 0